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Examining How Technology Can Promote Consumer Financial Literacy
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Author :United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit Publisher : ISBN 13 : Total Pages :110 pages Book Rating :4.:/5 (319 download)
Book Synopsis Examining how Technology Can Promote Consumer Financial Literacy by : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Download or read book Examining how Technology Can Promote Consumer Financial Literacy written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2014 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Annual Activity Report of the Committee on Financial Services of the United States House of Representatives for the Period ... by : United States. Congress. House. Committee on Financial Services
Download or read book Annual Activity Report of the Committee on Financial Services of the United States House of Representatives for the Period ... written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2014 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Journal and History of Legislation by : United States. Congress. House. Committee on Financial Services
Download or read book Journal and History of Legislation written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2013 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis United States of America Congressional Record by :
Download or read book United States of America Congressional Record written by and published by . This book was released on with total page 620 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financial Literacy and Responsible Finance in the FinTech Era by : John O.S. Wilson
Download or read book Financial Literacy and Responsible Finance in the FinTech Era written by John O.S. Wilson and published by Taylor & Francis. This book was released on 2021-07-21 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.
Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa
Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Book Synopsis Examining Global Regulations During the Rise of Fintech by : Justin, Mercia Selva Malar
Download or read book Examining Global Regulations During the Rise of Fintech written by Justin, Mercia Selva Malar and published by IGI Global. This book was released on 2024-09-25 with total page 506 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fintech industry's rapid growth is revolutionizing the global financial sector by providing unparalleled convenience and innovation. However, this disruptive force also brings challenges, particularly in regulation. With fintech evolving at breakneck speed, traditional regulatory frameworks struggle to keep pace, leading to potential risks and uncertainties for economies and financial systems worldwide. Without adequate and adaptable regulations, the benefits of fintech could be overshadowed by its disruptive potential, impacting financial stability and consumer trust. Examining Global Regulations During the Rise of Fintech offers a comprehensive analysis of Fintech regulations across nations, providing insights into the diverse approaches and their impacts. By examining the experiences of different countries, the book helps policymakers, industry professionals, and academics understand what works and what doesn't in fintech regulation. It offers frameworks and recommendations to promote innovation while ensuring financial stability. It is an essential guide in the rapidly evolving fintech ecosystem.
Book Synopsis Adoption and Use of Technology Tools and Services by Economically Disadvantaged Communities: Implications for Growth and Sustainability by : Etim, Alice S.
Download or read book Adoption and Use of Technology Tools and Services by Economically Disadvantaged Communities: Implications for Growth and Sustainability written by Etim, Alice S. and published by IGI Global. This book was released on 2023-11-09 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: Economically disadvantaged communities in many regions around the world are making concerted efforts to become integrated into the global information society. The adoption and use of an array of technology tools and services by these communities will pave the way for their inclusion. Adoption and Use of Technology Tools and Services by Economically Disadvantaged Communities: Implications for Growth and Sustainability examines the challenges facing economically disadvantaged communities with respect to their digital divide and emerging opportunities as they adopt modern ICT tools and services for growth and sustainability. Focus is given to research on ICT adoption, use, and impact on lives, businesses, and societies. Covering topics such as the digital divide, food traceability, and big data analytics, this premier reference source is an excellent resource for sociologists, government officials, community leaders, students and educators of higher education, librarians, researchers, and academicians.
Book Synopsis Digital Technology and Changing Roles in Managerial and Financial Accounting by : Allam Hamdan
Download or read book Digital Technology and Changing Roles in Managerial and Financial Accounting written by Allam Hamdan and published by Emerald Group Publishing. This book was released on 2024-01-29 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: Digital Technology and Changing Roles in Managerial and Financial Accounting explores the profound impact of digital technology on the accounting profession.
Book Synopsis Financial Literacy Education by : Asta Zokaityte
Download or read book Financial Literacy Education written by Asta Zokaityte and published by Springer. This book was released on 2017-06-26 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the issue of consumer financial education, responding to increased interest in, and calls to improve peoples’ financial literacy skills and abilities to understand and manage their money. New conceptual frameworks introduced in the book offer academic audiences an innovative way of thinking about the project on financial literacy education. Using the concepts of ‘edu-regulation’ and ‘financial knowledge democratisation’ to analyse the financial education project in the UK, the book exposes serious, and often ignored, limitations to using information and education as tools for consumer protection. It challenges the mainstream representation of financial literacy education as a viable solution to consumer financial exclusion and poverty. Instead, it argues that the project on financial literacy education fails to acknowledge important dependences between consumer financial behaviour and the socio-economic, political, and cultural context within which consumers live. Finally, it reveals how these international and national calls for ever greater financial education oversimplify and underestimate the complexity of consumer financial decision-making in our modern times.
Book Synopsis Digitalization, Sustainable Development, and Industry 5.0 by : Bülent Akkaya
Download or read book Digitalization, Sustainable Development, and Industry 5.0 written by Bülent Akkaya and published by Emerald Group Publishing. This book was released on 2023-11-20 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Digitalization, Sustainable Development, and Industry 5.0 offers cutting-edge multidisciplinary research, with expert insights on the technologies and strategies businesses use in the twin transition process.
Book Synopsis Financial Empowerment in the African American Church by : Rev. Dr. Donna Taylor
Download or read book Financial Empowerment in the African American Church written by Rev. Dr. Donna Taylor and published by Balboa Press. This book was released on 2018-01-17 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work captures the historical and cultural context for financial literacy in the twenty-first century in view of the Great Recession of 2008 to 2009.
