Introduction to Mortgages and Mortgage Backed Securities

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Author :
Publisher : Academic Press
ISBN 13 : 0124045936
Total Pages : 249 pages
Book Rating : 4.1/5 (24 download)

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Book Synopsis Introduction to Mortgages and Mortgage Backed Securities by : Richard K. Green

Download or read book Introduction to Mortgages and Mortgage Backed Securities written by Richard K. Green and published by Academic Press. This book was released on 2013-11-21 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Introduction to Mortgages & Mortgage Backed Securities, author Richard Green combines current practices in real estate capital markets with financial theory so readers can make intelligent business decisions. After a behavioral economics chapter on the nature of real estate decisions, he explores mortgage products, processes, derivatives, and international practices. By focusing on debt, his book presents a different view of the mortgage market than is commonly available, and his primer on fixed-income tools and concepts ensures that readers understand the rich content he covers. Including commercial and residential real estate, this book explains how the markets work, why they collapsed in 2008, and what countries are doing to protect themselves from future bubbles. Green's expertise illuminates both the fundamentals of mortgage analysis and the international paradigms of products, models, and regulatory environments. Written for buyers of real estate, not mortgage lenders Balances theory with increasingly complex practices of commercial and residential mortgage lending Emphasizes international practices, changes caused by the 2008-11 financial crisis, and the behavioral aspects of mortgage decision making

Gone with the Mortgage

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Author :
Publisher : Beacon Hill Press
ISBN 13 : 9780834116245
Total Pages : 100 pages
Book Rating : 4.1/5 (162 download)

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Book Synopsis Gone with the Mortgage by : Jerry Cohagan

Download or read book Gone with the Mortgage written by Jerry Cohagan and published by Beacon Hill Press. This book was released on 1996 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: Anyone who has had children will identify with these amusing anecdotes of a young, contemporary couple and their kids.

The Mortgage Wars: Inside Fannie Mae, Big-Money Politics, and the Collapse of the American Dream

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Author :
Publisher : McGraw Hill Professional
ISBN 13 : 0071821104
Total Pages : 305 pages
Book Rating : 4.0/5 (718 download)

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Book Synopsis The Mortgage Wars: Inside Fannie Mae, Big-Money Politics, and the Collapse of the American Dream by : Timothy Howard

Download or read book The Mortgage Wars: Inside Fannie Mae, Big-Money Politics, and the Collapse of the American Dream written by Timothy Howard and published by McGraw Hill Professional. This book was released on 2013-11-29 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: The former Fannie Mae CFO's inside look at the war between the financial giants and government regulators A provocative true-life thriller about the all-out fight for dominance of the mortgage industry—and how it nearly destroyed the global financial system Many books have been written about the 2008 financial crisis, but they miss the biggest story of the meltdown: the battle between giant financial companies to dominate the $11 trillion mortgage market that almost destroyed the global financial system. For more than twenty years, until 2004, Timothy Howard was a senior executive at the best known of those companies, Fannie Mae, and he was in the middle of that fight. In The Mortgage Wars, Howard explains how seemingly unrelated developments in banking regulation, housing policy, Wall Street financial innovation, and political lobbying all combined to wreak havoc on the American housing market and the world economy. Timothy Howard was Vice Chairman and Chief Financial Officer of Fannie Mae until 2004. Prior to this, he was senior financial economist at Wells Fargo Bank in San Francisco.

Shaky Ground

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Publisher :
ISBN 13 : 9780990976301
Total Pages : 159 pages
Book Rating : 4.9/5 (763 download)

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Book Synopsis Shaky Ground by : Bethany McLean

Download or read book Shaky Ground written by Bethany McLean and published by . This book was released on 2015 with total page 159 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a way, the situation is ironic: housing was at the root of the financial crisis, and six years after the meltdown, housing finance is still the greatest unsolved issue. The U.S. housing market is roughly $10 trillion, making it one of the largest segments of the bond market. Roughly 70 percent of the American population has a mortgage, and for most people, the mortgage is the most important financial instrument in their lives. But until the financial crisis, few people knew the essential role that Fannie Mae and Freddie Mac play in their mortgages. Given the $188 billion government bailout of the two firms the most expensive bailout in history the politics surrounding housing are worse than they've ever been, and the two gigantic firms sit in limbo. Best-selling investigative journalist Bethany McLean, the coauthor of The Smartest Guys in the Room andAll the Devils Are Here, explains why the situation is dangerous and unsustainable, and proposes a few solutions from the perfect, but politically unfeasible to the doable, but ugly.

