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No Fault Approaches To Compensating Auto Accident Victims
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Book Synopsis No-fault Approaches to Compensating People Injured in Automobile Accidents by : Stephen J. Carroll
Download or read book No-fault Approaches to Compensating People Injured in Automobile Accidents written by Stephen J. Carroll and published by Rand Corporation. This book was released on 1991 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: Widespread dissatisfaction with the traditional approach to compensating people for auto accident injuries has revived interest in no-fault approaches. This report estimates the effects of a broad range of no-fault plans, compared with the traditional system. The study is primarily based on data from two sources--closed-claim surveys and a household survey--which were combined to construct a representative sample of people injured in auto accidents. The authors use data on what actually happened to people injured in auto accidents in states that have adopted no-fault systems, to develop statistical models. These models relate injuries, losses, and other factors to whether or not the victims received any compensation from auto insurance and, if so, how much, how quickly, and at what transaction costs. The authors then apply these models to samples of people injured in auto accidents in states that retain the traditional compensation system to estimate what would have been their outcomes under a specified no-fault alternative. Finally, they compare the actual outcomes people experienced under the traditional system with their estimated outcomes under various no-fault alternatives. The findings indicate that no-fault can yield substantial savings over the traditional system, or may increase costs substantially, depending on the no-fault plan's provisions. Regardless of plan provisions, all no-fault plans reduce transaction costs, match compensation more closely with economic loss, reduce the amounts paid in compensation for noneconomic loss to less seriously injured people, and speed up compensation.
Book Synopsis The U.S. Experience with No-Fault Automobile Insurance by : James M. Anderson
Download or read book The U.S. Experience with No-Fault Automobile Insurance written by James M. Anderson and published by Rand Corporation. This book was released on 2010-02-15 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments.
Book Synopsis No-fault Approaches to Compensating Auto Accident Victims by : Stephen J. Carroll
Download or read book No-fault Approaches to Compensating Auto Accident Victims written by Stephen J. Carroll and published by . This book was released on 1993 with total page 22 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Edward L. Jr. Lascher Publisher :Springer Science & Business Media ISBN 13 :1461515416 Total Pages :346 pages Book Rating :4.4/5 (615 download)
Book Synopsis The Economics and Politics of Choice No-Fault Insurance by : Edward L. Jr. Lascher
Download or read book The Economics and Politics of Choice No-Fault Insurance written by Edward L. Jr. Lascher and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, choice no-fault has emerged as a popular but controversial proposal for addressing the problem of high automobile insurance rates. Choice plans offer consumers the option of a lower-cost insurance policy with restrictions on filing lawsuits or a higher-cost policy with full tort rights. Some American states have implemented choice programs, and major federal choice legislation is now pending in the United States Congress. Choice no-fault has caught the attention of policy makers, the insurance industry, and academics. Until now, however, no single book has pulled together the available research on the topic. The Economics and Politics of Choice No-Fault Insurance fills that gap. Edited by scholars from different disciplines, each of whom has written extensively on automobile insurance issues, the book includes some of the best work in the area. Former Massachusetts Governor and presidential candidate Michael S. Dukakis wrote the foreword. Contributors include University of Virginia Law Professor Jeffrey O'Connell, widely considered the `father of no-fault,' as well as authors of the influential RAND study of the potential effects of choice no-fault on insurance rates. The book chapters, most of which were written especially for this volume, cover topics ranging from the impact of choice no-fault on accidents and driving behavior, to the effects of choice on medical care usage, to alternative approaches for resolving accidents involving both `no-fault' and `tort' electors, to the political feasibility of choice legislative proposals. Emphasis on the potential advantages of choice no-fault is balanced by consideration of possible ill effects.
Author :Estate of Jerry J. Phillips Publisher :Georgetown University Press ISBN 13 :9781589014848 Total Pages :146 pages Book Rating :4.0/5 (148 download)
Book Synopsis Who Pays for Car Accidents? by : Estate of Jerry J. Phillips
Download or read book Who Pays for Car Accidents? written by Estate of Jerry J. Phillips and published by Georgetown University Press. This book was released on 2001-12-18 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
Author :United States. Department of Transportation. Automobile Insurance and Compensation Study Publisher : ISBN 13 : Total Pages :60 pages Book Rating :4.3/5 ( download)
Book Synopsis Public Attitudes Supplement to the Economic Consequences of Automobile Accident Injuries by : United States. Department of Transportation. Automobile Insurance and Compensation Study
Download or read book Public Attitudes Supplement to the Economic Consequences of Automobile Accident Injuries written by United States. Department of Transportation. Automobile Insurance and Compensation Study and published by . This book was released on 1970 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Motor Vehicle Crash Losses and Their Compensation in the United States by : United States. Department of Transportation
Download or read book Motor Vehicle Crash Losses and Their Compensation in the United States written by United States. Department of Transportation and published by . This book was released on 1971 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis North Carolina Auto Accident & Insurance Law by : Carl Nagle
Download or read book North Carolina Auto Accident & Insurance Law written by Carl Nagle and published by Lulu.com. This book was released on 2016-08-31 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement
Author :United States. Department of Transportation. Office of the Secretary Publisher : ISBN 13 : Total Pages :166 pages Book Rating :4.:/5 (816 download)
Book Synopsis Compensating Auto Accident Victims by : United States. Department of Transportation. Office of the Secretary
Download or read book Compensating Auto Accident Victims written by United States. Department of Transportation. Office of the Secretary and published by . This book was released on 1985 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Injury Industry and the Remedy of No-fault Insurance by : Jeffrey O'Connell
Download or read book The Injury Industry and the Remedy of No-fault Insurance written by Jeffrey O'Connell and published by University of Illinois Press. This book was released on 1971 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Compensating Auto Accident Victims by :
Download or read book Compensating Auto Accident Victims written by and published by . This book was released on 1985 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Jerry J. Phillips Publisher :Controversies in Public Policy Series ISBN 13 :9780878408870 Total Pages :129 pages Book Rating :4.4/5 (88 download)
Book Synopsis Who Pays for Car Accidents? by : Jerry J. Phillips
Download or read book Who Pays for Car Accidents? written by Jerry J. Phillips and published by Controversies in Public Policy Series. This book was released on 2002 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
Book Synopsis Ending Insult to Injury by : Jeffrey O'Connell
Download or read book Ending Insult to Injury written by Jeffrey O'Connell and published by Urbana : University of Illinois Press. This book was released on 1975 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Basic Protection for the Traffic Victim by : Robert E. Keeton
Download or read book Basic Protection for the Traffic Victim written by Robert E. Keeton and published by . This book was released on 1965 with total page 650 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Full Aid Insurence for the Traffic Victim by : Albert Armin Ehrenzweig
Download or read book Full Aid Insurence for the Traffic Victim written by Albert Armin Ehrenzweig and published by Univ of California Press. This book was released on with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance Publisher : ISBN 13 : Total Pages :776 pages Book Rating :4.:/5 (31 download)
Book Synopsis Federal Standards for No-fault Motor Vehicle Accident Benefits Act by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
Download or read book Federal Standards for No-fault Motor Vehicle Accident Benefits Act written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 776 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Constitutional Problems in Automobile Accident Compensation Reform by : Lindsey Cowen
Download or read book Constitutional Problems in Automobile Accident Compensation Reform written by Lindsey Cowen and published by . This book was released on 1970 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
