Indebted Societies

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Indebted Societies

Author : Andreas Wiedemann
Publisher : Cambridge University Press
ISBN 13 : 1108983715
Total Pages : 345 pages
Book Rating : 4.1/5 (89 download)

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Book Synopsis Indebted Societies by : Andreas Wiedemann

Download or read book Indebted Societies written by Andreas Wiedemann and published by Cambridge University Press. This book was released on 2021-07-08 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: In many rich democracies, access to financial markets is now a prerequisite for fully participating in labor and housing markets and pursuing educational opportunities. Indebted Societies introduces a new social policy theory of everyday borrowing to examine how the rise of credit as a private alternative to the welfare state creates a new kind of social and economic citizenship. Andreas Wiedemann provides a rich study of income volatility and rising household indebtedness across OECD countries. Weaker social policies and a flexible knowledge economy have increased costs for housing, education, and raising a family - forcing many people into debt. By highlighting how credit markets interact with welfare states, the book helps explain why similar groups of people are more indebted in some countries than others. Moreover, it addresses the fundamental question of whether individuals, states, or markets should be responsible for addressing socio-economic risks and providing social opportunities.

Indebted Societies

Author : Andreas Wiedemann
Publisher : Cambridge University Press
ISBN 13 : 1108838545
Total Pages : 345 pages
Book Rating : 4.1/5 (88 download)

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Book Synopsis Indebted Societies by : Andreas Wiedemann

Download or read book Indebted Societies written by Andreas Wiedemann and published by Cambridge University Press. This book was released on 2021-07-08 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wiedemann reveals how the rise of financial markets as private alternatives to welfare states transforms social rights and responsibilities.

Indebted

Author : Caitlin Zaloom
Publisher : Princeton University Press
ISBN 13 : 069121722X
Total Pages : 286 pages
Book Rating : 4.6/5 (912 download)

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Book Synopsis Indebted by : Caitlin Zaloom

Download or read book Indebted written by Caitlin Zaloom and published by Princeton University Press. This book was released on 2021-05-04 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "'Indebted' takes readers into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life"--Amazon

Indebted to Intervene

Author : Oliver Vodeb
Publisher : Intellect Books
ISBN 13 : 1783206411
Total Pages : 228 pages
Book Rating : 4.7/5 (832 download)

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Book Synopsis Indebted to Intervene by : Oliver Vodeb

Download or read book Indebted to Intervene written by Oliver Vodeb and published by Intellect Books. This book was released on 2016-01-10 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: As governments and individuals struggle with growing indebtedness, the topic of debt itself – what it is, what it means, and how we understand it – has never been more salient. This collection brings together a range of contributions from many disciplines and around the world to consider debt through various lenses, including design, art, technology, political economy, social justice, surveillance, protest, education, urban and virtual spaces, and more. Aiming not just to advance scholarship, but to push ahead real change in the world, the book offers not only analytical insights and conceptual apparatuses, but practical tools and radical inspirations as well. A powerful analysis of a concept that has become ever more central to everyday society, InDEBTed to Intervene will be essential reading for scholars and citizens alike.

The Making of the Indebted Man

Author : Maurizio Lazzarato
Publisher : National Geographic Books
ISBN 13 : 1584351152
Total Pages : 0 pages
Book Rating : 4.5/5 (843 download)

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Book Synopsis The Making of the Indebted Man by : Maurizio Lazzarato

