Read Books Online and Download eBooks, EPub, PDF, Mobi, Kindle, Text Full Free.
Credit Culture
Download Credit Culture full books in PDF, epub, and Kindle. Read online Credit Culture ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Book Synopsis A Culture of Credit by : Rowena OLEGARIO
Download or read book A Culture of Credit written by Rowena OLEGARIO and published by Harvard University Press. This book was released on 2009-06-30 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the growing and dynamic economy of nineteenth-century America, businesses sold vast quantities of goods to one another, mostly on credit. This book explains how business people solved the problem of whom to trust--how they determined who was deserving of credit, and for how much. Rowena Olegario traces the way resistance, mutual suspicion, skepticism, and legal challenges were overcome in the relentless quest to make information on business borrowers more accurate and available.
Download or read book Credit Culture written by Nicky Marsh and published by Cambridge University Press. This book was released on 2020-07-16 with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book re-reads the postmodern novel, presenting the ending of the gold standard as a moment of continuity rather than radical change.
Book Synopsis A Culture of Everyday Credit by : Marie Eileen Francois
Download or read book A Culture of Everyday Credit written by Marie Eileen Francois and published by U of Nebraska Press. This book was released on 2006-12-01 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: A study of the role of pawnshops in the lives and culture of working and middle-class families in Mexico City from the eighteenth century to the present.
Book Synopsis The Economy of Obligation by : C. Muldrew
Download or read book The Economy of Obligation written by C. Muldrew and published by Springer. This book was released on 2016-07-27 with total page 461 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is an excellent work of scholarship. It seeks to redefine the early modern English economy by rejecting the concept of capitalism, and instead explores the cultural meaning of credit, resulting from the way in which it was economically structured. It is a major argument of the book that money was used only in a limited number of exchanges, and that credit in terms of household reputation, was a 'cultural currency' of trust used to transact most business. As the market expanded in the late-sixteenth century such trust became harder to maintain, leading to an explosion of debt litigation, which in turn resulted in social relations being partially redefined in terms of contractual equality.
Book Synopsis Managing Credit Risk by : John B. Caouette
Download or read book Managing Credit Risk written by John B. Caouette and published by John Wiley & Sons. This book was released on 2011-07-12 with total page 488 pages. Available in PDF, EPUB and Kindle. Book excerpt: Managing Credit Risk, Second Edition opens with a detailed discussion of today’s global credit markets—touching on everything from the emergence of hedge funds as major players to the growing influence of rating agencies. After gaining a firm understanding of these issues, you’ll be introduced to some of the most effective credit risk management tools, techniques, and vehicles currently available. If you need to keep up with the constant changes in the world of credit risk management, this book will show you how.
Book Synopsis Emerging Market Bank Lending and Credit Risk Control by : Leonard Onyiriuba
Download or read book Emerging Market Bank Lending and Credit Risk Control written by Leonard Onyiriuba and published by Academic Press. This book was released on 2015-08-03 with total page 738 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using a framework of volatile markets Emerging Market Bank Lending and Credit Risk Control covers the theoretical and practical foundations of contemporary credit risk with implications for bank management. Drawing a direct connection between risk and its effects on credit analysis and decisions, the book discusses how credit risk should be correctly anticipated and its impact mitigated within framework of sound credit culture and process in line with the Basel Accords. This is the only practical book that specifically guides bankers through the analysis and management of the peculiar credit risks of counterparties in emerging economies. Each chapter features a one-page overview that introduces its subject and its outcomes. Chapters include summaries, review questions, references, and endnotes. Emphasizes bank credit risk issues peculiar to emerging economies Explains how to attain asset and portfolio quality through efficient lending and credit risk management in high risk-prone emerging economies Presents a simple structure, devoid of complex models, for creating, assessing and managing credit and portfolio risks in emerging economies Provides credit risk impact mitigation strategies in line with the Basel Accords
Book Synopsis The Character of Credit by : Margot C. Finn
Download or read book The Character of Credit written by Margot C. Finn and published by Cambridge University Press. This book was released on 2003-08-21 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: Table of contents
Book Synopsis Financing the American Dream by : Lendol Calder
Download or read book Financing the American Dream written by Lendol Calder and published by Princeton University Press. This book was released on 2009-07-01 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: Once there was a golden age of American thrift, when citizens lived sensibly within their means and worked hard to stay out of debt. The growing availability of credit in this century, however, has brought those days to an end--undermining traditional moral virtues such as prudence, diligence, and the delay of gratification while encouraging reckless consumerism. Or so we commonly believe. In this engaging and thought-provoking book, Lendol Calder shows that this conception of the past is in fact a myth. Calder presents the first book-length social and cultural history of the rise of consumer credit in America. He focuses on the years between 1890 and 1940, when the legal, institutional, and moral bases of today's consumer credit were established, and in an epilogue takes the story up to the present. He draws on a wide variety of sources--including personal diaries and letters, government and business records, newspapers, advertisements, movies, and the words of such figures as Benjamin Franklin, Mark Twain, and P. T. Barnum--to show that debt has always been with us. He vigorously challenges the idea that consumer credit has eroded traditional values. Instead, he argues, monthly payments have imposed strict, externally reinforced disciplines on consumers, making the culture of consumption less a playground for hedonists than an extension of what Max Weber called the "iron cage" of disciplined rationality and hard work. Throughout, Calder keeps in clear view the human face of credit relations. He re-creates the Dickensian world of nineteenth-century pawnbrokers, takes us into the dingy backstairs offices of loan sharks, into small-town shops and New York department stores, and explains who resorted to which types of credit and why. He also traces the evolving moral status of consumer credit, showing how it changed from a widespread but morally dubious practice into an almost universal and generally accepted practice by World War II. Combining clear, rigorous arguments with a colorful, narrative style, Financing the American Dream will attract a wide range of academic and general readers and change how we understand one of the most important and overlooked aspects of American social and economic life.