A Study of Mortgage Credit

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Author :
Publisher :
ISBN 13 :
Total Pages : 504 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis A Study of Mortgage Credit by : United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing

Download or read book A Study of Mortgage Credit written by United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing and published by . This book was released on 1967 with total page 504 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Refi Bust

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Publisher :
ISBN 13 : 9781419635816
Total Pages : 178 pages
Book Rating : 4.6/5 (358 download)

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Book Synopsis Refi Bust by : David Lawrence

Download or read book Refi Bust written by David Lawrence and published by . This book was released on 2006-06-20 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Homeowners or would-be homeowners are often at the mercy of predatory and unscrupulous mortgage brokers. Find out how to protect yourself-and your home-in onetime mortgage broker David Lawrence's highly entertaining and shocking Refi-Bust: Mortgage Brokers Gone Wild!Buying your first home? Thinking of refinancing the home you have now? Already have a mortgage, but are unsure of what you signed? Are you sure you're getting a good deal or have you been unknowingly tricked into a nightmare? There's no place like home and this book can serve as a valuable tool to help you make better decisions and avoid becoming a mortgage broker's next prey.

Financial World

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Author :
Publisher :
ISBN 13 :
Total Pages : 1188 pages
Book Rating : 4.:/5 (26 download)

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Book Synopsis Financial World by :

Download or read book Financial World written by and published by . This book was released on 1920 with total page 1188 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Foreclosure of Mortgages

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Author :
Publisher :
ISBN 13 :
Total Pages : 78 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Foreclosure of Mortgages by : United States. Congress. Senate. Committee on the District of Columbia

Download or read book Foreclosure of Mortgages written by United States. Congress. Senate. Committee on the District of Columbia and published by . This book was released on 1931 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Wallet Activism

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Publisher : BenBella Books
ISBN 13 : 1953295932
Total Pages : 254 pages
Book Rating : 4.9/5 (532 download)

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Book Synopsis Wallet Activism by : Tanja Hester

Download or read book Wallet Activism written by Tanja Hester and published by BenBella Books. This book was released on 2021-11-16 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter.

Financial Shock

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Publisher : FT Press
ISBN 13 : 0137004214
Total Pages : 283 pages
Book Rating : 4.1/5 (37 download)

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Book Synopsis Financial Shock by : Mark Zandi

Download or read book Financial Shock written by Mark Zandi and published by FT Press. This book was released on 2008-07-09 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The obvious place to start is the financial crisis and the clearest guide to it that I’ve read is Financial Shock by Mark Zandi. ... it is an impressively lucid guide to the big issues.” – The New York Times “In Financial Shock, Mr. Zandi provides a concise and lucid account of the economic, political and regulatory forces behind this binge.” – The Wall Street Journal “Aggressive builders, greedy lenders, optimistic home buyers: Zandi succinctly dissects the mortgage mess from start to (one hopes) finish.” – U.S. News and World Report “A more detailed look at the crisis comes from economist Mark Zandi, co-founder of Moody's Economy.com. His “Financial Shock” delves deeply into the history of the mortgage market, the bad loans, the globalization of trashy subprime paper and how homebuilders ran amok. Zandi's analysis is eye-opening. ... he paints an impressive, more nuanced picture.” – Kiplinger's Personal Finance Magazine “If you wonder how it could be possible for a subprime mortgage loan to bring the global financial system and the U.S. economy to its knees, you should read this book. No one is better qualified to provide this insight and advice than Mark Zandi.” –Larry Kudlow, Host, CNBC’s Kudlow & Company “Every once in a while a book comes along that’s so important, it commands recognition. This is one of them. Zandi provides a rilliant blow-by-blow account of how greed, stupidity, and recklessness brought the first major economic crises of the 21st entury and the most serious since the Great Depression.” –Bernard Baumohl,Managing Director, The Economic Outlook Group and best-selling author, The Secrets of Economic Indicators “Throughout the financial crisis Mark Zandi has played two important roles. He has insightfully analyzed its causes and thoughtfully recommended steps to alleviate it. This book continues those tasks and adds a third–providing a comprehensive and comprehensible explanation of the issues that is accessible to the general public and extremely useful to those who specialize in the area.” –Barney Frank, Chairman, House Financial Services Committee The subprime crisis created a gigantic financial catastrophe. What happened? How did it happen? How can we prevent similar crises from happening again? Mark Zandi answers all these critical questions–systematically, carefully, and in plain English. Zandi begins with a fast-paced overview and then illuminates the deepest causes, from the psychology of homeownership to Alan Greenspan’s missteps. You’ll see the home “flippers” at work and the real estate agents who cheered them on. You’ll learn how Internet technology and access to global capital transformed the mortgage industry, helping irresponsible lenders drive out good ones. Zandi demystifies the complex financial engineering that enabled lenders to hide deepening risks, shows how global investors eagerly bought in, and explains how flummoxed regulators failed to prevent disaster, despite crucial warning signs. Most important, Zandi offers indispensable advice for investors who must recognize emerging bubbles, policymakers who must improve oversight, and citizens who must survive whatever comes next. Liar’s loans, flippers, predatory lenders, delusional homebuilders How the housing market came unhinged, and the whirlwind came together Alan Greenspan’s trillion-dollar bet Betting on the boom, ignoring the bubble The subprime market goes global Worldwide investors get a piece of the action–and reap the results Wall Street’s alchemists: conjuring up Frankenstein New financial instruments and their hidden contents Back to the future: risk management for the 21st century Respecting the “animal spirits” that drive even the most sophisticated markets

