Factors Affecting the Implementation of Interest Free Banking (IFB). The Case of Selected Commercial Bank in Jimma District

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Publisher : GRIN Verlag
ISBN 13 : 3346863328
Total Pages : 59 pages
Book Rating : 4.3/5 (468 download)

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Book Synopsis Factors Affecting the Implementation of Interest Free Banking (IFB). The Case of Selected Commercial Bank in Jimma District by : Kero Gano

Download or read book Factors Affecting the Implementation of Interest Free Banking (IFB). The Case of Selected Commercial Bank in Jimma District written by Kero Gano and published by GRIN Verlag. This book was released on 2023-04-28 with total page 59 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2023 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, , language: English, abstract: The general objective of this study is to assess the factor affecting the implementation of IFB banking service in Ethiopia particular reference to CBE, OIB, and OCB and Awash bank of Jimma district in Jimma city. The study will be employed descriptive research design based on the survey and the data collected. The study will use both primary and secondary data which are quantitative and qualitative in its nature and will have been collected through structured and semi structured questioner and interview .a total of 423 sample respondents will be taken through multistage sampling. Of the total sample interest free banking customer and staff of the bank constitute 381 and 42 respectively, the data will be analyzed using descriptive statics of percentage, tabulation, frequency and mean.

Implementation of interest free banking services in Ethiopia. The mediating role of customer involvement

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Publisher : GRIN Verlag
ISBN 13 : 3346037371
Total Pages : 164 pages
Book Rating : 4.3/5 (46 download)

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Book Synopsis Implementation of interest free banking services in Ethiopia. The mediating role of customer involvement by : Nobel Aragaw

Download or read book Implementation of interest free banking services in Ethiopia. The mediating role of customer involvement written by Nobel Aragaw and published by GRIN Verlag. This book was released on 2019-10-16 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 3,5, Addis Ababa University (Addis Ababa University), course: MBA, language: English, abstract: This paper presents major factors affecting the implementation of interest free banking services among customers in recognizing factors that need consideration in implimenting IFB service in Commercial Bank of Ethiopia, Addis Ababa, Ethiopia. It suggests the importance for bank providers to understand factors influencing implementation of IFB service, customers’ preference and view from the customers’ perspective, in order to attract and retain customers, as well as leop forward. The empirical evidence shows that interest free banking have rapidly spreading and developing across the world. But almost half of Ethiopian banking commercial industry out of eithteen banks has commenced interest free banking service within less than three years while some others banks are also showed initiation to commence it.

Factors Influencing Adoption of Interest Free Banking Products and Services in Ethiopia

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Publisher : GRIN Verlag
ISBN 13 : 3346385760
Total Pages : 82 pages
Book Rating : 4.3/5 (463 download)

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Book Synopsis Factors Influencing Adoption of Interest Free Banking Products and Services in Ethiopia by : Beyan Kedir

Download or read book Factors Influencing Adoption of Interest Free Banking Products and Services in Ethiopia written by Beyan Kedir and published by GRIN Verlag. This book was released on 2021-04-13 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2020 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, , language: English, abstract: The main objective of this study is to identify the major factors influencing the adoption of Interest free banking products and services among customers in Bale Robe town. The research employs decomposed theory of planned behavior to investigate the influence of customer’s behavior towards adoption of interest-free banking product and services by using customers attitude attribute social influence and perceived behavioral control. Both qualitative and quantitative research approach were applied in the study. The target populations were 13050 customers of four banks in Robe town and the total sample size were 388. A purposive sampling technique was applied. Primary and secondary data were used with five point liker scales to collect data from respondents. Both descriptive and inferential statistics analysis were employed to analyze the data. Interest free banking is inseparable of Islamic economics which aimed at realization of a greater justice in human endeavor, which is achievable only with participation of all human institution inclusive of financial system. On the principle that prohibits interest and other unethical and non shariah compliant activities, Islamic banking set to achieve this gigantic objective. In addition, it strive on increasing all Halal aspect of business through provision of products and services base on shariah principle with implementation of legitimate profit and loss sharing, paying Zakah, prohibition of interest, monopoly and other forms of unethical trade and transaction such as dealing with pork, alcohol and gambling. Hence, Islamic banking method of financing and or products structure is based on the tract to redress the inherent injustice tied with interest based dealing.

