Prices and Profits in the Property and Liability Insurance Industry

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Publisher :
ISBN 13 :
Total Pages : 50 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Prices and Profits in the Property and Liability Insurance Industry by : Arthur D. Little, Inc

Download or read book Prices and Profits in the Property and Liability Insurance Industry written by Arthur D. Little, Inc and published by . This book was released on 1968 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Prices and Profits in the Property and Liability Insurance Industry

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Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (833 download)

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Book Synopsis Prices and Profits in the Property and Liability Insurance Industry by : Arthur D. Little, Inc

Download or read book Prices and Profits in the Property and Liability Insurance Industry written by Arthur D. Little, Inc and published by . This book was released on 1967 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Prices and profits in the property and liability insurance industry

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Publisher :
ISBN 13 :
Total Pages : 37 pages
Book Rating : 4.:/5 (244 download)

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Book Synopsis Prices and profits in the property and liability insurance industry by :

Download or read book Prices and profits in the property and liability insurance industry written by and published by . This book was released on 1968 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Reply to Criticisms of the ADL Report, Prices and Profits in the Property and Liability Insurance Industry

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Publisher :
ISBN 13 :
Total Pages : 136 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Reply to Criticisms of the ADL Report, Prices and Profits in the Property and Liability Insurance Industry by :

Download or read book Reply to Criticisms of the ADL Report, Prices and Profits in the Property and Liability Insurance Industry written by and published by . This book was released on 1968 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Prices and Profits in the Property and Liability Insurance Industry

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Publisher :
ISBN 13 :
Total Pages : 57 pages
Book Rating : 4.:/5 (89 download)

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Book Synopsis Prices and Profits in the Property and Liability Insurance Industry by : Arthur D. Little, Inc

Download or read book Prices and Profits in the Property and Liability Insurance Industry written by Arthur D. Little, Inc and published by . This book was released on 1968 with total page 57 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Profit Cycle in Property and Casualty Insurance

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Publisher :
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis The Profit Cycle in Property and Casualty Insurance by : Barbara D. Stewart

Download or read book The Profit Cycle in Property and Casualty Insurance written by Barbara D. Stewart and published by . This book was released on 2000 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Insurance: From Underwriting to Derivatives

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Publisher : John Wiley & Sons
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Insurance: From Underwriting to Derivatives by : Eric Briys

Download or read book Insurance: From Underwriting to Derivatives written by Eric Briys and published by John Wiley & Sons. This book was released on 2001-06-29 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: An in-depth look at the increasingly significant convergence between the insurance industry and the capital markets. This important publication, by two premier financial experts, explores the unique convergence of finance and insurance. The book covers the basics of property-casualty insurance, securitizing insurance risks, looks at life insurance in the United States and ALM in insurance. It addresses the questions and concerns of investment banks, brokerage firms and the insurance/reinsurance sector itself, examines ongoing trends and issues, and how current market pressures on insurance companies do not just create challenges but actually point the way to future promising developments.

Fair Rate of Return in Property-Liability Insurance

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Publisher : Springer Science & Business Media
ISBN 13 : 9401577536
Total Pages : 164 pages
Book Rating : 4.4/5 (15 download)

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Book Synopsis Fair Rate of Return in Property-Liability Insurance by : J. David Cummins

Download or read book Fair Rate of Return in Property-Liability Insurance written by J. David Cummins and published by Springer Science & Business Media. This book was released on 2013-03-09 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Property-liability insurance rates for most lines of business are regulated in about one-half of the states. In most cases, this me ans that rates must be filed with the state insurance commissioner and approved prior to use. The remainder of the states have various forms of competitive rating laws. These either require that rates be filed prior to use but need not be approved or that rates need not be filed at all. State rating laws are summarized in Rand Corporation (1985). The predominant form of insurance rate regulation, prior approval, began in the late 1940s following the V. S. Supreme Court decision in United States vs. South-Eastern Underwriters Association, 322 V. S. 533 (1944). This was an anti trust case involving one of four regional associa tions of insurance companies, which constituted an insurance cartel. The case struck down an earlier decision, Paul vs. Virginia, 8 Wall 168 (1869), holding that the business of insurance was not interstate commerce and hence that state regulation of insurance did not violate the commerce clause of the V. S. Constitution. Following South-Eastern Underwriters, the Vnited States Congress passed the McCarran-Ferguson Act, which held that continued state regulation and taxation of insurance was in the public interest. The act also held that the federal antitrust laws would not apply to insurance to the extent that the business was adequately regulated by state law. (See V. S. Department of Justice 1977.

