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Author : Jean B. Larou
Publisher :
ISBN 13 : 9781617281761
Total Pages : 139 pages
Book Rating : 4.2/5 (817 download)
Download or read book Challenges Women Face in Retirement Security written by Jean B. Larou and published by . This book was released on 2009 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Jean B. Larou
Publisher :
ISBN 13 : 9781607417477
Total Pages : 0 pages
Book Rating : 4.4/5 (174 download)
Download or read book Challenges Women Face in Retirement Security written by Jean B. Larou and published by . This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book focuses on women and retirement. Women aged 65 and over will account for a growing segment of the U.S. population over the next several decades. Despite increases in women's workforce behaviour in the past 65 years, elderly women have persistently high rates of poverty. Thus, it is important to understand the differences between men's and women's retirement income, and how women may fare given future reforms to Social Security and pensions. Preparing for retirement and achieving financial security are daunting tasks for all Americans to be sure; however, women face many unique challenges. Women still perform the primary caretaker role in our society. As a result, many women spend significant periods of time out of the workforce raising children or taking care of elderly parents, significantly diluting their earning power. Women are also more likely to work part-time or work in industries where employers are less likely to offer retirement benefits. And women generally earn less than men. In 2004, women earned 77 cents for every dollar earned by men. All of these factors have a significant impact on what women receive from Social Security and pension, as well as what they are able to accumulate through personal savings. This income gap is further exacerbated by the fact that women generally live longer than men, and therefore, need to stretch their income over a longer period of time. This book consists of public domain documents which have been located, gathered, combined, reformatted, and enhanced with a subject index, selectively edited and bound to provide easy access.
Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781983542978
Total Pages : 96 pages
Book Rating : 4.5/5 (429 download)
Download or read book Retirement Security written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-05 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: RETIREMENT SECURITY: Women Still Face Challenges
Download or read book Retirement Security written by and published by . This book was released on 2012 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : U.s. Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781974226856
Total Pages : 96 pages
Book Rating : 4.2/5 (268 download)
Download or read book Retirement Security written by U.s. Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-08-03 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: " Elderly women, who comprise a growing portion of the U.S. population, have historically been at greater risk of living in poverty than elderly men. Several factors contribute to the higher rate of poverty among elderly women including their tendency to have lower lifetime earnings, take time out of the workforce to care for family members, and outlive their spouses. Other factors could affect older women's financial insecurity. These include the economic downturn and changing trends in pension plan offerings. In light of these circumstances, GAO was asked to examine (1) how women's access to and participation in employer-sponsored retirement plans compare to men's and how they have changed over time, (2) how women's retirement income compares to men's and how the composition of their income-the proportion of income coming from different sources-changed with economic conditions and trends in pension design, (3) how later-in-life events affect women's retirement income security, and (4) what policy options are available to help increase women's retirement income security. To answer these questions, GAO analyzed data from two nationally representative surveys, conducted a broad literature review, and interviewed a range of experts in the area of retirement security. GAO is making no recommendations. GAO received technical comments on a draft of this report from the Department of Labor, the Department of the Treasury and the Social Security"
Author : United States. Government Accountability Office
Publisher :
ISBN 13 :
Total Pages : 85 pages
Book Rating : 4.:/5 (181 download)
Download or read book Retirement Security written by United States. Government Accountability Office and published by . This book was released on 2007 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781984161406
Total Pages : 94 pages
Book Rating : 4.1/5 (614 download)
Download or read book Retirement Security written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-24 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement Security: Women Face Challenges in Ensuring Financial Security in Retirement
Author : U S Government Accountability Office (G
Publisher : BiblioGov
ISBN 13 : 9781289061456
Total Pages : 96 pages
Book Rating : 4.0/5 (614 download)
Download or read book Retirement Security written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-06 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. Government Accountability Office (GAO) is an independent agency that works for Congress. The GAO watches over Congress, and investigates how the federal government spends taxpayers dollars. The Comptroller General of the United States is the leader of the GAO, and is appointed to a 15-year term by the U.S. President. The GAO wants to support Congress, while at the same time doing right by the citizens of the United States. They audit, investigate, perform analyses, issue legal decisions and report anything that the government is doing. This is one of their reports.
Author : Ray McCoy
Publisher : Nova Science Publishers
ISBN 13 : 9781622578948
Total Pages : 0 pages
Book Rating : 4.5/5 (789 download)
Download or read book Women's Retirement Security written by Ray McCoy and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Elderly women, who comprise a growing portion of the U.S. population, have historically been at greater risk of living in poverty than elderly men. Several factors contribute to the higher rate of poverty among elderly women including their tendency to have lower lifetime earnings, their taking time out of the workforce to care for family members, and outliving their spouses. Other factors affecting older women's financial insecurity include the economic downturn and changing trends in pension plan offerings. This book examines how women's access to and participation in employer-sponsored retirement plans compare to men's and how they have changed over time; how women's retirement income compares to men's and how the composition of their income the proportion of income coming from different sources - has changed with the economic conditions and trends in pension design; and what policy options are available to help increase women's retirement income security.
