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Micro Finance Institutions In Kenya
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Book Synopsis Influence of Credit Risk on the Growth of Microfinance Organizations in Eldoret Municipality (Kenya) by : Irene Cheptumo
Download or read book Influence of Credit Risk on the Growth of Microfinance Organizations in Eldoret Municipality (Kenya) written by Irene Cheptumo and published by GRIN Verlag. This book was released on 2018-05-30 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (postgraduate) from the year 2018 in the subject Economics - Finance, Moi University (Moi University, Kenya; Department of Accounting and Finance), language: English, abstract: The Microfinance Institutions (MFIs) lend small amounts of unsecured loans to poor clients which signify their objectives of improving the social status of the poor while also trying to maximize their returns. Yet, lending by MFIs is a risky venture especially in developing countries because of the susceptibility of their poor clients. This study therefore determined the extent at which strategic credit risk management affect growth of MFIs in the Eldoret Municipality, Kenya. This study used probability clustered random sampling of 12 MFIs in Eldoret municipality to collect primary data and various reports and published work on MFIs between 2010 to 2015 formed the basis of secondary data. The effect of loan default, risk coverage and credit policy on growth of MFIs was measured by profit and outreach respectively. The relationship between of loan default, risk coverage and credit policy and growth was measured using multiple linear regression models. Hausmann test of endogeneity was employed to validate the results. We demonstrate that profit was significantly (p
Book Synopsis My Simplified Guide to Microfinance Lending in Kenya by : Laodicah Nyaribari
Download or read book My Simplified Guide to Microfinance Lending in Kenya written by Laodicah Nyaribari and published by Lulu.com. This book was released on 2018-01-18 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: This manual is the final product of the project entitled" Expanding the realm of consumer protection through Education: The case of Microfinance in Kenya, created and implemented by Laodicah Nyaribari as the director of microcredit programs within the Chelma Advisory Institute whose main role is in capacity building of women in small scale businesses in microenterprise development, consumer education, and the provision of small scale loans.For over eighteen years now, Laodicah Has worked with community based organizations in capacity building and training and this manual has come out of several workshops held in regard to micro enterprise development as well as leading to financial literacy and consumer awareness of Kenya Micro finance borrowers and the training programs of consumer education organizations.
Book Synopsis Microfinance Institutions In Kenya by : Eric Gatimu
Download or read book Microfinance Institutions In Kenya written by Eric Gatimu and published by LAP Lambert Academic Publishing. This book was released on 2014-12 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book brings out what most of the micro finance institutions are facing in administration of loans that are advanced to potential clients; it brings out the identified issues that need to be addressed in order for growth of these micro-finance institutions. The research was undertaken in Africa (Kenya) in view of assisting and guarding micro-finance institutions core objectives and its continuity. The author noted that if the drastic measures were not employed to deal with the underlying issues that had been identified then chances of survival of these institution would decrease hence double tragedy to the poor people, who would indeed suffer, since most of the people reliably depend on loans advanced to them to better their lives. The findings indicated that credit policies, initial loan appraisal process, loan recovery procedures have a significant impact on the loan default rate, thus the micro-finance institutions have a cause to worry if they have to reduce the loan default rates by considering the three factors under the study. It is suggested that a similar study be undertaken targeting in banking sector to establish the factors that contribute to loan the default.
Book Synopsis Microfinance in Africa by : S. Rajagopalan
Download or read book Microfinance in Africa written by S. Rajagopalan and published by . This book was released on 2009 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.
Book Synopsis Transforming Microfinance Institutions by : Joanna Ledgerwood
Download or read book Transforming Microfinance Institutions written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 2006-08-30 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.
