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Author : United States. Federal Trade Commission
Publisher :
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4.3/5 ( download)
Download or read book Credit Shopping Guide written by United States. Federal Trade Commission and published by . This book was released on 1979 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Federal Trade Commission
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (137 download)
Download or read book Credit Shopping Guide written by United States. Federal Trade Commission and published by . This book was released on 1979 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Missouri Consumer Information Center
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (358 download)
Download or read book Before You Borrow ... a Guide for Credit Shopping written by Missouri Consumer Information Center and published by . This book was released on 1977 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : P. A. Bertrand
Publisher : Zen Mastery Srl
ISBN 13 : 9786069837764
Total Pages : 46 pages
Book Rating : 4.8/5 (377 download)
Download or read book Understanding Credit written by P. A. Bertrand and published by Zen Mastery Srl. This book was released on 2021-02-22 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: Understanding Credit: The Ultimate Guide to Everything About Credit, Discover All the Secrets on How You Can Establish, Manage, Repair and Erase Bad Credit By Yourself Do you have a number of credit cards? Are you currently paying for any loan or mortgage? Almost everyone does. The number of people who have credit cards is steadily increasing. It's evident that we now live in a credit world. But due to a lack of financial education and discipline, many are finding themselves in bad credit situations. When you are unable to pay any of your bills on time, your credit score gets affected and this would affect you every time you're trying to apply for any sort of credit in the future. Your credit history will always get checked. There are companies that are offering to fix your credit score but the truth is, you don't have to spend money on that because you can actually do it yourself. This book will give you all the useful information and tips you need in order to repair your credit without hiring any company to do it for you. You will discover the different strategies you can do yourself to repair and erase your bad credit history. You will learn the ways you can establish your credit-worthiness. This book will discuss the following topics: Credit - Understanding Genesis of Bad Credit Credit Rating - How You Are Scored Your Credits Score - How You Can Improve It Credit Report - Its Effect On Your Personal Credit Your Personal Credit Report - How You Can Correct Errors Credit Repair Company - A Blessing or a Curse Absolute Truth About Credit Repair Companies Credit Cards - Type and What You Need to Know About Them Shopping For New Credit Card - Important Tips to Consider Do's and Don'ts of Credit Card Game How to Get Credit Card of Your Choice Buy Now Pay Later- Disadvantages of Using Credit Card and How to Get Over It How to Avoid High-Interest Charges on Your Credit Card How to Get Loan Even if You Have Bad Credit Important Credit Card Plan Terms You Must Consider If you want to discover how you can repair your creditworthiness by yourself, scroll up and click "add to cart" now.
Author :
Publisher :
ISBN 13 : 9780734760180
Total Pages : 40 pages
Book Rating : 4.7/5 (61 download)
Download or read book The Shoppers' Guide written by and published by . This book was released on 1999 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Adam Starchild
Publisher : The Minerva Group, Inc.
ISBN 13 : 9780894990083
Total Pages : 112 pages
Book Rating : 4.9/5 (9 download)
Download or read book It's Your Money written by Adam Starchild and published by The Minerva Group, Inc.. This book was released on 2001-02 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit has virtually replaced cash in the American economy. Everything from home to clothing is acquired through some form of credit. The vast credit network affects everyone's income, purchasing power---and personal reputation. Do you, as a consumer, know how to use this credit to your advantage? In "It's Your Money," Adam Starchild tells you how you can make credit a tool, not a threat, and avoid the pitfalls into which so many fall. In "It's Your Money," he shares his expertise, in everyday language, to show you how to get the best credit buy for your money. You will learn: * What you should know when shopping for a loan.* The advantages ---and disadvantages--- of credit cards.* How the "Truth in Lending" Act affects you.* What your rights are regarding your credit file.* How to learn what information is in your investigative file.* How you can be protected from incorrect billing.* How to decide whether to lease or buy.* How to apply for credit.* What government agencies will help you with a consumer credit problem. Credit---not a "free gift" that generous institutions hand out, but a commodity that you buy. This book will help you make the wisest purchase.
