Cut Costs Not Corners

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Author :
Publisher : Kogan Page Publishers
ISBN 13 : 0749459778
Total Pages : 184 pages
Book Rating : 4.7/5 (494 download)

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Book Synopsis Cut Costs Not Corners by : Colin Barrow

Download or read book Cut Costs Not Corners written by Colin Barrow and published by Kogan Page Publishers. This book was released on 2010-05-03 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cost cutting is an issue for every manager and executive at every level in every company, large or small, public or private sector. Junior managers who are proactively tight on cost are learning good habits for the future, ones that will bring them recognition and advance their climb up the organizational chart. The HR department is now staffed with tough cost managers dealing with the most difficult cost category, people. Marketing departments now focus on how to get higher returns from less spend. Cut Costs Not Corners has a coherent and structured approach to cost cutting as a permanent activity, combined with guidance on the practical steps to take and powerful international case studies. It covers strategic and tactical cost cutting options such as analysing space needs, buying technology for less, selling off redundant assets, reducing credit risk, reviewing distribution methods, sourcing new suppliers or consolidating existing ones, advertising for less, changing the route to market, travel and utility savings, minimising finance and tax costs, crisis measures - freezing recruitment, delaying pay rises, sell and lease back assets - keeping budgets rolling and using a daily cash flow model.

Practical Ways to Cut Costs

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Author :
Publisher :
ISBN 13 :
Total Pages : 174 pages
Book Rating : 4.3/5 (243 download)

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Book Synopsis Practical Ways to Cut Costs by :

Download or read book Practical Ways to Cut Costs written by and published by . This book was released on 1922 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt:

2,001 Innovative Ways to Save Your Company Thousands and Reduce Costs

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Author :
Publisher : Atlantic Publishing Company
ISBN 13 : 0910627770
Total Pages : 354 pages
Book Rating : 4.9/5 (16 download)

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Book Synopsis 2,001 Innovative Ways to Save Your Company Thousands and Reduce Costs by : Cheryl L. Russell

Download or read book 2,001 Innovative Ways to Save Your Company Thousands and Reduce Costs written by Cheryl L. Russell and published by Atlantic Publishing Company. This book was released on 2007 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: For the small business owner, every dollar you can save by reducing costs goes directly to the bottom line in increased profits. This book details over 2,000 specific ways that your company can reduce costs. It includes practical advice on many innovative ways to cut costs in almost every area of your business.

Save Your Money, Save Your Life

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Author :
Publisher : CreateSpace
ISBN 13 : 9781503006966
Total Pages : 76 pages
Book Rating : 4.0/5 (69 download)

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Book Synopsis Save Your Money, Save Your Life by : James Conklin

Download or read book Save Your Money, Save Your Life written by James Conklin and published by CreateSpace. This book was released on 2014-10-13 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: What would you do with an extra $10, $100, or $200 a month? We all have different reasons to want to save money. For some it is to pay off debts. For others, it's a better car, clothes, or new toys. For another group, it is a desire to build up a nest egg to start working for them and break out of the cycle of working to spend. Whatever your reason to cut expenses and save money, we can all use ideas on where to get started. Save Your Money, Save Your Life offers 110 suggestions on fun and practical ways to reduce your spending and keep more money your wallet. Through 12 savings categories, you'll get ideas like: How to effectively earn more than 10% cash back on credit cards. How to save on education all the way from preschool through to college. Ideas on car right-sizing, do-it-yourself maintenance, and saving in emergencies. How to make the most of entertainment without breaking the bank. Investment ideas to help you fund your own retirement, not your broker's. Recipes for healthy and frugal staples for your kitchen. How to reduce energy bills and make the most of free utility services. Free shipping services that let you avoid spending on gas and bring your purchases to you. 4 powerful mental shifts that will change the way you think and act with your spending. Beyond just ways to save money and cut expenses, Save Your Money, Save Your Life offers a viewpoint on the purpose of savings and reducing expenses. By understanding the power that comes from lowering your expenses, you'll see how to save more of your life to live for yourself and reach financial freedom. This book is meant for anyone who has wondered how to step out of the rat race and feel rich without winning the lottery. Getting rich isn't about how much you earn, it's about how much you save - so dive in and be inspired by new ways to live it up by living lean!

