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Pathways To Generational Wealth For Black Americans
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Book Synopsis Pathways to Generational Wealth for Black Americans by : James Morris Robinson
Download or read book Pathways to Generational Wealth for Black Americans written by James Morris Robinson and published by . This book was released on 2021-04-12 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hope, Inspiration, and Courage to change the course of our economic future. An honest and realistic discussion about building generational wealth for Black Americans. These discussions and considerations are about hope, inspiration, and courage to changing the course of our economic future. I am a Black American...an African American that will map the Pathways to Economic Wealth for Black American Households. This guide will also enable people to make informed financial decisions that result in favorable financial outcomes for them and their families...without the product push and commercials.
Book Synopsis The Hidden Cost of Being African American by : Thomas M. Shapiro
Download or read book The Hidden Cost of Being African American written by Thomas M. Shapiro and published by . This book was released on 2004 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past three decades, racial prejudice in America has declined significantly and many African American families have seen a steady rise in employment and annual income. But alongside these encouraging signs, Thomas Shapiro argues in The Hidden Cost of Being African American, fundamental levels of racial inequality persist, particularly in the area of asset accumulation--inheritance, savings accounts, stocks, bonds, home equity, and other investments-. Shapiro reveals how the lack of these family assets along with continuing racial discrimination in crucial areas like homeownership dramatically impact the everyday lives of many black families, reversing gains earned in schools and on jobs, and perpetuating the cycle of poverty in which far too many find themselves trapped. Shapiro uses a combination of in-depth interviews with almost 200 families from Los Angeles, Boston, and St. Louis, and national survey data with 10,000 families to show how racial inequality is transmitted across generations. We see how those families with private wealth are able to move up from generation to generation, relocating to safer communities with better schools and passing along the accompanying advantages to their children. At the same time those without significant wealth remain trapped in communities that don't allow them to move up, no matter how hard they work. Shapiro challenges white middle class families to consider how the privileges that wealth brings not only improve their own chances but also hold back people who don't have them. This "wealthfare" is a legacy of inequality that, if unchanged, will project social injustice far into the future. Showing that over half of black families fall below the asset poverty line at the beginning of the new century, The Hidden Cost of Being African American will challenge all Americans to reconsider what must be done to end racial inequality.
Download or read book Get Real written by Ron Elliott Jr and published by Independently Published. This book was released on 2019-01-10 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world."-Franklin D. Roosevelt"If I knew then, what I knew now..." As a mature adult, this statement is likely to touch your lips from time to time. Life is a cycle. And in the cycle of life, there are patterns that repeat themselves throughout each generation. In the case for most Americans, especially Americans of African descent, one of those patterns is the lack of financial education. We cannot teach what we do not know, right? Have you ever been to the doctor and they ask you for your family history? Do you have diabetes? High blood pressure? Oh, it runs in your family? Do you know why? HABITS! You did not genetically inherit those diseases (unless your diabetes is Type 1). Your habits, specifically the habits that you have inherited from the previous generations, dictated your illness. GET REAL is a simple, straight to the point guide to get you on the path to developing the habits of the wealthy, and provides you with a few practical methods to begin building generational wealth through real estate. I promise to not overload you, but simply to enlighten and encourage you to put a few simple practices in place that will help you guide the next generation to long-lasting wealth.Who should read this book? Parents, Grandparents, Teachers, Ministers, Community Leaders, Mentors, and Young People of Working Age. Anyone that has an interest in living in a better, safer, more prosperous community. I had a conversation with a gentleman recently. He was of caucasian persuasion and practiced Orthodox Judaism. He grew up in Brooklyn, New York and was a self-admitted racist. Our conversation was unique because he really wasn't a racist; however, his experiences growing up led him not to trust and to fear people of African descent. "I have been robbed at gunpoint, knifepoint, been beaten badly, and none of the culprits were white!" This was his reason for being a racist. I thought it was a fair assessment. I'm sure there are plenty of Africans in America that feel the same way about their generational oppressor. The gentleman continued, "When I moved here (Michigan), I realized that it wasn't a black thing, it was a location thing. It was a situational thing. Black people here are nice, kind, and working hard to provide for their families. I guess it's about opportunity." His comments led to us speaking about the social-economic component of why some minorities engage in criminal activity. We both agreed that if someone is hungry, and you have a steak if you don't share, you may find yourself on the plate. My point is this: we must share this information and build our community so that our children and their children can live in a healthy environment without moving away to achieve it.GET REAL consists of four parts: -Get Your Mind Right-Get Money-Get Credit-Get RealThis four-part formula is a simple blueprint for building generational wealth. I hope that you read this material, commit to change, and share this information with as many people as possible.