Book Synopsis Analyzing Banking Risk by : Hennie van Greuning
Download or read book Analyzing Banking Risk written by Hennie van Greuning and published by World Bank Publications. This book was released on 2009-03-31 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a comprehensive overview of topics focusing on assessment, analysis, and management of financial risks in banking. The publication emphasizes risk-management principles and stresses that key players in the corporate governance process are accountable for managing the different dimensions of financial risk. This third edition remains faithful to the objectives of the original publication. A significant new edition is the inclusion of chapters on the management of the treasury function. Advances made by the Basel Committee on Banking Supervision are reflected in the chapters on capital adequacy, transparency, and banking supervision. This publication should be of interest to a wide body of users of bank financial data. The target audience includes persons responsible for the analysis of banks and for the senior management or organizations directing their efforts.
Book Synopsis Strategic Credit Management by : Sam N. Basu
Download or read book Strategic Credit Management written by Sam N. Basu and published by John Wiley & Sons. This book was released on 1995-10-13 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide presents bankers with solutions to the problems surrounding credit analysis, credit management, loan workouts and loan structuring. The authors present a picture of the difficulties of maintaining an effective banking credit management policy in
Book Synopsis The Bank Credit Analysis Handbook by : Jonathan Golin
Download or read book The Bank Credit Analysis Handbook written by Jonathan Golin and published by John Wiley & Sons. This book was released on 2013-03-18 with total page 748 pages. Available in PDF, EPUB and Kindle. Book excerpt: A hands-on guide to the theory and practice of bank credit analysis and ratings In this revised edition, Jonathan Golin and Philippe Delhaise expand on the role of bank credit analysts and the methodology of their practice. Offering investors and practitioners an insider's perspective on how rating agencies assign all-important credit ratings to banks, the book is updated to reflect today's environment of increased oversight and demands for greater transparency. It includes international case studies of bank credit analysis, suggestions and insights for understanding and complying with the Basel Accords, techniques for reviewing asset quality on both quantitative and qualitative bases, explores the restructuring of distressed banks, and much more. Features charts, graphs, and spreadsheet illustrations to further explain topics discussed in the text Includes international case studies from North America, Asia, and Europe that offer readers a global perspective Offers coverage of the Basel Accords on Capital Adequacy and Liquidity and shares the authors' view that a bank could be compliant under those and other regulations without being creditworthy A uniquely practical guide to bank credit analysis as it is currently practiced around the world, The Bank Credit Analysis Handbook, Second Edition is a must-have resource for equity analysts, credit analysts, and bankers, as well as wealth managers and investors.
Book Synopsis Advanced Credit Risk Analysis and Management by : Ciby Joseph
Download or read book Advanced Credit Risk Analysis and Management written by Ciby Joseph and published by John Wiley & Sons. This book was released on 2013-04-22 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit is essential in the modern world and creates wealth, provided it is used wisely. The Global Credit Crisis during 2008/2009 has shown that sound understanding of underlying credit risk is crucial. If credit freezes, almost every activity in the economy is affected. The best way to utilize credit and get results is to understand credit risk. Advanced Credit Risk Analysis and Management helps the reader to understand the various nuances of credit risk. It discusses various techniques to measure, analyze and manage credit risk for both lenders and borrowers. The book begins by defining what credit is and its advantages and disadvantages, the causes of credit risk, a brief historical overview of credit risk analysis and the strategic importance of credit risk in institutions that rely on claims or debtors. The book then details various techniques to study the entity level credit risks, including portfolio level credit risks. Authored by a credit expert with two decades of experience in corporate finance and corporate credit risk, the book discusses the macroeconomic, industry and financial analysis for the study of credit risk. It covers credit risk grading and explains concepts including PD, EAD and LGD. It also highlights the distinction with equity risks and touches on credit risk pricing and the importance of credit risk in Basel Accords I, II and III. The two most common credit risks, project finance credit risk and working capital credit risk, are covered in detail with illustrations. The role of diversification and credit derivatives in credit portfolio management is considered. It also reflects on how the credit crisis develops in an economy by referring to the bubble formation. The book links with the 2008/2009 credit crisis and carries out an interesting discussion on how the credit crisis may have been avoided by following the fundamentals or principles of credit risk analysis and management. The book is essential for both lenders and borrowers. Containing case studies adapted from real life examples and exercises, this important text is practical, topical and challenging. It is useful for a wide spectrum of academics and practitioners in credit risk and anyone interested in commercial and corporate credit and related products.
Book Synopsis The Essential Microfinance by : A Ramesh Kumar
Download or read book The Essential Microfinance written by A Ramesh Kumar and published by Notion Press. This book was released on 2016-03-03 with total page 397 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book is an exhaustive handbook on microfinance covering more than 600 concepts and ideas .Since poverty alleviation remains a top agenda for development programs and microfinance has proved the most effective approach for combating it, there was a growing demand among students, academics, journalists, bankers and general readers for a handy companion on microfinance. The text examines what has become a vast global industry employing hundreds of thousands of people and attracting the attention of large numbers of governments, banks, aid agencies, non-governmental organizations and consultancy firms. In this book the authors try to help students, who are relatively new to microfinance, practitioners looking for an entry point into the vast academic literature, and policy makers to become acquainted with the main ideas and debates about microfinance. The main objective of the book is to equip the reader with sound understanding of the various concepts in microfinance and their relevance to contemporary financial programmes so that the user is in a position to process business proposals in microfinance. "
Book Synopsis Fictions of Credit in the Age of Shakespeare by : Laura Kolb
Download or read book Fictions of Credit in the Age of Shakespeare written by Laura Kolb and published by Oxford University Press. This book was released on 2021-02-04 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Shakespeare's England, credit was synonymous with reputation, and reputation developed in the interplay of language, conduct, and social interpretation. As a consequence, artful language and social hermeneutics became practical, profitable skills. Since most people both used credit and extended it, the dual strategies of implication and inference—of producing and reading evidence—were everywhere. Like poetry or drama, credit was constructed: fashioned out of the interplay of artifice and interpretation. The rhetorical dimension of economic relations produced social fictions on a range of scales: from transitory performances facilitating local transactions to the long-term project of maintaining creditworthiness to the generalized social indeterminacy that arose from the interplay of performance and interpretation. Fictions of Credit in the Age of Shakespeare examines how Shakespeare and his contemporaries represented credit-driven artifice and interpretation on the early modern stage. It also analyses a range of practical texts—including commercial arithmetics, letter-writing manuals, legal formularies, and tables of interest—which offered strategies for generating credit and managing debt. Looking at plays and practical texts together, Fictions of Credit argues that both types of writing constitute “equipment for living”: practical texts by offering concrete strategies for navigating England's culture of credit, and plays by exploring the limits of credit's dangers and possibilities. In their representations of a world re-written by debt relations, dramatic texts in particular articulate a phenomenology of economic life, telling us what it feels like to live in credit culture: to live, that is, inside a fiction.
Book Synopsis The Purpose of Banking by : Anjan V. Thakor
Download or read book The Purpose of Banking written by Anjan V. Thakor and published by Oxford University Press, USA. This book was released on 2019 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduction: the columbo approach: a bird's eye view of the book -- Act i: the purpose of banks : what banks do and why -- Money, guns and lawyers : the business of banking -- The origins of baking and the services banks provide : customers, investors and other stakeholders -- Out of sigh out of ming? : off-balance sheet banking -- Act ii: bank decision-making and the regulation of banks : capital, regulation, purpose and culture -- When your chickens come home to roost : bank capital regulation and the search for financial stability -- Higher purpose, culture and capital : is banking on culture a capital idea? -- Act iii: banks and markets: interactions that affect stability and growth -- Financial system architecture : where do banks sit in the financial system? -- Changes in banking over time -- Act iv: financial crises: causes, effects and cures -- Financial crises and banks : what caused the great recession and what where its effects? -- Act v: reforming banking and looking ahead : improving banking and the potential interactions with fintech -- The final frontier : an improved banking system to achieve financial stability and economic growth -- Closing curtain : should banking be fundamentally resigned? -- Summing up and looking ahead: fintech and banking
Book Synopsis Money and Banking in Africa by : Joshua Yindenaba Abor
Download or read book Money and Banking in Africa written by Joshua Yindenaba Abor and published by Springer Nature. This book was released on 2019-09-12 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents a holistic exploration of the banking systems in Africa. Considering the central role that banks play in most developing countries and the vastly different trends and challenges they face, the book provides a crucial understanding of the specific environments in which banks operate. It addresses specific banking issues relevant to developing countries in general and Africa in particular, and explores the various dynamics of money and banking that separate Africa from the rest of the world. The authors build upon extensive Africa-based research and university teaching, and illustrate each topic with examples and cases from the continent. Written in an accessible style while retaining its practicality and relevance, it is an essential read for professionals, students, and other readers interested in policies affecting the banking sector’s development in Africa.
Book Synopsis Credit Risk and Credit Access in Asia by : OECD
Download or read book Credit Risk and Credit Access in Asia written by OECD and published by OECD Publishing. This book was released on 2006-03-09 with total page 410 pages. Available in PDF, EPUB and Kindle. Book excerpt: This conference proceedings discusses progress made since the 1997-98 financial crisis and presents summaries of the situation in each country.