Fit for Growth

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1119268532
Total Pages : 296 pages
Book Rating : 4.1/5 (192 download)

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Book Synopsis Fit for Growth by : Vinay Couto

Download or read book Fit for Growth written by Vinay Couto and published by John Wiley & Sons. This book was released on 2017-01-10 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical approach to business transformation Fit for Growth* is a unique approach to business transformation that explicitly connects growth strategy with cost management and organization restructuring. Drawing on 70-plus years of strategy consulting experience and in-depth research, the experts at PwC’s Strategy& lay out a winning framework that helps CEOs and senior executives transform their organizations for sustainable, profitable growth. This approach gives structure to strategy while promoting lasting change. Examples from Strategy&’s hundreds of clients illustrate successful transformation on the ground, and illuminate how senior and middle managers are able to take ownership and even thrive during difficult periods of transition. Throughout the Fit for Growth process, the focus is on maintaining consistent high-value performance while enabling fundamental change. Strategy& has helped major clients around the globe achieve significant and sustained results with its research-backed approach to restructuring and cost reduction. This book provides practical guidance for leveraging that expertise to make the choices that allow companies to: Achieve growth while reducing costs Manage transformation and transition productively Create lasting competitive advantage Deliver reliable, high-value performance Sustainable success is founded on efficiency and high performance. Companies are always looking to do more with less, but their efforts often work against them in the long run. Total business transformation requires total buy-in, and it entails a series of decisions that must not be made lightly. The Fit for Growth approach provides a clear strategy and practical framework for growth-oriented change, with expert guidance on getting it right. *Fit for Growth is a registered service mark of PwC Strategy& Inc. in the United States

Start and Run a Profitable Exporting Business

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Author :
Publisher : Global TradeSource Ltd
ISBN 13 : 9781551801391
Total Pages : 252 pages
Book Rating : 4.8/5 (13 download)

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Book Synopsis Start and Run a Profitable Exporting Business by : Laurel J. Delaney

Download or read book Start and Run a Profitable Exporting Business written by Laurel J. Delaney and published by Global TradeSource Ltd. This book was released on 1998 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ten key ways to becoming a global player and succeeding in the lucrative export field

Cut Your Grocery Bill in Half with America's Cheapest Family

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Author :
Publisher : HarperChristian + ORM
ISBN 13 : 1400203104
Total Pages : 320 pages
Book Rating : 4.4/5 (2 download)

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Book Synopsis Cut Your Grocery Bill in Half with America's Cheapest Family by : Steve Economides

Download or read book Cut Your Grocery Bill in Half with America's Cheapest Family written by Steve Economides and published by HarperChristian + ORM. This book was released on 2010-09-27 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: You Can Save Thousands a Year on Your Grocery Bill Without Cutting Coupons Imagine grocery shopping once-a-week or less, eating healthier, and having more free time—all while saving money. Sound too good to be true? For the Economides family, it’s a reality, and it can be yours too. What could the average family do with an extra $3,000 a year? America’s Cheapest Family® shows you strategies, tips, tools, and tricks in Cut Your Grocery Bill in Half, so you can achieve huge savings year after year. It’s a fact, the Economides say, saving money on groceries is one of the quickest ways to start making a positive difference in your family’s financial future. And these tips and strategies can work whether you’re shopping for seven or for one. Spend less time shopping and cooking Get more bang for your grocery buck Plan meals for picky eaters and busy schedules Discover kitchen tools that streamline meal preparations Learn many ways to eat out or eat in and save big Turn your freezer into a money-making machine Endorsements: "Many people think that it's impossible to reduce your grocery bill by 50%. But you can. Steve and Annette Economides provide step-by-step instructions in "Cut Your Grocery Bill in Half." Tools that are practical and easy to follow. No special shopping or cooking skills required. Anyone can see a surprising reduction in their grocery budget if they follow the Economides' methods. And, best of all, the savings begin right away. You don't need to finish the whole book to benefit. You'll find money-saving ideas that you can put to use in the first chapter, and every chapter thereafter. Normally I advise people to check books out of the library and save the cost of the book. But this is one do-it-yourself guide to lower grocery bills that you'll want to have on your bookshelf or kitchen countertop." Gary Foreman, Publisher, The DollarStretcher.com “If you are eager to save on groceries, but don't always have the time to clip coupons, this book is for you! It’s perfect if you're interested in more ways to cut costs, reduce waste, and get organized. This is an awesome book for the novice or the skilled cook.” Tawra Kellam and Jill Cooper—editors of LivingOnADime.com and authors of “Dining On A Dime Cookbook” “I've known Steve and Annette for several years and they definitely live what they believe. If you're serious about spending less money at the grocery store, this book offers some practical ways to achieve your goal. When it comes to stretching your dollar, I know of no one with more experience than Steve and Annette.” JJ Heller—Singer/Songwriter

