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Expense Preference Behaviour In Victorian Building Societies
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Book Synopsis The Building Society Promise by : Antoninus Samy
Download or read book The Building Society Promise written by Antoninus Samy and published by Oxford University Press. This book was released on 2016-08-18 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The permanent building societies of England grew from humble beginnings as a multitude of small and localized institutions in the nineteenth century to become the dominant players in the house mortgage market by the inter-war period. Throughout the nineteenth and early-twentieth centuries, the movement cultivated an image of being a champion of home ownership for the working classes, but housing historians have questioned whether building societies really lived up to this claim. This study fills a major gap in the historiography of the movement by investigating the class profile of building society members, and how the design of different building societies affected their accessibility, efficiency, and risk-taking practices between 1880 and 1939. These themes are explored using case studies of several building societies from this period and drawing upon extensive archival records. The Building Society Promise shows that building societies did lend to working-class households before the First and Second World Wars, with some societies showing a greater commitment to working-class home ownership than others. What ultimately affected the outreach of individual societies was the quality of information they possessed, which in turn was largely determined by the types of agency networks they used to find and select borrowers. The phenomenal growth of some of these institutions in the inter-war period, however, and the ensuing competition which emerged between them, brought about profound changes in their firm structure which impaired their ability to reach out to lower-income households as efficiently as before. The findings of this research are relevant to both past and present debates about the optimal design of financial institutions in overcoming social exclusion in credit markets, and the deleterious effects that firm growth, market competition, and managerial self-interest can have on their performance and stability.
Book Synopsis The Victorian Law Reports by : Victoria. Supreme Court
Download or read book The Victorian Law Reports written by Victoria. Supreme Court and published by . This book was released on 1984 with total page 664 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Cyclopedia of Victoria (illustrated) by : James Smith
Download or read book The Cyclopedia of Victoria (illustrated) written by James Smith and published by . This book was released on 1904 with total page 630 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book World Development Report 1978 written by and published by World Bank Publications. This book was released on 1978 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: This first report deals with some of the major development issues confronting the developing countries and explores the relationship of the major trends in the international economy to them. It is designed to help clarify some of the linkages between the international economy and domestic strategies in the developing countries against the background of growing interdependence and increasing complexity in the world economy. It assesses the prospects for progress in accelerating growth and alleviating poverty, and identifies some of the major policy issues which will affect these prospects.
Book Synopsis The Impact of Railways on Victorian Cities by : John R. Kellett
Download or read book The Impact of Railways on Victorian Cities written by John R. Kellett and published by Routledge. This book was released on 2014-06-23 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 2005. Routledge is an imprint of Taylor & Francis, an informa company.
Download or read book The Statist written by and published by . This book was released on 1892 with total page 808 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Fostering Sustainable Behavior by : Doug McKenzie-Mohr
Download or read book Fostering Sustainable Behavior written by Doug McKenzie-Mohr and published by New Society Publishers. This book was released on 2011-02-01 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: The highly acclaimed manual for changing everyday habits-now in an all-newthird edition! We are consuming resources and polluting our environment at a rate that is outstripping our planet's ability to support us. To create a sustainable future, we must not only change our own actions, we must educate and encourage those around us to change theirs. If one individual recycles his plastic containers, the impact is minimal. But if an entire community recycles, enormous amounts of resources are saved. How then do we go about transforming people's good intentions into action? Fostering Sustainable Behavior explains how the field of community-based social marketing has emerged as an effective tool for encouraging positive social change. This completely revised and updated third edition contains a wealth of new research, behavior change tools, and case studies. Learn how to: target unsustainable behaviors, and identify the barriers to change understand various commitment strategies communicate effective messages enhance motivation and invite participation. The strategies introduced in this ground-breaking manual are an invaluable resource for anyone interested in promoting sustainable behavior, including environmental conservation, recycling and waste reduction, water and energyefficiency and alternative transportation.
Book Synopsis The Ladies' Book of Etiquette, and Manual of Politeness by : Florence Hartley
Download or read book The Ladies' Book of Etiquette, and Manual of Politeness written by Florence Hartley and published by Createspace Independent Publishing Platform. This book was released on 1872 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: In preparing a book of etiquette for ladies, I would lay down as the first rule, "Do unto others as you would others should do to you." You can never be rude if you bear the rule always in mind, for what lady likes to be treated rudely? True Christian politeness will always be the result of an unselfish regard for the feelings of others, and though you may err in the ceremonious points of etiquette, you will never be impolite. Politeness, founded upon such a rule, becomes the expression, in graceful manner, of social virtues. The spirit of politeness consists in a certain attention to forms and ceremonies, which are meant both to please others and ourselves, and to make others pleased with us; a still clearer definition may be given by saying that politeness is goodness of heart put into daily practice; there can be no _true_ politeness without kindness, purity, singleness of heart, and sensibility.
Book Synopsis Examples of the architecture of the Victorian age, and monthly review of the world's architectural progress by :
Download or read book Examples of the architecture of the Victorian age, and monthly review of the world's architectural progress written by and published by . This book was released on 1862 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Re-imagining Government by : Barry Quirk
Download or read book Re-imagining Government written by Barry Quirk and published by Bloomsbury Publishing. This book was released on 2011-06-03 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: In an age of austerity, public leaders and managers face a range of external challenges - fiscal, social and political. Combining theoretical insight, empirical commentary and practical experience, this book examines how democratic political systems work and how public decisions are made - and how they could be made better.
Book Synopsis The Australasian Insurance & Banking Record by :
Download or read book The Australasian Insurance & Banking Record written by and published by . This book was released on 1953-07 with total page 802 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Municipal Journal written by and published by . This book was released on 1909 with total page 1100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The Law Times written by and published by . This book was released on 1847 with total page 702 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The London Review and Weekly Journal of Politics, Literature, Art, & Society by :
Download or read book The London Review and Weekly Journal of Politics, Literature, Art, & Society written by and published by . This book was released on 1862 with total page 740 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Justice of the Peace written by and published by . This book was released on 1851 with total page 910 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Industrial & Mining Standard written by and published by . This book was released on 1905 with total page 996 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Building News and Engineering Journal by :
Download or read book The Building News and Engineering Journal written by and published by . This book was released on 1860 with total page 992 pages. Available in PDF, EPUB and Kindle. Book excerpt:
