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Author : Maria Soledad Martinez Peria
Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.:/5 (318 download)
Download or read book Do Depositors Punish Banks for "bad" Behavior? written by Maria Soledad Martinez Peria and published by . This book was released on 1999 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Andrea M. Maechler
Publisher : International Monetary Fund
ISBN 13 : 1451875401
Total Pages : 35 pages
Book Rating : 4.4/5 (518 download)
Download or read book Dynamic Depositor Discipline in U.S. Banks written by Andrea M. Maechler and published by International Monetary Fund. This book was released on 2003-11-01 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper investigates the presence of depositor discipline in the U.S. banking sector. We test whether depositors penalize (discipline) banks for poor performance by withdrawing their uninsured deposits. While focusing on the movements in uninsured deposits, we also account for the possibility that banks may be forced to pay a risk premium in the form of higher interest rates to induce depositors not to withdraw their uninsured deposits. Our results support the existence of depositor discipline: a weak bank may not necessarily be able to stop a deposit drain by raising its uninsured deposit interest rates.
Author : Mr.Adolfo Barajas
Publisher : International Monetary Fund
ISBN 13 : 1463926634
Total Pages : 44 pages
Book Rating : 4.4/5 (639 download)
Download or read book Market Discipline and Conflicts of Interest Between Banks and Pension Funds written by Mr.Adolfo Barajas and published by International Monetary Fund. This book was released on 2011-12-01 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: We study the behavior of private pension funds as large depositors in a banking system. Using panel data analysis, we examine whether, and if so how, pension funds influence market discipline in Argentina in the period 1998-2001. We find evidence that pension funds exert market discipline and this discipline gets stronger as the share of pension fund deposits in a bank rises. However, conflicts of interest undermine the disciplining role of pension funds. Specifically, pension funds allocate deposits to banks with weak fundamentals that own pension fund management companies. We conclude that forbidding banks' ownership of companies involved in pension fund management can enhance market discipline.
Author : Sebastian C. Moenninghoff
Publisher : Springer
ISBN 13 : 3658238119
Total Pages : 181 pages
Book Rating : 4.6/5 (582 download)
Download or read book The Regulation of Systemically Relevant Banks written by Sebastian C. Moenninghoff and published by Springer. This book was released on 2018-09-26 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sebastian Moenninghoff provides an extensive overview of the status of the ‘Too-Big-to-Fail’ doctrine post-crisis and develops the first comprehensive framework to categorize and discuss the full range of major policy options for regulating banks. Governments need to actively manage their exposure to banking system risk with the optimal policy mix depending on risk return preferences of a society and an economy’s institutional setting. The new regulation for global systemically important banks developed by international regulators following the financial crisis is a significant step in expanding the tools to manage government exposure to banking system risk.
Author : Aslı Demirgüç-Kunt
Publisher : MIT Press
ISBN 13 : 0262042541
Total Pages : 415 pages
Book Rating : 4.2/5 (62 download)
Download or read book Deposit Insurance Around the World written by Aslı Demirgüç-Kunt and published by MIT Press. This book was released on 2008 with total page 415 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explicit deposit insurance (DI) is widely held to be a crucial element of modern financial safety nets. This book draws on an original cross-country dataset on DI systems and design features to examine the impact of DI on banking behavior and assess the policy complications that emerge in developing countries.
Author : International Monetary Fund
Publisher : International Monetary Fund
ISBN 13 : 1451962908
Total Pages : 27 pages
Book Rating : 4.4/5 (519 download)
Download or read book Risk and the Corporate Structure of Banks written by International Monetary Fund and published by International Monetary Fund. This book was released on 2010-02-01 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: We identify different sources of risk as important determinants of banks' corporate structures when expanding into new markets. Subsidiary-based corporate structures benefit from greater protection against economic risk because of affiliate-level limited liability, but are more exposed to the risk of capital expropriation than are branches. Thus, branch-based structures are preferred to subsidiary-based structures when expropriation risk is high relative to economic risk, and vice versa. Greater cross-country risk correlation and more accurate pricing of risk by investors reduce the differences between the two structures. Furthermore, the corporate structure affects bank risk taking and affiliate size.
