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Financial Inclusion Among Slum Dwellers With Special Reference To Pradhan Mantri Jan Dhan Yojana In Bangalore City
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Book Synopsis Financial Inclusion among Slum Dwellers with Special Reference to Pradhan Mantri Jan Dhan Yojana in Bangalore City by : Dr. DIVYA.U
Download or read book Financial Inclusion among Slum Dwellers with Special Reference to Pradhan Mantri Jan Dhan Yojana in Bangalore City written by Dr. DIVYA.U and published by Archers & Elevators Publishing House. This book was released on with total page 125 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financial Inclusion Schemes in India by : Firdous Ahmad Malik
Download or read book Financial Inclusion Schemes in India written by Firdous Ahmad Malik and published by Springer Nature. This book was released on 2022-05-06 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: The exclusion of the destitute population from the formal financial system is a long-standing problem in India. This book examines the performance of financial inclusion policies in India to understand their impact on two urban vulnerable groups, Slum Dwellers and Beggars. This study includes analysis at the national level, the variables of the financial inclusion index like Penetration, Availability, and Usage from 2006 to 2020 from the world bank data set. Similarly, the authors examine five policies on financial inclusion by conducting a primary level survey on two urban capital cities of Lucknow and Kolkata, using a well-structured questionnaire for data collection. The authors uses two sampling techniques: simple random in the case of beggars, and stratified random in the case of slum dwellers. This book highlights the difference between financial access and non-access of household respondents in capturing the impacts of financial inclusion schemes on their socio-economic condition and financial behavior. The findings indicate that access to these schemes is extremely limited for the underprivileged population, such as beggars and slum dwellers. The analysis has shown that claims made by the government are not based on real-life occurrences. This book demonstrates that these programs have a negligible effect on life-deprived people. This book will be of interest to academia, policymakers, and society at large.
Book Synopsis Financial Inclusion in India by : Surappa Naik
Download or read book Financial Inclusion in India written by Surappa Naik and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study conducted in Bangalore Rural District of Karnataka, India.
Book Synopsis Financial Access of the Urban Poor in India by : Meenakshi Rajeev
Download or read book Financial Access of the Urban Poor in India written by Meenakshi Rajeev and published by Springer. This book was released on 2017-03-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on the issue of financial exclusion with particular reference to the urban informal sector in India. Continuing the work of its predecessor, the current Government of India is also placing considerable importance on driving policy initiatives for financial inclusion. However, financial exclusion in urban areas, especially of the lower strata of the society has not received the attention it deserves from researchers and policymakers, even though urban poverty and deprivations are of considerable importance in the present Indian context. The challenges of financial inclusion and accessibility in the urban areas differ substantially from those found in the rural regions given the fact that the possibility of physical access to financial services is much higher in urban areas. In order to provide a macro perspective, the book begins with an analysis of the unit record data on nature and extent of financial inclusion and access to credit in urban India, based on Debt and Investment survey data (59th and 70th rounds) provided by the National Sample Survey Office (NSSO). In subsequent steps, the book discusses findings from a primary survey carried out in the state of Karnataka of self-employed persons engaged in informal services sector. This exercise has helped to comprehend the ways in which they currently meet their financial needs for different income generating purposes, the terms and conditions under which they do so, and the challenges that remained for possible interventions. Experiences of other developing nations in their attempts to ensure financial inclusion and the lesson learnt thereby are the other highlights of the book.
Book Synopsis Financial Inclusion by : Dr. S.R Keshava
Download or read book Financial Inclusion written by Dr. S.R Keshava and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion is the key driver of India's vision to achieve faster sustainable and more Inclusive growth (Twelfth five year plan). Hence financial inclusion is one of the policy priorities of the Government of India. The Government and Reserve Bank of India (RBI) has taken many initiatives towards achieving financial inclusion but the major breakthrough was achieved by implementing world largest financial inclusion drive Pradhan Mantri Jan Dhan Yojana (PMJDY). The success in recent financial inclusion drive is helping Government to implement many programmes like Direct Benefit Transfer, Digital India project and Cashless India Project has helped to reduce corruption. The purpose of this paper is to analyze the Progress of Financial inclusion in India and to assess the impact of financial inclusion on corruption through Direct Benefit Transfer. The total numbers of beneficiaries under DBT scheme was 63.22 crore during 2017-18.Till 2016-17 Government saved Rs. 57,029 Crore through Direct Benefit Transfer by increasing transparency, efficiency, reducing middlemen and transaction cost. Lack of Financial literacy, strict and fast punishment for corruption and inadequate infrastructure for safe electronic payment is the important challenge before Government. Minimization of corruption, tax evasion, black money is only possible through financial inclusion when people do less cash transaction and start using their bank account for all their financial transaction.