Book Synopsis The Influence of Micro-Finance Institutions (MFIs) on Micro and Small Enterprises (MSEs) in Kenya by : Ndiritu Ngatia
Download or read book The Influence of Micro-Finance Institutions (MFIs) on Micro and Small Enterprises (MSEs) in Kenya written by Ndiritu Ngatia and published by . This book was released on 2007 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Effect of Credit Reference Bureau Services on Non-Performing Loan Portfolios in Kenya by : Hilary Omare
Download or read book Effect of Credit Reference Bureau Services on Non-Performing Loan Portfolios in Kenya written by Hilary Omare and published by GRIN Verlag. This book was released on 2019-10-17 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2016 in the subject Business economics - Investment and Finance, , course: Masters of Business Adminstration, language: English, abstract: The research project sought to examine the effect of listing with Credit Reference Bureau service on non-performing loans of deposit taking microfinance institutions in Kenya. The specific objectives were to assess how loan recoveries as a result of listing with credit reference bureau affects non-performing loans by deposit taking microfinance institutions in Kenya and to assess how write offs as a result of listing with credit reference bureau affect non-performing loans by deposit taking microfinance in Kenya. Furthermore to examine how loan quality as a result of listing with credit reference bureau affect non-performing loan in deposit taking microfinance in Kenya and what effect does listing with credit reference bureau has on non-performing loans levels in Deposit Taking Microfinance in Kenya. This research study adopted a descriptive survey approach on effect of listing with Credit Reference Bureau Service on non-performing loans of deposit taking microfinance institutions in Kenya. Further, this study targeted all registered deposit taking microfinance institutions by the Central Bank of Kenya (CBK). Target population was 12 registered Deposit taking microfinance institutions that have listed with Credit Reference Bureaus in Kenya. This study used primary data that was collected by use of a questionnaire. The data was analyzed by use of Descriptive and inferential statistics to measure interrelationships between the variables. Tables were used to display the information to improve presentation of the analyzed results for ease of interpretation. Regression analysis was used to test the relationship between dependent and independent variable. In light of the research findings, the regression model could only explain 52% in variance of non-performing loans. The study results revealed that there was a statistically significant relationship between loan recoveries and non-performance of loans (p=0.000); there was a statistically significant relationship between write offs and non-performance of loans (p=0.000) and that there was a statistically significant relationship between quality loan portfolio and non-performance of loans (p=0.000). Hence, credit information sharing and level of nonperforming loans are indeed related meaning there is a direct relationship between the number of credit checks done by the CRBs and the level of NPLs.
Book Synopsis The Future of Microfinance by : Ira W. Lieberman
Download or read book The Future of Microfinance written by Ira W. Lieberman and published by Brookings Institution Press. This book was released on 2020-06-30 with total page 493 pages. Available in PDF, EPUB and Kindle. Book excerpt: A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.
Download or read book Western Kenya written by Ezekiel Esipisu and published by . This book was released on 1996 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Regulation and Supervision of Microfinance Institutions in Kenya by : Florence Gatome
Download or read book The Regulation and Supervision of Microfinance Institutions in Kenya written by Florence Gatome and published by . This book was released on 2003 with total page 87 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Micro-finance Institutions in Kenya by : Jeanne Koopman
Download or read book Micro-finance Institutions in Kenya written by Jeanne Koopman and published by . This book was released on 2001 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Housing Microfinance by : Franck Daphnis
Download or read book Housing Microfinance written by Franck Daphnis and published by Kumarian Press. This book was released on 2004 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: * First book to link housing and microfinance * Presents international and US experience As the premier book to provide a comprehensive overview of housing microfinance worldwide, Housing Microfinance sets the standard for future work in the field. The expert contributors combine wisdom from the separate fields of housing policy and microfinance, demonstrating what each can learn from the other. With solid guidance for practitioners and policymakers, the book reviews important issues for international and domestic microfinance institutions that are considering expanding into housing and for providers of conventional housing loans who seek to offer their services to poor clients who lack collateral or regular income.
Book Synopsis The Microfinance Revolution by : Marguerite Robinson
Download or read book The Microfinance Revolution written by Marguerite Robinson and published by World Bank Publications. This book was released on 2001-06-01 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: Around the world, a revolution is occurring in finance for low-income people. The microfinance revolution is delivering financial services to the economically active poor on a large scale through competing, financially self-sufficient institutions. In a few countries this has already happened; in others it is under way. The emerging microfinance industry has profound implications for social and economic development. For the first time in history, capital is well on its way to being democratized. 'The Microfinance Revolution', in three volumes, is aimed at a diverse readership - economists, bankers, policymakers, donors, and social scientists; microfinance practitioners and specialists in local finance and rural and urban development; and members of the general public interested in development. This first volume, 'Sustainable Finance for the Poor', focuses on the shift from government- and donor-subsidized credit systems to self-sufficient microfinance institutions providing voluntary savings and credit services.
Book Synopsis Development Finance Institutions in Kenya by : Githinji Njenga
Download or read book Development Finance Institutions in Kenya written by Githinji Njenga and published by . This book was released on 2006 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Management and Financial Reporting by : Amos M. Tayari
Download or read book Management and Financial Reporting written by Amos M. Tayari and published by Cari Journals USA LLC. This book was released on 2022-06-28 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: TOPICS IN THE BOOK Assessment of Financial Management Challenges Facing the Micro and Small Enterprises (MSEs) In Kenya: A Case of Merchandizing MSEs Located in Nairobi River-Road Area Financial Risk Management Strategies and the Growth of Microfinance Sector in Kenya Effect of Risk Evaluation on Performance of Financial Institutions
Book Synopsis Institutional Impediments to Access to Credit by Micro and Small Scale Enterprises in Kenya by : Peter Kimuyu
Download or read book Institutional Impediments to Access to Credit by Micro and Small Scale Enterprises in Kenya written by Peter Kimuyu and published by . This book was released on 2000 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Microfinance Handbook by : Joanna Ledgerwood
Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
