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Low Appraisals The New Real Estate Crisis
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Book Synopsis Low Appraisals - the New Real Estate Crisis by : Hamp Thomas
Download or read book Low Appraisals - the New Real Estate Crisis written by Hamp Thomas and published by Hamp Thomas. This book was released on 2012-04-20 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn the art of taking a low appraisal and turning it into a closed sale. The rules of appraisal and underwriting have changed and today's broker must understand how to "act" and not "react" to the news of a low appraisal. Discover the steps necessary to keep low appraisals from killing sales.
Book Synopsis Real Estate Appraisal Death of an Industry by : Hamp Thomas
Download or read book Real Estate Appraisal Death of an Industry written by Hamp Thomas and published by Hamp Thomas. This book was released on 2012-03-27 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: Like no event in history, the real estate appraisal industry has been slandered, steered, and stomped into submission. Charged and convicted of a crime they did not commit. Big banking is leading a new revolution, taking real estate appraisers out of the mortgage lending process. Enter computerized home valuation services, being promoted as the "technology-based" saviors to the home buying public. The greatest sales job ever, sold to a real estate weary public who just wants to know they are paying a fair price. Discover the misinformation that is killing an entire industry that consumers need now more than ever before. Caveat Emptor!
Download or read book Know Your Price written by Andre M. Perry and published by Brookings Institution Press. This book was released on 2020-05-19 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: The deliberate devaluation of Blacks and their communities has had very real, far-reaching, and negative economic and social effects. An enduring white supremacist myth claims brutal conditions in Black communities are mainly the result of Black people's collective choices and moral failings. “That's just how they are” or “there's really no excuse”: we've all heard those not so subtle digs. But there is nothing wrong with Black people that ending racism can't solve. We haven't known how much the country will gain by properly valuing homes and businesses, family structures, voters, and school districts in Black neighborhoods. And we need to know. Noted educator, journalist, and scholar Andre Perry takes readers on a tour of six Black-majority cities whose assets and strengths are undervalued. Perry begins in his hometown of Wilkinsburg, a small city east of Pittsburgh that, unlike its much larger neighbor, is struggling and failing to attract new jobs and industry. Bringing his own personal story of growing up in Black-majority Wilkinsburg, Perry also spotlights five others where he has deep connections: Detroit, Birmingham, New Orleans, Atlanta, and Washington, D.C. He provides an intimate look at the assets that should be of greater value to residents—and that can be if they demand it. Perry provides a new means of determining the value of Black communities. Rejecting policies shaped by flawed perspectives of the past and present, it gives fresh insights on the historical effects of racism and provides a new value paradigm to limit them in the future. Know Your Price demonstrates the worth of Black people's intrinsic personal strengths, real property, and traditional institutions. These assets are a means of empowerment and, as Perry argues in this provocative and very personal book, are what we need to know and understand to build Black prosperity.
Book Synopsis Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry by : William B. Shear
Download or read book Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry written by William B. Shear and published by DIANE Publishing. This book was released on 2011 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real estate valuations, which encompass appraisals and other estimation methods, have come under increased scrutiny in the wake of the recent mortgage crisis. The Dodd- Frank Wall Street Reform and Consumer Protection Act mandated this study of the various valuation methods and the options available for selecting appraisers, as well as the Home Valuation Code of Conduct, which established appraiser independence requirements for mortgages sold to Fannie Mae and Freddie Mac. This report examined: (1) the use of different valuation methods; (2) factors affecting consumer costs for appraisals and appraisal disclosure requirements; and (3) conflict-of-interest and appraiser selection policies and views on their impact. A print on demand report.
Book Synopsis Housing Markets and the Economy by : Karl E. Case
Download or read book Housing Markets and the Economy written by Karl E. Case and published by Lincoln Inst of Land Policy. This book was released on 2009 with total page 417 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on the work of Karl "Chip" Case, who is renowned for his scientific contributions to the economics of housing and public policy, this is a must read during a time of restructuring our nation's system of housing finance.
Book Synopsis Home Buying For Dummies by : Eric Tyson
Download or read book Home Buying For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2009-04-01 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites
Book Synopsis Death of an Appraiser by : Michael Torkos
Download or read book Death of an Appraiser written by Michael Torkos and published by . This book was released on 2010-10-07 with total page 205 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the causes of the Mortgage Meltdowns and Financial Crises and points out the flaws. People should know that while the meltdown was blamed on individuals that worked as mortgage brokers, loan officers, real estate agents, contractors and yes appraisers these are only the pawns on the chess board. Even some borrowers can not be released from their liability and roles in this mortgage melt down. One has to look at the larger picture to understand what the overall ramifications were from the banks, lenders, building companies, and appraisal management companies, FHA, Fannie Mae and Freddie Mac that hired and used these individuals. This book is from the observations and views of a vetran real estate appraiser with 24 years of real estate experience. The state of Florida also recognizes me as an expert in the field of real estate appraising as I have been an expert witness and provided testimony in cases that have involved divorce, bankruptcy, land and improvement disputes all relating to real estate. The most perplexing issue that I have found in regards to the current real estate appraising environment is that the State Attorney of New York, Andrew Cuomo has convinced Fannie Mae and Freddie Mac to adopt the Home Valuation Code of Conduct and therefore has put the independent fee appraisers like myself out of business. This is the same Amdrew Cuomo that set the foundation for the current Mortgage Meltdown and Financial Crisis.
Book Synopsis Housing and the Financial Crisis by : Edward L. Glaeser
Download or read book Housing and the Financial Crisis written by Edward L. Glaeser and published by University of Chicago Press. This book was released on 2013-08-19 with total page 443 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conventional wisdom held that housing prices couldn’t fall. But the spectacular boom and bust of the housing market during the first decade of the twenty-first century and millions of foreclosed homeowners have made it clear that housing is no different from any other asset in its ability to climb and crash. Housing and the Financial Crisis looks at what happened to prices and construction both during and after the housing boom in different parts of the American housing market, accounting for why certain areas experienced less volatility than others. It then examines the causes of the boom and bust, including the availability of credit, the perceived risk reduction due to the securitization of mortgages, and the increase in lending from foreign sources. Finally, it examines a range of policies that might address some of the sources of recent instability.
Book Synopsis Commercial Real Estate by : United States. Congress. Joint Economic Committee
Download or read book Commercial Real Estate written by United States. Congress. Joint Economic Committee and published by . This book was released on 2010 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Appraisal of Real Estate by : Frederick Morrison Babcock
Download or read book The Appraisal of Real Estate written by Frederick Morrison Babcock and published by . This book was released on 1924 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Private Real Estate Markets and Investments by : H. Kent Baker
Download or read book Private Real Estate Markets and Investments written by H. Kent Baker and published by Oxford University Press. This book was released on 2014-08-07 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides an overview of private real estate markets and investments. The 14 chapters are divided into three sections for conventional and alternative real estate investments and regulatory issues. Conventional investable real assets examined are retail spaces, apartments, offices, and industrial facilities owned by corporate entities. Alternative real estate assets are uniquely and extensively addressed. These include healthcare, both for facilities and the pricing to make it an investable asset; infrastructure contains roads, bridges, and public utilities; and resources are in land, agriculture, oil, and gas. The regulatory section includes appraisal and valuation, brokerage and transaction costs, sustainability, and green buildings. Readers should gain a greater appreciation of what is needed to be successful when investing in private real estate markets. The share of real estate in institutional portfolios has risen above a previous 5% target, as investors avoid the risks of low interest rates. The world's wealth is shifting to emerging markets where real estate is already a dominant asset class and public securities markets are limited. Institutions with long horizons avoid publicly traded markets because they want to capture any premium from illiquidity. Real estate involves local and cultural restrictions on land usage, sustainability and on the regulation of the illiquidity. For information about public real estate, read Public Real Estate Markets and Investments.
Author :United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy Publisher : ISBN 13 : Total Pages :192 pages Book Rating :4.:/5 (318 download)
Book Synopsis Examining the Continuing Crisis in Residential Foreclosures and the Emerging Commercial Real Estate Crisis by : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Download or read book Examining the Continuing Crisis in Residential Foreclosures and the Emerging Commercial Real Estate Crisis written by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy and published by . This book was released on 2011 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Public Trust Betrayed by : James E. Manning
Download or read book Public Trust Betrayed written by James E. Manning and published by Tate Publishing. This book was released on 2011-02 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: The independent real estate appraiser is being driven out of the business by the same forces that borrowed billions from the taxpayer in the form of a bailout, speculated in an over-leveraged derivatives market, and swallowed each other up after years of mismanagement. Why should anybody care? Because the housing recovery is dependent on transparency that we have not seen in more than a decade. Public Trust Betrayed: The Truth Behind the Real Estate Appraisal Industry emphasizes that there must be transparency and objectivity in the mortgage and evaluation process if we are to solve the current credit crisis and what we must change in the financial industry to prevent another economic meltdown. As a result of fraud, conflicts of interest, over-valuations, and lax underwriting standards, the entire lending industry must be examined and changed if any meaningful housing recovery is to be accomplished. 'Appraisal issues played a major role in the housing boom and bust. To get an insider's view of that historic and horrendous cycle -- and the troubling reality of where we are now -- read this book.' --Ken Harney, Syndicated Columnist, Washington Post Writers Group 'This is one man's story about the deceptions he saw in the home appraisal market, deceiving homeowners and lenders alike. It will open your eyes.' --Jane Bryant Quinn, author of Making the Most of Your Money NOW Author James Manning gives the reader rare insights into the pressures being placed on today's real estate appraiser in an easy-to-read format, a folksy delivery, and with real-life experiences sprinkled throughout.
Book Synopsis The Appraisal of Real Estate by : Appraisal Institute (U.S.)
Download or read book The Appraisal of Real Estate written by Appraisal Institute (U.S.) and published by . This book was released on 1996 with total page 842 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 12th edition of this textbook has been revised and reorganized significantly for greater clarity, coherence and consistency. Coverage includes emerging issues such as the impact of automated valuation models on the appraisal industry; the new emphasis on extraordinary assumptions and hypothetical conditions in recent revisions of standards of professional practice; and important data sources. For both novice appraisers and established practitioners. c. Book News Inc.
Download or read book Homewreckers written by Aaron Glantz and published by HarperCollins. This book was released on 2019-10-15 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: “[I] can’t recommend this joint enough. ... An illuminating and discomfiting read.” —Ta-Nehisi Coates "Essential reading." —New York Review of Books A shocking, heart-wrenching investigation into America’s housing crisis and the modern-day robber barons who are making a fortune off the backs of the disenfranchised working and middle class—among them, Donald Trump and his inner circle. Two years before the housing market collapsed in 2008, Donald Trump looked forward to a crash: “I sort of hope that happens because then people like me would go in and buy,” he said. But our future president wasn’t alone. While millions of Americans suffered financial loss, tycoons pounced to heartlessly seize thousands of homes—their profiteering made even easier because, as prize-winning investigative reporter Aaron Glantz reveals in Homewreckers, they often used taxpayer money—and the Obama administration’s promise to cover their losses. In Homewreckers, Glantz recounts the transformation of straightforward lending into a morass of slivered and combined mortgage “products” that could be bought and sold, accompanied by a shift in priorities and a loosening of regulations and laws that made it good business to lend money to those who wouldn’t be able to repay. Among the men who laughed their way to the bank: Trump cabinet members Steve Mnuchin and Wilbur Ross, Trump pal and confidant Tom Barrack, and billionaire Republican cash cow Steve Schwarzman. Homewreckers also brilliantly weaves together the stories of those most ravaged by the housing crisis. The result is an eye-opening expose of the greed that decimated millions and enriched a gluttonous few.
Book Synopsis What Every Agent Should Know about Appraisers and the New Appraisal Process by : D. Hamp Thomas
Download or read book What Every Agent Should Know about Appraisers and the New Appraisal Process written by D. Hamp Thomas and published by . This book was released on 2010-04-29 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today's brokers must understand the appraisal purpose and process. That understanding will help them to manage the closing process more efficiently, better explain the process to their clients, and help them reach more closings. This book is all about learning how the appraiser's role impacts the real estate agent's job. It's a new day in residential real real estate, but one old saying continues to be true; the more you learn - the more you earn. Learn more about turning low appraisals into closed sales!
Book Synopsis The Dictionary of Real Estate Appraisal by :
Download or read book The Dictionary of Real Estate Appraisal written by and published by . This book was released on 2002 with total page 472 pages. Available in PDF, EPUB and Kindle. Book excerpt: This reference book defines hundreds of terms related to buildings, properties, markets, regulations, and appraisal. Specialized sections cover property types, business valuation, international valuation, real estate organizations and professional designations, legal and regulatory aspects, uniform standards, information technology, measures and conversions, and architecture and construction. The architecture and construction section is heavily illustrated with black-and-white photographs and diagrams. Annotation copyrighted by Book News, Inc., Portland, OR.
