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Home Ownership The American Myth
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Book Synopsis Home Ownership by : Mitchell A. Levy
Download or read book Home Ownership written by Mitchell A. Levy and published by . This book was released on 1993 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Helps people look at whether renting or buying is better for their needs. Includes an easy to understand, rent vs buy analysis for over 25 metropolitan cities.
Book Synopsis Home Ownership: The American Myth by : Mitchell A. Levy
Download or read book Home Ownership: The American Myth written by Mitchell A. Levy and published by Myth Breakers. This book was released on 1992-01-01 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt: Myth Breakers is chartered with analyzing the current myths in society & documenting misconceptions, where appropriate. In this book, they have analyzed the concepts of home ownership, renting & saving money. It is filled with easy-to-understand examples analyzing various rent-vs-buy situations, concluding in some cases that it could be more economical to rent & save than to own. The goals of the book are to: 1) break the myths of home ownership, 2) put a "rational" approach back into home buying, & to 3) stop renters from feeling like second-class citizens. This is done by simplifying the rent-vs-buy analysis & focusing the reader's attention on both the financial & non-financial reasons for home ownership. The spreadsheets, which can be purchased directly by the reader, help the user to conduct their own analysis. They are not necessary to benefit from the concepts in the book. The purpose is not to dissuade the reader from purchasing a home, but to give the reader the information necessary to either: 1) purchase a home for the "right" reasons or to 2) rent & save a significant amount of money. The book is $14.95. The spreadsheets are $19.95 (book is required). P&H is $3 for the first item, $1 for each additional item. California residents add sales tax. Send orders to Myth Breakers, 19672 Stevens Creek Boulevard, Suite 200, Cupertino, CA 95014 (Phone 408-257-7257 or 800-654-MYTH).
Book Synopsis Homeownership and America's Financial Underclass by : Mechele Dickerson
Download or read book Homeownership and America's Financial Underclass written by Mechele Dickerson and published by Cambridge University Press. This book was released on 2014-06-30 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.
Book Synopsis Walk Away: The Rise and Fall of the Homeownership Myth by :
Download or read book Walk Away: The Rise and Fall of the Homeownership Myth written by and published by Laissez Faire Books. This book was released on with total page 81 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Underwater written by Ryan Dezember and published by Macmillan + ORM. This book was released on 2020-07-14 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winner of the Bruss Real Estate Book Award His assignment was to write about a real-estate frenzy lighting up the Redneck Riviera. So Ryan Dezember settled in and bought a home nearby himself. Then the market crashed, and he became one of the millions of Americans who suddenly owed more on their homes than they were worth. A flood of foreclosures made it impossible to sell. It didn't help that his quaint neighborhood fell into disrepair and drug-induced despair. He had no choice but to become a reluctant and wildly unprofitable landlord to move on. Meanwhile, his reporting showed how the speculative mania that caused the crash opened the U.S. housing market to a much larger breed of investors. In this deeply personal story, Dezember shows how decisions on Wall Street and in Washington played out on his street in a corner of the Sunbelt that was convulsed by the foreclosure crisis. Readers will witness the housing market collapse from Dezember’s perch as a newspaper reporter. First he’s in the boom-to-bust South where a hot-air balloonist named Bob Shallow becomes one of the world’s top selling real-estate agents arranging condo flips, developers flop in spectacular fashion and the law catches up with a beach-town mayor on the take. Later he’s in New York, among financiers like Blackstone’s Stephen Schwarzman who are building rental empires out of foreclosures, staking claim to the bastion of middle-class wealth: the single-family home. Through it all, Dezember is an underwater homeowner caught up in the mess. A cautionary tale of Wall Street's push to turn homes into assets, Underwater is a powerful, incisive story that chronicles the crash and its aftermath from a fresh perspective—the forgotten, middle-class homeowner.
Book Synopsis City of American Dreams by : Margaret Garb
Download or read book City of American Dreams written by Margaret Garb and published by University of Chicago Press. This book was released on 2005-12 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this vivid portrait of life in Chicago in the fifty years after the Civil War, Margaret Garb traces the history of the American celebration of home ownership. As the nation moved from an agrarian to an industrialized urban society, the competing visions of capitalists, reformers, and immigrants turned the urban landscape into a testing ground for American values. Neither a natural progression nor an inevitable outcome, the ideal of home ownership emerged from the struggles of industrializing cities. Garb skillfully narrates these struggles, showing how the American infatuation with home ownership left the nation's cities sharply divided along class and racial lines. Based on research of real estate markets, housing and health reform, and ordinary homeowners—African American and white, affluent and working class—City of American Dreams provides a richly detailed picture of life in one of America's great urban centers. Garb shows that the pursuit of a single-family house set on a tidy yard, commonly seen as the very essence of the American dream, resulted from clashes of interests and decades of struggle.
Book Synopsis The Myth of the American Dream by : D. L. Mayfield
Download or read book The Myth of the American Dream written by D. L. Mayfield and published by InterVarsity Press. This book was released on 2020-05-05 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: ECPA Top Shelf Book Cover Award Publishers Weekly starred review. Affluence, autonomy, safety, and power. These are the central values of the American dream. But are they compatible with Jesus' command to love our neighbor as ourselves? In essays grouped around these four values, D. L. Mayfield asks us to pay attention to the ways they shape our own choices, and the ways those choices affect our neighbors. Where did these values come from? How have they failed those on the edges of our society? And how can we disentangle ourselves from our culture's headlong pursuit of these values and live faithful lives of service to God and our neighbors?
Book Synopsis The National Homeownership Strategy by : United States. Department of Housing and Urban Development
Download or read book The National Homeownership Strategy written by United States. Department of Housing and Urban Development and published by . This book was released on 1995 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Black Community Uplift and the Myth of the American Dream by : Lori Latrice Martin
Download or read book Black Community Uplift and the Myth of the American Dream written by Lori Latrice Martin and published by Rowman & Littlefield. This book was released on 2018-10-26 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes enduring racial divides in homeownership, work, and income using the politics of respectability concept. It also examines an alternative way of understanding the Black Lives Matter movement, NFL protests, and challenges facing various black ethnic groups.
Book Synopsis American Nightmare by : Randal O'Toole
Download or read book American Nightmare written by Randal O'Toole and published by Cato Institute. This book was released on 2012-05-16 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: The American Dream turned into a nightmare when the housing bubble burst, and people have been trying to figure out who to blame- Greedy bankers? Corrupt politicians? Ignorant homeowners? In American Nightmare: How Government Undermines the Dream of Homeownership, Randal O'Toole explores the forces at play in the housing market and shows how we can rebuild the American dream of homeownership by eliminating federal, state, and local policies that distort the free market for housing.
Book Synopsis Public Housing Myths by : Nicholas Dagen Bloom
Download or read book Public Housing Myths written by Nicholas Dagen Bloom and published by Cornell University Press. This book was released on 2015-04-10 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: Popular opinion holds that public housing is a failure; so what more needs to be said about seventy-five years of dashed hopes and destructive policies? Over the past decade, however, historians and social scientists have quietly exploded the common wisdom about public housing. Public Housing Myths pulls together these fresh perspectives and unexpected findings into a single volume to provide an updated, panoramic view of public housing. With eleven chapters by prominent scholars, the collection not only covers a groundbreaking range of public housing issues transnationally but also does so in a revisionist and provocative manner. With students in mind, Public Housing Myths is organized thematically around popular preconceptions and myths about the policies surrounding big city public housing, the places themselves, and the people who call them home. The authors challenge narratives of inevitable decline, architectural determinism, and rampant criminality that have shaped earlier accounts and still dominate public perception.
Book Synopsis The Ideology of Home Ownership by : R. Ronald
Download or read book The Ideology of Home Ownership written by R. Ronald and published by Springer. This book was released on 2008-05-28 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Demand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.
Book Synopsis The Wall Street Journal. Complete Home Owner's Guidebook by : David Crook
Download or read book The Wall Street Journal. Complete Home Owner's Guidebook written by David Crook and published by Crown Business. This book was released on 2008-12-30 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Map for a Brave New Real-Estate World The days of real-estate mania—when you really couldn’t go wrong with buying a home, then selling it in a few years for a lot more than you paid for it—are over. Inflated prices and the “subprime” mortgage crisis have finally burst the bubble. Now, more than ever, it’s important for current and prospective home buyers to understand just what they’re getting into when they take that plunge—and to think smarter when it comes to making the most of their biggest asset. The Wall Street Journal. Complete Home Owner’s Guidebook shows readers how to become savvy home buyers—and eventually owners—not only in this new, uncertain era but in any market: • Understand the benefits and pitfalls of owning versus renting • Make sense of the housing market—ask the important questions, factor in the unforeseen costs, and explode the big myths of home ownership • Take advantage of current opportunities if you’re a first-time home buyer • Overcome the challenges if you’re looking to trade up or cash out on your home for retirement • Make the best profit on your home in any market • Understand why your home—your number one asset—really isn’t such a great investment From the Trade Paperback edition.
Book Synopsis Building The Dream by : Gwendolyn Wright
Download or read book Building The Dream written by Gwendolyn Wright and published by Pantheon. This book was released on 2012-05-09 with total page 471 pages. Available in PDF, EPUB and Kindle. Book excerpt: For Gwendolyn Wright, the houses of America are the diaries of the American people. They create a fascinating chronicle of the way we have lived, and a reflection of every political, economic, or social issue we have been concerned with. Why did plantation owners build uniform cabins for their slaves? Why were all the walls in nineteenth-century tenements painted white? Why did the parlor suddenly disappear from middle-class houses at the turn of the century? How did the federal highway system change the way millions of Americans raised their families? Building the Dream introduces the parade of people, policies, and ideologies that have shaped the course of our daily lives by shaping the rooms we have grown up in. In the row houses of colonial Philadelphia, the luxury apartments of New York City, the prefab houses of Levittown, and the public-housing towers of Chicago, Wright discovers revealing clues to our past and a new way of looking at such contemporary issues as integration, sustainable energy, the needs of the elderly, and how we define "family."
Book Synopsis Race for Profit by : Keeanga-Yamahtta Taylor
Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Book Synopsis Chasing the American Dream by : William M. Rohe
Download or read book Chasing the American Dream written by William M. Rohe and published by Cornell University Press. This book was released on 2018-07-05 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.
Book Synopsis Mortgage Myths by : Ralph R. Roberts
Download or read book Mortgage Myths written by Ralph R. Roberts and published by John Wiley & Sons. This book was released on 2008-02-13 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Mortgage Myths, Realtor Ralph Roberts and mortgage consultant Chip Cummings take aim at the 77 mortgage myths that prevent so many would-be homeowners and real estate investors from pursuing their dreams of homeownership. You’ll learn the difference between good and bad debt, how to make mortgage approval easier and simpler, and how to use other people’s money to leverage your investments. This is the ultimate guide to getting the great deal you deserve.
