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Author : Patricia Hagan Kuwayama
Publisher :
ISBN 13 :
Total Pages : 128 pages
Book Rating : 4.:/5 (318 download)
Download or read book Postal Banking in the United States and Japan written by Patricia Hagan Kuwayama and published by . This book was released on 1997 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Naoyuki Yoshino
Publisher :
ISBN 13 : 9784899740834
Total Pages : 260 pages
Book Rating : 4.7/5 (48 download)
Download or read book Postal Savings written by Naoyuki Yoshino and published by . This book was released on 2018-03-27 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rapid economic growth in Asia has gone hand in hand with increased savings. Yet, many people remain unbanked and savings are often invested abroad. If Asia is to continue to grow, governments must explore ways to better mobilize domestic finance and increase financial access. One way is through postal savings. This book (i) explains the benefits of postal savings, (ii) presents strategies ranging from a simple model of postal savings to full-fledged banking services, (iii) assesses national regulations, (iv) studies the challenges and opportunities arising from new technologies such as fintech, and (v) recommends ways to promote postal savings in developing Asia. technologies such as fintech, and (v) recommends ways to promote postal savings in developing Asia.
Author : Akira Uno
Publisher : Springer Nature
ISBN 13 : 9811514089
Total Pages : 328 pages
Book Rating : 4.8/5 (115 download)
Download or read book Japan Post Bank written by Akira Uno and published by Springer Nature. This book was released on 2020-07-09 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a comprehensive view on how regional financial institutions should be operated in order to restore Japan’s fiscal health. It points out that, even though the Japan Post Bank has been partially privatized, the old mandatory deposit system still virtually exists between the bank and the government. This makes the bank’s asset portfolio heavily weighted toward Japanese government bonds and creates a bottleneck to restoring fiscal health. The book also demonstrates how this system and the low interest rate policy keep the bank’s return on assets (ROA) low and expose the bank to an interest rate risk and credit risk. While shedding light on the true nature of these problems, this work looks into the best ways regional financial institutions can be operated for the sake of regional economic revitalization. The process would involve integrating the three privatized public financial institutions (i.e., the Japan Post Bank, the Shoko Chukin Bank, and the Development Bank of Japan) and splitting their operations into different businesses and regional companies as well as reorganizing more than 100 regional banks. The author analyzes total assets and ROA of different types of financial institutions (public and private financial services) in Japan to obtain an overall view. Then, using ROA as an assessment indicator, he looks into ways to optimize their portfolios to make the most of individual financial assets, especially deposits, from a welfare economics point of view and formulates a theory for optimization. Financial institutions can optimize their ROA by using individual deposits and savings for total optimization to maximize their return on investment. If the share of total assets by type of financial institution is optimized through mergers or vertical integration between different types of financial institutions, and if ROA is optimized overall as a result, the structure of financial institutions by type in Japan can be optimized.
Author : Patricia L. Maclachlan
Publisher : BRILL
ISBN 13 : 1684175127
Total Pages : 393 pages
Book Rating : 4.6/5 (841 download)
Download or read book The People’s Post Office written by Patricia L. Maclachlan and published by BRILL. This book was released on 2020-03-17 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In 2001, Prime Minister Koizumi Jun’ichirō launched a crusade to privatize Japan’s postal services. The plan was hailed as a necessary structural reform, but many bemoaned the loss of traditional institutions and the conservative values they represented. Few expected the plan to succeed, given the staunch opposition of diverse parties, but four years later it appeared that Koizumi had transformed not only the post office but also the very institutional and ideological foundations of Japanese finance and politics. By all accounts, it was one of the most astonishing political achievements in postwar Japanese history. Patricia L. Maclachlan analyzes the interplay among the institutions, interest groups, and leaders involved in the system’s evolution from the early Meiji period until 2010. Exploring the postal system’s remarkable range of economic, social, and cultural functions and its institutional relationship to the Japanese state, this study shows how the post office came to play a leading role in the country’s political development. It also looks into the future to assess the resilience of Koizumi’s reforms and consider the significance of lingering opposition to the privatization of one of Japan’s most enduring social and political sanctuaries."