Book Synopsis Social networks, mobility, and political participation: The potential for women’s self-help groups to improve access and use of public entitlement schemes in India by : Kumar, Neha
Download or read book Social networks, mobility, and political participation: The potential for women’s self-help groups to improve access and use of public entitlement schemes in India written by Kumar, Neha and published by Intl Food Policy Res Inst. This book was released on 2018-08-22 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women’s self-help groups (SHGs) have increasingly been used as a vehicle for social, political, and economic empowerment as well as a platform for service delivery. Although a growing body of literature shows evidence of positive impacts of SHGs on various measures of empowerment, our understanding of ways in which SHGs improve awareness and use of public services is limited. To fill this knowledge gap, this paper first examines how SHG membership is associated with political participation, awareness, and use of government entitlement schemes. It further examines the effect of SHG membership on various measures of social networks and mobility. Using data collected in 2015 across five Indian states and matching methods to correct for endogeneity of SHG membership, we find that SHG members are more politically engaged. We also find that SHG members are not only more likely to know of certain public entitlements than non-members, they are significantly more likely to avail of a greater number of public entitlement schemes. Additionally, SHG members have wider social networks and greater mobility as compared to non-members. Our results suggest that SHGs have the potential to increase their members’ ability to hold public entities accountable and demand what is rightfully theirs. An important insight, however, is that the SHGs themselves cannot be expected to increase knowledge of public entitlement schemes in absence of a deliberate effort to do so by an external agency.
Book Synopsis State of India’s Livelihoods Report 2015 by : Narasimhan Srinivasan
Download or read book State of India’s Livelihoods Report 2015 written by Narasimhan Srinivasan and published by SAGE Publications Pvt. Limited. This book was released on 2016-01-19 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: State of India’s Livelihoods Report (SOIL Report) is an annual publication that addresses contemporary issues in the livelihoods sector. It is the only document that aggregates the experiences and challenges of the sector, analyses case studies and reports progress of both government-run and privately run programmes. This volume of the report provides an overview and analyses the policies and funding framework through an examination of budget allocations, new policy pronouncements, large programmes initiated and reviews how legislative efforts have a bearing on livelihoods. Four flagship programmes have been taken up for an assessment of performance, among which the dairy sector has been examined in some depth as it provides substantial livelihood opportunities to vulnerable households. This sector covers the topical theme of skill development in the country. Non-farm sector livelihoods, especially in handloom, handicrafts and village industries have also been reviewed. The aftermath of the introduction of corporate social responsibility (CSR) obligations and private-sector engagements with livelihoods has also been examined in this report. As its regular feature, this report takes stock of the ongoing and emerging policy initiatives of the Government of India that are in various stages of formulation and adoption.
Book Synopsis Financial Inclusion of Street vendors by : Aparna Samudra
Download or read book Financial Inclusion of Street vendors written by Aparna Samudra and published by Mahi publication . This book was released on 2022-02-21 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: On the path of achieving inclusive growth and adhering to the Sustainable Development Goals 2030, which envisages inclusive and sustainable economic growth and decent work for all, the ground-level situation of this huge section of the informal sector in India needs to be mainstreamed into the economic policies. Studies estimate that 11% per cent of the urban workforce in India is engaged in street vending. The problems faced by these sellers are unique, as they struggle not only to make their ends meet by selling on the streets facing all vagaries of the whether but also many times are at the receiving end of the civic bodies and law enforcement agencies. The government in India has taken commendable initiatives to bring this informal sector into the formal financial sector through its financial inclusion. Pradhan Mantri Jan Dhan Yojana, the flagship financial inclusion scheme started by the Government in 2014 aims at assuring financial access to everyone without a bank account. The drive of financial inclusion does not stop just at opening an account but also aims to facilitate access to credit and micro insurance. This book will be good and resourceful reading for anyone interested to know about the global, national and regional status of the financial inclusion of street vendors and would initiate further discussions on the subject through the in-depth analysis of various critical issues covered in this book.
