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Increasing Student Aid Through Loan Reform
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Book Synopsis Increasing Student Aid Through Loan Reform by : United States. Congress. House. Committee on Education and Labor
Download or read book Increasing Student Aid Through Loan Reform written by United States. Congress. House. Committee on Education and Labor and published by . This book was released on 2009 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress Publisher :Createspace Independent Publishing Platform ISBN 13 :9781983730986 Total Pages :128 pages Book Rating :4.7/5 (39 download)
Book Synopsis Increasing Student Aid Through Loan Reform by : United States. Congress
Download or read book Increasing Student Aid Through Loan Reform written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-01-11 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increasing student aid through loan reform : hearing before the Committee on Education and Labor, U.S. House of Representatives, One Hundred Eleventh Congress, first session, hearing held in Washington, DC, May 21, 2009.
Book Synopsis Increasing Student Aid Through Loan Reform :. by : United States. Congress. House. Committee on Education and Labor
Download or read book Increasing Student Aid Through Loan Reform :. written by United States. Congress. House. Committee on Education and Labor and published by . This book was released on 2009 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Education and Labor Publisher : ISBN 13 : Total Pages :128 pages Book Rating :4.:/5 (327 download)
Book Synopsis Increasing Student Aid Through Loan Reform by : United States. Congress. House. Committee on Education and Labor
Download or read book Increasing Student Aid Through Loan Reform written by United States. Congress. House. Committee on Education and Labor and published by . This book was released on 2009 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Education and the Workforce Publisher : ISBN 13 : Total Pages : pages Book Rating :4.:/5 (725 download)
Book Synopsis INCREASING STUDENT AID THROUGH LOAN REFORM... HRG... SERIAL NO. 111-24... COM. ON EDUCATION AND LABOR, U.S. HOUSE OF REPS... 111TH CONGRESS, 1ST SESSION. by : United States. Congress. House. Committee on Education and the Workforce
Download or read book INCREASING STUDENT AID THROUGH LOAN REFORM... HRG... SERIAL NO. 111-24... COM. ON EDUCATION AND LABOR, U.S. HOUSE OF REPS... 111TH CONGRESS, 1ST SESSION. written by United States. Congress. House. Committee on Education and the Workforce and published by . This book was released on 2010* with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Labor and Human Resources Publisher : ISBN 13 : Total Pages :184 pages Book Rating :4.0/5 ( download)
Book Synopsis Student Loan Reform by : United States. Congress. Senate. Committee on Labor and Human Resources
Download or read book Student Loan Reform written by United States. Congress. Senate. Committee on Labor and Human Resources and published by . This book was released on 1993 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Federal Student Loan Programs by : United States. Congress. House. Committee on Government Reform
Download or read book Federal Student Loan Programs written by United States. Congress. House. Committee on Government Reform and published by . This book was released on 2005 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Federal Student Loans by : Tatiana Shohov
Download or read book Federal Student Loans written by Tatiana Shohov and published by Nova Publishers. This book was released on 2004 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Title IV of the Higher Education Act (HEA) authorises the major federal student aid programs, including the student loan programs, which are the largest source of aid for students. In FY2000, the Federal Family Education Loan (FFEL) programs and the Federal Direct Student Loan (DL) program supported an estimated $33.1 billion in new loan volume. Several types of loans are available: Federal need-based subsidised Stafford loans (under which the government pays the interest while the borrower is in school, a grace period of deferment); unsubsidised Stafford loans; Federal PLUS loans (for parents of undergraduate students); and Federal Consolidation loans. Overall, student loan volume has been increased in recent years, from $24 billion in FY1994 to $33 billion in FY2000. The number of loans being made has increased over the same period going from 6,483,000 to 8,618,000. The average amount that individual students are borrowing in any given year has not increased as dramatically. This new book examines important issues related to this cornerstone of American higher education.
Book Synopsis Radical Reform Or Incremental Change? by : Lawrence E. Gladieux
Download or read book Radical Reform Or Incremental Change? written by Lawrence E. Gladieux and published by College Board. This book was released on 1989 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The federal student loan program is examined with focus on how well it will serve the country's needs in the 1990s and beyond. A series of papers are presented in two parts. Part one, Student Loan Policy and Proposals for Change, includes the following papers: "Appearance and Reality in the Guaranteed Student Loan Program" (M. McPherson); "Neither Grant nor Loan: New Ground for Federal Student Aid Policy" (W. Byron); "HELP: A Student Loan Program for the Twenty-First Century" (R. Reischauer); "Improving the Guaranteed Student Loan Program" (J. Cronin); and "The National Student Loan Bank: Adapting an Old Idea for Future Needs" (A. Hauptman); Part two, Radical Reform or Incremental Change, a seminar on student loan policy alternatives, is as follows: opening remarks by L. Gladieux, "A Conceptual Framework for the Issues" (M. McPherson); "Establish a Federal Revolving Fund with Income-Contingent Repayment" (W. Byron); "Apply the Social Insurance Concept to Student Loans" (R. Reischauer); "Comments" (R. Atwell, E. Fox, R. Hartman); "Maintain and Improve the Guaranteed Student Loan Program" (J. Cronin); "Incorporate a National Student Loan Bank into the Current System" (A. Hauptman); "Comments" (B. Bosworth, T. Hartle, D. Longanecker); "Student Loans in the Framework of Higher Education Finance" (B. Johnstone); "The Outlook for Change" (D. Breneman); and "Summary of the Issues" (M. McPherson). (SM)
Book Synopsis Student Aid and Fiscal Responsibility Act of 2009 by : United States. Congress. House. Committee on Education and Labor
Download or read book Student Aid and Fiscal Responsibility Act of 2009 written by United States. Congress. House. Committee on Education and Labor and published by . This book was released on 2009 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions Publisher : ISBN 13 : Total Pages :76 pages Book Rating :4.:/5 (327 download)
Book Synopsis Higher Education, Higher Cost and Higher Debt by : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions
Download or read book Higher Education, Higher Cost and Higher Debt written by United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions and published by . This book was released on 2008 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Game of Loans written by Beth Akers and published by Princeton University Press. This book was released on 2016-09-20 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.
Book Synopsis Keeping College Affordable by : Michael S. McPherson
Download or read book Keeping College Affordable written by Michael S. McPherson and published by Brookings Institution Press. This book was released on 2010-12-01 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: As Congress debates the reauthorization of the basic federal student aid legislation, and as governors and state legislators cope with increasingly severe budgetary problems of their own, the issues of preserving college opportunity and sharing the burden of college costs are particularly critical and timely. This book assesses the role of government subsidies for higher education—especially but not exclusively federal student aid—in keeping college affordable for Americans of all economic and social backgrounds. The authors examine the effects of student aid policies of the last twenty years. They address several vital questions, including: Has federal student aid encouraged the enrollment and broadened the educational choices of disadvantaged students? Has it made higher education institutions more secure and educationally more effective—or has it raised costs and prices as schools try to capture additional aid? Has federal student aid made the distribution of higher education's benefits, and the sharing of costs, fairer? And what are the likely trends in patterns of college affordability? Drawing on their analysis, the authors highlight some of the principal dimensions of policy choice on which the debate has focused, as well as some that have been relatively neglected. Building upon their conclusion that student aid works, they propose reforms that would bolster the role of income-tested aid in the overall student financing picture. McPherson and Schapiro recommend a number of incremental reforms that could improve the effectiveness of existing federal aid programs and present a proposal to replace a substantial fraction of state-operating subsidies to colleges and universities with expanded federal aid.