Study of Mortgage Credit

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Author :
Publisher :
ISBN 13 :
Total Pages : 874 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Study of Mortgage Credit by : United States. Congress. Senate. Committee on Banking and Currency

Download or read book Study of Mortgage Credit written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1959 with total page 874 pages. Available in PDF, EPUB and Kindle. Book excerpt: Examines problems and developments associated with homebuilding, the housing market, family income, and mortgage financing forecast during next decade.

Mortgage Confidential

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Publisher : AMACOM
ISBN 13 : 0814415458
Total Pages : 241 pages
Book Rating : 4.8/5 (144 download)

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Book Synopsis Mortgage Confidential by : David Reed

Download or read book Mortgage Confidential written by David Reed and published by AMACOM. This book was released on 2010-08-18 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Anyone who wants to get the best deal when financing a home needs to be armed with a little insider advice. The second edition of Mortgage Confidential lets readers in on what lenders really look for before they approve a loan, options they won’t often divulge, which costs they have control over, and little-known sources of down payment money. Including up-to-the-minute information on new licensing and disclosure rules and the latest eligibility requirements, the book shows readers how to: Complete the loan application to maximize their chances of approval • Steer clear of credit repair scams • Pay zero closing costs • Qualify for the lowest rates • Avoid origination charges • Determine whether paying “points” can save them money • Identify a “rip-off” loan program • Refinance—even if their equity has dropped • And more! Whether looking into securing a mortgage for the first time or seeking to refinance, Mortgage Confidential gives readers the confidence and information necessary to get through this complicated process and find the ideal loan for their needs.

Replace Your Mortgage

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781532880445
Total Pages : 0 pages
Book Rating : 4.8/5 (84 download)

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Book Synopsis Replace Your Mortgage by : Michael Lush

Download or read book Replace Your Mortgage written by Michael Lush and published by Createspace Independent Publishing Platform. This book was released on 2016-04-21 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you could pay off your mortgage in even a third of the time instead of waiting thirty years to pay it off, wouldn't you want to know how to do that? It's possible with the right home loan. While it may seem unbelievable, it comes down to math and a little education that banks prefer homeowners not know about. Michael Lush has spent fifteen years as a mortgage originator helping consumers get into their dream home. After speaking to a wealthy mentor of his, he then stumbled across how the wealthy finance their homes using lines of credit. Along with his co-author, David Dutton, Lush now teaches future homeowners, present homeowners as well as successful real estate investors how to use a simple home equity line of credit to pay off a home in 5-7 years. In this book you will learn: - The case against a mortgage from a 15 year mortgage veteran. - Why making extra payments on a mortgage vs a HELOC is still slower and also locks your money up until you sell your home. - 2 important reasons why this strategy isn't more well known. - How to pay off a home faster even if you have very little equity. - 5 powerful resources that will help you get started quickly to becoming mortgage free. - Pros and Cons of a HELOC - The deadly mistakes homeowners make when using a HELOC - How to build a real estate empire. - How to buy a vacation home and pay it off quickly (See chapter 9) Before you even think about signing on for a thirty year mortgage, you owe it to yourself to read this book as well as check out their popular Youtube channel.

