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Impact Evaluation Report Egypts Takaful Cash Transfer Program Second Round Report
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Book Synopsis Impact evaluation report: Egypt’s Takaful Cash Transfer Program: Second round report by : El Enbaby, Hoda
Download or read book Impact evaluation report: Egypt’s Takaful Cash Transfer Program: Second round report written by El Enbaby, Hoda and published by Intl Food Policy Res Inst. This book was released on 2022-10-11 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Egypt introduced the Takaful and Karama Program (TKP), a pair of targeted cash transfer schemes in March 2015. Takaful and Karama was designed as a conditional cash transfer program providing income support targeted to the poor and most vulnerable; namely poor families with children (under 18 years of age), poor elderly (aged 65 years and above) and persons with severe disability. Originally implemented as an unconditional cash transfer, the program is now a conditional cash transfer program, but the conditionalities have yet to be monitored. Starting July 2017, households received EGP60 for each child under 6 years old, EGP80 for each child in primary education, EGP100 for children in preparatory education, and EGP140 for secondary education. As of June 2017, 90% of TKP beneficiaries were women. In 2018, the International Food Policy Research Institute (IFPRI) completed the first round of impact evaluation of TKP, based on household survey data collected after the first 15 months of the program. The evaluation found that TKP substantially improved wellbeing for poor households, increasing household consumption per adult equivalent by 8.4 percent. and reducing the probability that a beneficiary household is poor (< USD1.90 per capita per day) by 11.4 percentage points, which is comparable to several of the well-known, large-scale programs in Latin America where consumption impacts are on the order of 7-8 percent.
Book Synopsis Impact evaluation study for Egypt's Takaful and Karama cash transfer program: Part 2: Qualitative Report by : ElDidi, Hagar
Download or read book Impact evaluation study for Egypt's Takaful and Karama cash transfer program: Part 2: Qualitative Report written by ElDidi, Hagar and published by Intl Food Policy Res Inst. This book was released on 2018-10-25 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: This qualitative evaluation of the Takaful cash transfer program was conducted between January and April 2018 by a team of researchers trained in qualitative methods. The evaluation sought to further delve into and explain dimensions of the Takaful transfers’ impact on beneficiaries that were previously under-investigated in the quantitative survey. In so doing, the quantitative components’ findings were also further contextualized and clarified. This qualitative component’s main goals, therefore, were to explore the differences between the transfers’ impact on ultra-poor households and households near the threshold, the differences in how the two household types use the transfer, and the impact of the transfers on intrahousehold decision making with special focus on women.
Book Synopsis Impact evaluation study for Egypt's Takaful and Karama cash transfer program: Part 1: Quantitative report by : Breisinger, Clemens
Download or read book Impact evaluation study for Egypt's Takaful and Karama cash transfer program: Part 1: Quantitative report written by Breisinger, Clemens and published by Intl Food Policy Res Inst. This book was released on 2018-10-19 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report of the evaluation study provides a greater focus on measuring the impact of the larger Takaful program and also attempts to measure the impact of the much smaller Karama program. In addition, IFPRI will conduct a qualitative assessment of the Takaful and Karama program focused on learning about the experience with the program among the poorest beneficiary households. This qualitative assessment will also draw lessons from the quantitative survey to provide another report on the experience of very poor households. The remainder of this report is organized as follows Chapter 2 provides an overview of the Takaful and Karama Program. Chapter 3 summarizes the impact evaluation design. Chapter 4 describes the evaluation survey and sample. Chapter 5 provides context for the program by using the survey data to summarize the characteristics of beneficiary and non-beneficiary households and describe beneficiaries’ experience with program implementation. Chapter 6 presents the impact estimates for Takaful and Chapter 7 the estimates for Karama. Chapter 8 uses data from a separate representative sample of households collected during the survey to assess the targeting performance of the program. Chapter 9 concludes and discusses implications for social policy in Egypt.