Book Synopsis Building Generational Black Wealth by : Keith Jones
Download or read book Building Generational Black Wealth written by Keith Jones and published by Arthur Hunt Publishing. This book was released on 2003 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt: In order for readers' finances to end up right, they have to start out right by creating a good spending strategy and avoid the cycle of disparity. This title shows how to get in and stay in the cycle of prosperity and at the same time show how to build and preserve wealth to pass on to heirs for generations to come.
Author :National Academies of Sciences, Engineering, and Medicine Publisher :National Academies Press ISBN 13 :0309452961 Total Pages :583 pages Book Rating :4.3/5 (94 download)
Book Synopsis Communities in Action by : National Academies of Sciences, Engineering, and Medicine
Download or read book Communities in Action written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-04-27 with total page 583 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.
Book Synopsis The Color of Money by : Mehrsa Baradaran
Download or read book The Color of Money written by Mehrsa Baradaran and published by Harvard University Press. This book was released on 2017-09-14 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Read this book. It explains so much about the moment...Beautiful, heartbreaking work.” —Ta-Nehisi Coates “A deep accounting of how America got to a point where a median white family has 13 times more wealth than the median black family.” —The Atlantic “Extraordinary...Baradaran focuses on a part of the American story that’s often ignored: the way African Americans were locked out of the financial engines that create wealth in America.” —Ezra Klein When the Emancipation Proclamation was signed in 1863, the black community owned less than 1 percent of the total wealth in America. More than 150 years later, that number has barely budged. The Color of Money seeks to explain the stubborn persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks. With the civil rights movement in full swing, President Nixon promoted “black capitalism,” a plan to support black banks and minority-owned businesses. But the catch-22 of black banking is that the very institutions needed to help communities escape the deep poverty caused by discrimination and segregation inevitably became victims of that same poverty. In this timely and eye-opening account, Baradaran challenges the long-standing belief that black communities could ever really hope to accumulate wealth in a segregated economy. “Black capitalism has not improved the economic lives of black people, and Baradaran deftly explains the reasons why.” —Los Angeles Review of Books “A must read for anyone interested in closing America’s racial wealth gap.” —Black Perspectives
Book Synopsis From Here to Equality, Second Edition by : William A. Darity Jr.
Download or read book From Here to Equality, Second Edition written by William A. Darity Jr. and published by UNC Press Books. This book was released on 2022-07-27 with total page 443 pages. Available in PDF, EPUB and Kindle. Book excerpt: Racism and discrimination have choked economic opportunity for African Americans at nearly every turn. At several historic moments, the trajectory of racial inequality could have been altered dramatically. But neither Reconstruction nor the New Deal nor the civil rights struggle led to an economically just and fair nation. Today, systematic inequality persists in the form of housing discrimination, unequal education, police brutality, mass incarceration, employment discrimination, and massive wealth and opportunity gaps. Economic data indicates that for every dollar the average white household holds in wealth the average black household possesses a mere ten cents. This compelling and sharply argued book addresses economic injustices head-on and make the most comprehensive case to date for economic reparations for U.S. descendants of slavery. Using innovative methods that link monetary values to historical wrongs, William Darity Jr. and A. Kirsten Mullen assess the literal and figurative costs of justice denied in the 155 years since the end of the Civil War and offer a detailed roadmap for an effective reparations program, including a substantial payment to each documented U.S. black descendant of slavery. This new edition features a new foreword addressing the latest developments on the local, state, and federal level and considering current prospects for a comprehensive reparations program.