Author : United States. Government Accountability Office
Publisher :
ISBN 13 :
Total Pages : 89 pages
Book Rating : 4.:/5 (815 download)
Download or read book Retirement security written by United States. Government Accountability Office and published by . This book was released on 2012 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Charles Jeszeck
Publisher :
ISBN 13 : 9781457836824
Total Pages : 96 pages
Book Rating : 4.8/5 (368 download)
Download or read book Retirement Security written by Charles Jeszeck and published by . This book was released on 2013-02-22 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Susan Moore
Publisher : Routledge
ISBN 13 : 135169670X
Total Pages : 148 pages
Book Rating : 4.3/5 (516 download)
Download or read book Women and Retirement written by Susan Moore and published by Routledge. This book was released on 2018-09-06 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the last century, changes to the nature and patterns of women’s working lives have been vast. Notably, the huge increase in women’s participation in the paid workforce means that today women are retiring in unprecedented numbers. How do they cope with this lifestyle transition? What major difficulties do they face? How do they process the problems associated with managing this transition in fulfilling ways while juggling family, financial, friendship, ageing and health issues? To date, most retirement studies have focused on men, and therefore gender-specific issues relating to post-work life, such as the pay gap, the double shift, women’s longer lifespans and their traditional roles as carers and social nurturers, have been afforded far less attention. Women and Retirement: Challenges of a New Life Stage is the first book of its kind to examine women’s retirement using a lifespan perspective. Based on the authors’ extensive study of over 1,000 retired Australian women as well as current research, the book presents models of various retirement trajectories and compares women’s experiences with the more widely researched retirement experiences of men. Moore and Rosenthal consider the nature of the transition from full-time work to retirement and the many different pathways and factors influencing this journey: women’s financial status in the retirement years; their health changes; and the varied activity patterns they adopt. Women and Retirement is a comprehensive, up-to-date and evidence-based review of the female retirement experience. It will be invaluable for courses on ageing and health within psychology, women’s studies, social work and sociology, and for use by practitioners in these fields.
Author : United States. Congress. Senate. Special Committee on Aging
Publisher :
ISBN 13 :
Total Pages : 90 pages
Book Rating : 4.F/5 ( download)
Download or read book Settling for Silver in the Golden Years written by United States. Congress. Senate. Special Committee on Aging and published by . This book was released on 2002 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Special Committee on Aging
Publisher :
ISBN 13 :
Total Pages : 122 pages
Book Rating : 4.F/5 ( download)
Download or read book Bridging the Gender Gap written by United States. Congress. Senate. Special Committee on Aging and published by . This book was released on 2006 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309261961
Total Pages : 230 pages
Book Rating : 4.3/5 (92 download)
Download or read book Aging and the Macroeconomy written by National Research Council and published by National Academies Press. This book was released on 2013-01-10 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Author : William G. Gale
Publisher : Brookings Institution Press
ISBN 13 : 0815739354
Total Pages : 406 pages
Book Rating : 4.8/5 (157 download)
Download or read book Wealth After Work written by William G. Gale and published by Brookings Institution Press. This book was released on 2021-07-27 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans—not just those with means. Individual accounts have eclipsed traditional pensions as the primary vehicle for retirement saving in the United States—a shift that underlies many sources of retirement insecurity. The 401(k) plan and similar accounts have increased financial security for many people but have done nothing for millions more. Many of those who do have such plans are burdened with the need to make numerous saving, investment, and withdrawal decisions that stress their financial acumen. Financial advice that is unbiased, unconflicted, and affordable is often difficult to find. Managing wealth in retirement—especially the need to convert retirement savings into steady income—poses significant challenges that current financial instruments and practices do not adequately address. Economic downturns like the Great Recession and the COVID-19 pandemic increase financial insecurity and make addressing these issues more urgent. Written by noted experts in the field, Wealth After Work offers practical solutions that address these concerns. The proposals show how policymakers can help all Americans gain access to retirement savings accounts, obtain better information about their savings choices, and better manage their wealth in retirement. By proposing solutions that build on, rather than replace the existing system, the book provides a nuanced, practical guide to reform that would benefit all Americans.
Author : United States. Congress
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781983620164
Total Pages : 84 pages
Book Rating : 4.6/5 (21 download)
Download or read book Settling for Silver in the Golden Years written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-01-09 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Settling for silver in the golden years : the special challenges of women in retirement planning and security : hearing before the Special Committee on Aging, United States Senate, One Hundred Seventh Congress, second session, Washington, DC, May 22, 2002.
