Goodbye Gordon Gekko

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470619546
Total Pages : 230 pages
Book Rating : 4.4/5 (76 download)

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Book Synopsis Goodbye Gordon Gekko by : Anthony Scaramucci

Download or read book Goodbye Gordon Gekko written by Anthony Scaramucci and published by John Wiley & Sons. This book was released on 2010-05-24 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to live a more productive life by putting a profitable lifestyle ahead of profits With his standout Wall Street line "Greed is good," Gordon Gekko became pop culture icon for unrestrained greed. But, while greed might be great for one person–especially when that person is fictional–it's not so great for good people living in the real world. In Goodbye Gordon Gekko: How to Find Your Fortune and Not Lose Your Soul, Anthony Scaramucci describes how a better understanding of people, capital, and culture can be used to enrich one's life, financially as well as spiritually. With smart and engaging prose, the book: Discusses how the best manifestations of ambition, entrepreneurship and mentoring can lead to a life that not only fulfills financial obligations, but also leaves a lasting legacy Describes ways in which Americans and American companies can act to avoid the kind of crisis that crippled the country's economy Details how to build a core set of values to discover wealth on one's own terms Given the turmoil in financial markets over the past few years, many people are reevaluating what it means to be "rich." Goodbye Gordon Gekko shows how it’s possible to be well-off without all the trappings of wealth.

Goodbye Gordon Gekko

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Author :
Publisher : Wiley + ORM
ISBN 13 : 047076709X
Total Pages : 208 pages
Book Rating : 4.4/5 (77 download)

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Book Synopsis Goodbye Gordon Gekko by : Anthony Scaramucci

Download or read book Goodbye Gordon Gekko written by Anthony Scaramucci and published by Wiley + ORM. This book was released on 2010-04-29 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: The investment expert shows how a better understanding of people, capital, and culture can enrich one’s life financially as well as spiritually. It is time to say goodbye to Gordon Gekko, the rogue character famously portrayed by Michael Douglas in the classic movie Wall Street. In Goodbye Gordon Gekko, author Anthony Scaramucci explores opportunities for leading a rich life in a difficult, radically changed economy. Believing that the financial crisis was caused by a nation of Gekko-wannabes tripped up by status anxiety and egocentric tendencies, he argues that you can be happy and financially profitable as long as you stay true to yourself and stick to your values and principles. Scaramucci offers hope, urging you to pass through the happily-ever-after portal so that you can find your fortune and all that is fortunate. With years of experience at Goldman Sachs, and having co-founded two successful alternative investment management companies, the author provides a behind-the-scenes view of life on Wall Street—the wins and the losses, the rights and the wrongs, the successes and the failures, the good mentors and the difficult colleagues. Through these entertaining and insightful stories, featuring advice from a diverse cast of characters ranging from Li Ka-shing to John Weinberg to his Italian nana, Scaramucci identifies the temptations and roadblocks that accompany our professional ambitions and personal choices, revealing the rules for leading a profitable and fortunate life. What does this mean in practical terms? As Scaramucci shows, it means ridding yourself of egotistical tendencies and developing the self-awareness to bounce back from failure. It means building a circle of competence made of those you trust, mentoring and celebrating others, and giving back to your community and country, all the while targeting success. It means seeing capitalism as an art and businesses as creations and vocations, not simply as levers to feeding your ego. Goodbye Gordon Gekko provides a road map to help people achieve true wealth defined beyond a checking account. Praise for Goodbye Gordon Gekko “A fun, easy read, with sage advice.” —Oliver Stone, three-time Academy Award Winner; Director, Wall Street and Wall Street: Money Never Sleeps “A truly insightful read. It introduces us to a moral compass on Wall Street—finding riches by direction of a true north as opposed to insidious Gekko-style greed.” —Josh Brolin, Academy Award Nominee; Actor, Wall Street: Money Never Sleeps; Active Trader “Scaramucci is a unique combination of great entrepreneur and savvy Wall Streeter. His perspective on all things business is invaluable and here for all to read.” —David Faber, Anchor, CNBC

Farewell Horizontal

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Author :
Publisher :
ISBN 13 : 9780586208090
Total Pages : 253 pages
Book Rating : 4.2/5 (8 download)

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Book Synopsis Farewell Horizontal by : K. W. Jeter

Download or read book Farewell Horizontal written by K. W. Jeter and published by . This book was released on 1990-01-01 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Post Corona

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Author :
Publisher : Penguin
ISBN 13 : 0593332210
Total Pages : 258 pages
Book Rating : 4.5/5 (933 download)

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Book Synopsis Post Corona by : Scott Galloway

Download or read book Post Corona written by Scott Galloway and published by Penguin. This book was released on 2020-11-24 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times bestseller! "Few are better positioned to illuminate the vagaries of this transformation than Galloway, a tech entrepreneur, author and professor at New York University’s Stern School. In brisk prose and catchy illustrations, he vividly demonstrates how the largest technology companies turned the crisis of the pandemic into the market-share-grabbing opportunity of a lifetime." --The New York Times "As good an analysis as you could wish to read." --The Financial Times From bestselling author and NYU Business School professor Scott Galloway comes a keenly insightful, urgent analysis of who stands to win and who's at risk to lose in a post-pandemic world The COVID-19 outbreak has turned bedrooms into offices, pitted young against old, and widened the gaps between rich and poor, red and blue, the mask wearers and the mask haters. Some businesses--like home exercise company Peloton, video conference software maker Zoom, and Amazon--woke up to find themselves crushed under an avalanche of consumer demand. Others--like the restaurant, travel, hospitality, and live entertainment industries--scrambled to escape obliteration. But as New York Times bestselling author Scott Galloway argues, the pandemic has not been a change agent so much as an accelerant of trends already well underway. In Post Corona, he outlines the contours of the crisis and the opportunities that lie ahead. Some businesses, like the powerful tech monopolies, will thrive as a result of the disruption. Other industries, like higher education, will struggle to maintain a value proposition that no longer makes sense when we can't stand shoulder to shoulder. And the pandemic has accelerated deeper trends in government and society, exposing a widening gap between our vision of America as a land of opportunity, and the troubling realities of our declining wellbeing. Combining his signature humor and brash style with sharp business insights and the occasional dose of righteous anger, Galloway offers both warning and hope in equal measure. As he writes, "Our commonwealth didn't just happen, it was shaped. We chose this path--no trend is permanent and can't be made worse or corrected."

Mochtar Riady

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Publisher : John Wiley & Sons
ISBN 13 : 1119256364
Total Pages : 429 pages
Book Rating : 4.1/5 (192 download)

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Book Synopsis Mochtar Riady by : Mochtar Riady

Download or read book Mochtar Riady written by Mochtar Riady and published by John Wiley & Sons. This book was released on 2016-12-27 with total page 429 pages. Available in PDF, EPUB and Kindle. Book excerpt: Track the exponential rise of one of the world's most successful businessmen Mochtar Riady: My Life Story provides an unprecedented look at the life of one of Southeast Asia's most respected business titans. Internationally recognised for his professional achievements and passion for philanthropy, Dr. Riady serves as a stunning example of how personal philosophy merges with business acumen to create extraordinary success. From revitalising Bank Central Asia and founding the globally-successful Lippo Group, to founding the Mochtar Riady Institute for Nanotechnology and the Pelita Harapan University, Dr. Riady has done it all. He has his hands in finance, property, infrastructure, telecommunications, retail, e-commerce, biomedical research and all aspects of business; he has written about his experiences building a diversified business conglomerate, but never before has he told the whole story. This book details the making of the man. His successes are well-known around the globe, but the essential common factors between them all are Dr. Riady's personal philosophy and intrinsic motivations. To learn from him, you must know him — and this book puts you front and centre for the most critical parts of his life. Learn how Dr. Riady came to be known as the "bank crisis specialist" Track the founding and development of the Lippo Group business empire Discover how Dr. Riady turned his fortune into medical and educational advances Delve into the philosophy behind business success and philanthropy As other banks crumbled, Lippo Bank flourished with Dr. Riady at the helm. He started the Lippo Group as a financial services organisation, and ended up founding a township consisting of commercial and residential districts, a university and a hospital. Dr. Riady thinks big – that much is clear – but how is he able to turn such far-reaching goals into reality with what looks like relative ease? Mochtar Riady: My Life Story invites you inside the mind of a titan to learn how success is made.

Chasing Goldman Sachs

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Author :
Publisher : Crown Currency
ISBN 13 : 0307460126
Total Pages : 418 pages
Book Rating : 4.3/5 (74 download)

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Book Synopsis Chasing Goldman Sachs by : Suzanne McGee

Download or read book Chasing Goldman Sachs written by Suzanne McGee and published by Crown Currency. This book was released on 2010-06-15 with total page 418 pages. Available in PDF, EPUB and Kindle. Book excerpt: You know what happened during the financial crisis … now it is time to understand why the financial system came so close to falling over the edge of the abyss and why it could happen again. Wall Street has been saved, but it hasn’t been reformed. What is the problem? Suzanne McGee provides a penetrating look at the forces that transformed Wall Street from its traditional role as a capital-generating and economy-boosting engine into a behemoth operating with only its own short-term interests in mind and with reckless disregard for the broader financial system and those who relied on that system for their well being and prosperity. Primary among these influences was “Goldman Sachs envy”: the self-delusion on the part of Richard Fuld of Lehman Brothers, Stanley O’Neil of Merrill Lynch, and other power brokers (egged on by their shareholders) that taking more risk would enable their companies to make even more money than Goldman Sachs. That hubris—and that narrow-minded focus on maximizing their short-term profits—led them to take extraordinary risks that they couldn’t manage and that later severely damaged, and in some cases destroyed, their businesses, wreaking havoc on the nation’s economy and millions of 401(k)s in the process. In a world that boasted more hedge funds than Taco Bell outlets, McGee demonstrates how it became ever harder for Wall Street to fulfill its function as the financial system’s version of a power grid, with capital, rather than electricity, flowing through it. But just as a power grid can be strained beyond its capacity, so too can a “financial grid” collapse if its functions are distorted, as happened with Wall Street as it became increasingly self-serving and motivated solely by short-term profits. Through probing analysis, meticulous research, and dozens of interviews with the bankers, traders, research analysts, and investment managers who have been on the front lines of financial booms and busts, McGee provides a practical understanding of our financial “utility,” and how it touches everyone directly as an investor and indirectly through the power—capital—that makes the economy work. Wall Street is as important to the economy and the overall functioning of our society as our electric and water utilities. But it doesn’t act that way. The financial system has been saved from destruction but as long as the mind-set of “chasing Goldman Sachs” lingers, it will not have been reformed. As banking undergoes its biggest transformation since the 1929 crash and the Great Depression, McGee shows where it stands today and points to where it needs to go next, examining the future of those financial institutions supposedly “too big to fail.”

Different Class

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Publisher : Simon and Schuster
ISBN 13 : 1501155512
Total Pages : 416 pages
Book Rating : 4.5/5 (11 download)

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Book Synopsis Different Class by : Joanne Harris

Download or read book Different Class written by Joanne Harris and published by Simon and Schuster. This book was released on 2017-01-03 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published: Great Britain: Doubleday, 2016.

When the Wolves Bite

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Author :
Publisher : PublicAffairs
ISBN 13 : 1610398289
Total Pages : 252 pages
Book Rating : 4.6/5 (13 download)

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Book Synopsis When the Wolves Bite by : Scott Wapner

Download or read book When the Wolves Bite written by Scott Wapner and published by PublicAffairs. This book was released on 2018-04-24 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: The inside story of the clash of two of Wall Street's biggest, richest, toughest, most aggressive players -- Carl Icahn and Bill Ackman -- and Herbalife, the company caught in the middle With their billions of dollars and their business savvy, activist investors Carl Icahn and Bill Ackman have the ability to move markets with the flick of a wrist. But what happens when they run into the one thing in business they can't control: each other? This fast-paced book tells the story of the clash of these two titans over Herbalife, a nutritional supplement company whose business model Ackman questioned. Icahn decided to vouch for them, and the dispute became a years-long feud, complete with secret backroom deals, public accusations, billions of dollars in stock trades, and one dramatic insult war on live television. Wapner, who hosted that memorable TV show, has gained unprecedented access to all the players and unravels this remarkable war of egos, showing the extreme measures the participants were willing to take. When the Wolves Bite is both a rollicking, entertaining read--a great business story of money and power and pride.

Prosper

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Publisher : Berrett-Koehler Publishers
ISBN 13 : 1609940709
Total Pages : 160 pages
Book Rating : 4.6/5 (99 download)

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Book Synopsis Prosper by : Ethan Willis

Download or read book Prosper written by Ethan Willis and published by Berrett-Koehler Publishers. This book was released on 2011-10-03 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: The founders of Prosper Inc., a $60 million company and the largest provider of individual coaching on personal finance and entrepreneurship in the US, distill the secrets of defining, achieving and sustaining the quality of life you really want to attain real prosperity.

Selling with Love

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Author :
Publisher : Impact and Integrity Media
ISBN 13 : 1544526873
Total Pages : 172 pages
Book Rating : 4.5/5 (445 download)

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Book Synopsis Selling with Love by : Jason Marc Campbell

Download or read book Selling with Love written by Jason Marc Campbell and published by Impact and Integrity Media. This book was released on 2022-02-11 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: Our society is an ever-changing reflection of what we buy into—from our deepest fears to our greatest hopes, from the companies that fail to the ones that thrive. If your business is on a mission to provide authentic value and achieve a positive impact, society doesn’t just need you to think about sales and marketing. It needs you to be great at them. Attention is hard to come by in today’s hypercompetitive world. It takes real effort to earn it. Don’t let companies that lack integrity continue to dominate the conversation. Selling with Love is designed to shift your way of thinking about sales, unlocking your ability to further your mission without hesitation and without compromise. Achieve results and do it your way. Once you know how to do it and you truly understand why it’s so important, you’ll be unstoppable in your growth and impact—and even more aligned with your core values.

The Business Romantic

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Publisher : Harper Collins
ISBN 13 : 0062302523
Total Pages : 225 pages
Book Rating : 4.0/5 (623 download)

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Book Synopsis The Business Romantic by : Tim Leberecht

Download or read book The Business Romantic written by Tim Leberecht and published by Harper Collins. This book was released on 2015-01-06 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this smart, playful, and provocative book, one of today’s most original business thinkers argues that we underestimate the importance of romance in our lives and that we can find it in and through business—by designing products, services, and experiences that connect us with something greater than ourselves. Against the backdrop of eroding trust in capitalism, pervasive technology, big data, and the desire to quantify all of our behaviors, The Business Romantic makes a compelling case that we must meld the pursuit of success and achievement with romance if we want to create an economy that serves our entire selves. A rising star in data analytics who is in love with the intrinsic beauty of spreadsheets; the mastermind behind a brand built on absence; an Argentinian couple who revolutionize shoelaces; the founder of a foodie-oriented start-up that creates intimate conversation spaces; a performance artist who offers fake corporate seminars for real professionals—these are some of the innovators readers will meet in this witty, deeply personal, and rousing ramble through the world of Business Romanticism. The Business Romantic not only provides surprising insights into the emotional and social aspects of business but also presents “Rules of Enchantment” that will help both individuals and organizations construct more meaningful experiences for themselves and others. The Business Romantic offers a radically different view of the good life and outlines how to better meet one’s own desires as well as those of customers, employees, and society. It encourages readers to expect more from companies, to give more of themselves, and to fall back in love with their work and their lives.

The Inner Voice of Trading

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Author :
Publisher : FT Press
ISBN 13 : 0132616254
Total Pages : 193 pages
Book Rating : 4.1/5 (326 download)

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Book Synopsis The Inner Voice of Trading by : Michael Martin

Download or read book The Inner Voice of Trading written by Michael Martin and published by FT Press. This book was released on 2012 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: Want to be a successful trader? It's not enough to master generic trading strategies: you must first know yourself. You must understand your own emotional predilections and psychological tendencies. You must learn how to match your strategies to your own personality. You must choose strategies that are sustainable over the long haul, that you can tolerate-and execute. Michael Martin's The Inner Voice of Trading explains why deep self-knowledge is so crucial to successful trading, helps you gain that self-knowledge, and guides you in applying it. Drawing on interviews and discussions with great traders like Michael Marcus and Ed Seykota, he shows how to quiet your mind, develop an "inner voice" you can rely on, and make it your most important trading ally. As seen in Barron's, Minyanville.com and HuffingtonPost.com

How to Be Idle

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Author :
Publisher : Harper Collins
ISBN 13 : 006231341X
Total Pages : 178 pages
Book Rating : 4.0/5 (623 download)

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Book Synopsis How to Be Idle by : Tom Hodgkinson

Download or read book How to Be Idle written by Tom Hodgkinson and published by Harper Collins. This book was released on 2013-07-30 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Yearning for a life of leisure? In 24 chapters representing each hour of a typical working day, this book will coax out the loafer in even the most diligent and schedule-obsessed worker. From the founding editor of the celebrated magazine about the freedom and fine art of doing nothing, The Idler, comes not simply a book, but an antidote to our work-obsessed culture. In How to Be Idle, Hodgkinson presents his learned yet whimsical argument for a new, universal standard of living: being happy doing nothing. He covers a whole spectrum of issues affecting the modern idler—sleep, work, pleasure, relationships—bemoaning the cultural skepticism of idleness while reflecting on the writing of such famous apologists for it as Oscar Wilde, Robert Louis Stevenson, Dr. Johnson, and Nietzsche—all of whom have admitted to doing their very best work in bed. It’s a well-known fact that Europeans spend fewer hours at work a week than Americans. So it’s only befitting that one of them—the very clever, extremely engaging, and quite hilarious Tom Hodgkinson—should have the wittiest and most useful insights into the fun and nature of being idle. Following on the quirky, call-to-arms heels of the bestselling Eat, Shoots and Leaves: The Zero Tolerance Approach to Punctuation by Lynne Truss, How to Be Idle rallies us to an equally just and no less worthy cause: reclaiming our right to be idle.

SUPERHUBS

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Author :
Publisher : Nicholas Brealey
ISBN 13 : 1857889797
Total Pages : 387 pages
Book Rating : 4.8/5 (578 download)

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Book Synopsis SUPERHUBS by : Sandra Navidi

Download or read book SUPERHUBS written by Sandra Navidi and published by Nicholas Brealey. This book was released on 2017-01-24 with total page 387 pages. Available in PDF, EPUB and Kindle. Book excerpt: An international bestseller, SUPERHUBS offers a startling new perspective on how the world's elite make the decisions that impact all our lives. A BLOOMBERG Best Book of the Year Winner, Silver Medal, Axiom Business Book Awards 2018 FOREWORD BY NOURIEL ROUBINI $UPERHUBS is a rare, behind-the-scenes look at how the world's most powerful titans, the "superhubs," pull the levers of our global financial system. Combining insider's knowledge with principles of network science, Sandra Navidi offers a startling new perspective on how superhubs build their powerful networks and how their decisions impact all our lives. $UPERHUBS reveals what happens at the exclusive, invitation-only platforms - The World Economic Forum in Davos, the meetings of the International Monetary Fund, think-tank gatherings and exclusive galas. This is the most vivid portrait to date of the global elite: the bank CEOs, fund managers, billionaire financiers and politicians who, through their interlocking relationships and collective influence are transforming our increasingly fragile financial system, economy and society.

Liquidated

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Author :
Publisher : Duke University Press
ISBN 13 : 0822391376
Total Pages : 390 pages
Book Rating : 4.8/5 (223 download)

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Book Synopsis Liquidated by : Karen Ho

Download or read book Liquidated written by Karen Ho and published by Duke University Press. This book was released on 2009-07-13 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial collapses—whether of the junk bond market, the Internet bubble, or the highly leveraged housing market—are often explained as the inevitable result of market cycles: What goes up must come down. In Liquidated, Karen Ho punctures the aura of the abstract, all-powerful market to show how financial markets, and particularly booms and busts, are constructed. Through an in-depth investigation into the everyday experiences and ideologies of Wall Street investment bankers, Ho describes how a financially dominant but highly unstable market system is understood, justified, and produced through the restructuring of corporations and the larger economy. Ho, who worked at an investment bank herself, argues that bankers’ approaches to financial markets and corporate America are inseparable from the structures and strategies of their workplaces. Her ethnographic analysis of those workplaces is filled with the voices of stressed first-year associates, overworked and alienated analysts, undergraduates eager to be hired, and seasoned managing directors. Recruited from elite universities as “the best and the brightest,” investment bankers are socialized into a world of high risk and high reward. They are paid handsomely, with the understanding that they may be let go at any time. Their workplace culture and networks of privilege create the perception that job insecurity builds character, and employee liquidity results in smart, efficient business. Based on this culture of liquidity and compensation practices tied to profligate deal-making, Wall Street investment bankers reshape corporate America in their own image. Their mission is the creation of shareholder value, but Ho demonstrates that their practices and assumptions often produce crises instead. By connecting the values and actions of investment bankers to the construction of markets and the restructuring of U.S. corporations, Liquidated reveals the particular culture of Wall Street often obscured by triumphalist readings of capitalist globalization.

How I Became a Quant

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118044754
Total Pages : 406 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis How I Became a Quant by : Richard R. Lindsey

Download or read book How I Became a Quant written by Richard R. Lindsey and published by John Wiley & Sons. This book was released on 2011-01-11 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt: Praise for How I Became a Quant "Led by two top-notch quants, Richard R. Lindsey and Barry Schachter, How I Became a Quant details the quirky world of quantitative analysis through stories told by some of today's most successful quants. For anyone who might have thought otherwise, there are engaging personalities behind all that number crunching!" --Ira Kawaller, Kawaller & Co. and the Kawaller Fund "A fun and fascinating read. This book tells the story of how academics, physicists, mathematicians, and other scientists became professional investors managing billions." --David A. Krell, President and CEO, International Securities Exchange "How I Became a Quant should be must reading for all students with a quantitative aptitude. It provides fascinating examples of the dynamic career opportunities potentially open to anyone with the skills and passion for quantitative analysis." --Roy D. Henriksson, Chief Investment Officer, Advanced Portfolio Management "Quants"--those who design and implement mathematical models for the pricing of derivatives, assessment of risk, or prediction of market movements--are the backbone of today's investment industry. As the greater volatility of current financial markets has driven investors to seek shelter from increasing uncertainty, the quant revolution has given people the opportunity to avoid unwanted financial risk by literally trading it away, or more specifically, paying someone else to take on the unwanted risk. How I Became a Quant reveals the faces behind the quant revolution, offering you?the?chance to learn firsthand what it's like to be a?quant today. In this fascinating collection of Wall Street war stories, more than two dozen quants detail their roots, roles, and contributions, explaining what they do and how they do it, as well as outlining the sometimes unexpected paths they have followed from the halls of academia to the front lines of an investment revolution.

The Sellout

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Author :
Publisher : Harper Collins
ISBN 13 : 0061697176
Total Pages : 594 pages
Book Rating : 4.0/5 (616 download)

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Book Synopsis The Sellout by : Charles Gasparino

Download or read book The Sellout written by Charles Gasparino and published by Harper Collins. This book was released on 2010-10-19 with total page 594 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ongoing tumult in financial markets and the global economy began when some of our most esteemed financial institutions, our government, and even average citizens abdicated their collective responsibilities, eventually selling out investors and selling off the American Dream itself. From critically acclaimed investigative journalist and CNBC personality Charles Gasparino comes a sweeping examination of the most volatile, anxiety-ridden era in our nation's socioeconomic history. The winner of the 2009 Investigative Reporters and Editors Award for Books, The Sellout traces the recent implosion of the financial services business back to its roots in the late 1970s, when Wall Street embraced a new business model predicated on enormous risk. Gasparino reveals a startling trail of culpability—from the government bureaucrats who crafted housing policies to the Wall Street firms that underwrote and invested in risky debt, to the mortgage sellers who indiscriminately handed out loans, and finally to the homeowners who thought they could afford mansions on blue-collar wages.