Book Synopsis A Step-By-Step Guide to Building Wealth from $1 by : John D Saunders
Download or read book A Step-By-Step Guide to Building Wealth from $1 written by John D Saunders and published by . This book was released on 2019-06 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you're looking for actionable financial literacy tactics to create generational wealth and prosperity, this is a GREAT place to begin. The best way for people of color to reach the pinnacles we strive for is through financial literacy. It's the best way to create wealth and pass on a legacy of knowledge and financial freedom to choose our own path and foster a NEW wave of financial confidence and influence. Every chapter of this book dissects how money passes through our community, the concepts and principles of wealth building, and most importantly, how to build wealth at every stage in your life. If you're ready to take action, plan your future and generate wealth for your family and community, pick up A Step-By-Step Guide to Building Wealth from $1 .
Book Synopsis Game-changing Strategies Leading African American Family Businesses to Build Legacy and Transgenerational Wealth by : Gloria Carney Shealey
Download or read book Game-changing Strategies Leading African American Family Businesses to Build Legacy and Transgenerational Wealth written by Gloria Carney Shealey and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prior family business research has advanced several explanations, insights, and empirical data for why African American businesses are not successful or lag behind but leaves a key imperative unexplored: game-changing strategies of successful African American family-owned businesses (AAFOB). African Americans have a long history of entrepreneurship despite the legacy of slavery and discrimination. By studying four successful AAFOB in distinctively differing industries that have achieved generational transition and wealth capture, the author developed a theoretical concept model for addressing the following question: How do successful AAFOB build generational wealth and advance succession transcending complex historical constraints? Like all family businesses, AAFOB engage in entrepreneurial activity and relationship building to create access to opportunity, resources, capital, and talent. The findings reveal that the difference lies in the relationship-building strategies for inclusion, wealth building, and succession readiness that are game changing for participation and require exceptional motivational attributes to rise above constraints and build bridges into exclusionary and other business networks to belong, be known, and trusted as a pathway for success. These findings provide evidenced-based practices that prescribe a process to build transgenerational wealth and advance succession that is cyclical. The study offers a discovery of novel approaches to family business entrepreneurship theory as a contribution to academic literature and practitioner work towards economic parity.
Book Synopsis 2021 Guide to Black Generational Wealth by : Terry Johnson
Download or read book 2021 Guide to Black Generational Wealth written by Terry Johnson and published by Independently Published. This book was released on 2020-12-17 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: 100% updated information! Get the blueprint on how to create, grow, and preserve generational wealth. Learn the tips and strategies for specific forms of passive income, including ecommerce, digital real estate, physical real estate, the and stock market. Learn new ways to create passive income streams!
Book Synopsis Understanding How to Build Black Generational Wealth by :
Download or read book Understanding How to Build Black Generational Wealth written by and published by Independently Published. This book was released on 2021-03-22 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: Understanding How to Build Black Generational Wealth is the first book of its kind. Leveraging history and statistics to motivate the reader to do something about longstanding endemic Black economic disparity, Esi Kagale Agyeman Gillo does a fine job of empowering the reader to take hold of their own personal, generational and communal wealth-building processes. This book is easy to read, practical, interactive and action-oriented. Esi co-founded the nonprofit organization DIFFvelopment with her husband, Peter Markeeo Gillo, in 2015 and is relentlessly committed to developing unique ways to foster sustainable global Black empowerment. She has an MSc in African Studies from the University of Oxford and a BA in Psychology and Afro-American Studies from Smith College.