Book Synopsis Global Perspectives on Social Media Usage Within Governments by : Chavadi, Chandan
Download or read book Global Perspectives on Social Media Usage Within Governments written by Chavadi, Chandan and published by IGI Global. This book was released on 2023-08-29 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social media applications have emerged in the last 20 years to meet the different needs of individuals, and private sector and public organizations have not been indifferent to these technologies. Social media tools help public institutions and organizations communicate directly with citizens as well as enable two-way communication and enable citizens to participate in all stages from agenda setting to evaluation of policy processes. Central and local governments, which use innovative methods to involve citizens in this process, attach significance to the development of e-participation tools. Ensuring the participation of citizens in policy processes not only determines the wishes and priorities of citizens but also uses scarce resources effectively and efficiently. Global Perspectives on Social Media Usage Within Governments reveals the best practices of various countries regarding the use of social media by central and local governments according to public administration models. The book presents various case studies on the impact of public administration models on social media use in order to contribute to public administration and social media use. Covering topics such as climate action, knowledge behaviors, and citizen participation, this premier reference source is an essential resource for government officials, public administrators, public policy scholars, social media experts, public affairs scholars, students and educators of higher education, librarians, researchers, and academicians.
Book Synopsis Exploring Global FinTech Advancement and Applications by : Taherdoost, Hamed
Download or read book Exploring Global FinTech Advancement and Applications written by Taherdoost, Hamed and published by IGI Global. This book was released on 2024-02-07 with total page 407 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the world of FinTech, scholars face an overwhelming dilemma; it is challenging to access comprehensive and up-to-date information across various regions with regards to timeliness. The transformative power of FinTech, driven by innovations such as blockchain, AI analytics, and mobile payment systems, has reshaped financial transactions, influenced economic growth, and spurred competition among traditional financial institutions. However, the lack of a comprehensive, scholarly resource hinders the ability of academics, policymakers, and industry professionals to navigate and comprehend these intricate developments. The need for a centralized repository of knowledge has become increasingly urgent, hindering the collective understanding of the complex dynamics of FinTech on a global scale. Exploring Global FinTech Advancement and Applications stands as a groundbreaking solution to the academic community's pressing need for a comprehensive understanding of this global financial landscape. Through meticulous assessments of countries across each global region, each chapter delves into market size, FinTech adoption rates, services offered, key players, investments, infrastructure, government policies, economic impacts, security concerns, academic research synthesis, and future trends. By consolidating this wealth of information, the book becomes an indispensable reference guide for scholars, researchers, policymakers, investors, and industry professionals seeking to navigate the intricate dynamics of FinTech on a global scale.
Book Synopsis Business Development via AI and Digitalization by : Allam Hamdan
Download or read book Business Development via AI and Digitalization written by Allam Hamdan and published by Springer Nature. This book was released on with total page 1112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Role of Financial Inclusion for Reaching Sustainable Development Goals by : Jungo, João
Download or read book The Role of Financial Inclusion for Reaching Sustainable Development Goals written by Jungo, João and published by IGI Global. This book was released on 2024-02-12 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: In today's world, financial inclusion has emerged as a critical tool for fostering inclusive economic growth and achieving sustainable development goals. The Role of Financial Inclusion for Reaching Sustainable Development Goals presents a comprehensive exploration of the subject, offering a vital resource for anyone seeking to grasp the intricacies of this dynamic and evolving field. This book assembles a collection of cutting-edge research on financial inclusion, featuring contributions from diverse contributing authors with expertise in various aspects of finance and economics. The volume is structured to examine the main trends and challenges surrounding financial inclusion, while shedding light on its implications for different economies and societies. From the determinants of financial inclusion to its effects on economic agents, financial institutions, and entire economies, each chapter delves into crucial questions, exploring both the theoretical and empirical aspects of the topic. By examining the challenges and implications of financial inclusion in an international context, this book emerges as a relevant and timely reference for policymakers, academics, and financial professionals alike. This book emphasizes the broader social and political impact of financial inclusion, discussing its correlation with issues such as gender inequality, education expenses, health expenses, access to water and sanitation, environmental inequality, and energy needs.
Book Synopsis Influencer Marketing Applications Within the Metaverse by : Bansal, Rohit
Download or read book Influencer Marketing Applications Within the Metaverse written by Bansal, Rohit and published by IGI Global. This book was released on 2023-05-22 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: The metaverse is an immersive digital world that combines augmented reality (AR) and virtual reality (VR) to allow people to interact online as if they were in the physical world. While everything in the metaverse doesn’t exist in the physical world, it still offers unique opportunities for customers to experience your brand. The metaverse is free from physical limitations, presenting a novel opportunity for brands. Just as e-commerce revolutionized the way people shop, so could the metaverse. And by taking advantage of the metaverse's ability to bridge the gap between physical and virtual commerce, brands can use it to enrich their consumers' shopping experiences. To be successful, brands must quickly learn from mistakes and build on successful campaigns to stand out. The metaverse is data-driven, and marketers can use this in creating their growth strategies. Because growth marketing involves continuous experimentation and testing, brands can use this virtual world as their stomping ground to analyze their various marketing campaigns and observe consumer behavior. Influencer Marketing Applications Within the Metaverse explores how enterprises experimenting with the metaverse can connect, engage with, and incentivize human and machine customers to create new value exchanges, revenue streams, and markets. The book examines how brands can enrich their consumers’ shopping experiences by taking advantage of the metaverse's ability to bridge the gap between physical and virtual commerce. Covering topics such as augmented and virtual reality, customer experience, and gamification, this book is ideal for marketing practitioners, researchers, undergraduate and postgraduate students, non-government and government organizations, and more.
