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Author : Weiss
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (14 download)
Download or read book Fannie Mae's and Freddie Mac's Financial Problems, September 12, 2008 written by Weiss and published by . This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Oonagh McDonald
Publisher : A&C Black
ISBN 13 : 1780935234
Total Pages : 494 pages
Book Rating : 4.7/5 (89 download)
Download or read book Fannie Mae and Freddie Mac written by Oonagh McDonald and published by A&C Black. This book was released on 2013-07-18 with total page 494 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book demonstrates how politicians and federal agencies dominated Fannie Mae and Freddie Mac and took just thirteen years to wreck the American dream of home ownership.
Author : Viral V. Acharya
Publisher : Princeton University Press
ISBN 13 : 1400838096
Total Pages : 233 pages
Book Rating : 4.4/5 (8 download)
Download or read book Guaranteed to Fail written by Viral V. Acharya and published by Princeton University Press. This book was released on 2011-03-14 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why America's public-private mortgage giants threaten the world economy—and what to do about it The financial collapse of Fannie Mae and Freddie Mac in 2008 led to one of the most sweeping government interventions in private financial markets in history. The bailout has already cost American taxpayers close to $150 billion, and substantially more will be needed. The U.S. economy--and by extension, the global financial system--has a lot riding on Fannie and Freddie. They cannot fail, yet that is precisely what these mortgage giants are guaranteed to do. How can we limit the damage to our economy, and avoid making the same mistakes in the future? Guaranteed to Fail explains how poorly designed government guarantees for Fannie Mae and Freddie Mac led to the debacle of mortgage finance in the United States, weighs different reform proposals, and provides sensible, practical recommendations. Despite repeated calls for tougher action, Washington has expanded the scope of its guarantees to Fannie and Freddie, fueling more and more housing and mortgages all across the economy--and putting all of us at risk. This book unravels the dizzyingly immense, highly interconnected businesses of Fannie and Freddie. It proposes a unique model of reform that emphasizes public-private partnership, one that can serve as a blueprint for better organizing and managing government-sponsored enterprises like Fannie Mae and Freddie Mac. In doing so, Guaranteed to Fail strikes a cautionary note about excessive government intervention in markets.
Author : United States. Congress. House. Committee on Oversight and Government Reform
Publisher :
ISBN 13 :
Total Pages : 356 pages
Book Rating : 4.3/5 (91 download)
Download or read book The Role of Fannie Mae and Freddie Mac in the Financial Crisis written by United States. Congress. House. Committee on Oversight and Government Reform and published by . This book was released on 2009 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (15 download)
Download or read book Fannie Mae's and Freddie Mac's Financial Problems written by and published by . This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Robert W. Kolb
Publisher : Oxford University Press
ISBN 13 : 9780199792788
Total Pages : 424 pages
Book Rating : 4.7/5 (927 download)
Download or read book The Financial Crisis of Our Time written by Robert W. Kolb and published by Oxford University Press. This book was released on 2011-01-28 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2006 residential real estate prices peaked and started to fall, then threatened the world's financial institutions in 2007, and confronted the global economy with disaster in 2008. In the past few years, millions of people have lost very substantial portions of their wealth. And while the markets have rebounded considerably, they are still far from a full recovery. Now, professional economists, policy experts, public intellectuals, and the public at large are all struggling to understand the crisis that has engulfed us. In The Financial Crisis of Our Time, Robert W. Kolb provides an essential, comprehensive review of the context within which these events unfolded, arguing that while the crisis had no single cause, housing finance played a central role, and that to understand what happened, one must comprehend the mechanism by which the housing industry came into crisis. Kolb offers a history of the housing finance system as it developed throughout the twentieth century, and especially in the period from 1990 to 2006, showing how the originate-to-distribute model of mortgage financing presented market participants with a "clockwork of perverse incentives." In this system, various participants-simply by pursuing their narrow personal interests-participated in an elaborate mechanism that led to disaster. The book then gives a narrative of the crisis as it developed and analyzes all of the participants in the housing market, from the home buyers to investors in collaterialized debt obligations (CDOs). At each step, the book explains in a nontechnical manner the essential relationships among the market participants and zeroes in on the incentives facing each party. The book also includes an extensive glossary and a detailed, authoritative timeline of the subprime financial crisis. Offering a unique look at the participants and incentives within the housing finance industry and its role in the biggest financial catastrophe in recent history, Robert W. Kolb provides one of the most comprehensive and illuminating accounts of the events that will be studied for decades to come as the financial crisis of our time.