Strategic Opportunities in the Property and Liability Insurance Industry

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Publisher :
ISBN 13 :
Total Pages : 424 pages
Book Rating : 4.:/5 (89 download)

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Book Synopsis Strategic Opportunities in the Property and Liability Insurance Industry by : Serng Jae Kim

Download or read book Strategic Opportunities in the Property and Liability Insurance Industry written by Serng Jae Kim and published by . This book was released on 1985 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Property and Liability Insurance Principles

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Publisher :
ISBN 13 : 9780894621321
Total Pages : 336 pages
Book Rating : 4.6/5 (213 download)

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Book Synopsis Property and Liability Insurance Principles by : Constance M. Luthardt

Download or read book Property and Liability Insurance Principles written by Constance M. Luthardt and published by . This book was released on 1999 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Essays in the Economics of Property-liability Insurance and Life Insurance Markets

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Publisher :
ISBN 13 :
Total Pages : 151 pages
Book Rating : 4.:/5 (128 download)

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Book Synopsis Essays in the Economics of Property-liability Insurance and Life Insurance Markets by : Zhen Liu

Download or read book Essays in the Economics of Property-liability Insurance and Life Insurance Markets written by Zhen Liu and published by . This book was released on 2015 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first part of the dissertation investigates cost experience in the US life and health insurance industry over the period 1998-2012. We generally test the difference in expenses among different distribution systems, which mainly consists of independent agency, broker, career agency, exclusive agency, and direct writing. We check to see if cost, revenue and profit efficiency differences are associated with different distribution methods. Cost, revenue, and profit efficiencies are estimated by Data Envelopment Analysis. Unlike the results in the property and liability insurance industry, the cost difference is insignificant among distribution systems. Results on cost efficiency and revenue efficiency support the market imperfection hypothesis, which says that the market imperfections such as entry barriers, price regulation, or search costs cause the coexistence of different distribution systems. The second part of the dissertation examines the relationship between mergers and acquisitions (M&As), and underwriting cycles in the P-L insurance industry. In a soft market, capital is relatively high. This leads to an increase in the number of M&A transactions and the probability that managers conduct non-value-increasing M&As. We test this proposition by analyzing the associations between volumes of M&A deals, and returns associated with M&As and underwriting cycle. The results show that the numbers of M&As are negatively related with the premium rate changes and positively related with changes in the combined ratio. We also find that the cumulative abnormal returns around the announcement date of M&As are smaller for the shareholders of insurer acquirers in a soft market. Even more, we find that the market reaction of M&As is less sensitive to agency problems in a hard market than in a soft market.

Insurance

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Publisher : FriesenPress
ISBN 13 : 1770978844
Total Pages : 97 pages
Book Rating : 4.7/5 (79 download)

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Book Synopsis Insurance by : Marshall Wilson Reavis, III

Download or read book Insurance written by Marshall Wilson Reavis, III and published by FriesenPress. This book was released on 2012-10 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt: RISK IS UNCERTAINTY AS TO LOSS... RISK IS OMNIPRESENT AND ALL PERVASIVE... INSURANCE PROTECTS AGAINST THE ECONOMIC LOSS CAUSED BY RISK This book provides an actionable approach to the functions of the insurance industry in an easy to use examination of property, liability, life and health insurance coverages plus information on the basics of a risk management program.

Deregulating Property-Liability Insurance

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Publisher : Rowman & Littlefield
ISBN 13 : 9780815798415
Total Pages : 424 pages
Book Rating : 4.7/5 (984 download)

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Book Synopsis Deregulating Property-Liability Insurance by : J. David Cummins

Download or read book Deregulating Property-Liability Insurance written by J. David Cummins and published by Rowman & Littlefield. This book was released on 2004-06-23 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

Insurance Principles and Practices

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Publisher : Prentice Hall
ISBN 13 :
Total Pages : 648 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Insurance Principles and Practices by : Robert Riegel

Download or read book Insurance Principles and Practices written by Robert Riegel and published by Prentice Hall. This book was released on 1976 with total page 648 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Costs and Availability of Liability Insurance

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ISBN 13 :
Total Pages : 548 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Costs and Availability of Liability Insurance by : United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight

Download or read book Costs and Availability of Liability Insurance written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight and published by . This book was released on 1986 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt:

2019 Profitability Report

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Publisher :
ISBN 13 : 9781641791106
Total Pages : pages
Book Rating : 4.7/5 (911 download)

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Book Synopsis 2019 Profitability Report by : Naic

Download or read book 2019 Profitability Report written by Naic and published by . This book was released on 2020-09-05 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Handbook of Insurance

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Publisher : Springer Science & Business Media
ISBN 13 : 9401006423
Total Pages : 980 pages
Book Rating : 4.4/5 (1 download)

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Book Synopsis Handbook of Insurance by : Georges Dionne

Download or read book Handbook of Insurance written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 980 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the 1970's, the research agenda in insurance was dominated by optimal insurance coverage, security design, and equilibrium under conditions of imperfect information. The 1980's saw a growth of theoretical developments including non-expected utility, price volatility, retention capacity, the pricing and design of insurance contracts in the presence of multiple risks, and the liability insurance crisis. The empirical study of information problems, financial derivatives, and large losses due to catastrophic events dominated the research agenda in the 1990's. The Handbook of Insurance provides a single reference source on insurance for professors, researchers, graduate students, regulators, consultants, and practitioners, that reviews the research developments in insurance and its related fields that have occurred over the last thirty years. The book starts with the history and foundations of insurance theory and moves on to review asymmetric information, risk management and insurance pricing, and the industrial organization of insurance markets. The book ends with life insurance, pensions, and economic security. Each chapter has been written by a leading authority in insurance, all contributions have been peer reviewed, and each chapter can be read independently of the others.