Existing Share Transfer Mechanism in Ethiopia. Challenges and Benefits

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Publisher : GRIN Verlag
ISBN 13 : 3346282805
Total Pages : 97 pages
Book Rating : 4.3/5 (462 download)

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Book Synopsis Existing Share Transfer Mechanism in Ethiopia. Challenges and Benefits by : Bahiru Gebeyehu

Download or read book Existing Share Transfer Mechanism in Ethiopia. Challenges and Benefits written by Bahiru Gebeyehu and published by GRIN Verlag. This book was released on 2020-10-27 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2020 in the subject Business economics - Investment and Finance, grade: Excellent, , course: Financial Markets, language: English, abstract: The overall aim of this study was to assess what the existing share transfer mechanism in the private banking companies in the absence of secondary stock market in Ethiopia is, along with its related challenges and benefits. The information was obtained from 12 purposively sampled private banking companies by adopting descriptive research design. Semi structured questionnaires were administered to 153 respondents from which 43 were all share department expertise and 110 were conveniently selected shareholders from those banks and interviews also administered for share department directors of those banks. The questionnaires covered the key aspects of what options are there to transfer shares in the absence of secondary stock market in Ethiopia and related challenges and benefits. The main conclusions of the paper were: despite the absence of secondary stock market in Ethiopia shares can be transferred between investors through different ways includes by purchase through the help of share department employees of the companies, by descendant’s if the transfer is sequestration, and through court order at the time of debt settlement, divorce, death. Difficult to know market value of shares, less marketability, inaccessibility of information about share trade were the major challenges with the existing share transfer mechanism that existed in private banking companies in the absence of stock market in Ethiopia. Generally the findings suggest that shares of the private banking companies can transferred between investors in the absence of stock market in Ethiopia. Some recommendations were given from those the banks should open formal office to act as an agent for share transfer purpose for their shareholders by doing so the banks can enhance the transferability of shares.

The Effect of Customer Relationship Marketing on Customer Loyalty. Case Study of Commercial Banks in Nekemte Town

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Publisher : GRIN Verlag
ISBN 13 : 3346563081
Total Pages : 94 pages
Book Rating : 4.3/5 (465 download)

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Book Synopsis The Effect of Customer Relationship Marketing on Customer Loyalty. Case Study of Commercial Banks in Nekemte Town by : Musefa Yesin

Download or read book The Effect of Customer Relationship Marketing on Customer Loyalty. Case Study of Commercial Banks in Nekemte Town written by Musefa Yesin and published by GRIN Verlag. This book was released on 2021-12-29 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (undergraduate) from the year 2021 in the subject Business economics - Market research, grade: 90.5, Wollega University, course: Thesis, language: English, abstract: The general objective of this study, which got submitted as partial fulfillment to the requirement of the award of Master of Art, is to examine the effect of customer relationship marketing on customer loyalty of commercial banks in Ethiopia. Specifically, this study has the following objectives: To find out the level of the effect of trust on customer loyalty the case of commercial banks in Nekemte banks. Banking industry in Ethiopia has stiff competition thus banks need to consider various strategic options and programs in order to survive and thrive. One of strategy is Customer Relationship Marketing. This study was aimed to examine the effect of customer relationship marketing dimensions (trust, commitment, conflict handling, communication, empathy competence and customer satisfaction) on customer loyalty of commercial banks in Nekemte town. The researcher was used both probability and non-probability sampling techniques to select sample respondents from the total population under this study. Data were collected through the five point’s likert scales of questionnaires and used mixed research approach was used. To achieve the objective of the study, questionnaire was physically distributed to 404 respondents of selected Commercial Banks in Nekemte town. Out of 404 customers 375 92.8% of customers were completed and collected. Descriptive and inferential statistics were used to analyze the collected data by using SPSS software version 24 and questionnaires reliability was estimated by calculating Cronbach’s Alpha. Descriptive analysis tools such as frequency, percentage, mean and standard deviation. Inferential statistical analysis tools such as correlation coefficient was worked out and used to explore the relationships between variables. And regression analysis was performed to study the effect of independent variables on dependent variable.

Case Study: Deutsche Bank AG Group

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Publisher : GRIN Verlag
ISBN 13 : 3640621492
Total Pages : 37 pages
Book Rating : 4.6/5 (46 download)

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Book Synopsis Case Study: Deutsche Bank AG Group by : Andre Lampel

Download or read book Case Study: Deutsche Bank AG Group written by Andre Lampel and published by GRIN Verlag. This book was released on 2010-08 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2002 in the subject Business economics - Business Management, Corporate Governance, grade: 2,3 (B), University of Kassel (-), course: Strategic managment, 7 entries in the bibliography, language: English, abstract: Deutsche Bank is one of the leading international financial service providers. With more than 95,000 employees, the bank serves more than 12 million customers in more than 70 countries worldwide. The home market of Deutsche Bank is Europe. A strong position in the European market is the basis for the global activities. Besides Germany, they are represented in Italy, Spain, France, Belgium, and Poland with there own branch networks. They offer there customers a broad range of modern banking services. The Deutsche Bank is available to personal and private clients with an all-round service ranging form account-keeping as well as cash and securities investment advisory to asset management. They offer there corporate and institutional clients the full range of an international corporate and investment bank, from payments processing and corporate finance to support with IPOs and M&A advisory. In addition to that, they have a leading position in international foreign exchange, fixed-income and equities trading.

The Global Findex Database 2017

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Publisher : World Bank Publications
ISBN 13 : 1464812683
Total Pages : 148 pages
Book Rating : 4.4/5 (648 download)

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Book Synopsis The Global Findex Database 2017 by : Asli Demirguc-Kunt

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Factors Affecting Financial Performace of Oromia Credit and Saving Share Company. The Case of Eastern Hararghe Branch

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Publisher :
ISBN 13 : 9783668986701
Total Pages : 90 pages
Book Rating : 4.9/5 (867 download)

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Book Synopsis Factors Affecting Financial Performace of Oromia Credit and Saving Share Company. The Case of Eastern Hararghe Branch by : Abuammar Adem

Download or read book Factors Affecting Financial Performace of Oromia Credit and Saving Share Company. The Case of Eastern Hararghe Branch written by Abuammar Adem and published by . This book was released on 2019-07-04 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2019 in the subject Economics - Finance, grade: 3.89, language: English, abstract: Microfinance promises to reduce poverty. To achieve this amazing objective Microfinance institutions have to become strong enough in financial performance because donor constancy is not a given. Thus the question is: In what extent the OCCSCO -specific, industry-specific (MFI) and macroeconomic factors that determine OCCSCO's financial performance from the period 2013-2017, By using OLS estimation method to measure the effect of internal and external factors that affect financial performance in terms of return on asset. The researcher used SPSS 20.0 version to analyze the data that was obtained from secondary sources. The study was based on a five years secondary data obtained from AEMFI Financial performance analysis report and MOFEC economic forum report for10 selected OCCSCO in Eastern Hararghe branch. Beside this the study used primary data analysis to solicit managers, accountants and customer service officers perception towards factors affecting financial performance of Oromia credit and saving share company in Eastern Hararghe Branch. Regarding the explanatory variables, operational efficiency, GDP and size which affect OCCSCO financial performance significantly. The outcome of the study shows that Age of microfinance institutions has a positive but statistically insignificant effect on their financial performance. The other explanatory variables which is Portfolio at risk>30, Gearing ratio, capital to asset ratio and Market concentration affect negatively and not significant. The Oromia regional state MFIs policy makers and managers should give high concern to the credit risk management, expense management and large MFIs size management and also the government and policy makers should work combining both poverty reduction and financial self- sufficiency of OCCSCO.

Islamic Finance in the Global Economy

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Publisher : Edinburgh University Press
ISBN 13 : 0748696474
Total Pages : 288 pages
Book Rating : 4.7/5 (486 download)

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Book Synopsis Islamic Finance in the Global Economy by : Ibrahim Warde

Download or read book Islamic Finance in the Global Economy written by Ibrahim Warde and published by Edinburgh University Press. This book was released on 2014-03-11 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: A second edition of Islamic Finance in the Global Economy, substantially revised and updated to take into account the recent developments in the field.

Artificial Intelligence in Society

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Publisher : OECD Publishing
ISBN 13 : 9264545190
Total Pages : 139 pages
Book Rating : 4.2/5 (645 download)

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Book Synopsis Artificial Intelligence in Society by : OECD

Download or read book Artificial Intelligence in Society written by OECD and published by OECD Publishing. This book was released on 2019-06-11 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: The artificial intelligence (AI) landscape has evolved significantly from 1950 when Alan Turing first posed the question of whether machines can think. Today, AI is transforming societies and economies. It promises to generate productivity gains, improve well-being and help address global challenges, such as climate change, resource scarcity and health crises.

Comparative Studies on Financial Performance of Commercial Banks in Ethiopia. Problems and Prospects

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Publisher : GRIN Verlag
ISBN 13 : 3668870551
Total Pages : 82 pages
Book Rating : 4.6/5 (688 download)

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Book Synopsis Comparative Studies on Financial Performance of Commercial Banks in Ethiopia. Problems and Prospects by : Tarekegn Tamiru Woldesenebt