Author : David Logan Scott
Publisher : Houghton Mifflin Harcourt
ISBN 13 : 9780618458707
Total Pages : 180 pages
Book Rating : 4.4/5 (587 download)
Download or read book David Scott's Guide to Managing Credit and Debt written by David Logan Scott and published by Houghton Mifflin Harcourt. This book was released on 2005 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer, David Scott explains - how interest rates are calculated - how to choose a credit card - the various types of car loans - what to consider when financing the purchase of a home - how to negotiate with creditors
Author : Peter Richmond
Publisher : Penguin
ISBN 13 : 1101159804
Total Pages : 454 pages
Book Rating : 4.1/5 (11 download)
Download or read book The Complete Idiot's Guide to Buying a Home written by Peter Richmond and published by Penguin. This book was released on 2010-01-05 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt: In real estate, it's a buyer's market—and here is the buyer's bible . . . Buying a home is the single most important financial move in most people's lives. This book covers a variety of topics including inspecting, evaluating, negotiating, financing, contracts, and legal issues. It also breaks down the roles of the key players and what these professionals, agents, brokers, and inspectors are responsible for—and when to go it alone. The thorough advice, covering everything from buying houses at auctions to what neighborhood to live in, will provide reassurance for every soon–to–be homeowner. • A necessary tool for those who plan to buy homes and even current homeowners in order to keep up with an ever changing market • Will be published in time for spring, when most people start looking into buying new homes • Covers a broad range of buying options and homeowner's needs
Author : Darryl Johnson
Publisher : CreateSpace
ISBN 13 : 9781493558476
Total Pages : 52 pages
Book Rating : 4.5/5 (584 download)
Download or read book The Smart and Easy Guide to Loans: the Complete Guide Book to Your Credit Score, Home Financing, Mortgages, Car Loans, Student Loans, Credit Repair, Credit Cards and Payday Loans written by Darryl Johnson and published by CreateSpace. This book was released on 2013-10-22 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial lending is what makes the world go 'round. We rely on loan providers to extend us lines of credit for a variety of reasons. From a mortgage, business loan, student loan for education or even a car loan, the bulk of our major purchases are bought on lines of credit. Today's world of finance is as confusing as ever before and getting a loan for the first time can see like a headache-inducing and daunting challenge. In The Smart & Easy Guide to Loans, we are provided with all the information we need to truly understand the lending process. From what we'll need before we even apply for a loan, the basics of the different types of common loans, as well as things to avoid, this guide provides accessible information that helps to simplify this complex process. The guide begins by laying out the information one will need to know before even applying for a loan. One will need an in-depth understanding of their financial situation - from debts to assets and income - so as to determine whether or not they will even be eligible for said loan. Outside of a detailed understanding of one's income and assets, financial standing is probably the most important element when applying for a loan. The guide discusses the importance of the credit report, which is used as a key determining factor in whether or not to extend someone a loan. When it comes to credit score, the guide recommends the following strategy: Obtain the credit report Check it for accuracy Determine the health of the credit score If the credit score needs improvement, create a plan of action towards paying off debts and raising credit score as fast as possible. Different Types of Loans and Eligibility Requirements Loans are extended for a huge number of reasons and one's eligibility depends on credit score, income and assets, as well as the type of line of credit being extended. The most common types of loans are mortgages, student loans, business loans, car loans and credit cards. Mortgages are home loans and, outside of business loans, are likely the largest line of credit one will apply for in their lifetime. This line of credit is one of the more difficult lines to obtain, as the size of the loans is so much greater than an auto loan or credit card. One must have a good credit score, strong financial standing and must be able to demonstrate the ability to effectively manage the terms of the loan. Student loans are often dependent on the financial history of the parent. However, some loans can be extended to students with little to no credit, as well as little to no income or assets. Car loans and credit cards are much more variable. The terms of lending often vary from car lot to car lot, or credit card company to credit card company. For the most part, consideration is given to credit score, income and assets, debt load and the price of the vehicle or the amount of credit extended. Loans and Financial Schemes to Avoid While credit does make these large purchases possible, they are not all good ideas. There are a number of financial schemes that are best avoided at all costs. Payday loans, or advances on one's paychecks, are a form of quick loan that often lead the borrower into a viscous cycle of excessive interest rates and a continued loan cycle. These are best to be avoided as the turnaround time on repayment is often incredibly short and the amount of interest charged on the loans is so dramatically inflated. Getting a loan is, for many, an incredibly confusing and even scary experience - but it does not have to be. With The Smart & Easy Guide to Loans, one is provided with all the information they need to understand the lending process, as well as how to determine their eligibility and what financial tools are best avoided. This guide arms readers with the knowledge to make informed decisions about their finances and secure loans for the big purchases in life, and to do so as affordably and simply as possible.
Author : Ellis Jones
Publisher : New Society Publishers
ISBN 13 : 1771423358
Total Pages : 205 pages
Book Rating : 4.7/5 (714 download)
Download or read book The Better World Shopping Guide: 7th Edition written by Ellis Jones and published by New Society Publishers. This book was released on 2022-03-15 with total page 205 pages. Available in PDF, EPUB and Kindle. Book excerpt: EVERY DOLLAR IS A VOTE. MAKE YOURS COUNT. Every dollar we spend has the potential to create social and environmental change. In fact, it already has. The world that exists today is in large part a result of our purchasing decisions. Now in its seventh edition, The Better World Shopping Guide continues to be the gold standard for socially and environmentally responsible consumers. Pick-up the seventh edition of this perennial bestseller and find out which companies actually"walk the talk" when it comes to: Environmental sustainability and climate change Human rights Community involvement Animal protection Social justice From cereal to computers, meat alternatives to outdoor gear, and pet care to toys, check the rating before you buy. Drawing on decades of research, this comprehensive resource rates hundreds of brands, products, and services from A to F so you can quickly tell the "good guys" from the "bad guys" – turning your shopping list into a powerful tool for positive change. 6000+ hours of research 2000+ companies evaluated 70+ product categories 50+ reliable sources 5 essential issues 1 report card Small enough to fit in a back pocket or handbag, easy to use, and covering more brands than ever, The Better World Shopping Guide helps you reward companies who are doing good, penalize those involved in destructive activities, and change the world as you shop!
Author : Todd Bierman
Publisher : Macmillan
ISBN 13 : 9780312340254
Total Pages : 212 pages
Book Rating : 4.3/5 (42 download)
Download or read book The Guerrilla Guide to Credit Repair written by Todd Bierman and published by Macmillan. This book was released on 2005-12-27 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.
Author : Glinda Bridgforth
Publisher : Currency
ISBN 13 : 0767929284
Total Pages : 354 pages
Book Rating : 4.7/5 (679 download)
Download or read book Girl, Get Your Credit Straight! written by Glinda Bridgforth and published by Currency. This book was released on 2008-01-15 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is “retail therapy” your favorite pastime—even though you really can’t afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams—like buying a home or starting a family? If so, girl, it’s time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it’s all too easy to start racking up debt—and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom—along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to: • Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time• Find ways to supplement your income• Consolidate loans to pay off debt faster, decrease stress, and save time and money• Negotiate with your creditors to come up with a payment plan that works for you• Discover the best loans to use for refinancing debt or making major new purchases• Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth’s warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who’ve restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt—for good.
Author :
Publisher :
ISBN 13 :
Total Pages : 1226 pages
Book Rating : 4.X/5 (3 download)
Download or read book Consumers' Guide written by and published by . This book was released on 1938 with total page 1226 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Todd H. Domachowski
Publisher : AuthorHouse
ISBN 13 : 1467804355
Total Pages : 142 pages
Book Rating : 4.4/5 (678 download)
Download or read book Military Member's Guide to Investing From E-1 to O-10 written by Todd H. Domachowski and published by AuthorHouse. This book was released on 2006-09-15 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Military Member's Guide to Investing from E-1 to O-10 gives military members the information they need to help them on their path to financial security and especially, to help them enjoy their retirement after serving their country. It doesn’t matter if the member is already 17 years into their career, this book will give them all the information they need to learn about and start investing wisely or if already investing, give tips that add to your investments. This book is for anyone in the military at any point in their career whether they are an E-1 or an O-10 and wants to learn about investing. Written for the military member, by a military member!
Author :
Publisher :
ISBN 13 :
Total Pages : 70 pages
Book Rating : 4.:/5 (221 download)
Download or read book Basic Buying for Credit Card Holders written by and published by . This book was released on 1990 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Sid Davis
Publisher : AMACOM Div American Mgmt Assn
ISBN 13 : 0814414257
Total Pages : 274 pages
Book Rating : 4.8/5 (144 download)
Download or read book A Survival Guide for Buying a Home written by Sid Davis and published by AMACOM Div American Mgmt Assn. This book was released on 2009 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Buying a home is a complex process that involves a delicate balance of financial, emotional, and practical factors. This essential resource helps readers come out on top, revealing the best strategies for finding and buying a new home -- while saving money every step of the way.Whether looking for a house, condo, co-op, or manufactured home, readers will learn how to:* Hire the right agent* determine financial limits* develop relationships with banks and other potential lenders* evaluate communities* get prequalified or preapproved for a mortgage* negotiate the best price and terms* and more.There's also a checklist of the 15 costliest mistakes homebuyers make -- and how to avoid every one of them -- plus crucial information on how to sell a home. Owning a home is the American dream, but achieving it can be a nightmarish experience. With this vital information and great strategies, readers will not only find their dream home faster, they will do everything right to move in quickly and confidently!"
Author : Laura Harper
Publisher : Rough Guides UK
ISBN 13 : 140539000X
Total Pages : 851 pages
Book Rating : 4.4/5 (53 download)
Download or read book The Rough Guide to New Zealand written by Laura Harper and published by Rough Guides UK. This book was released on 2012-01-01 with total page 851 pages. Available in PDF, EPUB and Kindle. Book excerpt: The new Rough Guide to New Zealandis the definitive guide to the world's adventure capital. Now in full-colour throughout, it contains dozens of tempting colour photos illustrating the country's iconic landmarks and its stupendously diverse scenery. Detailed accounts of every attraction along with crystal-clear maps and plans will show you the very best New Zealand has to offer- from white-sand beaches and vast kauri trees in the north to the hairline fiords and penguin colonies in the south. With expert guidance you won't put a foot wrong when experiencing Maori culture or simply striking out on multi-day hikes. At every point this guide steers you to little-known sights such as secluded hot pools or Wellington's best caf�s. Insider tips, planning itineraries and author picks give you the inside scoop on the best accommodation across every price range, how to track down Marlborough's tastiest Sauvignon blancs and where the most delectable Maori hangi can be found. Make the most of your time with The Rough Guide to New Zealand.