Author :
Publisher :
ISBN 13 :
Total Pages : 56 pages
Book Rating : 4.:/5 (318 download)
Download or read book Postal Banking in Japan written by and published by . This book was released on 1994 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on International Security, Proliferation, and Federal Services
Publisher :
ISBN 13 :
Total Pages : 254 pages
Book Rating : 4.:/5 (51 download)
Download or read book E-commerce Activities of the U.S. Postal Service written by United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on International Security, Proliferation, and Federal Services and published by . This book was released on 2001 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Shigeki Miyajima
Publisher :
ISBN 13 :
Total Pages : 50 pages
Book Rating : 4.:/5 (318 download)
Download or read book A Comparison of National Banks in Japan and the United States Between 1872 and 1885 written by Shigeki Miyajima and published by . This book was released on 2000 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : PRABHU TL
Publisher : NestFame Creations Pvt Ltd.
ISBN 13 :
Total Pages : 156 pages
Book Rating : 4./5 ( download)
Download or read book BANKING written by PRABHU TL and published by NestFame Creations Pvt Ltd.. This book was released on with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking is an industry that deals with credit, cash holding, investments, and other types of financial operations. Because it allocates cash to borrowers with productive investments, the banking industry is one of the most important drivers of most economies. Deposits and withdrawals, currency exchange, forex trading, and wealth management are all services provided by banks. They also serve as a conduit between depositors and borrowers, using the monies placed by their customers to provide credit to those who need it. Banks make money by charging interest on loans, which they benefit from by charging a greater interest rate than they pay on customer deposits. They must, however, follow the rules set down by the central bank or the national government. A bank is a financial institution that accepts deposits from customers and provides loans to individuals and businesses. Banks profit by charging greater interest rates on loans than they do on customer deposits. In the United States, banks are mandated to hold 10% of client deposits as reserves, while the remaining 90% is used to make loans. How the Banking Industry Works - Banking Fundamentals The Federal Reserve regulates banks in the United States. Banks must keep at least 10% of each deposit on hand, but they can lend out the remaining 90% as loans. The reserve requirement applies to all types of banks with a US banking licence, and the reserve can be held as a deposit in a local Fed bank or as cash in the vault.
Author : Richard Werner
Publisher : Routledge
ISBN 13 : 131746219X
Total Pages : 384 pages
Book Rating : 4.3/5 (174 download)
Download or read book Princes of the Yen written by Richard Werner and published by Routledge. This book was released on 2015-03-04 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: This eye-opening book offers a disturbing new look at Japan's post-war economy and the key factors that shaped it. It gives special emphasis to the 1980s and 1990s when Japan's economy experienced vast swings in activity. According to the author, the most recent upheaval in the Japanese economy is the result of the policies of a central bank less concerned with stimulating the economy than with its own turf battles and its ideological agenda to change Japan's economic structure. The book combines new historical research with an in-depth behind-the-scenes account of the bureaucratic competition between Japan's most important institutions: the Ministry of Finance and the Bank of Japan. Drawing on new economic data and first-hand eyewitness accounts, it reveals little known monetary policy tools at the core of Japan's business cycle, identifies the key figures behind Japan's economy, and discusses their agenda. The book also highlights the implications for the rest of the world, and raises important questions about the concentration of power within central banks.
Author : Takeo Hoshi
Publisher : Springer Science & Business Media
ISBN 13 : 1461543959
Total Pages : 326 pages
Book Rating : 4.4/5 (615 download)
Download or read book Crisis and Change in the Japanese Financial System written by Takeo Hoshi and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: At the start of the twenty-first century, the Japanese financial system is undergoing a major transformation. This process is spurred by a sense of crisis. Dominated by large institutions, the Japanese banking system has suffered from serious problems with non-performing loans since the early 1990s, when the Japanese stock market and urban real estate market both crashed. Delays in responding to these twin asset bubbles, by both regulatory authorities and the banks themselves, made matters worse and led to a banking crisis in late 1997 and early 1998. Not anticipating this setback, in late 1996 the Japanese government inaugurated its Big Bang of comprehensive financial deregulation designed to complete the process of creating `free, fair, and open financial markets'. Beginning in late 1998 and early 1999 the government finally embarked on a major rehabilitation of the Japanese banking system, including making available some Yen 60 trillion (approximately USD 500 billion) of government funds to recapitalize fifteen major banks, adequately fund the deposit insurance program, and write off the bad loans of nationalized or bankrupted banks. One result of this reform process is that the Ministry of Finance (MOF), which dominated Japanese financial system policy for most of the post-war period, has been stripped of most of its former regulatory powers. The purpose of this book is to describe, analyze, and evaluate the process that is transforming the Japanese financial system. The chapters address various issues relating to the transition of the Japanese financial system from a bank-centered and relationship-based system to a competitive market-based system. Questions taken up include: Why did Japanese banks get into such serious trouble? Why has the MOF lost its immense power? How will the Big Bang's financial deregulation further change the Japanese financial system, including the huge government financial institutions and postal savings system? What are some of the broader implications of this transition? The book is divided into three parts: Part I considers the origins of Japan's banking crisis; Part II focuses on five particularly important areas of major actual and potential changes; Part III addresses the effects of the Big Bang, including its potential systemic externalities. Taken together, this book offers an unusually up-to-date, comprehensive and thorough appraisal and evaluation of the profound changes occurring in Japan's financial system.
Author : Herbert Max Bratter
Publisher :
ISBN 13 :
Total Pages : 306 pages
Book Rating : 4.:/5 (31 download)
Download or read book Japanese Banking written by Herbert Max Bratter and published by . This book was released on 1931 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Foreign Relations. Subcommittee on East Asian and Pacific Affairs
Publisher :
ISBN 13 :
Total Pages : 64 pages
Book Rating : 4.0/5 ( download)
Download or read book A Review of U.S.-Japan Relations written by United States. Congress. Senate. Committee on Foreign Relations. Subcommittee on East Asian and Pacific Affairs and published by . This book was released on 2007 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher : DIANE Publishing
ISBN 13 : 1457815931
Total Pages : 222 pages
Book Rating : 4.4/5 (578 download)
Download or read book The Year in Trade 2009, Operation of the Trade Agreements Program, 61st Report written by and published by DIANE Publishing. This book was released on with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 990 pages
Book Rating : 4.3/5 (117 download)
Download or read book The Saturday Evening Post written by and published by . This book was released on 1921 with total page 990 pages. Available in PDF, EPUB and Kindle. Book excerpt: SCC Library has 1974-89; (plus scattered issues).
Author : Magnus Blomström
Publisher : Routledge
ISBN 13 : 1134180578
Total Pages : 257 pages
Book Rating : 4.1/5 (341 download)
Download or read book Institutional Change in Japan written by Magnus Blomström and published by Routledge. This book was released on 2006-08-21 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a new analysis of recent changes in important Japanese institutions. It addresses the origin, development, and recent adaptation of core institutions, including financial institutions, corporate governance, lifetime employment, and the amakudari system. After four decades of rapid economic growth in Japan, the 1990s saw the country enter a prolonged period of economic stagnation. Policy reforms were initially half-hearted, and businesses were slow to restructure as the global economy changed. The lagging economy has been impervious to aggressive fiscal stimulus measures and has been plagued by ongoing price deflation for years. Japan’s struggle has called into question the ability of the country’s economic institutions, originally designed to support factor accumulation and rapid development, to adapt to the new economic environment of the twenty-first century. This book discusses both historical and international comparisons including Meiji Japan, and recent economic and financial reforms in Korea, Scandinavia, Switzerland, and New Zealand, placing the current institutional changes in perspective. The contributors argue that, contrary to conventional wisdom that Japanese institutions have remained relatively rigid, there has been significant institutional change over the last decade.
Author : Robert C. Hsu
Publisher : MIT Press
ISBN 13 : 9780262082808
Total Pages : 570 pages
Book Rating : 4.0/5 (828 download)
Download or read book The MIT Encyclopedia of the Japanese Economy written by Robert C. Hsu and published by MIT Press. This book was released on 1999 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt: The MIT Encyclopedia of the Japanese Economy was the first English-language encyclopedia to cover all major aspects of Japan's postwar economy. The second edition has been fully revised and expanded, and includes previously unpublished data as well as coverage of recent developments in the economy. The definitional entries concisely explain major economic concepts and include translations of Japanese economic terms and cross references to the longer topical essays. The 180 topical essays cover banks, financial systems, major industries, corporate groups, management practices, labor unions, international trade and investments, government economic policies, and more. They also include comprehensive statistics, American and Japanese views on economic relations between the two countries, and suggestions for further reading. A new index contains names of major companies.
Author : IBP, Inc.
Publisher : Lulu.com
ISBN 13 : 1514526883
Total Pages : 312 pages
Book Rating : 4.5/5 (145 download)
Download or read book Japan: Doing Business and Investing in Japan Guide Volume 1 Strategic, Practical Information and Contacts written by IBP, Inc. and published by Lulu.com. This book was released on 2015-06 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Japan: Doing Business and Investing in ... Guide Volume 1 Strategic, Practical Information, Regulations, Contacts