Download or read book Comparative Studies on Financial Performance of Commercial Banks in Ethiopia. Problems and Prospects written by Tarekegn Tamiru Woldesenebt and published by GRIN Verlag. This book was released on 2019-01-25 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thesis (M.A.) from the year 2011 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: Very Good, Mekelle University, language: English, abstract: The objective of the study was to compare the financial performance of commercial Banks by using their average ratio in terms of profitability, liquidity, efficiency, and solvency. In this study by using excel analyzed information was presented by statistical measures like graphs and tables. Both the trend and comparative financial performance analysis approaches were used. Five years audited financial reports from 2005 to 2009 of the commercial banks were taken for comparison purpose. Those commercial banks taken for comparison were Commercial Bank of Ethiopia, Dashen Bank Share Company, Bank of Abyssinia, United Bank, Wegagen Bank, and Nib International Bank. Year of establishment, amount of capital reserve, and number of branches are taken as a criterion for selecting these commercial banks for analysis purpose. In addition to data gathered from secondary sources, unstructured interview was conducted on problem and prospects related to the financial performance of commercial banks and the responses were presented. The respective ratios of each bank are compared with the average ratios of the six commercial banks taken for the study. Then trend analyses of six commercial banks taken in this study are presented by using the above ratios. In both the financial performance analysis approaches i.e., the trend and comparative analysis, Commercial Bank of Ethiopia (CBE) showed good performance in financial ratios of Profitability, Liquidity, and Solvency ratio, but Bank of Abyssinia(BOA) has showed weak performance in all above explained financial ratios. From this, it is concluded that CBE was profitable and functionally efficient and BOA is less profitable and the earning capacity of the bank is weak. Therefore, in order to improve profitability the management of BOA must increase management efficiency by reducing administrative expenses to the best possible level, efficiently control costs and utilize customers deposit, dispose of the assets which are not contributing for the profitability of the banks and work to maximize the overall profitability of the bank through investing in profitable avenue.

Facsimile Products

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Publisher :
ISBN 13 :
Total Pages : 352 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Facsimile Products by :

Download or read book Facsimile Products written by and published by . This book was released on 1979 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt:

IFRS 3 Business Combinations

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Publisher :
ISBN 13 :
Total Pages : 84 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis IFRS 3 Business Combinations by : International Accounting Standards Board

Download or read book IFRS 3 Business Combinations written by International Accounting Standards Board and published by . This book was released on 2004 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Adoption of Electronic Banking in Ghana Banking System

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Publisher : GRIN Verlag
ISBN 13 : 3656850046
Total Pages : 53 pages
Book Rating : 4.6/5 (568 download)

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Book Synopsis Adoption of Electronic Banking in Ghana Banking System by : Dr. David Ackah

Download or read book Adoption of Electronic Banking in Ghana Banking System written by Dr. David Ackah and published by GRIN Verlag. This book was released on 2014-11-28 with total page 53 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (postgraduate) from the year 2014 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, ( Atlantic International University ) (School of Business and Economics), course: Ph.D. Economics, language: English, abstract: Electronic banking (e-banking) has brought about a revolution in the functioning of banks as it offers major opportunities to banks and their customers. This has made the transition to electronic banking a necessity for banks in order to be viable. Despite its benefits, developing countries still lag behind in the adoption of electronic banking. This study therefore seeks to examine the adoption of e-banking in the Ghanaian banking industry with Guaranty Trust Bank Ghana Limited (GTBank) as the case study to identify the benefits, challenges and critical success factors for the adoption of e-banking in the Ghanaian banking industry. The research made use of questionnaires and interviews to collect data from staff and customers of GTBank. The results of the study indicated that e-banking adoption was a business strategy taken by the bank in response to customer needs and the changing marketing trends in the banking industry. The benefits, challenges and critical success factors of e-banking are also identified and discussed. From the study it is obvious that tremendous benefitssuch as revenue generation, improvement in productivity and efficiency in service delivery and cost savings were derived from e-banking. The lack of a solid technology infrastructure was identified as a major challenge of e-banking adoption in the country. The study however revealed that there is a promising future for e-banking in Ghana.Some recommendations to enhance the adoption of e banking in country are made based on this study.

Islamic Economics and Finance

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Author :
Publisher : Palgrave Macmillan
ISBN 13 : 9780230300279
Total Pages : 0 pages
Book Rating : 4.3/5 (2 download)

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Book Synopsis Islamic Economics and Finance by : J. Langton

Download or read book Islamic Economics and Finance written by J. Langton and published by Palgrave Macmillan. This book was released on 2011-11-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In June 2010 IE Business School, with King Abdulaziz University, gathered in Madrid some of the world's foremost scholars, academics and practitioners of Islamic Economics and Finance. These highlights of the symposium and original articles specifically address the post-crisis application of this growing and relevant economic philosophy in Europe.

Segment Reporting

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Publisher :
ISBN 13 :
Total Pages : 58 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis Segment Reporting by : International Accounting Standards Committee

Download or read book Segment Reporting written by International Accounting Standards Committee and published by . This book was released on 1997 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: