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Insurance Regulation And Competition
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Author :United States. Congress Publisher :Createspace Independent Publishing Platform ISBN 13 :9781985283794 Total Pages :474 pages Book Rating :4.2/5 (837 download)
Book Synopsis Insurance Regulation and Competition for the 21st Century by : United States. Congress
Download or read book Insurance Regulation and Competition for the 21st Century written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-02-12 with total page 474 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance regulation and competition for the 21st century : hearing before the Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises of the Committee on Financial Services, U.S. House of Representatives, One Hundred Seventh Congress, second session, June 4, 11, 18, 2002.
Book Synopsis Competition, Regulation, and the Public Interest in Nonlife Insurance by : Roy J. Hensley
Download or read book Competition, Regulation, and the Public Interest in Nonlife Insurance written by Roy J. Hensley and published by Univ of California Press. This book was released on 2023-04-28 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: This title is part of UC Press's Voices Revived program, which commemorates University of California Press’s mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1962.
Book Synopsis The Pricing and Marketing of Insurance by : United States. Department of Justice
Download or read book The Pricing and Marketing of Insurance written by United States. Department of Justice and published by . This book was released on 1977 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises Publisher : ISBN 13 : Total Pages :492 pages Book Rating :4.F/5 ( download)
Book Synopsis Insurance regulation and competition for the 21st century by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises
Download or read book Insurance regulation and competition for the 21st century written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2002 with total page 492 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust, Monopoly, and Business Rights Publisher : ISBN 13 : Total Pages :352 pages Book Rating :4.3/5 (91 download)
Book Synopsis Insurance Competition Improvement Act, S. 2474 by : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust, Monopoly, and Business Rights
Download or read book Insurance Competition Improvement Act, S. 2474 written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust, Monopoly, and Business Rights and published by . This book was released on 1981 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Insurance Regulation and Competition by : Carolyn Cobb
Download or read book Insurance Regulation and Competition written by Carolyn Cobb and published by . This book was released on 2002 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises Publisher : ISBN 13 : Total Pages :208 pages Book Rating :4.F/5 ( download)
Book Synopsis Reforming Insurance Regulation by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises
Download or read book Reforming Insurance Regulation written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2003 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Future of Insurance Regulation in the United States by : Martin F. Grace
Download or read book The Future of Insurance Regulation in the United States written by Martin F. Grace and published by Rowman & Littlefield. This book was released on 2009-12-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).
Book Synopsis Deregulation and Competition in the Insurance Industry by : Banks McDowell
Download or read book Deregulation and Competition in the Insurance Industry written by Banks McDowell and published by Praeger. This book was released on 1989-05-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text focuses on insurance as an industry and speculates what would happen if the insurance industry were to be deregulated. The basics of insurance are incorporated throughout, which allows for a greater understanding of the possible implications of deregulation and trends in competition. . . . What could have been dry and tedious has instead been made pleasant by Banks McDowell, who writes with an easy-to-read and informative style. Examples of small case studies are woven into the text to further illustrate the issues. The material is clear, concise, and thought-provoking and is presented entirely without prejudice. Business Information ALERT The rapid rise in insurance premium costs coupled with the problem of obtaining insurance at any cost for some applicants has precipitated a crisis in the insurance industry. Many scholars and industry analysts have suggested deregulation as a solution, arguing that the actions of a free market are the only efficient means of controlling costs and affordability. McDowell offers an in-depth examination of the arguments in favor of and against deregulation and analyzes what the probable effects of such deregulation would be. Basing his study on the results of past experiments, scholarly recommendations, economic analysis, and his own work in the field, McDowell fully explores the various types of deregulation that could be implemented and assesses the degree to which they would fulfill the goals of maintaining the financial solvency of insurance companies, keeping premiums from being excessive, preventing discrimination among policyholders, and making insurance available and affordable to all who want it. McDowell begins with a discussion of what deregulation means. Subsequent chapters trace the history of insurance regulation, examine the complex goals of governmental insurance regulation, and explore the nature of insurance in contemporary society. Turning to a discussion of competition, McDowell illustrates the various levels at which insurers can compete and examines both the problems of regulation in each area and the likely effects of introducing such competition. The issue of whether regulation of the industry should be at the federal or state level receives thorough treatment, as does the question of using insurance company mergers to increase efficiency and lower costs. McDowell concludes with an enlightening discussion of the series of choices among aims and policies which must be made before the decision to deregulate or not is taken. Insurance company executives and attorneys as well as students of the insurance industry or of insurance law will find McDowell's work a cogent exposition of the complex facets of the insurance deregulation debate.
Author :United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law Publisher : ISBN 13 : Total Pages :754 pages Book Rating :4.0/5 (18 download)
Book Synopsis Competition in the Insurance Industry by : United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law
Download or read book Competition in the Insurance Industry written by United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law and published by . This book was released on 1985 with total page 754 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness Publisher : ISBN 13 : Total Pages :522 pages Book Rating :4.F/5 ( download)
Book Synopsis Developments in state insurance regulation by : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness
Download or read book Developments in state insurance regulation written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness and published by . This book was released on 1988 with total page 522 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Frederick G. Crane Publisher :Ohio State University College of Administrative Science ISBN 13 : Total Pages :184 pages Book Rating :4.3/5 (512 download)
Book Synopsis Automobile Insurance Rate Regulation by : Frederick G. Crane
Download or read book Automobile Insurance Rate Regulation written by Frederick G. Crane and published by Ohio State University College of Administrative Science. This book was released on 1962 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Commerce. Subcommittee on Commerce, Trade, and Hazardous Materials Publisher : ISBN 13 : Total Pages :86 pages Book Rating :4.F/5 ( download)
Book Synopsis Insurance State's and Consumer's Rights Clarification and Fair Competition Act by : United States. Congress. House. Committee on Commerce. Subcommittee on Commerce, Trade, and Hazardous Materials
Download or read book Insurance State's and Consumer's Rights Clarification and Fair Competition Act written by United States. Congress. House. Committee on Commerce. Subcommittee on Commerce, Trade, and Hazardous Materials and published by . This book was released on 1995 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Insurance Regulation and Competition for the 21st Century - Scholar's Choice Edition by : United States Congress House of Represen
Download or read book Insurance Regulation and Competition for the 21st Century - Scholar's Choice Edition written by United States Congress House of Represen and published by . This book was released on 2015-02-14 with total page 478 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Book Synopsis Optional Federal Chartering and Regulation of Insurance Companies by : Peter J. Wallison
Download or read book Optional Federal Chartering and Regulation of Insurance Companies written by Peter J. Wallison and published by American Enterprise Institute. This book was released on 2000 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to heightened competition, the larger insurance companies and various insurance industry groups have become interested in the concept of federal chartering and regulation.
Book Synopsis The Economics of Insurance Regulation by : Nancy Sommers
Download or read book The Economics of Insurance Regulation written by Nancy Sommers and published by Springer. This book was released on 1986-09-29 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Regulation changes and their impact on business models in the insurance industry by : Ismail Ismail
Download or read book Regulation changes and their impact on business models in the insurance industry written by Ismail Ismail and published by GRIN Verlag. This book was released on 2019-08-08 with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2015 in the subject Business economics - Business Management, Corporate Governance, grade: 68.50%, University of Pretoria (GIBS), course: MBA, language: English, abstract: This study will determine how regulation changes have affected business models in the insurance industry, how customers are treated fairly within the insurance industry, and how operational efficiency is achieved despite regulation changes within the insurance industry. The South African short-term insurance industry has been inundated with many competitors attempting to obtain a space for which there is limited market share. Faced with an increase of invasive legislature, the entire industry is devoting a substantial amount of time in advancing this new regulatory regime. Amidst the competitive onslaught and regulatory arbitrage, the underwriting management agencies (UMA’s) are continuously looking for new ways to grow their businesses against the backdrop of a limited distribution channel and an expensive business model. The study was conducted through the use of a survey distributed to UMAs within local insurance companies. The survey contained quantitative questions answerable through a Likert scale. The questions revolved around the effect of regulations on operational efficiency, the Treating Customers Fairly (TCF) initiative, and business model changes in order to accommodate regulatory changes.
