Little House Living

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Publisher : Gallery Books
ISBN 13 : 198217899X
Total Pages : 320 pages
Book Rating : 4.9/5 (821 download)

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Book Synopsis Little House Living by : Merissa A. Alink

Download or read book Little House Living written by Merissa A. Alink and published by Gallery Books. This book was released on 2021-02-23 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The immensely popular blogger behind Little House Living provides a timeless and “heartwarming guide to modern homesteading” (BookPage) that will inspire you to live your life simply and frugally—perfect for fans of The Pioneer Woman and The Hands-On Home. Shortly after getting married, Merissa Alink and her husband found themselves with nothing in their pantry but a package of spaghetti and some breadcrumbs. Their life had seemingly hit rock bottom, and it was only after a touching act of charity that they were able to get back on their feet again. Inspired by this gesture of kindness as well as the beloved Little House on the Prairie books, Merissa was determined to live an entirely made-from-scratch life, and as a result, she rescued her household budget—saving thousands of dollars a year. Now, she reveals the powerful and moving lessons she’s learned after years of homesteading, homemaking, and cooking from scratch. Filled with charm, practical advice, and gorgeous full-color photographs, Merissa shares everything from tips on budgeting to natural, easy-to-make recipes for taco seasoning mix, sunscreen, lemon poppy hand scrub, furniture polish, and much more. Inviting and charming, Little House Living is the epitome of heartland warmth and prairie inspiration.

Frugal Living Tips For Families

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Author :
Publisher :
ISBN 13 :
Total Pages : 54 pages
Book Rating : 4.4/5 (551 download)

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Book Synopsis Frugal Living Tips For Families by : DeAndrea Pilger

Download or read book Frugal Living Tips For Families written by DeAndrea Pilger and published by . This book was released on 2021-08-12 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: The word frugal is often misconstrued into a negative one. However, although a frugal lifestyle can seem like a sacrifice in quality, it doesn't have to be. Instead, you can choose to be frugal in ways that will add more value to your life. Do you want to start budgeting without living in survival mode? Do you want to cut cost but not quality of life? This book is for you! Included are tried and true tips from one family who has thrived on college student incomes while raising little ones. These are spending strategies that have allowed me to stay at home with four kids and thrive off of one income.

Frugal Families

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Author :
Publisher : Bethany House Pub
ISBN 13 : 9780764226144
Total Pages : 238 pages
Book Rating : 4.2/5 (261 download)

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Book Synopsis Frugal Families by : Jonni McCoy

Download or read book Frugal Families written by Jonni McCoy and published by Bethany House Pub. This book was released on 2003-01-01 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: McCoy assists stay-at-home moms in being frugal for a purpose: to live on one salary, to get out of debt, or to save for those big-ticket purchases. "Frugal Families" packs advice, resources, creative ideas, and encouragement in to every chapter so readers can easily find the information that meets their specific needs.

All the Money in the World

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Author :
Publisher : Penguin
ISBN 13 : 1591846250
Total Pages : 290 pages
Book Rating : 4.5/5 (918 download)

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Book Synopsis All the Money in the World by : Laura Vanderkam

Download or read book All the Money in the World written by Laura Vanderkam and published by Penguin. This book was released on 2013-05-28 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: The universal lament about money is that there is never enough. We spend endless hours trying to figure out ways to stretch every dollar and kicking ourselves whenever we spend too much or save too little. For all the stress and effort we put into every choice, why are most of us unhappy about our finances? According to Laura Vanderkam, the key is to change your perspective. Instead of looking at money as a scarce resource, consider it a tool that you can use creatively to build a better life for yourself and the people you care about. Drawing on the latest happiness research as well as the stories of dozens of real people, Vanderkam offers a contrarian approach that forces us to examine our own beliefs, goals, and values.