Author : Edgardo C. Demaestri
Publisher : IDB
ISBN 13 : 9781931003476
Total Pages : 316 pages
Book Rating : 4.0/5 (34 download)
Download or read book Financial Crises in Japan and Latin America written by Edgardo C. Demaestri and published by IDB. This book was released on 2003 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Asian Development Bank
Publisher : Springer
ISBN 13 : 0230501060
Total Pages : 164 pages
Book Rating : 4.2/5 (35 download)
Download or read book Early Warning Systems for Financial Crises written by Asian Development Bank and published by Springer. This book was released on 2005-02-15 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the 1997 Asian financial crisis, East Asia has implemented a number of initiatives designed to strengthen monetary and financial cooperation, bolstering the region's resilience to economic and financial vulnerabilities. One such initiative is the ASEAN+3 Information Exchange and Policy Dialogue, which includes development of early warning systems (EWS) for financial crises. This book examines efforts to develop EWS models. Specifically, the book analyzes the current understanding of the causes of currency and banking crises, describes recent progress in developing and applying EWS models for currency and banking crises, reviews methodolgical issues, assesses the predictive power of EWS models and also highlights areas where further research is required to make these models more effective tools for policy analysis. The case studies apply both parametric and nonparametric approaches to EWS modleing using data from six East Asian countries.
Author : Laurie Effron
Publisher : World Bank Publications
ISBN 13 : 0821363069
Total Pages : 168 pages
Book Rating : 4.8/5 (213 download)
Download or read book IEG Review of World Bank Assistance for Financial Sector Reform written by Laurie Effron and published by World Bank Publications. This book was released on 2006-01-01 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt: This evaluation presents an independent assessment of the Bank's support for financial sector reforms over the period FY93-03. It assesses the extent to which the objectives of Bank assistance were achieved, including reducing government ownership of financial intermediaries, decreased market concentration, increased competition and efficiency, healthier and more stable financial intermediaries, and deeper, more developed financial systems. It also examines Bank support for financial sector reforms in countries under crisis.
Author : Luc Laeven
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 76 pages
Book Rating : 4./5 ( download)
Download or read book Pricing of Deposit Insurance written by Luc Laeven and published by World Bank Publications. This book was released on 1983 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Morten Balling
Publisher : Routledge
ISBN 13 : 1134528051
Total Pages : 369 pages
Book Rating : 4.1/5 (345 download)
Download or read book Adapting to Financial Globalisation written by Morten Balling and published by Routledge. This book was released on 2005-08-04 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on a colloquium held by SUERF jointly with the Austrian National Bank, this book addresses the issue of adapting to the demands of financial globalisation, a pressing preoccupation of bankers financial institutions and financial authorities.
Author : Asl? Demirgüç-Kunt
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 42 pages
Book Rating : 4./5 ( download)
Download or read book Deposit Insurance Around the Globe written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 2001 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explicit deposit insurance has been spreading rapidly in recent years, even to countries with low levels of financial and institutional development. Economic theory indicates that deposit-insurance design features interact--for good or ill--with country-specific elements of the financial and governmental contracting environment. This paper documents the extent of cross-country differences in deposit-insurance design and reviews empirical evidence on how particular design features affect private market discipline, banking stability, financial development, and the effectiveness of crisis resolution. This evidence challenges the wisdom of encouraging countries to adopt explicit deposit insurance without first stopping to assess and remedy weaknesses in their informational and supervisory environments.
Author : Frederic S. Mishkin
Publisher : Princeton University Press
ISBN 13 : 1400829445
Total Pages : 321 pages
Book Rating : 4.4/5 (8 download)
Download or read book The Next Great Globalization written by Frederic S. Mishkin and published by Princeton University Press. This book was released on 2009-10-08 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many prominent critics regard the international financial system as the dark side of globalization, threatening disadvantaged nations near and far. But in The Next Great Globalization, eminent economist Frederic Mishkin argues the opposite: that financial globalization today is essential for poor nations to become rich. Mishkin argues that an effectively managed financial globalization promises benefits on the scale of the hugely successful trade and information globalizations of the nineteenth and twentieth centuries. This financial revolution can lift developing nations out of squalor and increase the wealth and stability of emerging and industrialized nations alike. By presenting an unprecedented picture of the potential benefits of financial globalization, and by showing in clear and hard-headed terms how these gains can be realized, Mishkin provides a hopeful vision of the next phase of globalization. Mishkin draws on historical examples to caution that mismanagement of financial globalization, often aided and abetted by rich elites, can wreak havoc in developing countries, but he uses these examples to demonstrate how better policies can help poor nations to open up their economies to the benefits of global investment. According to Mishkin, the international community must provide incentives for developing countries to establish effective property rights, banking regulations, accounting practices, and corporate governance--the institutions necessary to attract and manage global investment. And the West must be a partner in integrating the financial systems of rich and poor countries--to the benefit of both. The Next Great Globalization makes the case that finance will be a driving force in the twenty-first-century economy, and demonstrates how this force can and should be shaped to the benefit of all, especially the disadvantaged nations most in need of growth and prosperity.
Author : David G. Dickinson
Publisher : Psychology Press
ISBN 13 : 0415251354
Total Pages : 305 pages
Book Rating : 4.4/5 (152 download)
Download or read book Monetary Policy, Capital Flows and Exchange Rates written by David G. Dickinson and published by Psychology Press. This book was released on 2002 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: Max Fry was known internationally for his research on international and domestic financial issues. This book draws together contributions from a range of academic and policy-making friends and colleagues.
Author : Patrick Honohan
Publisher : Cambridge University Press
ISBN 13 : 1107320828
Total Pages : 412 pages
Book Rating : 4.1/5 (73 download)
Download or read book Systemic Financial Crises written by Patrick Honohan and published by Cambridge University Press. This book was released on 2005-09-26 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: Faced with a systemic financial sector crisis, policymakers need to make difficult choices under pressure. Based on the experience of many countries in recent years, few have been able to achieve a speedy, lasting and low-cost resolution. This volume considers the strengths and weaknesses of the various policy options, covering both microeconomic (including recapitalization of banks, bank closures, subsidies for distressed borrowers, capital adequacy rules and corporate governance and bankruptcy law requirements) and macroeconomic (including monetary and fiscal policy) dimensions. The contributors explore the important but little understood trade-offs that are involved, such as between policies which take effect quickly, those which minimize long-term fiscal and economic costs, and those which create favorable incentives for future stability. Successfully implementing crisis management and crisis resolution policy required attention to detail and a good flow of information.
Author : James R. Barth
Publisher : Cambridge University Press
ISBN 13 : 9780521709309
Total Pages : 446 pages
Book Rating : 4.7/5 (93 download)
Download or read book Rethinking Bank Regulation written by James R. Barth and published by Cambridge University Press. This book was released on 2008-05-12 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume presents a new database on bank regulation in over 150 countries. It offers a comprehensive cross-country assessment of the impact of bank regulation on the operation of banks and assesses the validity of the Basel Committee's influential approach to bank regulation.
Author : Paolo Savona
Publisher : Springer Science & Business Media
ISBN 13 : 1475767668
Total Pages : 251 pages
Book Rating : 4.4/5 (757 download)
Download or read book The New Architecture of the International Monetary System written by Paolo Savona and published by Springer Science & Business Media. This book was released on 2013-03-09 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt: Two years ago, the Guido Carli Association, in collaboration with the Aspen Institute Italia, charged a group of distinguished economists to examine the problems created by the unsatisfactory functioning of the International Monetary System. The two resulting conferences were sponsored by the Fondazione della Cassa di Risparmio di Firenze (CESIFIN) and the Permanent Advisory Committee on the Euro and the Dollar (PACE&D). Their research had a two-fold aim. The first was an examination of the basic function of the International Monetary System with a special focus on the role the Euro would and should have. The second was the preparation of a list of recommendations on how to resolve the problems, financial problems in particular, affecting the entire world community. Last year, the group focused on efforts taking place in diverse financial institutions and universities to construct what has been called the `New International Financial Architecture'. This group considered the legal problems arising from European and international integration and, more generally, from the new architecture of the International Monetary System. This book, The New Architecture of the International Monetary System, is the final result of their efforts. It will be an invaluable resource for academics, professionals, and students alike.
