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Dont Buy Your Retirement Home Without Me
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Book Synopsis Don't Buy Your Retirement Home Without Me! by : Richard Andrews
Download or read book Don't Buy Your Retirement Home Without Me! written by Richard Andrews and published by John Wiley & Sons. This book was released on 2011-11-30 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Invaluable advice for making a sensible purchase on a retirement home Like most retirees, you've worked hard your whole life and now you're looking forward to starting a new chapter of your life in a retirement home community. However, purchasing a retirement home can be a daunting experience and the cost of making a bad decision can impact your entire family. That's where this helpful book comes in. Retirement-savvy author Richard Andrews offers straightforward advice on making wise financial and lifestyle decisions that could change your life for the better. Covering everything from what to expect from your lawyer and accountant to negotiating with retirement home community operators, this guide dives into the basics of purchasing a home in a retirement home village, and adapting to your new lifestyle. Walks you through complicated retirement village contracts and what they mean Offers useful tips for choosing a retirement village that suits your needs Includes suggestions for selling your current home, downsizing your possessions and adjusting to a new life Looks at the perks of living in a retirement village community: great company, security, and homes that are designed for easy living
Book Synopsis Unlocking the Property Market by : John Lindeman
Download or read book Unlocking the Property Market written by John Lindeman and published by John Wiley & Sons. This book was released on 2015-08-03 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: The 7 keys to property investment success Brimming with fresh content designed to suit current trends inthe market, Unlocking the Property Market shares expertproperty market analyst John Lindeman's tips and techniques onwhere to buy, what to buy, how much to pay, and when to sell.Written with your needs in mind, Lindeman reveals the seven keys toproperty investment success and shows you how to unlock theproperty market's secrets. The media talks up a housing market boom one minute and thenwarns of a crash the next, but the housing market's behaviour ispredictable. Housing prices move slowly upwards, and then theystagnate for some years—and may even fall for a year or two.However, there are always suburbs in any market that go against thegrain and offer property investors a chance to secure the highestreturns in the shortest possible time in any market condition. Tofind these properties, follow John Lindeman in Unlocking theProperty Market and successfully discover the seven keys toproperty investment success including: Understand how the market works and find locations with thebest growth potential Know where and when to buy and the best time to sell Narrow down your property search, decide what to buy anddetermine how much to pay. If you're a private housing investor or just starting out in thefield looking for authoritative, accessible information on thetopic, Unlocking the Property Market gives you theconfidence and know-how to successfully obtain the best possibleresults from property investment.
Book Synopsis What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life by : Wes Moss
Download or read book What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life written by Wes Moss and published by McGraw Hill Professional. This book was released on 2021-10-26 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.
Book Synopsis The White Coat Investor by : James M. Dahle
Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
Book Synopsis The Power of Zero, Revised and Updated by : David McKnight
Download or read book The Power of Zero, Revised and Updated written by David McKnight and published by Crown Currency. This book was released on 2018-09-04 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Book Synopsis If You Can't Live Without Me, Why Aren't You Dead Yet?! by : Cynthia Heimel
Download or read book If You Can't Live Without Me, Why Aren't You Dead Yet?! written by Cynthia Heimel and published by Grove Press. This book was released on 2002-10-09 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Heimel has been described by the "Chicago Tribune" as "perhaps our funniest war correspondent on the war between the sexes." Her new book shows Heimel at her wicked best. Like a hip Erma Bombeck or a Dorothy Parker for today, she is an antidote to an absurd world for smart, sane women.
Book Synopsis The Value of Debt in Retirement by : Thomas J. Anderson
Download or read book The Value of Debt in Retirement written by Thomas J. Anderson and published by John Wiley & Sons. This book was released on 2015-03-16 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increase the odds you won't run out of money in retirement – using debt! Conventional wisdom is wrong – being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt—that thing we've all been taught to avoid—can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do. Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem. Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month - after taxes - and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money. Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation. There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years – a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk. Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals.
Download or read book Recounting written by Luis Goytisolo and published by Deep Vellum Publishing. This book was released on 2017-03-24 with total page 761 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recounting surveys the social history of Barcelona and Catalonia, primarily since the end of the Spanish Civil War in 1939. The novel follows the youth and education of Raúl Ferrer Gaminde, son of a well-connected, middle-class Catalan family that embraces Franco and Spanish Nationalism. The novel’s potent drama plays out through Goytisolo’s crisp, forceful presentation of youth, humor, optimism, rebellion, violence, sexual awakening, indulgence, punishment, and the realization of one’s artistic vocation. Alternately modern and historical, Recuento displays intelligent realism, emotional gravity, profane beauty, brute vulgarity, sweeping rhetorical scope, and seamless transitions through long, streaming passages of narrative and introspection.
Book Synopsis Live It Up Without Outliving Your Money! by : Paul Merriman
Download or read book Live It Up Without Outliving Your Money! written by Paul Merriman and published by John Wiley & Sons. This book was released on 2010-12-17 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Completely expanded and updated, Live it Up Without Outliving Your Money! Second Edition is the financial roadmap that people are looking for. Based on the author's experience in the financial services sector since the mid-1960s, including more than 30 years as an investment advisor and money manager, this plain-talking book gives readers simple strategies to add between $1,000 and $10,000 to their monthly income in retirement, and without taking any of the dumb risks of the past. This reliable resource motivates readers to take the first steps to change their financial situation; presents multiple strategies for withdrawing money during retirement; and exposes the marketing tricks perpetrated by financial institutions. This book also includes added focus on newer issues such as ETFs, REITs, estate planning, IRA withdrawals, and updated allocation strategies. Live it Up Without Outliving Your Money! : • Allows readers to tailor a financial plan for retirement that takes into account the amount of risk they’re willing to tolerate • Provides multiple strategies for withdrawing money once in retirement while also building an estate for children and other survivors • Exposes the marketing tricks and emotional ploys perpetrated by financial institutions and the personal finance media that keep investors from making the best decisions – and provide real-world examples of these deceptions • Motivates readers to take the first steps to change their financial situation, which is the most difficult part of the strategy • Includes a dozen worksheets to help readers grapple with retirement planning
Download or read book Ask a Manager written by Alison Green and published by Ballantine Books. This book was released on 2018-05-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together
Book Synopsis The Original Comprehensive Guide to Retirement Living and Long-Term Care ™ by : Esther K. H. Goldstein B.SC., B.S.W., RSW
Download or read book The Original Comprehensive Guide to Retirement Living and Long-Term Care ™ written by Esther K. H. Goldstein B.SC., B.S.W., RSW and published by AuthorHouse. This book was released on 2012-01-09 with total page 473 pages. Available in PDF, EPUB and Kindle. Book excerpt: Searching for a Retirement or Long-term care home can be a daunting task. Often one is plagued with questions or has to make a decision quickly and doesn't know where to begin. This is a GUIDE that every senior, or their family going through this process MUST have. Written by an experienced hospital social worker it truly makes the process much easier. It explains the different options available, gives you 160 questions to ask when you tour homes, has contact information on resources and services for seniors and provides detailed information on hundreds of retirement homes and long-term care residences. This is THE most COMPREHENSIVE source of information you will find on retirement living in Canada. A must have for anyone searching for retirement living for themselves or a loved one.
Download or read book Having and Being Had written by Eula Biss and published by Penguin. This book was released on 2020-09-01 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: A NEW YORK TIMES EDITORS’ CHOICE NAMED A BEST BOOK OF THE YEAR BY TIME , NPR, INSTYLE, AND GOOD HOUSEKEEPING “A sensational new book [that] tries to figure out whether it’s possible to live an ethical life in a capitalist society. . . . The results are enthralling.” —Associated Press A timely and arresting new look at affluence by the New York Times bestselling author, “one of the leading lights of the modern American essay.” —Financial Times “My adult life can be divided into two distinct parts,” Eula Biss writes, “the time before I owned a washing machine and the time after.” Having just purchased her first home, the poet and essayist now embarks on a provocative exploration of the value system she has bought into. Through a series of engaging exchanges—in libraries and laundromats, over barstools and backyard fences—she examines our assumptions about class and property and the ways we internalize the demands of capitalism. Described by the New York Times as a writer who “advances from all sides, like a chess player,” Biss offers an uncommonly immersive and deeply revealing new portrait of work and luxury, of accumulation and consumption, of the value of time and how we spend it. Ranging from IKEA to Beyoncé to Pokemon, Biss asks, of both herself and her class, “In what have we invested?”
Download or read book Work Optional written by Tanja Hester and published by Hachette Books. This book was released on 2019-02-12 with total page 235 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical action guide for financial independence and early retirement from the popular Our Next Life blogger. In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting -- or not! Work Optional is more than just a financial plan: it's a plan for your whole life -- designed by you, not by an employer or clients. Tanja walks you through envisioning your dream life, accounting for variables such as health care and children, protecting yourself from recessions and future unknowns, and achieving a purpose-filled early retirement, semi-retirement, or career intermission with completely doable, non-penny-pinching steps. You can live a happier, more meaningful life, free from the daily grind. Regardless of where you are in your career, Work Optionalwill get you there.
Download or read book Sunshine Girls written by Sheila Horne and published by FriesenPress. This book was released on 2014-03-04 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: I’d grown up thinking life was like one of the dressmaking patterns Mother bought to sew my clothes. If I followed it, my life would turn out as perfect as my dresses. I’d meet someone and fall in love with him. He would love me and take care of me. That’s what my father had done with Mother and me. That’s what men did. We would get married, have children and live a loving life. Somehow it had all changed, like the clouds – Sheila Horne. It’s 1973. As Toronto loosens up, four young women must navigate the shifting social currents put in motion by the ‘60s. Ella realizes everything she trusted as a child is a lie. Raynie believes marriage is the easy way out and thinks nothing of having sex with any guy she meets. Jessie would rather face life stoned, while Meg still desperately wants a husband and family. But childhood values and friendships are tested when a car accident sparks a series of life-altering events.
Download or read book Antagony written by Luis Goytisolo and published by Deep Vellum Publishing. This book was released on 2022-08-02 with total page 1579 pages. Available in PDF, EPUB and Kindle. Book excerpt: This potent drama, a collected volume of Goytisolo's famed tetralogy following a Catalan family, is widely regarded as one of the most profound inquiries ever undertaken on literary creation. Antagony surveys the social history of Barcelona and Catalonia, primarily since the end of the Spanish Civil War in 1939. The work, originally published as a tetralogy and now collected into one volume, follows the youth and education of Raúl Ferrer Gaminde, son of a well-connected, middle-class Catalan family that embraces Franco and Spanish Nationalism. Its potent drama plays out through Goytisolo’s crisp, forceful presentation of youth, humor, optimism, rebellion, violence, sexual awakening, indulgence, punishment, and the realization of one’s artistic vocation. Alternately modern and historical, Antagony displays intelligent realism, emotional gravity, profane beauty, brute vulgarity, sweeping rhetorical scope, and seamless transitions through long, streaming passages of narrative and introspection.
Download or read book Tea & Treachery written by Vicki Delany and published by Tea by the Sea Mysteries. This book was released on 2021-06-29 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the first of this charming new cozy mystery series from nationally bestselling author Vicki Delany, a New York City expat-turned-Cape Cod teashop owner must solve the murder of a local real estate developer to help her feisty grandmother out of a jam... As the proud proprietor and head pastry chef of Tea-by-the-Sea, a traditional English tearoom on the picturesque bluffs of Cape Cod, Lily Roberts' hands are full, often literally. But nothing keeps her busier than steering her sassy grandmother, Rose, away from trouble. Rose operates the grand old Victorian B&B adjacent to Lily's shop...for now. An aggressive real estate developer, Jack Ford, is pushing hard to rezone nearby land, with an eye towards building a sprawling golf resort that would drive Rose and Lily out of business. Tempers are already steaming, but things really get sticky when Ford is found dead at the foot of Rose's property and the police think she had something to do with his dramatic demise. Lily can't let her grandmother get burned by a false murder charge. So she starts her own investigation and discovers Ford's been brewing bad blood all over town, from his jilted lover to his trophy wife to his shady business partners. Now, it's down to Lily to stir up some clues, sift through the suspects, and uncover the real killer before Rose is left holding the teabag.
Book Synopsis Last Lecture by : Perfection Learning Corporation
Download or read book Last Lecture written by Perfection Learning Corporation and published by Turtleback. This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
