The U.S. Experience with No-fault Automobile Insurance

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Author :
Publisher : Rand Corporation
ISBN 13 : 083304916X
Total Pages : 191 pages
Book Rating : 4.8/5 (33 download)

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Book Synopsis The U.S. Experience with No-fault Automobile Insurance by : James M. Anderson

Download or read book The U.S. Experience with No-fault Automobile Insurance written by James M. Anderson and published by Rand Corporation. This book was released on 2010 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: "No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.

State No-fault Automobile Insurance Experience, 1971-1977

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Author :
Publisher :
ISBN 13 :
Total Pages : 124 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis State No-fault Automobile Insurance Experience, 1971-1977 by : United States. Department of Transportation

Download or read book State No-fault Automobile Insurance Experience, 1971-1977 written by United States. Department of Transportation and published by . This book was released on 1977 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:

State No-fault Automobile Insurance Experiences

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Author :
Publisher :
ISBN 13 :
Total Pages : 836 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis State No-fault Automobile Insurance Experiences by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Download or read book State No-fault Automobile Insurance Experiences written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 836 pages. Available in PDF, EPUB and Kindle. Book excerpt:

No-fault Automobile Insurance in Action

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Author :
Publisher : Oceana Publications
ISBN 13 :
Total Pages : 424 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis No-fault Automobile Insurance in Action by : Alan I. Widiss

Download or read book No-fault Automobile Insurance in Action written by Alan I. Widiss and published by Oceana Publications. This book was released on 1977 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Standards for No-fault Motor Vehicle Accident Benefits Act

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Author :
Publisher :
ISBN 13 :
Total Pages : 480 pages
Book Rating : 4.0/5 (1 download)

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Book Synopsis Standards for No-fault Motor Vehicle Accident Benefits Act by : United States. Congress. Senate. Committee on Commerce, Science, and Transportation

Download or read book Standards for No-fault Motor Vehicle Accident Benefits Act written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 1977 with total page 480 pages. Available in PDF, EPUB and Kindle. Book excerpt:

State no-fault automobile insurance experiences

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Author :
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (11 download)

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Book Synopsis State no-fault automobile insurance experiences by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Download or read book State no-fault automobile insurance experiences written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

State No-fault Automobile Insurance Experiences

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Author :
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (11 download)

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Book Synopsis State No-fault Automobile Insurance Experiences by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Download or read book State No-fault Automobile Insurance Experiences written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

No-fault Motor Vehicle Insurance

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Author :
Publisher :
ISBN 13 :
Total Pages : 340 pages
Book Rating : 4.3/5 (243 download)

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Book Synopsis No-fault Motor Vehicle Insurance by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance

Download or read book No-fault Motor Vehicle Insurance written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Commerce and Finance and published by . This book was released on 1971 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Economics and Politics of Choice No-Fault Insurance

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Author :
Publisher : Springer Science & Business Media
ISBN 13 : 1461515416
Total Pages : 346 pages
Book Rating : 4.4/5 (615 download)

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Book Synopsis The Economics and Politics of Choice No-Fault Insurance by : Edward L. Jr. Lascher

Download or read book The Economics and Politics of Choice No-Fault Insurance written by Edward L. Jr. Lascher and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.

No-fault Motor Vehicle Insurance

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Author :
Publisher :
ISBN 13 :
Total Pages : 928 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis No-fault Motor Vehicle Insurance by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Download or read book No-fault Motor Vehicle Insurance written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1975 with total page 928 pages. Available in PDF, EPUB and Kindle. Book excerpt:

National No-Fault Motor Vehicle Insurance Act. Report

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Author :
Publisher :
ISBN 13 :
Total Pages : 180 pages
Book Rating : 4.3/5 (243 download)

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Book Synopsis National No-Fault Motor Vehicle Insurance Act. Report by : United States. Congress. House. Committee on the Judiciary

Download or read book National No-Fault Motor Vehicle Insurance Act. Report written by United States. Congress. House. Committee on the Judiciary and published by . This book was released on 1974 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Federal Standards for No-fault Motor Vehicle Accident Benefits Act

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Author :
Publisher :
ISBN 13 :
Total Pages : 794 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis Federal Standards for No-fault Motor Vehicle Accident Benefits Act by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Download or read book Federal Standards for No-fault Motor Vehicle Accident Benefits Act written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 794 pages. Available in PDF, EPUB and Kindle. Book excerpt:

A Study of the Feasibility of No-fault Automobile Insurance for Texas

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Author :
Publisher :
ISBN 13 :
Total Pages : 90 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis A Study of the Feasibility of No-fault Automobile Insurance for Texas by : Lyndon B. Johnson School of Public Affairs. State Insurance Policy Research Project

Download or read book A Study of the Feasibility of No-fault Automobile Insurance for Texas written by Lyndon B. Johnson School of Public Affairs. State Insurance Policy Research Project and published by . This book was released on 1975 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Who Pays for Car Accidents?

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Author :
Publisher : Georgetown University Press
ISBN 13 : 9781589014848
Total Pages : 146 pages
Book Rating : 4.0/5 (148 download)

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Book Synopsis Who Pays for Car Accidents? by : Estate of Jerry J. Phillips

Download or read book Who Pays for Car Accidents? written by Estate of Jerry J. Phillips and published by Georgetown University Press. This book was released on 2001-12-18 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.

Basic Protection for the Traffic Victim

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Author :
Publisher :
ISBN 13 :
Total Pages : 650 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Basic Protection for the Traffic Victim by : Robert E. Keeton

Download or read book Basic Protection for the Traffic Victim written by Robert E. Keeton and published by . This book was released on 1965 with total page 650 pages. Available in PDF, EPUB and Kindle. Book excerpt:

State No-fault Automobile Insurance Experiences

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Author :
Publisher :
ISBN 13 :
Total Pages : 832 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis State No-fault Automobile Insurance Experiences by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Download or read book State No-fault Automobile Insurance Experiences written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 832 pages. Available in PDF, EPUB and Kindle. Book excerpt:

National Standards No-fault Motor Vehicle Insurance Act

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Author :
Publisher :
ISBN 13 :
Total Pages : 668 pages
Book Rating : 4.0/5 (1 download)

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Book Synopsis National Standards No-fault Motor Vehicle Insurance Act by : United States. Congress. Senate. Committee on Commerce

Download or read book National Standards No-fault Motor Vehicle Insurance Act written by United States. Congress. Senate. Committee on Commerce and published by . This book was released on 1975 with total page 668 pages. Available in PDF, EPUB and Kindle. Book excerpt: