Solvencia bancaria y riesgo operacional

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Publisher :
ISBN 13 :
Total Pages : 77 pages
Book Rating : 4.:/5 (914 download)

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Book Synopsis Solvencia bancaria y riesgo operacional by :

Download or read book Solvencia bancaria y riesgo operacional written by and published by . This book was released on 2014 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: La gestión de riesgos es inherente a la actividad financiera y necesaria para un adecuado control de la solvencia. El riesgo operacional como parte integrante de ésta, cobra especial relevancia desde su introducción en el Acuerdo de Basilea II hasta la actualidad, cuando el peso de este riesgo se sitúa por delante del riesgo de mercado. Uno de los hechos que caracteriza a la actual crisis financiera es una gestión de riesgos inadecuada de las entidades financieras que, en el caso del riesgo operacional, se ha traducido en malas prácticas bancarias que ponen de relevancia este tipo de incertidumbre. El presente trabajo define el riesgo operacional y profundiza en su gestión, control, regulación y medición; a su estudio teórico se suma el análisis de datos sobre eventos operacionales recogidos por el Consorcio ORX-España, así como información extraída de los informes con relevancia prudencial de cada una de las seis mayores entidades financieras españolas -por volumen de activo- en 2012: Banco Santander, BBVA, Caixabank, BFA-Bankia, Banco Sabadell y Banco Popular. Palabras clave: riesgo operacional, Basilea, gestión de riesgos, medición, regulación.

Gestión Del Riesgo y Fundamentos Prácticos de Solvencia

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Publisher :
ISBN 13 : 9781549506710
Total Pages : 192 pages
Book Rating : 4.5/5 (67 download)

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Book Synopsis Gestión Del Riesgo y Fundamentos Prácticos de Solvencia by : María Isabel Martínez Torre-Enciso

Download or read book Gestión Del Riesgo y Fundamentos Prácticos de Solvencia written by María Isabel Martínez Torre-Enciso and published by . This book was released on 2017-08-16 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: En este libro se analiza la gesti�n de riesgos desde el punto de vista de la protecci�n de los activos e ingresos de las organizaciones empresariales, y se analizan tambi�n los aspectos relativos a la direcci�n de empresas que operan con m�todos cient�ficos sobre gesti�n de riesgos. En particular, se presentan las diferentes metodolog�as de gesti�n integral de riesgos, detallando tanto los modelos financieros m�s avanzados como aquellos otros utilizados tradicionalmente en el sector asegurador para tarificar y calcular provisiones de solvencia y requerimientos de capital. Asimismo, se desarrollan las cuestiones m�s importantes a tener en cuenta al implantar sistemas de cuantificaci�n del capital de solvencia, en particular: el proceso de recopilaci�n de datos, la clasificaci�n de eventos para obtener datos consistentes y homog�neos, o las cuestiones pr�cticas del proceso metodol�gico de la cuantificaci�n del riesgo, especialmente del riesgo operacional. Uno de los objetivos centrales de esta obra consiste en facilitar a los directivos su tarea de gesti�n del riesgo, rentabilidad y crecimiento de las actividades empresariales.Este es un libro dirigido a los profesionales y directivos interesados por el �rea financiera y aseguradora, gerentes de riesgos, acad�micos e investigadores, especialistas de control interno y gesti�n de riesgos, en donde se explican y desarrollan los aspectos m�s importantes de la gesti�n de riesgos operacionales de las entidades aseguradoras y de su solvencia. Por extensi�n, el libro tambi�n puede ser utilizado por todos los que deseen conocer los mecanismos que est�n detr�s de la gesti�n y control de riesgos en la empresa (estudiantes de grado y de posgrado) y del proceso de su cuantificaci�n en forma de capital.Esta publicaci�n es el fruto de un trabajo de colaboraci�n y recopilaci�n de publicaciones cient�ficas de los autores durante m�s de tres a�os de investigaci�n entre el Departamento de Econom�a Financiera y Contabilidad III, de la Universidad Complutense de Madrid, y el Departamento de Financiaci�n e Investigaci�n de Mercados, de la Universidad Aut�noma de Madrid.

Glosario Del Banco Mundial

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Publisher : World Bank Publications
ISBN 13 :
Total Pages : 468 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Glosario Del Banco Mundial by : World Bank

Download or read book Glosario Del Banco Mundial written by World Bank and published by World Bank Publications. This book was released on 1996 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edition of the World Bank has been revised and expanded by the Terminology Unit in the Languages Services Division of the World Bank in collaboration with the English, Spanish, and French Translation Sections. The Glossary is intended to assist the Bank's translators and interpreters, other Bank staff using French and Spanish in their work, and free-lance translator's and interpreters employed by the Bank. For this reason, the Glossary contains not only financial and economic terminology and terms relating to the Bank's procedures and practices, but also terms that frequently occur in Bank documents, and others for which the Bank has a preferred equivalent. Although many of these terms, relating to such fields as agriculture, education, energy, housing, law, technology, and transportation, could be found in other sources, they have been assembled here for ease of reference. A list of acronyms occurring frequently in Bank texts (the terms to which they refer being found in the Glossary) and a list of international, regional, and national organizations will be found at the end of the Glossary.

Externalities and Macroprudential Policy

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Publisher : International Monetary Fund
ISBN 13 : 1475570708
Total Pages : 24 pages
Book Rating : 4.4/5 (755 download)

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Book Synopsis Externalities and Macroprudential Policy by : Mr.Gianni De Nicolo

Download or read book Externalities and Macroprudential Policy written by Mr.Gianni De Nicolo and published by International Monetary Fund. This book was released on 2012-06-07 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: This note overviews macroprudential policy options that have been proposed to address the systemic risks experienced during the recent financial crisis. It contributes to the policy debate by providing a taxonomy of macroprudential policies in terms of the specific negative externalities in the financial system that these policies are meant to address, and discusses their interrelations and some key implementation issues.

Marketing financiero

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Publisher : ESIC
ISBN 13 : 8416462828
Total Pages : 273 pages
Book Rating : 4.4/5 (164 download)

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Book Synopsis Marketing financiero by : Jaime Rivera Camino

Download or read book Marketing financiero written by Jaime Rivera Camino and published by ESIC. This book was released on 2015-06-08 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: Este libro ha sido concebido con la vocación de servir como material didáctico. Para ello, se analiza de manera pedagógica, el complejo entorno en que se desenvuelven las entidades financieras, y las herramientas que les puede aportar el marketing para sobrevivir en un mercado maduro y sujeto a innumerables retos. Los autores exponen de manera sencilla y comprensible tanto las estrategias como las tácticas de marketing que requieren las empresas del sector financiero para ser competitivas. El lector encontrará en estas páginas ejemplos e ilustraciones de bancos de países de distintos continentes, y podrá conocer la evolución que ha experimentado el marketing en las entidades financieras, pasando de un enfoque de relaciones públicas, a la promoción de ventas y al uso de la publicidad. En esta evolución, al igual que ha sucedido en otros sectores, la crisis financiera mundial ha provocado que los bancos hayan tomado conciencia de la utilidad del marketing para colocar al cliente en el centro de su modelo de negocio. Como consecuencia, este libro nace con el ánimo de llenar el vacío relativo al conocimiento del uso efectivo del marketing en este sector. Y por ello, en esta obra se expone el proceso estratégico y operativo que deben utilizar las instituciones financieras para satisfacer las necesidades de sus segmentos objetivos. En su interior se desarrollan también, de manera armónica, los conceptos prácticos y empíricos que pueden ser usados tanto por estudiantes de grado y de postgrado, como por profesionales interesados en conocer de qué forma utilizar el marketing de adquisición y de retención en el sector financiero. Este conocimiento es esencial para instituciones que enfrentan condiciones de mercado de creciente complejidad y competitividad. En donde la aparición de nuevos actores (principalmente empresas tecnológicas), ha comenzado a amenazar líneas de negocio hasta ahora exclusivas de los bancos tradicionales.

Balance of Payments Manual

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Publisher : International Monetary Fund
ISBN 13 : 9781557753397
Total Pages : 206 pages
Book Rating : 4.7/5 (533 download)

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Book Synopsis Balance of Payments Manual by : International Monetary Fund

Download or read book Balance of Payments Manual written by International Monetary Fund and published by International Monetary Fund. This book was released on 2005-11-16 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fifth edition of Balance of Payments Manual, issued in 1993, presents revised and updated standards for concepts, definitions, classifications, and conventions for compilation of balance of payments and international investment position statistics that reflect the widespread changes that have taken place in international transactions since the fouth edition was published in 1977. As the international standard, the Manual serves as a guide for IMF member countries that regularly report balance of payments data to the IMF. The Manual contains significantly expanded and restructured coverage of financial flows and stocks and international transactions in services. Harmonization with the System of National Accounts and other IMF statistical systems is also greatly increased. See also companion volumes, the Balance of Payments Compilation Guide and the Balance of Payments Textbook.

Are Capital Buffers Pro-cyclical?

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Publisher :
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Are Capital Buffers Pro-cyclical? by : Juan Ayuso

Download or read book Are Capital Buffers Pro-cyclical? written by Juan Ayuso and published by . This book was released on 2002 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: Se analiza la relación entre el ciclo económico y los excedentes de capital sobre requerimientos de recursos propios de bancos y cajas en España. A partir de un panel de datos individuales para el período 1986-2000 (que cubre un ciclo completo), se estima una ecuación para el comportamiento del capital excedentario, que incluye entre los regresores un indicador de posición cíclica. Los resultados del ejercicio son muy robustos y claros y muestran que, una vez que se controlan los efectos del resto de sus determinantes, los excesos de capital mantienen una relación negativa con la posición en el ciclo. En términos cuantitativos, un aumento de un punto porcentual en la tasa de crecimiento del PIB reduce el colchón de capital en un 17%. Esta relación es, además,asimétrica, siendo más acusada durante las fases expansivas del ciclo. De acuerdo con estos resultados, el llamado problema de la prociclicidad de los requerimientos de capital debería ser tenido en cuenta en el diseño final de Basilea II, probablemente en el marco del segundo pilar de dicho acuerdo.

Manual para el desarrollo de ferrocarriles urbanos

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Publisher : World Bank Publications
ISBN 13 : 1464815976
Total Pages : 814 pages
Book Rating : 4.4/5 (648 download)

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Book Synopsis Manual para el desarrollo de ferrocarriles urbanos by : Daniel Pulido

Download or read book Manual para el desarrollo de ferrocarriles urbanos written by Daniel Pulido and published by World Bank Publications. This book was released on 2020-11-09 with total page 814 pages. Available in PDF, EPUB and Kindle. Book excerpt: A nivel global, ciudades buscan desarrollar soluciones de transporte asequibles, ecológicas y socialmente responsables que puedan satisfacer las necesidades de conectividad de las crecientes poblaciones metropolitanas y respaldar el futuro desarrollo económico y urbano. Cuando los sistemas ferroviarios urbanos se planifican e implementan adecuadamente como parte de una red de transporte público más amplia, éstis pueden brindar vías rápidas de movilidad y acceso vital a los centros urbanos desde la periferias. Los servicios ferroviarios urbanos de alto rendimiento, cuando se abordan cuidadosamente en el contexto de un proyecto de desarrollo, pueden ayudar a mejorar la calidad de vida de los ciudadanos brindándoles acceso a oportunidades laborales y servicios esenciales, tanto del entorno urbano inmediato como de comunidades vecinas. Este manual sintetiza y difunde conocimientos sobre planificación, implementación y operación de los proyectos ferroviarios urbanos para: i) destacar la necesidad de realizar estudios tempranos y planificar los proyectos, ii) contribuir a que los proyectos sean más sostenibles (desde el punto de vista económico, social y ambiental); iii) mejorar los beneficios socioeconómicos de los usuarios y el acceso de estos a distintas oportunidades; iv) maximizar el valor de la participación privada, cuando corresponda, y v) fortalecer la capacidad de las instituciones encargadas de la gestión e implementación de los proyectos. Se ofrece experiencia para lidiar con los desafíos técnicos, institucionales y financieros a los que se enfrentan los tomadores de decisiones de proyectos ferroviarios urbanos. Se reúnen los conocimientos especializados del personal del Banco Mundial y el aporte de numerosos especialistas para sintetizar buenas prácticas y recomendaciones basadas en experiencia global que no responden a intereses comerciales, financieros ni políticos, entre otros. El material presentado tiene como objetivo servir de guía imparcial para maximizar el impacto y afrontar los desafíos que conllevan los sistemas ferroviarios urbanos en las ciudades de países desarrollados y en desarrollo. No se brinda un enfoque único, sino que se reconocen las complejidades y los distintos contextos existentes cuando se aborda un proyecto de desarrollo ferroviario urbano; de ese modo, se apoya a las autoridades a prepararse para formular las preguntas adecuadas, analizar las cuestiones clave, llevar a cabo los estudios necesarios, aplicar las herramientas apropiadas y aprender de las buenas prácticas internacionales, todo ello en el oportuno momento del proceso de desarrollo del proyecto.

Chile performance M.R. : la más completa guía para hacer negocios en Chile

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Publisher :
ISBN 13 : 9789568391027
Total Pages : 418 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Chile performance M.R. : la más completa guía para hacer negocios en Chile by : Francisco Argote

Download or read book Chile performance M.R. : la más completa guía para hacer negocios en Chile written by Francisco Argote and published by . This book was released on 2005 with total page 418 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Best of the Grapevine

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Publisher :
ISBN 13 : 9780933685123
Total Pages : 296 pages
Book Rating : 4.6/5 (851 download)

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Book Synopsis Best of the Grapevine by :

Download or read book Best of the Grapevine written by and published by . This book was released on 1985 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The New Basel Capital Accord

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Author :
Publisher : Cengage Learning
ISBN 13 :
Total Pages : 484 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis The New Basel Capital Accord by : Benton E. Gup

Download or read book The New Basel Capital Accord written by Benton E. Gup and published by Cengage Learning. This book was released on 2004 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: Jonathan Edwards was a preacher, pastor, revivalist, and theologian. This volume unpacks his magnificent theological vision, which starts with God’s glory and ends with all creation returning to that glory. Sean Michael Lucas has converted his years of teaching on Edwards into this valuable work, which places Edwards’s vision in an accessible, two-part framework. Part one focuses on Edwards’s understanding of redemption history-God’s cosmic, grand work from eternity past to eternity future, where all things are united in Christ. Part two examines Edwards’s perspective on “redemption applied”-how that gracious, divine work unfolds in space and time to personally transform individuals, stirring their affections, illuminating their minds, and moving their wills to form new habits and practices. This overview of Edwards’s theology will prove to be a thought-provoking, encouraging guide to contemporary believers at every stage of their spiritual journey.

Improving Financial Literacy Analysis of Issues and Policies

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Author :
Publisher : OECD Publishing
ISBN 13 : 9264012575
Total Pages : 181 pages
Book Rating : 4.2/5 (64 download)

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Book Synopsis Improving Financial Literacy Analysis of Issues and Policies by : OECD

Download or read book Improving Financial Literacy Analysis of Issues and Policies written by OECD and published by OECD Publishing. This book was released on 2005-11-10 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Globalization and Responsibility

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Publisher : BoD – Books on Demand
ISBN 13 : 9535106554
Total Pages : 180 pages
Book Rating : 4.5/5 (351 download)

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Book Synopsis Globalization and Responsibility by : Zlatan Delic

Download or read book Globalization and Responsibility written by Zlatan Delic and published by BoD – Books on Demand. This book was released on 2012-06-29 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book "Globalization and Responsibility" consists of 8 chapters. The chapters in the book offer a decentered and dynamic terminology. They show that globalization consists of not only an objective process, but also of a lot of statements that define, describe and analyze the different experiences of the process. The chapters are written by authors and researchers from different academic disciplines, cultures and social contexts, therefore different experiences and scientific analyses on the consequences of globalization have been unified, starting from the multicultural and social epistemology to ethics of responsibility. Each chapter can be read separately, but in a complex, interconnected global universe of intertextuality of our world.

Climate Change Policy

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Publisher : Eleven International Publishing
ISBN 13 : 9077596054
Total Pages : 458 pages
Book Rating : 4.0/5 (775 download)

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Book Synopsis Climate Change Policy by : Michael Bothe

Download or read book Climate Change Policy written by Michael Bothe and published by Eleven International Publishing. This book was released on 2005 with total page 458 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents the research results of an interdisciplinary study on climate change policies by the Enforcing Environmental Policy (EEP) Network, a project supported by the Human Dimension Potential Programme. Contributions are from highly qualified economic and legal specialists based at research institutes across Europe. The book gives answers to several questions related to the implementation of the international rules on climate change, most notably the Kyoto Protocol. It analyses ways and means to facilitate and encourage compliance with the objectives of the Kyoto Protocol. It is addressed to policy-makers, academics, business-sector and stakeholders throughout and outside Europe. Due to its interdisciplinary approach, this work is a distinctive and unique product compared to the existing literature on the subject. The effective implementation of climate protection and clean air policy requires an understanding of the political, legal and economic structures and constraints facing policy makers - and this is exactly what this book offers.

Unelected Power

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Publisher : Princeton University Press
ISBN 13 : 0691196303
Total Pages : 662 pages
Book Rating : 4.6/5 (911 download)

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Book Synopsis Unelected Power by : Paul Tucker

Download or read book Unelected Power written by Paul Tucker and published by Princeton University Press. This book was released on 2019-09-10 with total page 662 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tucker presents guiding principles for ensuring that central bankers and other unelected policymakers remain stewards of the common good.

Knowledge-Based Process Planning for Construction and Manufacturing

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Author :
Publisher : Elsevier
ISBN 13 : 0323156088
Total Pages : 320 pages
Book Rating : 4.3/5 (231 download)

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Book Synopsis Knowledge-Based Process Planning for Construction and Manufacturing by : Carlos Zozaya-Gorostiza

Download or read book Knowledge-Based Process Planning for Construction and Manufacturing written by Carlos Zozaya-Gorostiza and published by Elsevier. This book was released on 2012-12-02 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Knowledge-Based Process Planning for Construction and Manufacturing describes a knowledge-based system architecture that is used to develop process planning systems called PLANEX. This book explains that PLANEX is a domain-independent, knowledge-based process planning system architecture. Starting from a description of the physical artifact to be constructed or manufactured, PLANEX generates the set of activities used to create the artifact. These activities, with their required resources, are linked into a process planning network which can be used in project scheduling or management. This text also reviews the concepts, requirements, and resulting architecture of PLANEX, including detailed descriptions of applications of the system in construction and manufacturing. This publication is recommended to engineers, architects, and specialists interested in construction and manufacturing process planning.

Translating from Croatian Into English

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Author :
Publisher :
ISBN 13 : 9789531693981
Total Pages : 243 pages
Book Rating : 4.6/5 (939 download)

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Book Synopsis Translating from Croatian Into English by : Jim Hlavac

Download or read book Translating from Croatian Into English written by Jim Hlavac and published by . This book was released on 2019 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: