Educacion Financiera Para Todos

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My First Book about Financial Education

Author : Floren Verdú
Publisher :
ISBN 13 :
Total Pages : 102 pages
Book Rating : 4.4/5 (6 download)

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Book Synopsis My First Book about Financial Education by : Floren Verdú

Download or read book My First Book about Financial Education written by Floren Verdú and published by . This book was released on 2021-08-23 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like your children to learn FINANCIAL EDUCATION in a simple way? I'm sure you would. Well, with this book they can have fun while doing it. Do you want your children never to experience economic problems? Luckily, the financial future of your children is in your hands, and you can help them to have an excellent one - this book is a good first step to achieving it. How will this book be useful for my children? Through a story and a "did you know?" section, I will simply explain some concepts that can be difficult to understand. Who is this book for? This book is aimed at children aged 8 and over, ideally with parents who have a certain level of basic financial education. Even if you know nothing about financial education, adults can read it, too. What will children learn from this book? Peter and Maggie will accompany you through a pleasant story, and teach them many concepts surrounding FINANCIAL EDUCATION; they will also encounter some interesting characters. They will learn what passive income is and how to obtain different sources of income. They will be shown that anything can be used as money. They will find out about the origin of coins, bills and banks, and discover that money doesn't grow on trees. They will learn how to multiply their money through compound interest. They will also be taught how money-making machines work. They will also be shown the need not to put all their eggs in one basket. Of course, the importance of beginning to invest as soon as possible will be highlighted. Maggie and Peter will also show them that it is sometimes better to wait to get better things, and sometimes better not to. They will be taught to save 2 out of every 10 coins. They will be shown why they should never borrow money. They will also be helped to use their pay appropriately. They will find out about the inflation monster and discover why it puts their money in danger. Peter and Maggie will help them to understand that they should never spend more than they make. They will also learn the difference between needs and wants. And finally, they will be taught that they should turn their hobby into their future career. If you do decide that your children should read this book, it would be an honor for me to play a part in their education and in improving their lives. SECOND EDITION. REVISED AND CORRECTED 2021.

The Impact of HEIs on Regional Development: Facts and Practices of Collaborative Work With SMEs

Author : Rodrigues, Susana
Publisher : IGI Global
ISBN 13 : 1668467038
Total Pages : 453 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis The Impact of HEIs on Regional Development: Facts and Practices of Collaborative Work With SMEs by : Rodrigues, Susana

Download or read book The Impact of HEIs on Regional Development: Facts and Practices of Collaborative Work With SMEs written by Rodrigues, Susana and published by IGI Global. This book was released on 2023-06-21 with total page 453 pages. Available in PDF, EPUB and Kindle. Book excerpt: Higher education institutions (HEIs) are providers of knowledge and competencies. HEIs are very important to the development of society and the regions they impact geographically. The current uncertainty and challenges require new ways of educating. They require the use of new pedagogical tools that prepare students to deal with real and future problems, train them to deliver solutions, help them to analyze challenges and create future scenarios, and engage them in collaborative work toward the creation of innovation. Collaborative work between small and medium-sized enterprises (SMEs) and HEIs broadens networking, stimulates research, accelerates innovation, and nurtures regional development. The Impact of HEIs on Regional Development: Facts and Practices of Collaborative Work With SMEs shares the best practices of implemented co-creation innovation processes by HEIs. It describes the pedagogical processes and tools used to respond to SME challenges. Covering topics such as innovation co-creation networks, sustainable development, and teaching entrepreneurship, this premier reference source is an excellent resource for policymakers, administrators, educators and students of higher education, practitioners, librarians, researchers, and academicians.

¿Se Habla Dinero?

Author : Lynn Jimenez
Publisher : John Wiley & Sons
ISBN 13 : 0470225033
Total Pages : 386 pages
Book Rating : 4.4/5 (72 download)

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Book Synopsis ¿Se Habla Dinero? by : Lynn Jimenez

Download or read book ¿Se Habla Dinero? written by Lynn Jimenez and published by John Wiley & Sons. This book was released on 2008-01-07 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: A bilingual guide to the basics of financial success. Getting ahead financially in the United States is a difficult task, and it is even more daunting for someone who comes from a different culture. That’s why author Lynn Jimenez has created ¿Se Habla Dinero?: The Everyday Guide to Financial Success. This book offers information needed for financial survival and success, simply and clearly, in both English and Spanish. ¿Se Habla Dinero? walks readers through the fundamentals of personalfinance and money management and explains how to open and use bank accounts; establish and manage credit; save and borrow money for education; and master basic investing techniques. This bilingual guide makes intimidating topics easy and gives readers the confidence they need to move forward. Hispanics are moving into this nation’s middle class at a rapid pace. ¿Se Habla Dinero? will be an important tool to help them climb the ladder of financial success. Lynn Jimenez (San Francisco, CA) is an award-winning business reporter For KGO Radio 810. She has delivered fast-paced business reports from the options floor of the New York Stock Exchange for 17 years. Una guía bilingüe que proporciona las bases del éxito económico. Salir adelante económicamente en Estados Unidos es una labor ardua, y más difícil todavía para aquellos que provienen de culturas diferentes. Esta es la razón por la que la autora Lynn Jiménez ha creado ¿Se Habla Dinero?: la guía diaria que le llevará al éxito financiero. Este libro ofrece en dos idiomas: inglés y español y de manera sencilla y clara, la información necesaria para la supervivencia y el éxito financiero. ¿Se Habla Dinero? Guía al lector a través de las nociones fundamentales de economía personal y administración del dinero. Explica cómo abrir y usar cuentas bancarias, cómo establecer y administrar crédito, cómo ahorrar y tomar prestado dinero para la educación y cómo manejar técnicas de inversión básicas. Esta guía bilingüe hace que algunos aspectos intimidatorios resulten fáciles y proporciona a sus lectores la confianza que necesitan para seguir adelante. La población hispana hoy en día está alcanzando rápidamente la clase media de esta nación. ¿Se Habla Dinero? Es una herramienta importante que ayudará a sus lectores a subir la escala del éxito financiero. Lynn Jimenez de San Francisco, California, es una reportera de negocios galardonada que trabaja para la estación de Radio 810 KGO. También ha transmitido reportajes breves de negocios desde el piso de opciones de la Bolsa de Nueva York en San Francisco por diez ye siete años.

Technological Innovations for Business, Education and Sustainability

Author : Allam Hamdan
Publisher : Emerald Group Publishing
ISBN 13 : 1837531064
Total Pages : 345 pages
Book Rating : 4.8/5 (375 download)

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Book Synopsis Technological Innovations for Business, Education and Sustainability by : Allam Hamdan

Download or read book Technological Innovations for Business, Education and Sustainability written by Allam Hamdan and published by Emerald Group Publishing. This book was released on 2024-04-23 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fulfilling a growing need for aligning business strategy and educational curriculums with the evolving skills required for business workplaces, this book presents a thorough understanding of how business, education and technology can enable current and future leaders to contribute positively to digital transformation across the globe.

Finanzas Personales Para Dummies®

Author : Eric Tyson
Publisher : John Wiley & Sons
ISBN 13 : 0470378409
Total Pages : 530 pages
Book Rating : 4.4/5 (73 download)

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Book Synopsis Finanzas Personales Para Dummies® by : Eric Tyson