Author : Ray Dalio
Publisher : Simon and Schuster
ISBN 13 : 1398520918
Total Pages : 796 pages
Book Rating : 4.3/5 (985 download)
Download or read book Principles for Navigating Big Debt Crises written by Ray Dalio and published by Simon and Schuster. This book was released on 2022-12-06 with total page 796 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ray Dalio, the legendary investor and international bestselling author of Principles - whose books have sold more than five million copies worldwide - shares his unique template for how debt crises work and principles for dealing with them well. This template allowed his firm, Bridgewater Associates, to anticipate 2008’s events and navigate them well while others struggled badly. As he explained in his international bestseller Principles, Ray Dalio believes that almost everything happens over and over again through time, so that by studying patterns one can understand the cause-effect relationships behind events and develop principles for dealing with them well. In this three-part research series, he does just that for big debt crises and shares his template in the hopes of reducing the chances of big debt crises happening and helping them be better managed in the future. The template comes in three parts: 1. The Archetypal Big Debt Cycle (which explains the template) 2. Three Detailed Cases (which examines in depth the 2008 financial crisis, the 1930s Great Depression and the 1920s inflationary depression of Germany’s Weimar Republic) 3. Compendium of 48 Cases (which is a compendium of charts and brief descriptions of the worst debt crises of the last 100 years) Whether you’re an investor, a policy maker, or are simply interested in debt, this unconventional perspective from one of the few people who navigated the crisis successfully, Principles for Navigating Big Debt Crises will help you understand the economy and markets in revealing new ways.
Author : Howard E. Covington Jr.
Publisher : Duke University Press
ISBN 13 : 0822372770
Total Pages : 203 pages
Book Rating : 4.8/5 (223 download)
Download or read book Lending Power written by Howard E. Covington Jr. and published by Duke University Press. This book was released on 2017-10-19 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: Established by Martin Eakes and Bonnie Wright in North Carolina in 1980, the nonprofit Center for Community Self-Help has grown from an innovative financial institution dedicated to civil rights into the nation's largest home lender to low- and moderate-income borrowers. Self-Help's first capital campaign—a bake sale that raised a meager seventy-seven dollars for a credit union—may not have done much to fulfill the organization's early goals of promoting worker-owned businesses, but it was a crucial first step toward wielding inclusive lending as a weapon for economic justice. In Lending Power journalist and historian Howard E. Covington Jr. narrates the compelling story of Self-Help's founders and coworkers as they built a progressive and community-oriented financial institution. First established to assist workers displaced by closed furniture and textile mills, Self-Help created a credit union that expanded into providing home loans for those on the margins of the financial market, especially people of color and single mothers. Using its own lending record, Self-Help convinced commercial banks to follow suit, extending its influence well beyond North Carolina. In 1999 its efforts led to the first state law against predatory lending. A decade later, as the Great Recession ravaged the nation's economy, its legislative victories helped influence the Dodd-Frank Wall Street Reform and Consumer Protection Act and the formation of the Consumer Financial Protection Bureau. Self-Help also created a federally chartered credit union to expand to California and later to Illinois and Florida, where it assisted ailing community-based credit unions and financial institutions. Throughout its history, Self-Help has never wavered from its mission to use Dr. Martin Luther King Jr.'s vision of justice to extend economic opportunity to the nation's unbanked and underserved citizens. With nearly two billion dollars in assets, Self-Help also shows that such a model for nonprofits can be financially successful while serving the greater good. At a time when calls for economic justice are growing ever louder, Lending Power shows how hard-working and dedicated people can help improve their communities.
Author : Fouad Sabry
Publisher : One Billion Knowledgeable
ISBN 13 :
Total Pages : 562 pages
Book Rating : 4.:/5 (661 download)
Download or read book United States Economy written by Fouad Sabry and published by One Billion Knowledgeable. This book was released on 2024-04-01 with total page 562 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is United States Economy The United States of America is a mixed economy that is highly developed and advanced. Not only is it the largest economy in the world in terms of nominal GDP, but it is also the second largest economy in terms of purchasing power parity (PPP), followed by China. As of the year 2022, it has the seventh highest nominal per capita GDP in the world and the eighth highest per capita GDP in terms of purchasing power parity. In nominal terms, the United States of America accounted for 25.4% of the global economy in 2022, while in terms of purchasing power parity, it was approximately 15.6%. The United States dollar is the currency of record that is used the most in international transactions. It is also the reserve currency of the world. It is supported by a vast market for U.S. treasuries, its function as the reference standard for the petrodollar system, and its connected eurodollar. In a number of nations, it serves as the official money, while in others, it is the currency that is used in everyday transactions. How you will benefit (I) Insights, and validations about the following topics: Chapter 1: Economy of the United States Chapter 2: Reaganomics Chapter 3: Economy of Switzerland Chapter 4: Economy of Australia Chapter 5: National debt of the United States Chapter 6: Comparison of Canadian and American economies Chapter 7: Economic policy of the Bill Clinton administration Chapter 8: Fiscal policy of the United States Chapter 9: United States federal budget Chapter 10: History of the United States public debt Chapter 11: Economic policy of the George W. Bush administration Chapter 12: Income inequality in the United States Chapter 13: Great Recession Chapter 14: Financial position of the United States Chapter 15: Foreign trade of the United States Chapter 16: Economic policy of the Barack Obama administration Chapter 17: Great Recession in the United States Chapter 18: Political debates about the United States federal budget Chapter 19: Deficit reduction in the United States Chapter 20: Abenomics Chapter 21: Economic policy of the Donald Trump administration (II) Answering the public top questions about united states economy. (III) Real world examples for the usage of united states economy in many fields. Who this book is for Professionals, undergraduate and graduate students, enthusiasts, hobbyists, and those who want to go beyond basic knowledge or information for any kind of United States Economy.
Author : United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs. Permanent Subcommittee on Investigations
Publisher :
ISBN 13 :
Total Pages : 1576 pages
Book Rating : 4.:/5 (327 download)
Download or read book Wall Street and the Financial Crisis written by United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs. Permanent Subcommittee on Investigations and published by . This book was released on 2011 with total page 1576 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Elgin L Hushbeck, Jr
Publisher : Energion Publications
ISBN 13 : 1631998943
Total Pages : 300 pages
Book Rating : 4.6/5 (319 download)
Download or read book Preserving Democracy written by Elgin L Hushbeck, Jr and published by Energion Publications. This book was released on 2024-05-21 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Like an aging monument, democracy itself is crumbling. An ever-expanding government threatens both our freedom and a financial collapse. Increasing polarization makes the task of governing effectively difficult. ● Government's attempts to make people's lives better often have the opposite effect ● Differing views of the Constitution divide more than unify us. ● Both sides increasingly question elections if they don’t win. ● Even the concept of what an American is leads to division. ● Debate is often less about solving problems and more about political advantage and defeating the other side. Today, 15 years after the first edition of this book was published, these problems are growing worse, not better. But the solutions still remain in deeper understanding of the issues and in the ability to work together to produce effective solutions that are based on facts and evidence. We can learn a great deal about how to accomplish this by studying the history of American representative democracy. Preserving Democracy delves into areas such as taxation and the welfare state, planning versus competition, the rule of law, the breakdown of voting, the distortion of language, the importance of an informed electorate, and the loss of American values. It highlights how these factors have impacted the health of American democracy and government and outlines the long-term consequences. This book points the way to seriously studying American democratic traditions and the things that have made them function this long. It then talks about how we can get back onto the track of building and preserving a just society. Every American who plans to vote or otherwise participate in our government needs to read this book, not necessarily to agree with the author on each subject, but to find a way to better understand both the subject and the background of diverse views. Informed dialogue may be the key to preserving democracy in America.
Author : United States Senate
Publisher : Lulu.com
ISBN 13 : 1304122212
Total Pages : 647 pages
Book Rating : 4.3/5 (41 download)
Download or read book Wall Street and the Financial Crisis: Anatomy of a Financial Collapse (Majority and Minority Staff Report) written by United States Senate and published by Lulu.com. This book was released on 2013-06-10 with total page 647 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the fall of 2008, America suffered a devastating economic collapse. Once valuable securities lost most or all of their value, debt markets froze, stock markets plunged, and storied financial firms went under. Millions of Americans lost their jobs; millions of families lost their homes; and good businesses shut down. These events cast the United States into an economic recession so deep that the country has yet to fully recover. This Report is the product of a two-year bipartisan investigation by the U.S. Senate Permanent Subcommittee on Investigations into the origins of the 2008 financial crisis. The goals of this investigation were to construct a public record of the facts in order to deepen the understanding of what happened; identify some of the root causes of the crisis; and provide a factual foundation for the ongoing effort to fortify the country against the recurrence of a similar crisis in the future.