Book Synopsis Microfinance, Debt and Over-Indebtedness by : Isabelle Guérin
Download or read book Microfinance, Debt and Over-Indebtedness written by Isabelle Guérin and published by Routledge. This book was released on 2013-10-15 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although microcredit programmes have long been considered efficient development tools, many forms of debt-induced distress have emerged in their wake. This has brought to light the problem of over-indebtedness, a topic which has been previously underexplored in the literature. This new book, from a group of leading scholars, explores the manifestations, scale, and economic and social implications of household over-indebtedness in areas conventionally considered as financially excluded. The book approaches debt not only as a financial transaction, but also as a form of social bond, and offers a socioeconomic analysis of over-indebtedness. The volume puts forward a broad definition of over-indebtedness, highlighting its situational and semantic complexity and diversity. It provides a close analysis of local conceptions of debt and over-indebtedness, highlighting frameworks of calculation and the constant renegotiation of their boundaries. On top of this, it looks far beyond microcredit to examine all the financial practices that individuals juggle. The volume argues that over-indebtedness has more to do with social inequalities than financial illiteracy, and should therefore be understood in the light of global trends of financialization. It also reveals the ambiguity of "financial inclusion" policies, and in many respects questions the actions of new credit providers. This book will be valuable reading for students, researchers and policy makers interested in microfinance and development issues.
Book Synopsis Understanding Poverty in India by : Asian Development Bank
Download or read book Understanding Poverty in India written by Asian Development Bank and published by Asian Development Bank. This book was released on 2011-01-01 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inclusive growth needs to be achieved to reduce poverty and other disparities and raise economic growth. This book develops a poverty profile for India in view of the ongoing national and global efforts toward ensuring inclusive growth and bringing poverty levels down. This poverty profile will enable academics and policy makers to reassess and improve on the existing methodologies in estimating poverty rates, evaluate the effectiveness of existing poverty programs, and suggest alternative and complementary options for strategic intervention based on the lessons drawn from program implementation both at the state and national levels.
Book Synopsis Inclusive Finance India Report 2014 by : Tara S. Nair
Download or read book Inclusive Finance India Report 2014 written by Tara S. Nair and published by Oxford University Press, USA. This book was released on 2015 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inclusive Finance India Report 2014 presents in-depth research and analysis on financial inclusion with evidence on the decisive shift in the positioning of microfinance within the financial system of India. Following up on Microfinance State of the Sector Report 2013 by the authors, this year's report focuses on recent developments in inclusive financing and efforts by governments and banks in extending financial services to the unbanked and underbanked regions and populations. The report tracks the progress of financial inclusion initiatives across institutional structures and delivery models, including the main microfinance channels. It contributes to an understanding of the complexities of the financial inclusion process, reviews policy development on inclusive finance, and highlights key challenges and opportunities for diverse stakeholders. A comprehensive reference on annual trends and progress of financial inclusion and the microfinance sector, the report synthesizes data and inputs from the Reserve Bank of India, NABARD, Ministry of Finance, banks, apex financial institutions, technology services providers, sector experts, and resource agencies. It serves to provide a perspective on the practice of financial inclusion in India as well as informing the policy formulation process.
Author :Ministry of Finance, Government of India Publisher :Oxford University Press ISBN 13 :0199094136 Total Pages :845 pages Book Rating :4.1/5 (99 download)
Book Synopsis Economic Survey 2017-18 (Volume I and Volume II) by : Ministry of Finance, Government of India
Download or read book Economic Survey 2017-18 (Volume I and Volume II) written by Ministry of Finance, Government of India and published by Oxford University Press. This book was released on 2018-03-31 with total page 845 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Economic Survey is the budget document of the Government of India. It presents the state of affairs of the Indian economy. Economic Survey 2017-18 consists of two volumes. Volume I provides an analytical overview of the performance of the Indian economy during the financial year 2017-18. It highlights the long-term challenges facing the economy. Volume II is a descriptive review of the major sectors of the economy. It emphasizes economic reforms of contemporary relevance like GST, the investment-saving slowdown, fiscal federalism and accountability, gender inequality, climate change and agriculture, science and technology, among others.
Author :Harold Lubell Publisher :Development Centre of the Organisation for Economic Co-operation and Development ; [Washington, D.C. : OECD Publications and Information Centre ISBN 13 : Total Pages :144 pages Book Rating :4.F/5 ( download)
Book Synopsis The Informal Sector in the 1980s and 1990s by : Harold Lubell
Download or read book The Informal Sector in the 1980s and 1990s written by Harold Lubell and published by Development Centre of the Organisation for Economic Co-operation and Development ; [Washington, D.C. : OECD Publications and Information Centre. This book was released on 1991 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: En gennemgang af den uformelle økonomis betydning de seneste 20 år
Book Synopsis SDG11, Sustainable Cities and Communities by : Shyama V. Ramani
Download or read book SDG11, Sustainable Cities and Communities written by Shyama V. Ramani and published by Taylor & Francis. This book was released on 2022-06-16 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores Sustainable Development Goal (SDG) 11, providing insights into viable pathways and policy designs for a transition towards sustainable, inclusive and resilient cities. The volume discusses existing scientific literature on SDG 11 and provides conceptual frameworks relating to systemic transitions, sectoral transitions and behavioural transitions for overcoming challenges related to governance and implementation. Through detailed case studies from cities and settlements, in Europe, Middle East and Asia, it showcases the dynamic processes involved in urban transformations. Drawing from these comparative analyses, the book provides robust frameworks and tools for better solutions and viable pathways to achieve SDG targets in diverse urban settings. Rich in empirical data, this book will be useful for scholars and researchers of development studies, environment studies, urban studies, urban sociology, political economy, political studies, public policy and sociology. It will also be useful for policy makers, professionals, non-governmental organisations (NGOs) and think tanks working in the area of sustainable development and urban planning.
Book Synopsis Poverty and Social Exclusion in India by :
Download or read book Poverty and Social Exclusion in India written by and published by World Bank Publications. This book was released on 2011-01-01 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite India’s record of rapid economic growth and poverty reduction over recent decades, rising inequality in the country has been a subject of concern among policy makers, academics, and activists alike. Poverty and Social Exclusion in India focuses on social exclusion, which has its roots in India’s historical divisions along lines of caste, tribe, and the excluded sex, that is, women. These inequalities are more structural in nature and have kept entire groups trapped, unable to take advantage of opportunities that economic growth offers. Culturally rooted systems perpetuate inequality, and, rather than a culture of poverty that afflicts disadvantaged groups, it is, in fact, these inequality traps that prevent these groups from breaking out. Combining rigorous quantitative research with a discussion of these underlying processes, this book finds that exclusion can be explained by inequality in opportunities, inequality in access to markets, and inequality in voice and agency. This report will be of interest to policy makers, development practitioners, social scientists, and academics working to foster equality in India.
Author :Publications Division Publisher :Publications Division Ministry of Information & Broadcasting ISBN 13 :8123032749 Total Pages :892 pages Book Rating :4.1/5 (23 download)
Book Synopsis India 2020 by : Publications Division
Download or read book India 2020 written by Publications Division and published by Publications Division Ministry of Information & Broadcasting. This book was released on 2020-02-20 with total page 892 pages. Available in PDF, EPUB and Kindle. Book excerpt: India 2020 - A Reference Annual is a comprehensive digest of the country's progress in different fields.The book deals with all aspectsof development - from rural to urban, industry to infrastructure, science and technology to art and culture, economy, health, defence to education and mass communication. The sections on general knowledge, current affairs, sports and important events, are a must read for comprehensive understanding of these fields.
Book Synopsis Public Affairs Index - 2016 by : C. K. Mathew, Sr.
Download or read book Public Affairs Index - 2016 written by C. K. Mathew, Sr. and published by . This book was released on 2016-03-12 with total page 113 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Public Affairs Index (PAI) is an attempt to bring together the states of the country which are culturally, economically and socially diverse, into a common data-driven framework, to facilitate an interstate comparison. A well-framed methodology backed by statistical data from government sources, have been included in the study to provide insights into the subject. While we acknowledge that this task is subjective and opinions may vary, PAI has adopted the best possible method which in our view maximises the opportunities to accommodate the variations among states and minimises any bias.