Download or read book Finanzas Personales Para Dummies® written by Eric Tyson and published by John Wiley & Sons. This book was released on 2008-06-23 with total page 530 pages. Available in PDF, EPUB and Kindle. Book excerpt: Lo ayuda a mejorar su puntaje crediticio "Consejos detallados y orientados a la acción . . . Un excelente manual básico de finanzas personales." —Kristin Davis, Kiplinger's Personal Finance ¿Necesita ayuda para planear su futuro financiero? ¡Está de suerte! Esta guía práctica ha sido actualizada con información sobre sus opciones de ahorro para la universidad, problemas de crédito y nuevas leyes de impuestos y bancarrota. También encontrará formas para solicitar y revisar su reporte crediticio. Tome el control de sus finanzas —para que pueda vivir mejor, gaste dinero de forma más juiciosa, y esquive los hundimientos financieros. Alabanzas para Finanzas Personales Para Dummies ". . . proporciona una magnífica perspectiva y ayuda en el mundo de las inversiones y otros asuntos de dinero." —PBS Nightly Business Report "Tyson dice lo que uno debe hacer o considerar, siempre acompañado de una explicación del cómo y el porqué —y las trampas a evitar— en un lenguaje claro." —Chicago Tribune "Consejos inteligentes. . . . Premia su honestidad con asesoría y consuelo." —Newsweek Descubra cómo: Determinar sus prioridades y no abandonarlas Evitar el robo de identidad y los engaños Invertir de manera inteligente Protejer lo que ha ganado Identificar los mejores recursos

International Handbook of Financial Literacy

Author : Carmela Aprea
Publisher : Springer
ISBN 13 : 9811003602
Total Pages : 708 pages
Book Rating : 4.8/5 (11 download)

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Book Synopsis International Handbook of Financial Literacy by : Carmela Aprea

Download or read book International Handbook of Financial Literacy written by Carmela Aprea and published by Springer. This book was released on 2016-03-24 with total page 708 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

Domina tus finanzas y maneja tu dinero

Author : Superintendencia de Banca Seguros y AFP
Publisher : Superintendencia de Banca Seguros y AFP
ISBN 13 :
Total Pages : 34 pages
Book Rating : 4./5 ( download)

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Book Synopsis Domina tus finanzas y maneja tu dinero by : Superintendencia de Banca Seguros y AFP

Download or read book Domina tus finanzas y maneja tu dinero written by Superintendencia de Banca Seguros y AFP and published by Superintendencia de Banca Seguros y AFP. This book was released on with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: ¿Sabes de qué se encarga la SBS y qué es? En esta historieta aprenderás las funciones de la SBS y cuál es su rol, de manera entretenida.

The Rules of Money

Author : Richard Templar
Publisher : FT Press
ISBN 13 : 013290781X
Total Pages : 238 pages
Book Rating : 4.1/5 (329 download)

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Book Synopsis The Rules of Money by : Richard Templar

Download or read book The Rules of Money written by Richard Templar and published by FT Press. This book was released on 2012 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Templar presents 100 golden behaviors for creating wealth, making it grow, and making it last--rules that work and techniques readers can begin using immediately"--Publisher description.

Unfair Advantage

Author : Robert T. Kiyosaki
Publisher : Plata Publishing
ISBN 13 : 9781612680101
Total Pages : 0 pages
Book Rating : 4.6/5 (81 download)

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Book Synopsis Unfair Advantage by : Robert T. Kiyosaki

Download or read book Unfair Advantage written by Robert T. Kiyosaki and published by Plata Publishing. This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: True financial education is the path to creating the life you want for yourself and your family. Kiyosaki challenges people to change the one thing that is within your control: yourself. He demonstrates how real financial education gives you an unfair advantage, and delivers measurable results.

Handbook of Research on Applied Artificial Intelligence and Robotics for Government Processes

Author : Valle-Cruz, David
Publisher : IGI Global
ISBN 13 : 1668456257
Total Pages : 461 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Handbook of Research on Applied Artificial Intelligence and Robotics for Government Processes by : Valle-Cruz, David