Author : Jane G. Gravelle
Publisher : TheCapitol.Net Inc
ISBN 13 : 1587332167
Total Pages : 116 pages
Book Rating : 4.5/5 (873 download)
Download or read book Economic Policy Crisis and the Stimulus written by Jane G. Gravelle and published by TheCapitol.Net Inc. This book was released on 2010-12-01 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The American Recovery and Reinvestment Act (ARRA) of 2009, HR 1 in the 111th Congress, will assist in supplemental appropriations for job preservation and creation, give financial help to the unemployed, and will provide State and local fiscal stabilization, for fiscal year ending September 30, 2009, and for other purposes." The purposes of The American Recovery and Reinvestment Act (ARRA) of 2009 include the following: (1) To preserve and create jobs and promote economic recovery. (2) To assist those most impacted by the recession. (3) To provide investments needed to increase economic efficiency by spurring technological advances in science and health. (4) To invest in transportation, environmental protection, and other infrastructure that will provide long-term economic benefits. (5) To stabilize State and local government budgets, in order to minimize and avoid reductions in essential services and counterproductive state and local tax increases. http://www.thecapitol.net/Publications/GovernmentSeries/1497_EconomicPolicyCrisisandtheStimulus.html
Author : Jay Cost
Publisher : Encounter Books
ISBN 13 : 1594038686
Total Pages : 379 pages
Book Rating : 4.5/5 (94 download)
Download or read book A Republic No More written by Jay Cost and published by Encounter Books. This book was released on 2016-07-12 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: After the Constitutional Convention, Benjamin Franklin was asked, “Well, Doctor, what have we got—a Republic or a Monarchy?” Franklin’s response: “A Republic—if you can keep it.” This book argues: we couldn’t keep it. A true republic privileges the common interest above the special interests. To do this, our Constitution established an elaborate system of checks and balances that disperses power among the branches of government, which it places in conflict with one another. The Framers believed that this would keep grasping, covetous factions from acquiring enough power to dominate government. Instead, only the people would rule. Proper institutional design is essential to this system. Each branch must manage responsibly the powers it is granted, as well as rebuke the other branches when they go astray. This is where subsequent generations have run into trouble: we have overloaded our government with more power than it can handle. The Constitution’s checks and balances have broken down because the institutions created in 1787 cannot exercise responsibly the powers of our sprawling, immense twenty-first-century government. The result is the triumph of special interests over the common interest. James Madison called this factionalism. We know it as political corruption. Corruption today is so widespread that our government is not really a republic, but rather a special interest democracy. Everybody may participate, yes, but the contours of public policy depend not so much on the common good, as on the push-and-pull of the various interest groups encamped in Washington, DC.
Author : Thomas Sowell
Publisher : Basic Books
ISBN 13 : 0786747552
Total Pages : 258 pages
Book Rating : 4.7/5 (867 download)
Download or read book The Housing Boom and Bust written by Thomas Sowell and published by Basic Books. This book was released on 2010-02-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a plain-English explanation of how we got into the current economic disaster that developed out of the economics and politics of the housing boom and bust. The "creative" financing of home mortgages and the even more "creative" marketing of financial securities based on American mortgages to countries around the world, are part of the story of how a financial house of cards was built up -- and then suddenly collapsed. The politics behind all this is another story full of strange twists. No punches are pulled when discussing politicians of either party, the financial dangers they created, or the distractions they created later to escape their own responsibility for what happened when the financial house of cards in the financial markets collapsed. What to do, now that we are in the midst of an economic disaster, is yet another story -- one whose ending we do not yet know, but one whose outlines and implications are explored to reveal some surprising and sobering lessons.
Author :
Publisher :
ISBN 13 :
Total Pages : 938 pages
Book Rating : 4.F/5 ( download)
Download or read book Financial Report of the United States Government written by and published by . This book was released on with total page 938 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Financial Crisis Inquiry Commission
Publisher : Government Printing Office
ISBN 13 : 9780160877278
Total Pages : 668 pages
Book Rating : 4.8/5 (772 download)
Download or read book The Financial Crisis Inquiry Report written by United States. Financial Crisis Inquiry Commission and published by Government Printing Office. This book was released on 2010 with total page 668 pages. Available in PDF, EPUB and Kindle. Book excerpt: and the use of credit ratings in the securitization markets; lending practices and securitization, including the originate-to-distribute model for extending credit and transferring risk; affiliations between insured depository institutions and securities, insurance, and other types of nonbanking companies; the concept that certain institutions are 'too-big-to-fail' and its impact on market expectations; corporate governance, including the impact of company conversions from partnerships to corporations; compensation structures; changes in compensation for employees of financial companies, as compared to compensation for others with similar skill sets in the labor market; the legal and regulatory structure of the United States housing market; derivatives and unregulated financial products and practices, including credit default swaps; short-selling; financial institution reliance on numerical models,