Download or read book The Making of the Indebted Man written by Maurizio Lazzarato and published by National Geographic Books. This book was released on 2012-08-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new and radical reexamination of today's neoliberalist “new economy” through the political lens of the debtor/creditor relation. "The debtor-creditor relation, which is at the heart of this book, sharpens mechanisms of exploitation and domination indiscriminately, since, in it, there is no distinction between workers and the unemployed, consumers and producers, working and non-working populations, between retirees and welfare recipients. They are all 'debtors,' guilty and responsible in the eyes of capital, which has become the Great, the Universal, Creditor." —from The Making of the Indebted Man Debt—both public debt and private debt—has become a major concern of economic and political leaders. In The Making of the Indebted Man, Maurizio Lazzarato shows that, far from being a threat to the capitalist economy, debt lies at the very core of the neoliberal project. Through a reading of Karl Marx's lesser-known youthful writings on John Mill, and a rereading of writings by Friedrich Nietzsche, Gilles Deleuze, Félix Guattari, and Michel Foucault, Lazzarato demonstrates that debt is above all a political construction, and that the creditor/debtor relation is the fundamental social relation of Western societies. Debt cannot be reduced to a simple economic mechanism, for it is also a technique of “public safety” through which individual and collective subjectivities are governed and controlled. Its aim is to minimize the uncertainty of the time and behavior of the governed. We are forever sinking further into debt to the State, to private insurance, and, on a more general level, to corporations. To insure that we honor our debts, we are at once encouraged and compelled to become the “entrepreneurs” of our lives, of our “human capital.” In this way, our entire material, psychological, and affective horizon is upended and reconfigured. How do we extricate ourselves from this impossible situation? How do we escape the neoliberal condition of the indebted man? Lazzarato argues that we will have to recognize that there is no simple technical, economic, or financial solution. We must instead radically challenge the fundamental social relation structuring capitalism: the system of debt.

The Sociology of Debt

Author : Featherstone, Mark
Publisher : Policy Press
ISBN 13 : 1447339541
Total Pages : 264 pages
Book Rating : 4.4/5 (473 download)

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Book Synopsis The Sociology of Debt by : Featherstone, Mark

Download or read book The Sociology of Debt written by Featherstone, Mark and published by Policy Press. This book was released on 2020-12-16 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the course of the last ten years the issue of debt has become a serious problem that threatens to destroy the global socio-economic system and ruin the everyday lives of millions of people. This collection brings together a range of perspectives of key thinkers on debt to provide a sociological analysis focused upon the social, political, economic, and cultural meanings of indebtedness. The contributors to the book consider both the lived experience of debt and the more abstract processes of financialisation taking place globally. Showing how debt functions on the level of both macro- and microeconomics, the book also provides a more holistic perspective, with accounts that span sociological, cultural, and economic forms of analysis.

The Indebted Society

Author : James L. Medoff
Publisher : Little Brown
ISBN 13 :
Total Pages : 264 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The Indebted Society by : James L. Medoff

Download or read book The Indebted Society written by James L. Medoff and published by Little Brown. This book was released on 1996 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past twenty years, the quality of life for American workers - blue-collar and white-collar, young and old, skilled and unskilled - has gone from reasonable comfort to near desperation. In this brilliantly original and compelling book, two distinguished economists show how this disastrous downward swing can be traced directly to the insidious disease of debt - not just government debt but personal and corporate debt as well. Corporate debt has engendered a downsizing movement that has drained the last vestiges of job security from the workplace. Personal debt has fueled an ongoing consumption binge and, along with government debt, has choked off investment and left America with inferior jobs, low productivity, and an ever-increasing dependence on foreign workers. Worst of all, the debt explosion has spawned a new and dangerous class, the lenders. Backed by a powerful group of apologists in academia, in government, and on Wall Street, the lenders only compound the problem of debt by pushing for higher interest rates and lower inflation, no matter what the cost. In the end, working people, the poor, and the American family pay the price. Authors Medoff and Harless go far beyond a mere diagnosis and analysis of the disease of debt; they go on to offer potent and practical prescriptions for recovery on personal, corporate, and national levels. The situation is growing desperate, as America is ensnared in a vicious circle that leads us deeper and deeper into the red. The Indebted Society is both a dramatic wake-up call for Americans and a realistic program for returning the nation to economic and social health at last.