Clever Girl Finance

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Publisher : John Wiley & Sons
ISBN 13 : 1119580838
Total Pages : 247 pages
Book Rating : 4.1/5 (195 download)

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Book Synopsis Clever Girl Finance by : Bola Sokunbi

Download or read book Clever Girl Finance written by Bola Sokunbi and published by John Wiley & Sons. This book was released on 2019-06-25 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.

Frugal living Tips

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Author :
Publisher : Xspurts.com
ISBN 13 : 1776849205
Total Pages : 244 pages
Book Rating : 4.7/5 (768 download)

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Book Synopsis Frugal living Tips by : Luna Z. Rainstorm

Download or read book Frugal living Tips written by Luna Z. Rainstorm and published by Xspurts.com. This book was released on 2023 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The more you save, the more freedom you have to pursue your passions and dreams." Frugal Living Tips: Strategies for Cutting Expenses and Living on a Budget is the ultimate guide to mastering the art of frugal living. This comprehensive book covers everything you need to know about frugal living, from the basics to advanced applications in a variety of life stages. The book begins with an overview of the essential concepts behind frugal living, including what it is, why it's important, and the benefits of a frugal lifestyle. It then walks readers through the process of developing a frugal mindset, including overcoming consumerism, focusing on values and priorities, and embracing contentment and gratitude. Readers will also learn how to create a budget, reduce expenses in different areas of their lives, and save for the future. The book includes detailed guidance on reducing housing expenses, saving on food and groceries, cutting transportation costs, and saving on utilities. Frugal Living Tips also covers important topics such as debt reduction strategies, building an emergency fund, and frugal gift-giving and celebrations. Readers will also learn about the benefits of a minimalist lifestyle and how to adapt frugal living strategies to different life stages. In addition to practical guidance, the book includes real-life examples and success stories from individuals who have embraced a frugal lifestyle. Readers will also find information on the future of frugal living, including upcoming trends and challenges, innovations in personal finance and budgeting, and frugal living in an ever-changing world. Whether you are a student, a young professional, a retiree, or simply someone interested in improving your financial skills, Frugal Living Tips is the perfect guide to getting started with frugal living. With clear explanations, real-world examples, and practical tools and techniques, this book will help you take control of your finances and achieve your goals without sacrificing the things you love. If you're ready to take your frugal living to the next level, Frugal Living Tips is the perfect guide to get you started.Table of Contents: Understanding Frugal Living Definition and purpose Debunking common misconceptions Benefits of a frugal lifestyle Developing a Frugal Mindset Overcoming consumerism Focusing on values and priorities Embracing contentment and gratitude Creating a Budget Tracking income and expenses Setting financial goals Allocating money to different categories Reducing Housing Expenses Downsize or rent a smaller space Utilizing energy-efficient appliances Saving on home maintenance costs Saving on Food and Groceries Meal planning and cooking at home Shopping smart and using coupons Reducing food waste Cutting Transportation Costs Choosing an affordable vehicle Public transportation and carpooling Saving on fuel and car maintenance Saving on Utilities Energy conservation tips Reducing water usage Negotiating better rates Frugal Entertainment Options Free and low-cost activities At-home entertainment ideas Saving on travel and vacations Reducing Healthcare Expenses Focusing on prevention Shopping around for services Utilizing generic medications Saving on Clothing and Personal Items Shopping secondhand Repairing and repurposing items Minimalist wardrobe strategies Frugal Education and Career Development Online learning resources Scholarships and grants Pursuing cost-effective career paths Debt Reduction Strategies Prioritizing debt payments Consolidating and refinancing options Avoiding new debt Building an Emergency Fund Setting a savings target Allocating funds each month Staying disciplined and focused Frugal Gift-Giving and Celebrations Handmade and personalized gifts Budget-friendly party ideas Prioritizing experiences over material items Frugal Hobbies and Interests Choosing low-cost hobbies Sharing resources with others Maximizing enjoyment while minimizing cost Saving for the Future Prioritizing long-term goals Investing and retirement planning Building generational wealth Frugal Living with Children Teaching financial literacy Budget-friendly activities for kids Saving on childcare and education costs Frugal Living for Couples and Families Communication and shared financial goals Joint budgeting strategies Balancing individual and shared expenses Saving on Insurance and Financial Services Shopping for competitive rates Adjusting coverage to fit needs Reducing fees and charges Frugal Home and DIY Projects Learning basic home repairs Gardening and growing your own food Upcycling and repurposing materials Frugal Living and the Environment Reducing waste and consumption Supporting local businesses Sustainable and eco-friendly choices Overcoming Challenges and Setbacks Staying motivated and disciplined Dealing with unexpected expenses Adjusting the frugal lifestyle as needed Frugal Living Success Stories Real-life examples and lessons learned Strategies for maintaining a frugal lifestyle Celebrating small and big wins Embracing a Minimalist Lifestyle Defining minimalism and its benefits Aligning frugal living with minimalism Simplifying and decluttering Community and Support for Frugal Living Building a network of like-minded individuals Participating in frugal living groups and forums Sharing tips and resources with others Frugal Living and Generosity Budgeting for charitable giving Volunteering and giving back Balancing frugality and philanthropy Adapting Frugal Living Strategies to Different Life Stages Frugal living for college students Adjusting to major life changes Planning for retirement on a budget The Future of Frugal Living Upcoming trends and challenges Innovations in personal finance and budgeting Frugal living in an ever-changing world Frugal Living Resources and Tools Recommended books, blogs, and podcasts Budgeting tools and apps Continuing education and support for frugal livingISBN: 9781776849208