Living Well, Spending Less

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Author :
Publisher : HarperChristian + ORM
ISBN 13 : 0310337739
Total Pages : 149 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis Living Well, Spending Less by : Ruth Soukup

Download or read book Living Well, Spending Less written by Ruth Soukup and published by HarperChristian + ORM. This book was released on 2014-12-30 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: “If you struggle to simplify your life and wish you could savor the here and now, this book is a must-read.” —Crystal Paine, founder of MoneySavingMom.com and New York Times–bestselling author Have you ever felt that your life—and budget—is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder exactly how to manage all the scattered pieces of a chaotic life? Is it possible to find balance? In a word, yes. Ruth Soukup knows firsthand how stressful an unorganized life and budget can be. Through personal stories, biblical truth, and practical action plans, she will inspire you to make real and lasting changes to your personal goals, home, and finances. With honesty and the wisdom of someone who has been there, Ruth will help you: Discover your “sweet spot” —that place where your talents and abilities intersect. Take back your time and schedule by making simple shifts in your daily habits. Reduce stress in your home and family by clearing out the clutter. Stop busting your budget and learn to cut your grocery bill in half. This book provides real and practical solutions from someone who has been there. Ruth doesn’t just offer advice, she walks it with you, and shares with brutal honesty her own mistakes, failures, and shortcomings. It is encouraging, motivating, and life-changing. “An inspiring book full of step-by-step instructions and spiritual wisdom. I love how Ruth is transparent about her mistakes as she leads us to reevaluate our priorities. This book is a great biblical guide to living well and finding joy!” —Courtney Joseph, founder of Women Living Well Ministries

Cost Reduction and Control Best Practices

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Author :
Publisher : Wiley
ISBN 13 : 9780471034254
Total Pages : 0 pages
Book Rating : 4.0/5 (342 download)

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Book Synopsis Cost Reduction and Control Best Practices by : Institute of Management and Administration (IOMA)

Download or read book Cost Reduction and Control Best Practices written by Institute of Management and Administration (IOMA) and published by Wiley. This book was released on 2002-02-13 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The official IOMA source for tips, techniques, strategies, and best practices in corporate cost-cutting This book is an authoritative and comprehensive collection of the best strategies and techniques being used to control costs across virtually every business function. Each chapter focuses on a different department or function and is built around original research, the latest strategies currently being used, and dozens of practical tips and tactics from managers around the country. Case studies and real examples illustrate this expert guide from the only truly definitive source-the Institute of Management and Administration. The book offers specific techniques and proven best practices on cutting costs in the following areas: Human resources Benefits Compensation 401(k) plans HRIS Training and development Accounting Accounts payable Credit and collections Accounting systems Logistics Purchasing Inventory Mail center Export Ideal for managers facing a crunch, financial officers trimming budgets, and small business owners who need fresh ideas for cutting costs, Cost Reduction and Control Best Practices is the ultimate resource for controlling costs simply and effectively.

The Purchasing Chessboard

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Author :
Publisher : Springer Science & Business Media
ISBN 13 : 1461422213
Total Pages : 239 pages
Book Rating : 4.4/5 (614 download)

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Book Synopsis The Purchasing Chessboard by : Christian Schuh

Download or read book The Purchasing Chessboard written by Christian Schuh and published by Springer Science & Business Media. This book was released on 2011-11-27 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: The approach used on a given spend item should largely depend on the balance between supply power and demand power. That is the logic behind the bestselling Purchasing Chessboard®, used by hundreds of corporations worldwide to reduce costs and increase value with suppliers. The 64 squares in the Purchasing Chessboard provide a rich reservoir of methods that can be applied either individually or combined. And because many of these methods are not customarily used by procurement, the Purchasing Chessboard is also the perfect tool for helping buyers to think and act outside the box and find new solutions. A well-proven concept that works across all industries and all categories in any given situation, it is little wonder that business leaders and procurement professionals alike are excited by, and enjoy strategizing around, the Purchasing Chessboard. This second edition of The Purchasing Chessboard addresses the new realities of a highly volatile economic environment and describes the many—sometimes surprising—ways in which the Purchasing Chessboard is being used in today's business world. Yet despite all of the great achievements of procurement executives and their teams, they do not always receive the recognition they deserve. In response, the authors have developed and outlined within the book an unequivocal approach to measure procurement’s impact on a company’s performance—Return on Supply Management Assets (ROSMA®).

How to Cut Costs in Business

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Author :
Publisher : Kogan Page Publishers
ISBN 13 : 9780749420703
Total Pages : 130 pages
Book Rating : 4.4/5 (27 download)

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Book Synopsis How to Cut Costs in Business by : John Allan

Download or read book How to Cut Costs in Business written by John Allan and published by Kogan Page Publishers. This book was released on 1997 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to Cut Costs in Buisness provides step-by-step advice on how to tackle rising costs in all areas of business. It points out the benefits of each cost cutting exercise, as well as how to implement it.

Cut Costs, Grow Stronger : A Strategic Approach to What to Cut and What to Keep

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Author :
Publisher : Harvard Business Press
ISBN 13 : 1422161803
Total Pages : 64 pages
Book Rating : 4.4/5 (221 download)

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Book Synopsis Cut Costs, Grow Stronger : A Strategic Approach to What to Cut and What to Keep by : Paul Leinwand

Download or read book Cut Costs, Grow Stronger : A Strategic Approach to What to Cut and What to Keep written by Paul Leinwand and published by Harvard Business Press. This book was released on 2009-07-15 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: For most companies, cost cutting in a down economy means across-the-board slashing that "spreads the pain" of budget reductions across many departments. While that may sound like the best approach for getting critical results fast and for limiting political infighting, it is a mistake-one that will leave your company weaker, not just smaller. Instead, companies that need to reduce costs should treat the challenge as an opportunity to identify and reinforce their key capabilities, while divesting from those activities that do not truly reflect the business's strengths or long-term goals. This more strategic approach will make your company more resilient as tough times continue and more robust as recovery begins. In Cut Costs, Grow Stronger, an e-book published as part of the Harvard Business Press Memo to the CEO series, Booz & Company's Shumeet Banerji, Paul Leinwand and Cesare Mainardi provide executives with the tools they need to rapidly implement capabilities-driven cost reduction. First they demonstrate how to identify and clearly articulate your company's key capabilities-not just core competencies or skill sets, but those very few strengths that, in combination, define how your organization competes. You can then use this information to create your company's unique blueprint for effective and efficient cost reduction. The authors' detailed, step-by-step framework walks you through the process, which can be completed in as little as two or three months-it's something that you can do now. This practical guide to capabilities-driven cost-cutting is the tool executives need to confront the challenge of today's economy while strengthening the foundation for what will set their company apart in the future.

More Than 500 Proven Ways to Reduce Expenses

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Author :
Publisher : CreateSpace
ISBN 13 : 9781499184969
Total Pages : 246 pages
Book Rating : 4.1/5 (849 download)

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Book Synopsis More Than 500 Proven Ways to Reduce Expenses by : Larry A. Maxwell

Download or read book More Than 500 Proven Ways to Reduce Expenses written by Larry A. Maxwell and published by CreateSpace. This book was released on 2014-08-15 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to have more money in your pocket or in your bank account, right now? If your answer to that question is yes, then this is the right book for you. Inside this book, you will find more than 500 proven practical ways to help you reduce expenses and save money. If you apply only one simple money saving tip in this book and start to save $2 a day, at the end of the week, you will have an extra $14. That may not seem like much but if you do that for 52 weeks, you will save $728 in one year. What would you do if you had an extra $728 right now? Now, imagine if you applied a few more methods in this book. You could multiply your savings. Imagine saving $20, $50, $100 or even more, every week. That would add up to significant savings very quickly. I am thankful for advice from two special Larrys. One of my teachers, Larry Burkett, provided me with some solid teaching I use in my, Gaining Personal Financial Freedom, seminar. One purpose of that seminar is to help people discover practical principles of finances so they can experience financial freedom. Another mentor of mine, Larry Coy, challenged me to put my materials in print. Because of their advice, my first book, Gaining Personal Financial Freedom, was published some 22 years ago. In my seminar, and in that book, one thing I do is show people a practical way to put together a workable budget so they can accomplish their financial goals. As they work on their budget, many people see they need to increase their income or reduce expenses. In many cases, there is little opportunity to increase income so the only option is reduce expenses. That led me to compile money saving ideas my family and I learned in a book entitled, 112 Proven Ways to Reduce Expenses. That book sold out quickly. Recently, I was on my way to speak at a conference. I knew the trip would take about seven hours and I like to work on projects during those long trips. I decided to make a list of some money saving ideas, to see if they would make a significant addition for a possible revision of 112 Proven Ways to Reduce Expenses. By the time my trip was completed I was surprised to find that list included 250 items. I knew I needed to write this book. That list grew to More than 500 Proven Ways to Reduce Expenses and save money. The majority of the items in this book can reduce expenses and save money for most people immediately. There are some items, which take a little more time and effort before you see the benefits. A few require some expenditure of funds, but the return is often well worth it. Some will only work for people in certain situations, but perhaps one day you, or someone you know, will be in that situation and you will be prepared. Most of these money saving ideas are timeless but some are not. As times change, and especially as technology changes, some of these ideas will no longer work. This book is not the kind you just sit down and read through. The first section includes some warnings and foundational principles, which will help you save money. The last section deals with some timeless principles. The rest of the book is full of money saving tips listed by categories. You may want to jump ahead and look at the categories, which interest you the most or you may want to look in the Index for specific items. I include some personal examples and some good old common sense advice. I trust you will appreciate those. This book would be a great gift for many of people because it contains a lot of helpful information many people would love to know. This is especially a good gift for a graduate, for newlyweds or as a helpful house-warming gift. If you are in a difficult financial situation, do not allow your situation to discourage you. Dig into this book and determine to find the sun behind the clouds. Whatever you do, make sure you live life to the fullest and have fun applying these principles as you get on the path to financial freedom.

How to Double Your Profits in Six Months Or Less

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Author :
Publisher : brian kaskavalciyan
ISBN 13 : 1934379395
Total Pages : 210 pages
Book Rating : 4.9/5 (343 download)

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Book Synopsis How to Double Your Profits in Six Months Or Less by : Brian Kaskavalciyan

Download or read book How to Double Your Profits in Six Months Or Less written by Brian Kaskavalciyan and published by brian kaskavalciyan. This book was released on 2008 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Money Savings Blueprint

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Author :
Publisher :
ISBN 13 : 9781470172725
Total Pages : 56 pages
Book Rating : 4.1/5 (727 download)

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Book Synopsis Money Savings Blueprint by : Bryan Bowers

