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How To Retire Comfortably And Happy On Less Money Than The Financial Experts Say You Need
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Book Synopsis How to Retire Comfortably and Happy on Less Money Than the Financial Experts Say You Need by : Connie Brooks
Download or read book How to Retire Comfortably and Happy on Less Money Than the Financial Experts Say You Need written by Connie Brooks and published by Atlantic Publishing Company. This book was released on 2008 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: As senior citizens age, they tend to go through less money; in fact, the typical over-75 household spent only $25,763 in 2004. This is in direct contrast to financial planners who tell you that you need to save large amounts of money in order to live comfortably during your retirement years. In this new book, you will learn how to manage your expenses, how to reduce and eliminate debt, how to save and invest wisely, how to use retirement planning tools, how to reduce living expenses, how to downsize to a smaller, less expensive property, how to save on small items, how to prioritize your insurance, and how to cut back. Additionally, you will learn about withdrawal plans, selling your home, simplifying your life style, and streamlining postretirement activities. Perhaps most interestingly, you will be presented with the option of moving overseas when you retire. Places such as Costa Rica, Panama, Belize, Malta, and Mexico offer lower living costs and lower prescription drug prices. - Publisher.
Book Synopsis Save Half, Retire Fast by : Frankie Calkins
Download or read book Save Half, Retire Fast written by Frankie Calkins and published by Money Resolution. This book was released on 2021-12-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance experts suggest saving 10%-20% of your income. They're wrong. That advice is for ordinary people who will work a 9 to 5 grind for 50+ years, hoping to retire on time. But you're not ordinary...Choose to live an extraordinary life instead. Earn your time and freedom back. Save and invest 50% of your income and retire early in as little as 17 years, a decade or more sooner than you thought was possible.Does saving half sound extreme and impossible? It's not. Save Half, Retire Fast shows you how without tricks or gimmicks, and anyone can do it. #SAVEHALFBOOK is your comprehensive guide to financial independence and early retirement. You'll learn how to: Invest for long-term successDevelop a millionaire mindsetPick your early retirement pathGive yourself a raise & fire your bossReduce your annual expensesSet goals and stay motivatedRetire early on any income, in any cityLive a richer, more rewarding lifeEnjoy the journey as much as the destinationand LOTS more?Early retirement isn't a dream. It's should be a priority. You can earn decades of your life back so you can do what you want, when you want, with who you want to do it with.You can take the common path and hope for the best OR you can take charge of your financial life one day and one chapter at a time via Save Half, Retire Fast with Frankie (from "The Money Resolution" on YouTube) as your guide. The strategies aren't complicated and early retirement isn't "just for somebody else." It's for regular people. It's for YOU. And it's easier than you think. It's time you start living the life you actually want. Begin your financial independence journey today so you can:SAVE AND INVEST HALF, RETIRE TWICE AS FAST!!
Download or read book Rags to Retirement written by Alan Lavine and published by iUniverse. This book was released on 2010-12-17 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wondering where youre going to get the $1,000,000 experts say you need to retire? Join the crowd. Meet 12 ordinary people who found ways to meet their retirement goals, without sizable nest eggs. Authors Alan Lavine and Gail Liberman describe the journeys these people took to achieve their dreams and the setbacks they experienced along the way. Yes, you can retire. Learn how others did it, and how they are living the good life on less.-Evan Simonoff , editor in chief, Financial Advisor Real world! Real people! A must read. You can learn how people like yourself made the most of their retirement savings.-James A. Barry Jr., CFP chairman of the Barry Financial Group and host of Jim Barrys Financial Successon PBS Ill tell you whats so good about Rags to Retirement, what distinguishes it from the long catalogue of damnably boring fi nance books out there. Ill tell you why it matters. Simple really. Its about story, not accounting. Its about people, not money! People like you and me. Were not rich, never will be. We should have taken Economics 101, but we took Latin or geography, and now were facing our golden years with trepidation and empty pockets. Well, take heart, folks. We dont need a million in the bank, but we do need to live creatively. Thats the lesson in these refreshing and moving stories of people whove led hardscrabble lives and have somehow managed to settle with dignity and independence into their golden years. And we can do it, too! Rags to Retirement: such stuff as dreams are made on.-John Dufresne, author of Deep in the Shade of Paradise Husband and wife team Alan Lavine and Gail Liberman are the authors of Rags to Riches, which made two best-seller lists and was featured on Oprah and CBS?s The Early Show. They are syndicated fi nancial journalists whose columns appear in the Boston Herald, Palm Beach Daily News, Pittsburgh Post-Gazette, and Scripps Howard newspapers. Their work has been featured or quoted in The Wall Street Journal, The New York Times, Money, Redbook, and Bloomberg. They are also the authors of The Complete Idiot?s Guide to Making Money with Mutual Funds, Third Edition.
Book Synopsis Rescuing Retirement by : Teresa Ghilarducci
Download or read book Rescuing Retirement written by Teresa Ghilarducci and published by Columbia Business School Publi. This book was released on 2018 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.
Book Synopsis The White Coat Investor by : James M. Dahle
Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Book Synopsis Retirement Income Strategy If Financial Planning Is Not Enough by : Retirement Reimagination Academy
Download or read book Retirement Income Strategy If Financial Planning Is Not Enough written by Retirement Reimagination Academy and published by . This book was released on 2019-09-17 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to learn how to generate a passive income stream so you can live your retirement dreams, then keep reading ... Did you know: Experts say that people need a nest egg of $1 million to get them through a 30-year retirement. A staggering 57% of Americans have less than $1,000 in their accounts. ⅓ of the baby-boomer generation has absolutely no money in their savings account. Retirement should be a time to live your dreams. After a lifetime of working a 9-5 job, you are finally free to do the things that you want to do. You might want to travel the world, or spend time with your loved ones, or maybe just relax in the sunshine and take each day as it comes. Sadly enough the first question that pops up is, How much will this dream life cost? There is no magic number. $1 million used to be the amount you needed to be assured a comfortable retirement. But according to Dave Ramsey, one of America's most trusted financial experts, this amount might not even be enough to provide you with the retirement you desire. GOBankingRates go even further and say that $1million could easily be wiped out in just twelve years. Don't panic! It can be overwhelming to imagine how much money a quality retirement costs. Especially if you, like most Americans, don't have anywhere near this figure in your savings account. But you don't need to worry. The internet provides a wealth of opportunities to create a passive income that can pay for the retirement that you want, and even allow you to leave a legacy that can give your loved ones a helping hand in following their dreams too. If you are willing to change your perspective and embrace this new chapter of your life with an open mind, you can start earning money from the comfort of your own home. Through the internet anything is possible! Age is absolutely not a barrier between you and your dream life. It�s rather an advantage. No matter how old you are, you can leverage the internet to your benefit, and start earning money to pay for your retirement. In this book, "Retirement Income Strategy If Financial Planning Is Not Enough", you will discover: The number one saving hack for your worry free retirement The best way to plan for the future and put your affairs in order, so that you and your family can breathe easy, no matter what happens Five ways to turn this three-figure sum into an amount that will make you crush it in retirement How to turn your passion into your profession The secrets to traveling the world without breaking the bank and how to turn your life into a holiday How to turn the unused space in your home into dollar bills How to visualise your ideal retirement and then create a plan to realise it The best method to calculate the amount that you need to retire The 3 most important websites to market yourself And much, much more. The number one trap that especially Seniors may fall into is thinking that creating a passive income through the internet is complicated and requires high-level computer skills. It's natural that you feel overwhelmed by all the possibilities the internet offers for making money. Yet, this book teaches you that EVERYONE can create a passive income stream online. It doesn't matter how old you are. Through an easy-to-read, step-by-step guide you will discover how you can turn your retirement dreams into reality in no time. If you want to live the dream in your retirement, scroll up and click the "Add to Cart" button right now.
Book Synopsis Retirement Planning For Dummies by : Matthew Krantz
Download or read book Retirement Planning For Dummies written by Matthew Krantz and published by John Wiley & Sons. This book was released on 2020-01-07 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Advice and guidance on planning for retirement Retirement Planning For Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury—or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides readers while they plan the largest financial obligation of their life. Take stock of your finances Proactively plan for your financial future Seek the help of professionals or go it alone Use online tools to make retirement planning easier Whether you're just starting out with a 401(k) or you’re a seasoned vet with retirement in your near future, this book helps younger and older generations alike how to plan their retirement.
Book Synopsis A Million Is Not Enough by : Michael Farr
Download or read book A Million Is Not Enough written by Michael Farr and published by Grand Central Publishing. This book was released on 2008-03-05 with total page 177 pages. Available in PDF, EPUB and Kindle. Book excerpt: Will you have over $1 million ready for your retirement? If the answer is no, and this figure sounds totally out of reach, think again. A million dollars isn't what it used to be. The truth is that Baby Boomers, who have enjoyed more abundance and pleasures than any previous generation, need more than a million dollars for a comfortable retirement. And you can achieve this-even if you don't already have a net worth close to a million dollars-by starting now. In A MILLION IS NOT ENOUGH, Michael Farr, one of America's leading financial strategists, shows you that this goal can absolutely be accomplished-no matter what your income bracket. Farr has decades of experience as an investment strategist advising thousands of clients. With this inside information he provides a step-by-step program that includes: STEP 1: Save it...the 25 simple things you can do today to save an extra $300-$500 a monthSTEP 2: Invest it...the techniques all of us can use to demystify investingSTEP 3: Personalize it...investment strategies for readers in their thirties, forties, and fiftiesSTEP 4: Manage and protect it...how to keep investments safe in volatile marketsSTEP 5: Pass it on...creating a legacy for the future This strategy is ambitious, but Michael Farr shows you how painless it can be. Whether you're thirty-five, forty-five, or fifty-five; getting a head start, starting on time, or playing catch-up, A MILLION IS NOT ENOUGH can help you establish the financial security you really need for your retirement years.
Download or read book Ebony written by and published by . This book was released on 1996-10 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: EBONY is the flagship magazine of Johnson Publishing. Founded in 1945 by John H. Johnson, it still maintains the highest global circulation of any African American-focused magazine.
Book Synopsis The Complete Idiot's Guide to Retirement Planning by : Jeffrey J. Wuorio
Download or read book The Complete Idiot's Guide to Retirement Planning written by Jeffrey J. Wuorio and published by Penguin. This book was released on 2007-12-04 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: A necessary plan for a secure and comfortable retirement Everyone wants to retire with personal and financial peace of mind. But the question is always: will there be enough money to fund a comfortable lifestyle? That’s where this book comes to the rescue, addressing every conceivable concern—from health care to Social Security—about setting up a sound plan for retirement. And it’s never too late to start. • The Center for Retirement Research at Boston College reports that 43% of Americans fall short of their pre-retirement income • Robert Powell of MarketWatch agrees that “Americans have little set aside for retirement” • Written by a nationally recognized financial expert • Perfect for the nearly eight million baby boomers approaching retirement
Book Synopsis What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life by : Wes Moss
Download or read book What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life written by Wes Moss and published by McGraw Hill Professional. This book was released on 2021-10-26 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.
Book Synopsis What Every Senior Ought to Know about Retiring by : Robert Kennedy
Download or read book What Every Senior Ought to Know about Retiring written by Robert Kennedy and published by CreateSpace. This book was released on 2015-01-22 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book contains plain talk about a simple event that often sounds complicated. The reason I'm publishing this is to give seniors who have accumulated fewer assets than traditionally thought necessary for retirement, a fresh perspective. Experts say about 80% of the Baby Boom generation is at risk of running out of money before they die. AARP says that 40% of them plan to work until they drop. All their lives, their sheer numbers have caused change in every aspect of American society. Traditional retirement will also change as the Boomers enter this space. Deploying insufficient "nest egg" assets using counter intuitive methods will prompt tens of millions of them to retire with a savage defensive posture that can provide safety and security until the end. This book is not about investment strategies, allocation methods or subjects that many financial books cover in detail for the scant minority of Boomers who have accumulated sufficient savings to retire in style. It's for the rest of us with insufficient savings that traditional guidelines suggest will run out before we die. If the traditional odds indicate that 80% of us are at risk of running out of money before we die, obviously we don't want to be running with that crowd - using the traditional guidelines. Am I right? From my perspective, I believe a majority of the "at risk" Boomers can beat the odds and retire safely, and I intend to be one of them... I'll share so you can too. This is a very skinny book. It's not a literary masterpiece by any stretch of your imagination, its' beauty is in its' brevity, its' strength is in identifying why to do what you need to do to proactively protect yourself, your spouse, your family and your retirement from the unintended consequences of unanticipated events that can confiscate everything you have, leaving you helpless and homeless at a time when recovery would be impossible. Stop. Read that run-on sentence again. After just a couple hours of reading you'll have a much firmer grasp of where you are, and how to carve out a safe and secure retirement on a shoe string budget. I implore you to invest those couple hours to plow through this... for you. Retirement for at-risk Boomers will be as serious as armed combat. I mean no slight to the war-time experiences endured by combat veterans, but how can you expect to have fun moving forward if you're constantly looking over your shoulder for trouble, like an infantry soldier? I learned serious lessons in Vietnam that correlate to what I'm seeing on this retirement horizon. Fun and happiness are reserved for forward lookers keeping an eye out for the next adventure and any good reason to enjoy the moments at hand... but here's the rub; It would be absolutely irresponsible of you to not spend what little time and effort it takes to lock down security for the rest of your life, wouldn't it? When I say that the protections need to be in place in advance of any unplanned incident or emergency, your professional legal and financial advisers will support this, which is why I call "locking-in security" an immediate necessity. It's not complicated at all.
Book Synopsis Yes, You Can Still Retire Comfortably! by : Ben Stein
Download or read book Yes, You Can Still Retire Comfortably! written by Ben Stein and published by Hay House. This book was released on 2005 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Outlines how baby-boomers can plan for retirement, discussing how to invest to get the maximum return from savings and how to use an established nest egg to get the most income.
Book Synopsis How to Retire with Enough Money by : Teresa Ghilarducci
Download or read book How to Retire with Enough Money written by Teresa Ghilarducci and published by Workman Publishing. This book was released on 2015-12-15 with total page 145 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.
Download or read book Ask a Manager written by Alison Green and published by Ballantine Books. This book was released on 2018-05-01 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together
Download or read book Die with Zero written by Bill Perkins and published by Houghton Mifflin. This book was released on 2020 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--
Book Synopsis Solving a Retirement Dilemma Spend Less Or Run Out of Money by : James Schweinsburg
Download or read book Solving a Retirement Dilemma Spend Less Or Run Out of Money written by James Schweinsburg and published by . This book was released on 2020-05-13 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you are near or in retirement, this book will solve a retirement dilemma that many retirees face, Spend Less or Run Out of Money. You will learn that underspending is not a very precise or rewarding method of making your money last. You will also be provided with a detailed blueprint for developing your own comprehensive retirement plan including an income, spending, and investing plan as well as the knowledge and confidence to Spend More of what you earned, live the Lifestyle You Deserve, and Make it Last Your Lifetime. If you decide you need the help of a Financial Planner or Financial Advisor, this book will provide valuable information on how to select, work with, and measure your advisor's performance. Why is this book different from so many books written on this subject? First and foremost, this book was written from a different perspective, that of a retired executive and engineer, trained and experienced in solving difficult problems. The author is not a Financial Planner or Investment Adviser, or someone selling his latest book on some flashy new technique that probably requires additional services. He is someone who's learned many valuable lessons in preparing for, and has been living in retirement for several years, someone who has done the research and knows how to simplify this complex subject. The author began thinking about retirement issues many years before retiring. Among the first questions were, What Retirement Lifestyle did he and his wife want to have and what did it look like? This led to the next question, How much money would be needed to support the lifestyle they wanted in retirement? As he quickly discovered, answering these questions was no easy task and it led him to seek the answer to another critical question; If you need or want to spend more than your retirement income, how much savings could be safely withdrawn each year so that you do not outlive your savings? The answers to these and many more questions are provided by this book. The book explains four different, but popular savings withdrawal systems used by many financial advisors and examines their potential impact on your retirement lifestyle. It will guide you in selecting a savings withdrawal system that you can be comfortable with and help prevent you from running out of money before you run out of Life. It includes the topics that the author has found to be important in building his retirement plan. As such, it will help you to: 1. Create your retirement plan. 2. Fashion the retirement Lifestyle you want. 3. Create a spending budget that supports your Retirement Lifestyle. 4. Choose a savings withdrawal system you are comfortable with. 5. Navigate the many risks you might face in retirement. 6. Decide when you should take Social Security. 7. Decide if an annuity is right for your situation. 8. Examine the impact income taxes will have on your income. 9. Decide what savings and investment accounts to withdraw from and in what order to minimize taxes and maximize investment returns. 10. Decide where to invest for safety, diversification, growth and peace of mind. You cannot predict the future, but this book will help you make the decisions and calculations you need to make in order to determine if your planned lifestyle is achievable. If you purchase this book, you will have access to a free, powerful spreadsheet program that automates many worksheet inputs and calculations, and allows What-If analysis to see the effects of altering key variables.