Book Synopsis The Privileges of Wealth by : Robert Williams
Download or read book The Privileges of Wealth written by Robert Williams and published by Routledge. This book was released on 2016-11-25 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: The American Dream is under assault. This threat results not from a lack of means, but from an unwillingness to share. Total household wealth increased by half in the past generation, but barely one fifth of American households captured this new wealth. For the rest, the dream of owning a home, gaining a secure retirement, and ensuring a college education for their kids is disappearing. Worse still, the widening wealth divide largely tracks our racial fault lines. The Privileges of Wealth investigates the impact of the rising concentration of wealth. It describes how households accumulate wealth along three pathways: household saving, appreciation of assets, and family gifts and inheritances. In addition, federal wealth policies, in the form of assorted tax deductions and credits, act as a fourth pathway that favors wealthy households. For those with means, each pathway operates as a virtuous cycle enabling families to build wealth with increasing ease. For those without, these same pathways are experienced as vicious cycles. The issue of wealth privilege is even more pronounced when examining the racial wealth gap. Typically, White households own ten times the wealth of Black or Latino families. This chasm results from the durability and transferability of wealth across generations and serves as a persistent legacy of our history of racial enslavement, expropriation, and exclusion. Current policies favoring the wealthy are simply cementing these wealth disparities. This book explains how these sources of wealth privilege are systemic features of our economy and the basis of rising disparities. The arguments and evidence presented here offer a compelling case for how our current policies are undermining the American Dream for most Americans while fortifying a White plutocracy, with dire consequences for us all.
Book Synopsis The War on Black Wealth by : Psy D Wallace, PH D
Download or read book The War on Black Wealth written by Psy D Wallace, PH D and published by Independently Published. This book was released on 2022-12-24 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Closing the Wealth Gap: The Truth About the $1.4 Trillion in Black Spending Power everyone is always talking about. Blacks are being destroyed in vital areas where we lag in understanding and awareness, especially regarding wealth building. This must change if we are ever to experience any form of liberation. The War On Black Wealth is Dr. Rick Wallace's 25th book. In this book, he carefully unveils the nefarious machinations of the wealthy elite to exclude Blacks from the process of wealth-building. The book explores the obvious mechanisms at play but delves into more subtle and devastating practices. As usual, Dr. Wallace doesn't just point out the problem; he offers applicable solutions that all African Americans should be aware of and use whenever possible. This is a must-read if you want to know what it will take to close the wealth gap and for more Blacks to create generational wealth!
Book Synopsis When Affirmative Action Was White: An Untold History of Racial Inequality in Twentieth-Century America by : Ira Katznelson
Download or read book When Affirmative Action Was White: An Untold History of Racial Inequality in Twentieth-Century America written by Ira Katznelson and published by W. W. Norton & Company. This book was released on 2006-08-17 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: A groundbreaking work that exposes the twisted origins of affirmative action. In this "penetrating new analysis" (New York Times Book Review) Ira Katznelson fundamentally recasts our understanding of twentieth-century American history and demonstrates that all the key programs passed during the New Deal and Fair Deal era of the 1930s and 1940s were created in a deeply discriminatory manner. Through mechanisms designed by Southern Democrats that specifically excluded maids and farm workers, the gap between blacks and whites actually widened despite postwar prosperity. In the words of noted historian Eric Foner, "Katznelson's incisive book should change the terms of debate about affirmative action, and about the last seventy years of American history."
Book Synopsis The Wealth Choice by : Dennis Kimbro
Download or read book The Wealth Choice written by Dennis Kimbro and published by Palgrave Macmillan Trade. This book was released on 2013-02-19 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: It’s no secret that these hard times have been even harder for the Black community. Approximately 35 percent of African Americans had no measurable assets in 2009, and 24 percent of these same households had only a motor vehicle. Dennis Kimbro, observing how the weight of the continuing housing and credit crises disproportionately impacts the African-American community, takes a sharp look at a carefully cultivated group of individuals who’ve scaled the heights of success and how others can emulate them. Based on a seven year study of 1,000 of the wealthiest African Americans, The Wealth Choice offers a trove of sound and surprising advice about climbing the economic ladder, even when the odds seem stacked against you. Readers will learn about how business leaders, entrepreneurs, and celebrities like Bob Johnson, Spike Lee, L. A. Reid, Herman Cain, T. D. Jakes and Tyrese Gibson found their paths to wealth; what they did or didn’t learn about money early on; what they had to sacrifice to get to the top; and the role of discipline in managing their success. Through these stories, which include men and women at every stage of life and in every industry, Dennis Kimbro shows readers how to: · Develop a wealth-generating mindset and habits · Commit to lifelong learning · Craft goals that match your passion · Make short-term sacrifices for long-term gain · Take calculated risks when opportunity presents itself
Download or read book The Sum of Us written by Heather McGhee and published by One World. This book was released on 2021-02-16 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES BESTSELLER • LONGLISTED FOR THE NATIONAL BOOK AWARD • One of today’s most insightful and influential thinkers offers a powerful exploration of inequality and the lesson that generations of Americans have failed to learn: Racism has a cost for everyone—not just for people of color. WINNER OF THE PORCHLIGHT BUSINESS BOOK AWARD • ONE OF THE BEST BOOKS OF THE YEAR: Time, The Washington Post, St. Louis Post-Dispatch, Ms. magazine, BookRiot, Library Journal “This is the book I’ve been waiting for.”—Ibram X. Kendi, #1 New York Times bestselling author of How to Be an Antiracist Look for the author’s new podcast, The Sum of Us, based on this book! Heather McGhee’s specialty is the American economy—and the mystery of why it so often fails the American public. From the financial crisis of 2008 to rising student debt to collapsing public infrastructure, she found a root problem: racism in our politics and policymaking. But not just in the most obvious indignities for people of color. Racism has costs for white people, too. It is the common denominator of our most vexing public problems, the core dysfunction of our democracy and constitutive of the spiritual and moral crises that grip us all. But how did this happen? And is there a way out? McGhee embarks on a deeply personal journey across the country from Maine to Mississippi to California, tallying what we lose when we buy into the zero-sum paradigm—the idea that progress for some of us must come at the expense of others. Along the way, she meets white people who confide in her about losing their homes, their dreams, and their shot at better jobs to the toxic mix of American racism and greed. This is the story of how public goods in this country—from parks and pools to functioning schools—have become private luxuries; of how unions collapsed, wages stagnated, and inequality increased; and of how this country, unique among the world’s advanced economies, has thwarted universal healthcare. But in unlikely places of worship and work, McGhee finds proof of what she calls the Solidarity Dividend: the benefits we gain when people come together across race to accomplish what we simply can’t do on our own. The Sum of Us is not only a brilliant analysis of how we arrived here but also a heartfelt message, delivered with startling empathy, from a black woman to a multiracial America. It leaves us with a new vision for a future in which we finally realize that life can be more than a zero-sum game. LONGLISTED FOR THE ANDREW CARNEGIE MEDAL
Book Synopsis Black Picket Fences by : Mary Pattillo
Download or read book Black Picket Fences written by Mary Pattillo and published by University of Chicago Press. This book was released on 2013-07-02 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 1999, Mary Pattillo’s Black Picket Fences explores an American demographic group too often ignored by both scholars and the media: the black middle class. Nearly fifteen years later, this book remains a groundbreaking study of a group still underrepresented in the academic and public spheres. The result of living for three years in “Groveland,” a black middle-class neighborhood on Chicago’s South Side, Black Picket Fences explored both the advantages the black middle class has and the boundaries they still face. Despite arguments that race no longer matters, Pattillo showed a different reality, one where black and white middle classes remain separate and unequal. Stark, moving, and still timely, the book is updated for this edition with a new epilogue by the author that details how the neighborhood and its residents fared in the recession of 2008, as well as new interviews with many of the same neighborhood residents featured in the original. Also included is a new foreword by acclaimed University of Pennsylvania sociologist Annette Lareau.