Download or read book Handbook of Research on Applied Artificial Intelligence and Robotics for Government Processes written by Valle-Cruz, David and published by IGI Global. This book was released on 2022-09-16 with total page 461 pages. Available in PDF, EPUB and Kindle. Book excerpt: Artificial intelligence (AI) and robotics have boomed in the 21st century. These emerging and disruptive technologies are immersed in our lives, from apps in mobile devices, the purchases we make on the internet streaming platforms, and even court decisions and predictive policing. Together with science and certain needs, relevant implementations of AI and robotics arise, related to its transparency, resulting in biases, the kinds of applications that can be implemented, and the degree of workforce replacement in decision-making assistance. It is essential to analyze the widely used AI techniques, the application of these technologies in different sectors, the implications of AI and robotics on society and welfare, and more. The Handbook of Research on Applied Artificial Intelligence and Robotics for Government Processes presents state-of-the-art research on AI and robotics in different fields of knowledge, its benefits, applications, and implications. It features chapters containing theoretical and practical research that analyzes the transparency and expandability of AI in different fields, as well as the analysis of unexpected results, biases, and cases of discrimination. Covering topics such as criminal intelligence, artificial intelligence-based chatbots, and gender violence, this major reference work is an excellent resource for government officials, practitioners in the public sector, business administrators and managers, IT professionals, law enforcement, federal agencies, students and faculty of higher education, researchers, and academicians.

Infórmate y Planea tu ahorro para el futuro

Author : Superintendencia de Banca Seguros y AFP
Publisher : Superintendencia de Banca Seguros y AFP
ISBN 13 :
Total Pages : 26 pages
Book Rating : 4./5 ( download)

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Book Synopsis Infórmate y Planea tu ahorro para el futuro by : Superintendencia de Banca Seguros y AFP

Download or read book Infórmate y Planea tu ahorro para el futuro written by Superintendencia de Banca Seguros y AFP and published by Superintendencia de Banca Seguros y AFP. This book was released on with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: ¿Sabes de qué se encarga la SBS y qué es? En esta historieta aprenderás las funciones de la SBS y cuál es su rol, de manera entretenida.

Marketing financiero

Author : Jaime Rivera Camino
Publisher : ESIC
ISBN 13 : 8416462828
Total Pages : 273 pages
Book Rating : 4.4/5 (164 download)

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Book Synopsis Marketing financiero by : Jaime Rivera Camino

Download or read book Marketing financiero written by Jaime Rivera Camino and published by ESIC. This book was released on 2015-06-08 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: Este libro ha sido concebido con la vocación de servir como material didáctico. Para ello, se analiza de manera pedagógica, el complejo entorno en que se desenvuelven las entidades financieras, y las herramientas que les puede aportar el marketing para sobrevivir en un mercado maduro y sujeto a innumerables retos. Los autores exponen de manera sencilla y comprensible tanto las estrategias como las tácticas de marketing que requieren las empresas del sector financiero para ser competitivas. El lector encontrará en estas páginas ejemplos e ilustraciones de bancos de países de distintos continentes, y podrá conocer la evolución que ha experimentado el marketing en las entidades financieras, pasando de un enfoque de relaciones públicas, a la promoción de ventas y al uso de la publicidad. En esta evolución, al igual que ha sucedido en otros sectores, la crisis financiera mundial ha provocado que los bancos hayan tomado conciencia de la utilidad del marketing para colocar al cliente en el centro de su modelo de negocio. Como consecuencia, este libro nace con el ánimo de llenar el vacío relativo al conocimiento del uso efectivo del marketing en este sector. Y por ello, en esta obra se expone el proceso estratégico y operativo que deben utilizar las instituciones financieras para satisfacer las necesidades de sus segmentos objetivos. En su interior se desarrollan también, de manera armónica, los conceptos prácticos y empíricos que pueden ser usados tanto por estudiantes de grado y de postgrado, como por profesionales interesados en conocer de qué forma utilizar el marketing de adquisición y de retención en el sector financiero. Este conocimiento es esencial para instituciones que enfrentan condiciones de mercado de creciente complejidad y competitividad. En donde la aparición de nuevos actores (principalmente empresas tecnológicas), ha comenzado a amenazar líneas de negocio hasta ahora exclusivas de los bancos tradicionales.