Book Synopsis Impact evaluation study for Egypt's Takaful and Karama cash transfer program: Synthesis report- Summary of key findings form the quantitative and qualitative impact evaluation studies by : Breisinger, Clemens
Download or read book Impact evaluation study for Egypt's Takaful and Karama cash transfer program: Synthesis report- Summary of key findings form the quantitative and qualitative impact evaluation studies written by Breisinger, Clemens and published by Intl Food Policy Res Inst. This book was released on 2018-10-25 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since March 2015, the Government of Egypt has been providing cash to poor households through the Takaful and Karama program. The program is run by the Ministry of Social Solidarity (MoSS). Takaful supports poor families with children under 18 years of age, while Karama supports the poor elderly and disabled. For Takaful, the amount of cash that households receive depends on the number of children and their school level, while the Karama transfer is a set rate per individual. In 2018, Takaful will also begin requiring households in the program to make sure their children attend school and participate in health screenings. The program was evaluated by IFPRI, an international research organization, using both quantitative statistical methods (simple questions asked to many households during a survey) and qualitative methods (more in-depth questions asked to fewer households in longer interviews). The main goal of this evaluation was to measure and explain how the transfers affected the welfare of households in the program. In addition, the evaluation describes how well the program selection criteria work for identifying poor households.
Book Synopsis Egypt’s Takaful and Karama cash transfer program: Evaluation of program impacts and recommendations by : Breisinger, Clemens
Download or read book Egypt’s Takaful and Karama cash transfer program: Evaluation of program impacts and recommendations written by Breisinger, Clemens and published by Intl Food Policy Res Inst. This book was released on 2018-10-17 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt: Egypt has been providing cash to poor households through its first conditional cash transfer program, Takaful and Karama, a social protection program run by the Ministry of Social Solidarity (MoSS), since March 2015. Takaful (“Solidarity”) supports poor families with children under 18, while Karama (“Dignity”) supports the elderly poor and people living with disabilities. The cash transfer program has enrolled 2.25 million families across all of Egypt’s governorates. The amount of the Takaful cash transfer provided to households depends on the number of children and their school level. The Karama program provides a set amount per individual. In order to reach the poorest households, participants are selected using a proxy means test. In the Takaful program, 89 percent of recipients are women, while only 11 percent are men. Beginning in 2018, Takaful will also begin implementing conditionalities, requiring households in the program to ensure their children attend school and participate in health screenings, added to antenatal care for pregnant women and post-natal care. The Takaful and Karama program was evaluated by the International Food Policy Research Institute (IFPRI) using both quantitative statistical methods (simple questions asked to many households during a survey) and qualitative methods (more in-depth questions asked to fewer households in longer interviews). The evaluation was designed to measure and explain the impacts of the cash transfers on household welfare, and to examine whether the program’s criteria for household selection were effective in identifying poor households. This brief, which focuses on the Takaful component of the program, summarizes the main findings from the evaluation and key recommendations.
Book Synopsis Egypt's Takaful and Karama Cash Transfer Program: Evaluation of Program Impacts and Recommendations by : Clemens Breisinger
Download or read book Egypt's Takaful and Karama Cash Transfer Program: Evaluation of Program Impacts and Recommendations written by Clemens Breisinger and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Egypt's Takaful Cash Transfer Program by : Hoda El-Enbaby
Download or read book Egypt's Takaful Cash Transfer Program written by Hoda El-Enbaby and published by . This book was released on 2023-01-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Impact evaluation report: Egypt’s forsa graduation program by : Gilligan, Daniel O.
Download or read book Impact evaluation report: Egypt’s forsa graduation program written by Gilligan, Daniel O. and published by Intl Food Policy Res Inst. This book was released on 2022-12-12 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt: Forsa, which means “Opportunity” in Arabic, is a new economic inclusion program of the government of the Arab Republic of Egypt. Implemented by the Ministry of Social Solidarity, the program aims to graduate beneficiaries of the national cash transfer program, the Takaful & Karama Program (TKP), to economic self-reliance by enabling them to engage in wage employment or sustainable economic enterprises. The 2021 World Bank Economic Inclusion report (Andrews et al. 2021) highlights a recent increase globally in such graduation or economic inclusion programs, which now reaches around 92 million beneficiaries from 20 million households across more than 75 countries. This rapid growth has necessitated an increasing demand for evidence on best practices in graduation program implementation. The newly designed Forsa program is based on the graduation approach, but with innovations drawing from theories of behavioral economics as well as creating a network of active youth volunteers for economic empowerment to reduce costs compared to the standard BRAC-inspired model. Forsa also expands the graduation model to include the option of wage-employment, rather than only focusing on self-employment. Evidence on the impact of job training programs linked to wage employment on both job retention and future earnings is mixed (McKenzie 2017), although most such programs do not include cash assistance. This impact evaluation of the Forsa program in Egypt is intended to contribute to the global evidence on effective graduation program design as well as provide immediate policy-relevant guidance for the Ministry of Social Solidarity. The impact evaluation will measure the degree to which Forsa is successful at increasing household consumption and will investigate which participant groups and program features demonstrate the greatest improvements in household welfare and economic activity.
Book Synopsis Egypt’s Takaful and Karama cash transfer program: Evaluation of program impacts and recommendations [in Arabic] by : Breisinger, Clemens
Download or read book Egypt’s Takaful and Karama cash transfer program: Evaluation of program impacts and recommendations [in Arabic] written by Breisinger, Clemens and published by Intl Food Policy Res Inst. This book was released on 2018-10-19 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt: بدءًا من شهر مارس ۲۰۱٥، حرصت الحكومة المصرية على توفير دعم نقدي للأسر المصرية الواقعة تحت خط الفقر الأدني كوسيلة للحماية الاجتماعية لصالح الأسر من خلال أول برنامج مشروط للدعم النقدى وهو برنامج "تكافل وكرامة" الذي تديره وزارة التضامن الاجتماعي. ويدعم برنامج "تكافل" العائلات الأكثر فقراً من التي تعول أطفال دون سن الثامنة عشر، ويدعم برنامج "كرامة" الفئات الأكثر فقراً من المسنين وذوي الاحتياجات الخاصة والأيتام. وبلغ عدد مستفيدي البرنامج حتي تاريخه حوالى 2.25 مليون اسرة من جميع محافظات الجمهورية، ويجمع المبلغ النقدي لأسر تكافل بين قيمة ثابتة للدعم للأسرة ككل بالإضافة لقيمة متغيرة علي حسب عدد الأطفال (بحد أقصي ثلاثة أطفال للأسرة الواحدة) ومراحلهم الدراسية ولاحقا إنتظامهم في الحضور، بينما يمثل الدعم المقدم لمستفيدي "كرامة" قيمة ثابتة شهريا لكل فرد (بحد أقصي ثلاثة أفراد للأسرة الواحدة). ومن اجل الوصول الى الاسر الاشد فقراً والأكثر إحتياجاً، فقد تم استخدام منهجية القياس "إختبار التقييم غير المباشر للموارد المتعددة لدي الأسر" لإختيار الأسر المؤهلة للإنضمام للبرنامج، ففي برنامج "تكافل"، وجد أن 89% من المستفيدين من النساء، في حين أن 11% فقط من المستفيدين من الرجال. وبدأ برنامج "تكافل" في عام ٢٠١٨ في تطبيق الشروط الواجبة لاستمرار الأسر المستفيدة من البرنامج في تلقي الدعم النقدي، والمتمثلة في إنتظام الأطفال في الحضور الدراسي بنسبة لا تقل عن 80% وإنتظام الأم في إجراء زيارات الرعاية الصحية الأولية ومتابعة النمو وبرامج رعاية ما قبل وبعد الولادة للنساء الحوامل. وفي إطار تنفيذ دراسة تقييم الأثر التي تم تكليف المعهد الدولي لبحوث السياسات الغذائية بها لتقييم أثر برنامج " تكافل وكرامة"، تم تنفيذ (1) تقييم كَمّي عن طريق إجراء مسح يتضمن أسئلة إحصائية مبسطة موجهة لعدد كبير من الأسر، و(٢) تقييم نوعي يتضمنأسئلة أكثر عمقًا موجهة لعدد أقل من الاسر (أنظر المربع ۱). وقد تم تصميم التقييم لقياس مدى إفادة وتأثير الدعم النقدي على معيشة تلك الأسر، واختبار ما إذا كانت معايير اختيار وقبول الأسر فعالة في تحديد الأسر الأكثر فقراً. ويعرض هذا التقرير في الصفحات التالية ملخص النتائج والتوصيات الأساسية لهذا للدراسة التي قامت علي أسر برنامج "تكافل".