Life Hacks For Living Frugally

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Author :
Publisher :
ISBN 13 :
Total Pages : 54 pages
Book Rating : 4.4/5 (551 download)

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Book Synopsis Life Hacks For Living Frugally by : Larraine Dupoux

Download or read book Life Hacks For Living Frugally written by Larraine Dupoux and published by . This book was released on 2021-08-12 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: The word frugal is often misconstrued into a negative one. However, although a frugal lifestyle can seem like a sacrifice in quality, it doesn't have to be. Instead, you can choose to be frugal in ways that will add more value to your life. Do you want to start budgeting without living in survival mode? Do you want to cut cost but not quality of life? This book is for you! Included are tried and true tips from one family who has thrived on college student incomes while raising little ones. These are spending strategies that have allowed me to stay at home with four kids and thrive off of one income.

America's Cheapest Family Gets You Right on the Money

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Author :
Publisher : Crown Currency
ISBN 13 : 030738196X
Total Pages : 290 pages
Book Rating : 4.3/5 (73 download)

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Book Synopsis America's Cheapest Family Gets You Right on the Money by : Steve Economides

Download or read book America's Cheapest Family Gets You Right on the Money written by Steve Economides and published by Crown Currency. This book was released on 2007-01-23 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have too much month at the end of your money? Is your credit card screaming for relief? Are you tired of robbing Peter to pay Paul . . . whoever they are? Meet Steve and Annette Economides. They’ve been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America’s Cheapest Family Gets You Right on the Money, they show you how they did it- and how you can do it too. Steve and Annette share many down-to-earth principles and the simple spending plan that they have used since 1982. They have taught this economizing lifestyle to thousands of people worldwide through seminars and their newsletter, and they include lots of real-life stories to make you feel as if you’re having your own private coaching session. Not only will you find solutions to your financial dilemmas, you’ll also discover a whole new way of life. You don’t need to be a CPA or a math wizard to learn their revolutionary system, which will teach you: - hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care - how to save in advance for major purchases such as homes, cars, and vacations - how to stop living paycheck to paycheck - how to eliminate debt . . . forever! America’s Cheapest Family Gets You Right on the Money puts meeting your financial goals- and living well at the same time- in reach for every family.

The Ultimate Guide to Frugal Living

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1631586017
Total Pages : 295 pages
Book Rating : 4.6/5 (315 download)

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Book Synopsis The Ultimate Guide to Frugal Living by : Daisy Luther

Download or read book The Ultimate Guide to Frugal Living written by Daisy Luther and published by Simon and Schuster. This book was released on 2020-10-06 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: Break the spending habit and free yourself from financial fear—save money, plan ahead, pay off your mortgage, retire early! These days, more and more people are struggling to survive as their expenses go up, but their incomes do not. Making ends meet and achieving big goals like being debt-free, traveling, or putting your kids through college without loans is even more challenging. Whether you need to get your finances under control, or you want to achieve some big goals, the strategies to reach them are the same. In The Ultimate Guide to Frugal Living, you will find hundreds of fresh ideas for living a life full of joy without spending a lot of money. Learn how to: Redefine necessities Set financial goals Make delicious food on a dime Teach your kids to handle money Save money with a Smartphone And so much more! This book will change the way you look at money—not having it, spending it, and saving it—to show you how frugality can make your life fulfilling and stress-free.

A Beginner's Guide to Frugal Living

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.4/5 (759 download)

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Book Synopsis A Beginner's Guide to Frugal Living by : Jesus Wielgus

Download or read book A Beginner's Guide to Frugal Living written by Jesus Wielgus and published by Independently Published. This book was released on 2021-09-13 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: The word frugal is often misconstrued into a negative one. However, although a frugal lifestyle can seem like a sacrifice in quality, it doesn't have to be. Instead, you can choose to be frugal in ways that will add more value to your life. The author delivers a common-sense approach to living a simple, frugal life. With tips that include how to save money in almost any area of your home, how to cut back on entertainment costs without giving up fun, and how to incorporate your entire family into the process, this book offers advice that will work for busy moms or anyone trying to save money for the future.

The Family Garden Planner

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Publisher : Harvest House Publishers
ISBN 13 : 073698139X
Total Pages : 225 pages
Book Rating : 4.7/5 (369 download)

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Book Synopsis The Family Garden Planner by : Melissa K. Norris

Download or read book The Family Garden Planner written by Melissa K. Norris and published by Harvest House Publishers. This book was released on 2020-11-03 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don’t Just Plant Your Garden…Plan It Fifth-generation homesteader Melissa K. Norris has found gardening to be one of the easiest and most complex things there is. It really is as simple as plopping a seed into the soil, giving it adequate light and water, and watching it grow. But if you want to get the most out of your garden and produce more food each year, you need a plan to help you stay on track. This indispensable guide includes everything you need to plan your garden, execute your plan, and record your results, saving you time and hassle—and allowing you to have fun with the process. You’ll discover a series of charts and worksheets to identify which gardening zone you are in, which crops make sense for your family, and how much you’ll need to plant. Then you’ll refer to a set of monthly instructions based on your gardening zone and put together a customized plan using yearly, monthly, and weekly charts to help you stay on track. The more you use this planner, the more you will get out of your garden, and the more you’ll enjoy providing your family with healthy, organic fruits and vegetables all year long.

Frugal Living For Dummies

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118069692
Total Pages : 289 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Frugal Living For Dummies by : Deborah Taylor-Hough