Download or read book Money Savings Blueprint written by Bryan Bowers and published by . This book was released on 2012-03-16 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reviews *** Amazon #1 Bestseller in two Personal Finance categories *** "This is a great no nonsense book on how everyone can save money. Unlike other books which concentrate on theory, Bryans book concentrates on practical ways to cut costs without adversely affecting the quality of the family lifestyle." - Avidreader "Bryan shares some very practical tips in this book that when applied can help you start saving money each month. I especially appreciated his detailed instructions on how to save money on your TV and phone bills with the links and resources he provided." - Shelley "If you are wanting or needing to save money, get this book and most importantly, apply the principles discussed within its covers. You can save a significant amount of cash if you apply all the ideas Bryan shares." - Marg "What I like about this book is how specific and actionable it is. The author carefully lists most of the common expenses in a household such as cable, phone, electricity and food and gives great suggestions on how you can save money in all of them." - Paul Product Description - Are you struggling in this recession? - Are you being kept awake at night worrying how you're going to pay the next round of bills? Admittedly saving money isn't the most exciting subject in the world. However in an economic downturn such as the one we're all currently going through... saving as much money as possible makes perfect sense. Money saved which can be better spent to help you keep on top of everything and in control of your monthly expenses. Each of the steps detailed in this book are all actions that the author implemented together with his wife in their family. And in doing so... they're saving close to $10,000 per year! Just by making some tweaks here and there to their family finances. This guide is different from other advice you may find online. Most sites simply list areas to reduce expenses and then send you on your merry way. Unfortunately, these lists never give you detailed instructions on how to actually achieve these cost-cutting benefits. It's like sitting down for a meal consisting of ice chips... after finishing the meal, you haven't satisfied your hunger and have wasted valuable time. Money Savings Blueprint is packed with 17 practical and proven ways to save hundreds of dollars each month. At your own pace, in the comfort of your own home you can have this highly valuable book that shows you how you can... - Dramatically slash or eliminate four different home utility bills - Reduce how much of your hard earned money is paid into local government coffers - Discover the surprising ways you overspend on food both at home and when dining out - Uncover the overlooked ways to save on cell phone plans - Learn how advances in technology can help put more money in your pocket every month - Think outside the box in order to save with your motor vehicles - Apply the cost cutting trick that 85% of people fail to do Pickup your copy today!

Practical Ideas for Cutting Costs and Ways to Generate Alternative Revenue Sources

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Author :
Publisher : R & L Education
ISBN 13 :
Total Pages : 234 pages
Book Rating : 4.X/5 (4 download)

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Book Synopsis Practical Ideas for Cutting Costs and Ways to Generate Alternative Revenue Sources by : Tim L. Adsit

Download or read book Practical Ideas for Cutting Costs and Ways to Generate Alternative Revenue Sources written by Tim L. Adsit and published by R & L Education. This book was released on 2005 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: At no time in the history of public education has there been such a dramatic discrepancy between accelerated standards and expectations and adequate funding for our schools. Much has been written about how to achieve new expectations in the realm of student achievement and the need for accountability and the restructuring of how education dollars are spent. Unfortunately, most of the input regarding the need for "belt-tightening" is unaccompanied by tangible solutions or suggestions and results only in hollow rhetoric or convenient political sound bytes. This journey into meaningful avenues for cost-savings in public education is clearly an exception. Any school official who reads this book will find a number of viable possibilities for saving money. The authors offer time-tested, practical ideas, which are proven to work. Features cost-saving tips for: -District and school-level administration -Curriculum, instruction, vocational and special education, student services, and media -Building and grounds, maintenance, pupil transportation, and food services -Community colleges The authors briefly review the literature for: -Managing decline in resources and discuss the problem of declining funds for schools and solution strategies -Generating alternative revenue sources in education Samples of strategic plans are also included. For educational administrators, state governors and senators, school boards, and school business officials.

Budgeting 101

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1507209088
Total Pages : 256 pages
Book Rating : 4.5/5 (72 download)

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Book Synopsis Budgeting 101 by : Michele Cagan

Download or read book Budgeting 101 written by Michele Cagan and published by Simon and Schuster. This book was released on 2018-11-06 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.