Una Vida Con Propósito

Author : Samuel Velez
Publisher : Xlibris Corporation
ISBN 13 : 1514415542
Total Pages : 183 pages
Book Rating : 4.5/5 (144 download)

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Book Synopsis Una Vida Con Propósito by : Samuel Velez

Download or read book Una Vida Con Propósito written by Samuel Velez and published by Xlibris Corporation. This book was released on 2015-11-11 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt: Desde el comienzo de la evolucin de la humanidad, el ser humano ha estado buscando tesoros escondidos en todas partes. Algo que los haga felices y constantemente complete sus vidas. Desafortunadamente la mayora de las personas busca estos tesoros en el mundo exterior enfocndose ms en el fruto, que en la raz de donde viene el tesoro. Buscando tanto la felicidad como la satisfaccin a travs de las cosas materiales y enfocando as sus esfuerzos en alcanzar metas vacas que no estan alineadas con sus valores internos. La realidad es que todos los tesoros que buscamos se encuentran escondidos dentro de nosotros y es nuestra responsabilidad el encontrarlos y aprovecharlos al mximo. En este libro usted encontrar una serie de guas y pasos que han sido diseados en una secuencia especfica para ayudarle a encontrar y vivir una vida con propsito. El mismo contiene principios de crecimiento personal fundamentales, que fueron organizados secuencialmente para ayudarte a crecer y pensar diferente. Fue diseado para iluminar y mejorar el estilo de vida de cualquier persona no importa el nivel de educacin al que pertenezca. Espero que esta gua les provea la direccin y el enfoque necesario para alcanzar tanto tus metas personales como profesionales y que los ayude a desarrollar su inters por el mundo del aprendizaje continuo.

Sample Size, Skewness and Leverage Effects in Value at Risk and Expected Shortfall Estimation

Author : Laura García Jorcano
Publisher : Ed. Universidad de Cantabria
ISBN 13 : 8481029122
Total Pages : 162 pages
Book Rating : 4.4/5 (81 download)

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Book Synopsis Sample Size, Skewness and Leverage Effects in Value at Risk and Expected Shortfall Estimation by : Laura García Jorcano

Download or read book Sample Size, Skewness and Leverage Effects in Value at Risk and Expected Shortfall Estimation written by Laura García Jorcano and published by Ed. Universidad de Cantabria. This book was released on 2020-02-24 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: The thesis analyzes the effect that the sample size, the asymmetry in the distribution of returns and the leverage in their volatility have on the estimation and forecasting of market risk in financial assets. The goal is to compare the performance of a variety of models for the estimation and forecasting of Value at Risk (VaR) and Expected Shortfall (ES) for a set of assets of different nature: market indexes, individual stocks, bonds, exchange rates, and commodities. The three chapters of the thesis address issues of greatest interest for the measurement of risk in financial institutions and, therefore, for the supervision of risks in the financial system. They deal with technical issues related to the implementation of the Basel Committee's guidelines on some aspects of which very little is known in the academic world and in the specialized financial sector. In the first chapter, a numerical correction is proposed on the values usually estimatedwhen there is little statistical information, either because it is a financial asset (bond, investment fund...) recently created or issued, or because the nature or the structure of the asset or portfolio have recently changed. The second chapter analyzes the relevance of different aspects of risk modeling. The third and last chapter provides a characterization of the preferable methodology to comply with Basel requirements related to the backtesting of the Expected Shortfall.

The Household as a Human Capital Incubator

Author : Sandra Vélez Candelario
Publisher : Cambridge Scholars Publishing
ISBN 13 : 1527504999
Total Pages : 141 pages
Book Rating : 4.5/5 (275 download)

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Book Synopsis The Household as a Human Capital Incubator by : Sandra Vélez Candelario

Download or read book The Household as a Human Capital Incubator written by Sandra Vélez Candelario and published by Cambridge Scholars Publishing. This book was released on 2023-04-28 with total page 141 pages. Available in PDF, EPUB and Kindle. Book excerpt: Humanity’s psychological and behavioral skills are the most useful area to manage for today’s organizations. Workplaces, schools and many others organizations are investing resources in humans as capital due to these remarkable skills, in recognition of the fact that humans are our most precious capital within society. Many psychiatric treatments have been created to harness the human as capital within academic and workplace settings. This book gives the readers the opportunity to analyze the organization which promotes, or prevents, disruptive behaviour in human capital during their incubating process, that is, the household. Taylor’s management theory opened people’s eyes to the potential of humans’ physical capabilities, but this theory of psychological capital emphasizes positive psychological aspects, taking heed of organizational behaviour. This specific skill is needs to be aligned with today’s worldwide business activity. The family is the first legitimated social group to help the human being in this specific area, making them successful in life.

Symposium Proceedings Innovative Teaching Practices

Author : Janina Morska
Publisher : WTM-Verlag Münster
ISBN 13 : 395987250X
Total Pages : 276 pages
Book Rating : 4.9/5 (598 download)

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Book Synopsis Symposium Proceedings Innovative Teaching Practices by : Janina Morska

Download or read book Symposium Proceedings Innovative Teaching Practices written by Janina Morska and published by WTM-Verlag Münster. This book was released on 2023-06-14 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume contains the papers presented at the International Symposium: Innovative Teaching Practices held on August 14-18 2023 in The Queen’s College, Oxford University. The Symposium was organized by The Mathematics Education for the Future Project - an international philanthropic project founded in 1986 and dedicated to innovation in mathematics, science, computer and statistics education.

Impact Evaluation in Practice;La Evaluación de Impacto en la Práctica

Author : Paul J. Gertler
Publisher : World Bank Publications
ISBN 13 : 0821386816
Total Pages : 257 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Impact Evaluation in Practice;La Evaluación de Impacto en la Práctica by : Paul J. Gertler

Download or read book Impact Evaluation in Practice;La Evaluación de Impacto en la Práctica written by Paul J. Gertler and published by World Bank Publications. This book was released on 2011-06-13 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers an accessible introduction to the topic of impact evaluation and its practice in development. While the book is geared principally towards development practitioners and policymakers designing prospective impact evaluations, we trust that it will be a valuable resource for students and others interested in using impact evaluation. Prospective impact evaluations should be used selectively to assess whether or not a program has achieved its intended results, or to test alternatives for achieving those results. We consider that more and better impact evaluation will help strengthen the evidence base for development policies and programs around the world. If governments and development practitioners can make policy decisions based on evidence - including evidence generated through impact evaluation - our hope is that development resources will be spent more effectively, and ultimately have a greater impact on reducing poverty and improving people's lives. The three chapters in this handbook provide a non-technical introduction to impact evaluations, including “Why Evaluate” in Chapter 1, “How to Evaluate” in Chapter 2 and “How to Implement Impact Evaluations” in Chapter 3. These elements are the basic ‘tools' needed in order to successfully carry out an impact evaluation. From a methodological standpoint our approach to impact evaluation is largely pragmatic: we think that the most appropriate methods should be identified to fit the operational context, and not the other way around. This is best achieved at the outset of the program, through the design of prospective impact evaluation that can be built into the project's implementation. We argue that gaining consensus between key stakeholders and identifying an evaluation design that fits the political and operational context is as important as the method itself. We also believe strongly that impact evaluations should be upfront about their limitations and caveats. Finally, we strongly encourage policymakers and program managers to consider impact evaluations in a logical framework that clearly sets out the causal pathways by which the program works to produce outputs and influence final outcomes, and to combine impact evaluations with monitoring and selected complementary evaluation approach to gain a full picture of performance. This book builds on a core set of teaching materials developed for the “Turning Promises to Evidence” workshops organized by the office of the Chief Economist for Human Development (HDNCE) in partnership with regional units and the Development Economics Research Group (DECRG) at the World Bank.