Microfinance, Debt and Over-Indebtedness

Author : Isabelle Guérin
Publisher : Routledge
ISBN 13 : 1135047596
Total Pages : 316 pages
Book Rating : 4.1/5 (35 download)

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Book Synopsis Microfinance, Debt and Over-Indebtedness by : Isabelle Guérin

Download or read book Microfinance, Debt and Over-Indebtedness written by Isabelle Guérin and published by Routledge. This book was released on 2013-10-15 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although microcredit programmes have long been considered efficient development tools, many forms of debt-induced distress have emerged in their wake. This has brought to light the problem of over-indebtedness, a topic which has been previously underexplored in the literature. This new book, from a group of leading scholars, explores the manifestations, scale, and economic and social implications of household over-indebtedness in areas conventionally considered as financially excluded. The book approaches debt not only as a financial transaction, but also as a form of social bond, and offers a socioeconomic analysis of over-indebtedness. The volume puts forward a broad definition of over-indebtedness, highlighting its situational and semantic complexity and diversity. It provides a close analysis of local conceptions of debt and over-indebtedness, highlighting frameworks of calculation and the constant renegotiation of their boundaries. On top of this, it looks far beyond microcredit to examine all the financial practices that individuals juggle. The volume argues that over-indebtedness has more to do with social inequalities than financial illiteracy, and should therefore be understood in the light of global trends of financialization. It also reveals the ambiguity of "financial inclusion" policies, and in many respects questions the actions of new credit providers. This book will be valuable reading for students, researchers and policy makers interested in microfinance and development issues.

The Indebted Society

Author : Janet Ford
Publisher : Routledge
ISBN 13 : 9781138467729
Total Pages : pages
Book Rating : 4.4/5 (677 download)

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Book Synopsis The Indebted Society by : Janet Ford

Download or read book The Indebted Society written by Janet Ford and published by Routledge. This book was released on 2017-12-15 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is about debt - a situation which affects a large and growing number of people. In Britain alone in 1986 more than 2 million people were sued for debt in the county courts. But debt cannot be understood apart from credit, and the 1980s have seen a substantial increase in the amount of credit available. In The Indebted Society Janet Ford gives both an overview of the contemporary credit and debt society and a discussion of the borrower's experience and management of debt. As well as providing a critical examination of the growth and changing structure of credit provision, describing the social and economic base for such growth, and considering explanations for the emergence of default and contemporary attitudes to debt, she also presents a detailed study of forty households with mortgage arrears, placing these personal histories within the broader structure of a credit and debt society.

The Dark Side of Prosperity

Author : Mark Horsley
Publisher : Ashgate Publishing, Ltd.
ISBN 13 : 1472436598
Total Pages : 209 pages
Book Rating : 4.4/5 (724 download)

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Book Synopsis The Dark Side of Prosperity by : Mark Horsley

Download or read book The Dark Side of Prosperity written by Mark Horsley and published by Ashgate Publishing, Ltd.. This book was released on 2015-03-28 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical analysis of consumer credit markets and the growth of outstanding debt, presenting in-depth interview material to explore the phenomenon of mass indebtedness through the life trajectories of self-identified debtors struggling with the pressures of owing money. A rich and original qualitative study of the close relationship between financial capitalism, consumer aspirations, social exclusion and the proliferation of personal indebtedness, The Dark Side of Prosperity examines questions of social identity, subjectivity and consumer motivation in close connection with the socio-cultural ideals of an ‘enjoyment society’ that binds the value of the lives of individuals to the endless acquisition and disposal of pecuniary resources and lifestyle symbols. Critically engaging with the work of Giddens, Beck and Bauman, this volume draws on the thought of contemporary philosophers including Žižek, Badiou and Rancière to consider the possibility that the expansion of outstanding consumer credit, despite its many consequences, may be integral to the construction of social identity in a radically indeterminate and increasingly divided society. A ground-breaking work of critical social research this book will appeal to scholars of social theory, contemporary philosophy and political and economic sociology, as well as those with interests in consumer credit and cultures of indebtedness.