Book Synopsis National Issues in Education by : John F. Jennings
Download or read book National Issues in Education written by John F. Jennings and published by Phi Delta Kappa Educational Foundation. This book was released on 1994 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains 11 essays that follow the community service and student loan legislation as it proceeded through Congress. The essays illuminate the policymaking process by explaining the evolution of new national policies and by tracing the history of these two pieces of legislation. The book is organized in three parts. The first two parts each begin with a Clinton administration official describing the policy as proposed by the administration; they include commentary both pro and con by members of Congress and an overview by a nongovernment representative. The following essays on community service are contained in Part I: "Toward the Reality of National Service" (Eli Segal); "Enacting the National and Community Service Trust Act of 1993" (Edward M. Kennedy); "National Service: A Watchful Concern" (Nancy Landon Kassebaum); "An Independent Sector Perspective on National and Community Service" (Roger Landrum); and "National Service: Utopias Revisited" (Doug Bandow). The following essays on student loans make up Part II: "Student Loan Reform Act of 1993" (Madeleine M. Kunin); "The Direct Student Loan Program: Acknowledging the Future" (William D. Ford); "Direct Student Loans: A Questionable Public Policy Decision" (Bill Goodling); "Direct Loans: A New Paradigm" (Thomas A. Butts); "Enactment of the Federal Direct Student Loan Program as a Reflection of the Education Policymaking Process" (John E. Dean). Part III contains a commentary on both of the earlier parts: "Two Tough Battles, Two New Laws: What Can We Learn from All of This?" (John F. Jennings). (KC)
Book Synopsis Federal Student Loans Revisited by : Lydia N. Vedmas
Download or read book Federal Student Loans Revisited written by Lydia N. Vedmas and published by Nova Novinka. This book was released on 2005 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Title IV of the Higher Education Act (HEA) authorises the major federal student aid programs, including the student loan programs, which are the largest source of aid for students. In FY2000, the Federal Family Education Loan (FFEL) programs and the Federal Direct Student Loan (DL) program supported an estimated $33.1 billion in new loan volume. Several types of loans are available: Federal need-based subsidised Stafford loans (under which the government pays the interest while the borrower is in school, a grace period of deferment); unsubsidised Stafford loans; Federal PLUS loans (for parents of undergraduate students); and Federal Consolidation loans. Overall, student loan volume has been increased in recent years, from $24 billion in FY1994 to $33 billion in FY2000. The number of loans being made has increased over the same period going from 6,483,000 to 8,618,000. The average amount that individual students are borrowing in any given year has not increased as dramatically. This new book examines important issues related to this cornerstone of American higher education.
Book Synopsis The Reconciliation Act of 2010, Volume II, March 17, 2010, 111-2 House Report 111-443 by :
Download or read book The Reconciliation Act of 2010, Volume II, March 17, 2010, 111-2 House Report 111-443 written by and published by . This book was released on 2010 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Government Operations. Human Resources and Intergovernmental Relations Subcommittee Publisher : ISBN 13 : Total Pages :160 pages Book Rating :4.3/5 (91 download)
Book Synopsis Managing the Federal Direct Student Loan Program by : United States. Congress. House. Committee on Government Operations. Human Resources and Intergovernmental Relations Subcommittee
Download or read book Managing the Federal Direct Student Loan Program written by United States. Congress. House. Committee on Government Operations. Human Resources and Intergovernmental Relations Subcommittee and published by . This book was released on 1994 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: The House Subcommittee on Human Resources and Intergovernmental Relations met to hear testimony from leaders in government and higher education on managing the federal direct student loan program. Focus was on the Department of Education's plans to correct existing management problems of the Guaranteed Student Loan Program and implement the additional responsibilities of managing a direct lending loan program. Statements are included from the following: Robert E. Andrews, New Jersey Representative; Stephanie Bloomingdale, U.S. Students Association; Thomas A. Butts, for the American Council on Education, American Association of State Colleges and Universities, American Association of Community Colleges, National Association of College and University Business Officers, and National Association of State Universities and Land Grant Colleges; Clarence C. Crawford, :U.S. General Accounting Office; Orcilia Zuniga Forbes, University of New Mexico; William F. Goodling, Representative from Pennsylvania; Madeline Kunin, U.S. Department of Education; Thomas E. Petri, Representative from Wisconsin; Anne Sturtevant, Emory University (Tennessee); and Edolphus Towns, Representative from New York. (JB)