Home Mortgage Disclosure Act of 1975

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Author :
Publisher :
ISBN 13 :
Total Pages : 980 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Home Mortgage Disclosure Act of 1975 by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book Home Mortgage Disclosure Act of 1975 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1975 with total page 980 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Mortgage Game

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Author :
Publisher : Advantage Media Group
ISBN 13 : 1599323230
Total Pages : 135 pages
Book Rating : 4.5/5 (993 download)

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Book Synopsis The Mortgage Game by : Manny Kagan

Download or read book The Mortgage Game written by Manny Kagan and published by Advantage Media Group. This book was released on 2012-10-15 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: From his childhood of factory work in communist Latvia to his current life as one of the Bay Area's most respected and successful mortgage industry professionals, Manny Kagan has enjoyed a colorful journey to the top.In this fascinating new book, The Mortgage Game, Manny shares not only his amazing life story but also his secrets to finding the best mortgages possible. It all boils down to his trademark "Five Cs"--Collateral, Capacity, Credit, Capital and Character. Using real-life examples, Manny shows how he was able to overcome the "minuses" of some of his mortgage- or refinance-seeking clients (and most clients have some minuses) and turn them into "pluses." Just about every mortgage lender working today talks about the Four Cs, but Kagan takes it a step further and includes his own signature fifth C--character. This is the one that often makes the difference - and it's the one that helped him become a leader in the industry. In this book Kagan pulls back the curtain and shares details of his own real estate transactions--from the very first house he and his wife bought for their family, to subsequent refinance deals he was able to close on a basket of rental properties. The Mortgage Game is a valuable tool for anyone who's thinking of investing in real estate or refinancing an existing loan. The Mortgage Game offers up-to-date information on the current marketplace, along with clear explanations of how the market got itself into so much trouble. But this valuable book also offers more - it's the one reference guide every home-buyer needs.

The Mortgage Coach

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Author :
Publisher : Mercier Press Ltd
ISBN 13 : 1781177392
Total Pages : 176 pages
Book Rating : 4.7/5 (811 download)

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Book Synopsis The Mortgage Coach by : Joey Sheahan

Download or read book The Mortgage Coach written by Joey Sheahan and published by Mercier Press Ltd. This book was released on 2020-01-03 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical guide for those house hunting, preparing for their mortgage application as well as mortgage switching. The mortgage process can appear daunting but, armed with a little knowledge and lots of expert advice, the journey from preparation to the application through to approval and drawdown can be a smooth one. The recipe for success is planning, The Mortgage Coach is a confidence booster to those setting out on the mortgage journey. p”The guidelines cover the need for good preparation - from selecting the best mortgage, through to the application, how to structure the deposit, how overpaying can work for you and the essential need to review your mortgage regularly. The bonus is that this book is written with refreshing clarity. Joey Sheahan has the interests of the buyer at heart and puts emphasis on prioritising the long-term benefit rather than the short-term gain. The reader gets the benefit of decades of experience through practical steps, guidance through typical problem areas, with tips and workarounds to get them on the road to mortgage success.

Busted: Life Inside the Great Mortgage Meltdown

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Author :
Publisher : W. W. Norton & Company
ISBN 13 : 0393067947
Total Pages : 237 pages
Book Rating : 4.3/5 (93 download)

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Book Synopsis Busted: Life Inside the Great Mortgage Meltdown by : Edmund L. Andrews

Download or read book Busted: Life Inside the Great Mortgage Meltdown written by Edmund L. Andrews and published by W. W. Norton & Company. This book was released on 2009-05-22 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: Summary: Busted weaves together the author's own ride to the edge of bankruptcy with the tragicomic stories of his lenders, the Wall Street pros behind them, and the policymakers in Washington who were oblivious until it was too late.