Download or read book Frugal Living For Dummies written by Deborah Taylor-Hough and published by John Wiley & Sons. This book was released on 2011-05-04 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: Feel like you’re trying to dig out from under a mountain of debt without a shovel? Tired of working your tail off just to break even? Is the high cost of living taking all the joy out of life? Unless you’re one of the top two percent of wealthiest Americans, all of the above should sound painfully familiar. While they’re trying to decide between the ski lodge in Telluride and the Tuscan villa, for the rest of us, it’s an endless litany of corporate lay-offs, stagnant wages, crushing credit card debt, skyrocketing medical costs, exorbitant utility bills, the high cost of higher education.... And they call this “the good life.” Is there a better way to live? Can you get what you need and what you want without killing yourself to get it? “Absolutely,” says frugal-living guru Deborah Taylor-Hough, and in Frugal Living For Dummies, she shows you how. In this warmhearted guide to living the good life on less, Deborah shows you how to live within your means and enjoy doing it. Among other things, she shows you how to: Eat like a king on a peasant’s budget Take the sting out of gift-giving Dress well on a shoestring Save big bucks on family expenses Slash household expenses Save on medical expenses Involve the whole family in saving money Save more for the things you want From basement to attic, cradle to grave, Frugal Living For Dummies covers all areas of life with common sense advice and guidance on: Working with your partner to achieve financial goals Going to the grocery without being taken to the cleaners Quick and thrifty cooking techniques Providing kids the basics on a tight budget Putting kids through school without going broke Looking good and feeling good on a tight budget Frugal holiday fun year round Saving money around the house and driveway Finding quality in pre-owned merchandise Packed with tried-and-true techniques for cutting costs and stopping the insanity, Frugal Living For Dummies is the ultimate financial survival guide for the rest of us.

Traditional Meals for the Frugal Family

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Author :
Publisher : Page Street Publishing
ISBN 13 : 9781624149443
Total Pages : 160 pages
Book Rating : 4.1/5 (494 download)

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Book Synopsis Traditional Meals for the Frugal Family by : Shannon Stonger

Download or read book Traditional Meals for the Frugal Family written by Shannon Stonger and published by Page Street Publishing. This book was released on 2020-03-24 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Low-Budget Should Never Mean Low-Quality In this practical cookbook, Shannon Stonger, author of Traditionally Fermented Foods and co-author of The Doable Off-Grid Homestead, invites you into her bustling homestead kitchen. She shares how she feeds her family of eight with delicious, nutritious meals for less. Based on the wisdom of traditional food diets, these recipes are focused on unprocessed ingredients, pastured animal products and frugal foods that people have thrived on for generations. The resulting meals are gluten-free, almost entirely dairy-free, picky eater–certified and, most importantly, deeply nourishing. Find tips and tricks for cutting down on costs while prioritizing nutrient density per dollar. Follow easy directions for sprouting or soaking grains and legumes to unlock their full nutritional value, then use them in yummy meals like A Better Kefir-Chia Soaked Granola or Soaked Gluten- Free Artisan Bread. Learn to tactfully utilize more expensive produce, with foolproof recipes like higher-protein, lower-cost Stretched-Out Guacamole. With recipes like Homemade Coconut Milk and Cultured Oatgurt, you can make your own pantry staples, saving you money. There are also tons of incredible dishes that maximize wholesome animal products, mouthwatering flavors and cost-effectiveness, such as Mediterranean Hide-the-Heart Meatballs, Stretch-the-Meat and Bean Loaf and Real Food Copycat Tomato Soup. Give your family the gift of nutritious meals made from real foods—without breaking the bank.

The MoneySmart Family System

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Author :
Publisher : Harper Collins
ISBN 13 : 1400202841
Total Pages : 274 pages
Book Rating : 4.4/5 (2 download)

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Book Synopsis The MoneySmart Family System by : Steve Economides

Download or read book The MoneySmart Family System written by Steve Economides and published by Harper Collins. This book was released on 2012 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: The system will show you how to teach your children to manage money and have a good attitude while they're learning to earn, budget, and spend wisely.

Thrifty

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Author :
Publisher : House of Anansi
ISBN 13 : 088784832X
Total Pages : 234 pages
Book Rating : 4.8/5 (878 download)

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Book Synopsis Thrifty by : Marjorie Harris

Download or read book Thrifty written by Marjorie Harris and published by House of Anansi. This book was released on 2010-05-01 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bestselling author and national columnist Marjorie Harris offers a timely and entertaining guide to living the thrifty life. Here are solid tips on how to haggle, how to find fashion deals, maintaining home and hearth on a budget, and money-saving ideas on gardening, travel, and entertainment. Thrifty is full of savvy advice drawn from harris's own experiences, and those of frugal friends such as literary legend Margaret Atwood, actor R. H. Thompson, and travel writer Sylvia Fraser. Written in her witty and engaging trademark style, Harris gives us an essential guide to living a quality life on less.

Cut Your Grocery Bill in Half with America's Cheapest Family

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Author :
Publisher : HarperChristian + ORM
ISBN 13 : 1400203104
Total Pages : 320 pages
Book Rating : 4.4/5 (2 download)

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Book Synopsis Cut Your Grocery Bill in Half with America's Cheapest Family by : Steve Economides

Download or read book Cut Your Grocery Bill in Half with America's Cheapest Family written by Steve Economides and published by HarperChristian + ORM. This book was released on 2010-09-27 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: You Can Save Thousands a Year on Your Grocery Bill Without Cutting Coupons Imagine grocery shopping once-a-week or less, eating healthier, and having more free time—all while saving money. Sound too good to be true? For the Economides family, it’s a reality, and it can be yours too. What could the average family do with an extra $3,000 a year? America’s Cheapest Family® shows you strategies, tips, tools, and tricks in Cut Your Grocery Bill in Half, so you can achieve huge savings year after year. It’s a fact, the Economides say, saving money on groceries is one of the quickest ways to start making a positive difference in your family’s financial future. And these tips and strategies can work whether you’re shopping for seven or for one. Spend less time shopping and cooking Get more bang for your grocery buck Plan meals for picky eaters and busy schedules Discover kitchen tools that streamline meal preparations Learn many ways to eat out or eat in and save big Turn your freezer into a money-making machine Endorsements: "Many people think that it's impossible to reduce your grocery bill by 50%. But you can. Steve and Annette Economides provide step-by-step instructions in "Cut Your Grocery Bill in Half." Tools that are practical and easy to follow. No special shopping or cooking skills required. Anyone can see a surprising reduction in their grocery budget if they follow the Economides' methods. And, best of all, the savings begin right away. You don't need to finish the whole book to benefit. You'll find money-saving ideas that you can put to use in the first chapter, and every chapter thereafter. Normally I advise people to check books out of the library and save the cost of the book. But this is one do-it-yourself guide to lower grocery bills that you'll want to have on your bookshelf or kitchen countertop." Gary Foreman, Publisher, The DollarStretcher.com “If you are eager to save on groceries, but don't always have the time to clip coupons, this book is for you! It’s perfect if you're interested in more ways to cut costs, reduce waste, and get organized. This is an awesome book for the novice or the skilled cook.” Tawra Kellam and Jill Cooper—editors of LivingOnADime.com and authors of “Dining On A Dime Cookbook” “I've known Steve and Annette for several years and they definitely live what they believe. If you're serious about spending less money at the grocery store, this book offers some practical ways to achieve your goal. When it comes to stretching your dollar, I know of no one with more experience than Steve and Annette.” JJ Heller—Singer/Songwriter

Frugal Living

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781545086353
Total Pages : 62 pages
Book Rating : 4.0/5 (863 download)

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Book Synopsis Frugal Living by : Jennifer Mitchell

Download or read book Frugal Living written by Jennifer Mitchell and published by Createspace Independent Publishing Platform. This book was released on 2017-04-02 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tired of Never Having a Spare Penny to Spend on You or Your Family? We all know how hard it is when your child is asking for that one item for their birthday, and you simply cannot afford it, or perhaps you are just tired of never having any money left at the end of the month to treat yourself to that jacket you have had your eye on. After working in the finance sector for many years and realizing that in general, we as a population waste far more than we need to, I started to think about how I could get this message out there. I have worked with so many people and families that had got themselves into financial difficulties, going into debt and such when it could have been avoided. In this book I discuss some of the many strategies you can use to not only increase your income but to dramatically decrease your outgoings. Learn How To: Cut Your Shopping Bill IN HALF Save Like a Pro Increase your Income How to Coupon How to Save Money by Making Your Own Products MUCH MUCH MORE