Indebted Development

Author : Howard P Lehman
Publisher : Springer
ISBN 13 : 1349227315
Total Pages : 233 pages
Book Rating : 4.3/5 (492 download)

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Book Synopsis Indebted Development by : Howard P Lehman

Download or read book Indebted Development written by Howard P Lehman and published by Springer. This book was released on 1993-07-13 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Dreyfus Affair, or simply L'Affaire, was the defining event in French life between the disasters of the Franco-Prussian War and the First World War. After decades of prosperity and growth following the Prussian invasion, the destruction of the Paris Commune and the seemingly successful creation of the Third Republic, the Affair cruelly exposed the bitter divisions within French society. The French army was torn apart, ministers were forced to resign, new political groupings were created, and ultimately, the Affair led to an attempted coup and contributed to the paranoia that almost resulted in a catastrophic Anglo-French war in 1898. This short work fills the need for a comprehensible, concise book which focuses on the scale and complexity of the Dreyfus Affair.

Debt Inheritance

Author : Pepper Winters
Publisher : Pepper Winters
ISBN 13 :
Total Pages : 154 pages
Book Rating : 4./5 ( download)

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Book Synopsis Debt Inheritance by : Pepper Winters

Download or read book Debt Inheritance written by Pepper Winters and published by Pepper Winters. This book was released on 2014-08-18 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: Advance reviews: An incredible, unique journey down a rabbit hole of intrigue & history. Pepper's writing was captivating and thrilling, combined with her trademark for dark lyrical deliciousness, creating a perfectly braided work that screams...dark, sinful, forbidden, but also daring, alluring, and lustful. *** Please note, this is a Dark Romance. If you don't like darker topics, please don't read. It's ultimately a love story, but to find pleasure you must feel pain. You have been warned.*** "I own you. I have the piece of paper to prove it. It's undeniable and unbreakable. You belong to me until you've paid off your debts." Nila Weaver's family is indebted. Being the first born daughter, her life is forfeit to the first born son of the Hawks to pay for sins of ancestors past. The dark ages might have come and gone, but debts never leave. She has no choice in the matter. She is no longer free. Jethro Hawk receives Nila as an inheritance present on his twenty-ninth birthday. Her life is his until she's paid off a debt that's centuries old. He can do what he likes with her--nothing is out of bounds--she has to obey. There are no rules. Only payments. *Debt Inheritance is a full length book at 252 pages and ends on a cliffhanger. There are Six Books in the Series.

Debt, Updated and Expanded

Author : David Graeber
Publisher : Melville House
ISBN 13 : 1612194206
Total Pages : 566 pages
Book Rating : 4.6/5 (121 download)

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Book Synopsis Debt, Updated and Expanded by : David Graeber

Download or read book Debt, Updated and Expanded written by David Graeber and published by Melville House. This book was released on 2014-12-09 with total page 566 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.

Indebted

Author : Yonatan Sagiv
Publisher : Hebrew Union College Press
ISBN 13 : 9780822944577
Total Pages : 0 pages
Book Rating : 4.9/5 (445 download)

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Book Synopsis Indebted by : Yonatan Sagiv

Download or read book Indebted written by Yonatan Sagiv and published by Hebrew Union College Press. This book was released on 2016-06-24 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the first book to examine the oeuvre of Shmuel Yosef Agnon, 1966 Nobel laureate in literature, through a reading that combines perspectives from economic theory, semiotics, psychoanalysis, narrative theory, and Jewish and religious studies. Sagiv outlines the vital role economy plays in the construction of religion, subjectivity, language, and thought in Agnon’s work, and, accordingly, explores his literary use of images of debt, money, and economy to examine how these themes illuminate other focal points in the canonical author’s work, excavating the economic infrastructure of discourses that are commonly considered to reside beyond the economic sphere. Sagiv’s analysis of Agnon’s work, renowned for its paradoxical articulation of the impact of modernity on traditional Jewish society, exposes an overarching distrust regarding the sustainability of any economic structure. The concrete and symbolic economies surveyed in this project are prone to cyclical crises. Under what Sagiv terms Agnon’s “law of permanent debt,” the stability and profitability of economies are always temporary. Agnon’s literary economy, transgressing traditional closures, together with his profound irony, make it impossible to determine if these economic crises are indeed the product of the break with tradition or, alternatively, if this theodicy is but a fantasy, marking permanent debt as the inherent economic infrastructure of human existence.

Life in Debt

Author : Clara Han
Publisher : Univ of California Press
ISBN 13 : 0520951751
Total Pages : 298 pages
Book Rating : 4.5/5 (29 download)

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Book Synopsis Life in Debt by : Clara Han

Download or read book Life in Debt written by Clara Han and published by Univ of California Press. This book was released on 2012-06-05 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chile is widely known as the first experiment in neoliberalism in Latin America, carried out and made possible through state violence. Since the beginning of the transition in 1990, the state has pursued a national project of reconciliation construed as debts owed to the population. The state owed a "social debt" to the poor accrued through inequalities generated by economic liberalization, while society owed a "moral debt" to the victims of human rights violations. Life in Debt invites us into lives and world of a poor urban neighborhood in Santiago. Tracing relations and lives between 1999 and 2010, Clara Han explores how the moral and political subjects imagined and asserted by poverty and mental health policies and reparations for human rights violations are refracted through relational modes and their boundaries. Attending to intimate scenes and neighborhood life, Han reveals the force of relations in the making of selves in a world in which unstable work patterns, illness, and pervasive economic indebtedness are aspects of everyday life. Lucidly written, Life in Debt provides a unique meditation on both the past inhabiting actual life conditions but also on the difficulties of obligation and achievements of responsiveness.

Global Waves of Debt

Author : M. Ayhan Kose
Publisher : World Bank Publications
ISBN 13 : 1464815453
Total Pages : 403 pages
Book Rating : 4.4/5 (648 download)

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Book Synopsis Global Waves of Debt by : M. Ayhan Kose

Download or read book Global Waves of Debt written by M. Ayhan Kose and published by World Bank Publications. This book was released on 2021-03-03 with total page 403 pages. Available in PDF, EPUB and Kindle. Book excerpt: The global economy has experienced four waves of rapid debt accumulation over the past 50 years. The first three debt waves ended with financial crises in many emerging market and developing economies. During the current wave, which started in 2010, the increase in debt in these economies has already been larger, faster, and broader-based than in the previous three waves. Current low interest rates mitigate some of the risks associated with high debt. However, emerging market and developing economies are also confronted by weak growth prospects, mounting vulnerabilities, and elevated global risks. A menu of policy options is available to reduce the likelihood that the current debt wave will end in crisis and, if crises do take place, will alleviate their impact.

The Dark Side of Prosperity

Author : Mark Horsley
Publisher : Routledge
ISBN 13 : 1317036484
Total Pages : 195 pages
Book Rating : 4.3/5 (17 download)

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Book Synopsis The Dark Side of Prosperity by : Mark Horsley

Download or read book The Dark Side of Prosperity written by Mark Horsley and published by Routledge. This book was released on 2016-03-09 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical analysis of consumer credit markets and the growth of outstanding debt, presenting in-depth interview material to explore the phenomenon of mass indebtedness through the life trajectories of self-identified debtors struggling with the pressures of owing money. A rich and original qualitative study of the close relationship between financial capitalism, consumer aspirations, social exclusion and the proliferation of personal indebtedness, The Dark Side of Prosperity examines questions of social identity, subjectivity and consumer motivation in close connection with the socio-cultural ideals of an ’enjoyment society’ that binds the value of the lives of individuals to the endless acquisition and disposal of pecuniary resources and lifestyle symbols. Critically engaging with the work of Giddens, Beck and Bauman, this volume draws on the thought of contemporary philosophers including Zizek, Badiou and Rancière to consider the possibility that the expansion of outstanding consumer credit, despite its many consequences, may be integral to the construction of social identity in a radically indeterminate and increasingly divided society. A ground-breaking work of critical social research this book will appeal to scholars of social theory, contemporary philosophy and political and economic sociology, as well as those with interests in consumer credit and cultures of indebtedness.