Book Synopsis 2019 Annual trends and outlook report: Gender equality in rural Africa: From commitments to outcomes by : Agnes Quisumbing
Download or read book 2019 Annual trends and outlook report: Gender equality in rural Africa: From commitments to outcomes written by Agnes Quisumbing and published by Intl Food Policy Res Inst. This book was released on 2019-10-31 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gender-sensitive policy and programming have an integral role to play in fostering inclusive agricultural growth to meet the commitments of African countries to the Malabo Declaration goals. The 2019 Annual Trends and Outlook Report from ReSAKSS applies a gender lens to key issues that must be addressed to fully achieve these goals. Chapters examine the intersections between gender and (1) the context and institutions within which rural people operate; (2) the natural resources that men and women depend on for agriculture, sources of vulnerability, and resilience to shocks; (3) assets and income; and (4) livelihood strategies and well-being. The report serves as the official M&E report for the Comprehensive Africa Agriculture Development Programme (CAADP), tracking progress on over 30 CAADP indicators.
Book Synopsis Boosting growth to end hunger by 2025: The role of social protection by : Wouterse, Fleur Stephanie
Download or read book Boosting growth to end hunger by 2025: The role of social protection written by Wouterse, Fleur Stephanie and published by Intl Food Policy Res Inst. This book was released on 2018-10-23 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social protection programs—public or private initiatives that aid the poor and protect the vulnerable against livelihood risks—can effectively be used to assist those trapped, or at the risk of being trapped, in chronic poverty. These programs aim to address chronic poverty through redistribution and protect vulnerable households from falling below the poverty line. Although investments in social protection programs are often motivated by equity concerns, they can also contribute to economic growth by, for example, encouraging savings, creating community assets, and addressing market imperfections. Despite their potential and proliferation, not enough is known about social protection programs in Africa. The 2017–2018 Annual Trends and Outlook Report (ATOR) reduces this knowledge gap by focusing on the potential of such programs on the continent and the corresponding opportunities and challenges. The chapters of the Report highlight the benefits of these programs, not only to their direct recipients but also others in the community through spillover effects. They also underscore the importance of appropriate design and sustainability to fully realize the potential of social protection programs.
Book Synopsis Cash transfers and women’s control over decision-making and labor supply in Egypt by : El-Enbaby, Hoda
Download or read book Cash transfers and women’s control over decision-making and labor supply in Egypt written by El-Enbaby, Hoda and published by Intl Food Policy Res Inst. This book was released on 2019-12-23 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women’s control over decision-making within their family, particularly regarding the use of household income, can play an important and long-lasting role in shaping their well-being and that of their children. Cash transfer programs often target women in order to increase their control over household resources. Empirical evidence on the effectiveness of this approach is mixed and suggests the importance of local context. We present evidence on the effect of cash transfers on women’s control over decision-making in the MENA region, where little evidence is available and where cultural norms around women’s roles differ from more-studied regions. Using a regression discontinuity approach, we identify the impact of Egypt’s “Takaful” national cash transfer program on women’s control over decision-making and labor supply. Receiving cash transfers mostly reduced women’s reported ability to influence household decisions, particularly regarding child healthcare. The loss of control over decision-making was greater for women with less than primary education. Other effects of the program include a decline in women’s employment and an increase in men’s involvement in spheres of decision-making usually controlled by women. These results are robust to changes in model specification. We present suggestive evidence from mediation analysis that the negative effects on women’s control over decision-making was directly related to these declines in employment and increase in men’s involvement in female spheres. The negative findings are not wholly supported by complementary qualitative work in which women reported more positive perceptions of the program’s impacts.
Book Synopsis Towards gender equality: A review of evidence on social safety nets in Africa by : Peterman, Amber
Download or read book Towards gender equality: A review of evidence on social safety nets in Africa written by Peterman, Amber and published by Intl Food Policy Res Inst. This book was released on 2020-01-08 with total page 67 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last decade, social safety nets (SSNs) have rapidly expanded in Africa, becoming a core strategy for addressing poverty, responding to shocks, increasing productivity and investing in human capital. Poverty, vulnerability and well-being have inherent gender dimensions, yet only recently has gender equality been considered as a potential program objective. This study reviews the evidence on the impact of SSNs on women’s wellbeing in Africa, while contributing to an understanding of how SSNs affect gender equality. We first motivate and take stock of how gender shapes the design and effectiveness of SSNs in Africa. We then summarize evidence from rigorous impact evaluations of SSNs on women’s wellbeing across five key domains from 38 studies on 28 SSN programs across 17 countries. We find substantial evidence that, in many instances, SSNs decrease intimate partner violence and increase psychological wellbeing for women, as well as moderate evidence that SSNs increase dietary diversity and economic standing. We find minimal evidence that SSNs improve women’s food security and nutrition; however, few studies measure these outcomes for women. Finally, a substantial body of evidence reports on the impact of SSNs on women’s empowerment and intra-household bargaining power, however, with weak and mixed results. Our findings are generally promising, since most SSNs are not designed specifically to increase women’s wellbeing. However, the results show that household-level impacts do not automatically imply individual women benefit, and further that conclusions from global evidence reviews do not necessarily apply in Africa. There is little research that rigorously identifies the design features and impact pathways from SSNs to gender equality and women’s wellbeing, suggesting a priority for future research.
Author :CGIAR Research Program on Policies, Institutions, and Markets (PIM) Publisher :Intl Food Policy Res Inst ISBN 13 : Total Pages :87 pages Book Rating :4./5 ( download)
Book Synopsis Annual report 2020: CGIAR Research Program on Policies, Institutions, and Markets (PIM) by : CGIAR Research Program on Policies, Institutions, and Markets (PIM)
Download or read book Annual report 2020: CGIAR Research Program on Policies, Institutions, and Markets (PIM) written by CGIAR Research Program on Policies, Institutions, and Markets (PIM) and published by Intl Food Policy Res Inst. This book was released on 2021-09-09 with total page 87 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2020, PIM findings contributed to seed policies in Nepal and Uganda, Malawi’s extension strategy and approval of insect-resistant cotton, a nationwide program aimed at improving the effectiveness of public service delivery in Uganda, social protection programs in Egypt, and school gardens for better nutrition in Papua New Guinea. At the global level, PIM research was used to shape strategic decisions of organizations such as the Bill & Melinda Gates Foundation, GIZ, the Inter-American Development Bank, the UK Government's Foreign, Commonwealth & Development Office, the World Bank and the World Health Organization. PIM tools were incorporated in universities’ curricula in India and South Africa. Examples of PIM innovations scaled up by partners in 2020 are private sector seed marketing in Ethiopia, picture-based insurance in Ethiopia, India and Kenya, and tools for inclusive governance of natural resources in India and Peru.
Book Synopsis Forsa pilot program and evaluation plan by : El Shabrawy, Atef
Download or read book Forsa pilot program and evaluation plan written by El Shabrawy, Atef and published by Intl Food Policy Res Inst. This book was released on 2022-04-21 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt: Forsa, which means “Opportunity” in Arabic, is a new economic inclusion program of the government of the Arab Republic of Egypt. Implemented by the Ministry of Social Solidarity, the program aims to graduate beneficiaries of the national cash transfer program, the Takaful & Karama Program (TKP), from being dependent on transfers from TKP to economic self-reliance by enabling them to engage in wage employment or sustainable economic enterprises. The most recent World Bank Economic Inclusion report (Andrews et al. 2021) highlights a recent increase globally in such graduation or economic inclusion programs, which now reach around 92 million beneficiaries from 20 million households across more than 75 countries. This rapid growth is raising demand for evidence on best practices in graduation program implementation. Egypt’s experience with Forsa can contribute to such guidance.
Author : CGIAR Research Program on Policies, Institutions, and Markets (PIM) Publisher :Intl Food Policy Res Inst ISBN 13 : Total Pages :81 pages Book Rating :4./5 ( download)
Book Synopsis Annual report 2021: CGIAR Research Program on Policies, Institutions, and Markets (PIM) by : CGIAR Research Program on Policies, Institutions, and Markets (PIM)
Download or read book Annual report 2021: CGIAR Research Program on Policies, Institutions, and Markets (PIM) written by CGIAR Research Program on Policies, Institutions, and Markets (PIM) and published by Intl Food Policy Res Inst. This book was released on 2022-05-24 with total page 81 pages. Available in PDF, EPUB and Kindle. Book excerpt: PIM had a productive final year centered on synthesizing findings while continuing to respond to demand on the impacts of COVID-19 and preparing the transition to the new CGIAR portfolio. PIM findings and engagement contributed to Myanmar’s response to COVID-19, South Africa’s policies on resilience to climate change, Tunisia's policies for pastoral development, a reform of Nigeria’s national agricultural research system, Ghana’s fish seed and farm certification system, gender strategies for three agricultural value chains in Honduras, and genome editing guidelines for the agricultural sector in four African countries. PIM research informed policy documents of FAO, IFAD, One CGIAR, the UK Government, the World Bank and the World Food Programme. PIM tools enabled more equitable co-management of 76 protected areas in Peru and informed World Bank social protection projects. Books on food security in Bangladesh and Malawi, trade in Latin America, African agricultural value chains and gender were published. 42 PIM synthesis briefs and notes were issued, summarizing research results in key thematic areas. PIM contributed 181 journal articles, 8 journal issues (on demand driven seed systems, China’s response to COVID-19, agriculture and food security in China under COVID-19, food loss and waste, landscape restoration, multistakeholder fora in forestry and two issues on gender), 15 book chapters and about 500 non-peer-reviewed outputs. 16 PIM webinars were organized. PIM’s contributions to the United Nations Food Systems Summit covered agricultural extension, food system innovations and digital technologies, the future of small farms, the science-policy interface, the cost of ending hunger by 2030, food waste and loss, management of the commons and gender. Building on past PIM investments in economywide modeling tools and social accounting matrices, PIM teams continued to assess the impacts of COVID-19 and policy responses at country level. Lessons learned from PIM country-level analyses on COVID-19’s impacts on food systems, poverty and diets are summarized in a chapter of the IFPRI 2022 book “COVID19 and global food security: Two years later”. A paper in partnership with the CGIAR COVID19 Hub reviewed the literature on agri-food value chains for evidence of fractures and resilience in response to the pandemic. The results of coordinated studies on the impacts of COVID-19 on value chains in different countries were published. Several cross-CGIAR outputs initiated by PIM speak to the fulfillment of PIM’s convening role as an integrating program: the CGIAR Foresight Report and CGIAR foresight website; several outputs produced through the CGIAR Community of Excellence on Seed Systems Development, and the CGIAR book “Advancing gender equality through agricultural and environmental research: Past, present, and future” are examples. Other examples of PIM global public goods produced in 2021 are 27 innovations at various stages of uptake, a cross-cutting effort to distill PIM lessons on migration; new or updated social accounting matrices for 25 countries; and lessons and tools on stakeholder platforms for natural resource governance. Independent reviews assessed the effectiveness of PIM’s partnerships and the use by partners of PIM’s work on economywide modelling, agricultural insurance, tenure and governance, and the Ag-Incentives database.
Author :International Food Policy Research Institute (IFPRI) Publisher :Intl Food Policy Res Inst ISBN 13 :0896294250 Total Pages :189 pages Book Rating :4.8/5 (962 download)
Book Synopsis 2022 Global food policy report: Climate change and food systems by : International Food Policy Research Institute (IFPRI)
Download or read book 2022 Global food policy report: Climate change and food systems written by International Food Policy Research Institute (IFPRI) and published by Intl Food Policy Res Inst. This book was released on 2022-05-12 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt:
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