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Challenges Facing By Women In Accessing Credit From Microfinance Institutions In Sri Lanka
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Book Synopsis Challenges Facing by Women in Accessing Credit from Microfinance Institutions in Sri Lanka by : Rathiranee Yogendrarajah
Download or read book Challenges Facing by Women in Accessing Credit from Microfinance Institutions in Sri Lanka written by Rathiranee Yogendrarajah and published by . This book was released on 2014 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women are key instrument in the society and their role is very important in the world because they act dual role both in the family as well as society. The microfinance has an important role in empowering women in developing countries as well as in Sri Lanka by accessing credit facilities for their income generating activities to empower the rural women. With the conflict situation in Northern part of Sri Lanka, most of the men left from that area and they were unable to withstand by political condition. In this situation, many men were killed and women had to take the responsibility of the family as leaders. The Sri Lankan government has a responsibility to rehabilitate and revitalize the situation under post war development. MFIs provide their members with financial and social intermediation services to help improve their income generating activities. The aim of this study is to examine the challenges faced by women when accessing loans for income generating activities. This concept paper focuses on a review of academic literature on Challenges when accessing loans in empowering women through micro finance in Sri Lanka. For this purpose previous studies from developed and developing countries on this regards have been examined and then found out the solutions from the literatures. Finally, the conclusion of their studies has been analyzed and then provided a comprehensive literature by seeing the experiences and usefulness of the activities about the solutions for the challenges in accessing the loan facilities for income generating activities to empower poor women. Therefore it has been strongly feel that a look into empowering women and developing them with the support of the microfinance and the monitoring and creating awareness are important to eliminate the challenges facing by them in accessing credit from Microfinance Institutions.
Book Synopsis A Study on Empowerment of Rural Women Through Microcredit Facilities in Sri Lanka by : Rathiranee Yogendrarajah
Download or read book A Study on Empowerment of Rural Women Through Microcredit Facilities in Sri Lanka written by Rathiranee Yogendrarajah and published by . This book was released on 2016 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study seeks to examine the impact of micro credit facilities on women empowerment in the context of the great importance being given to the entrepreneurs. Access to credit can help women by enabling them to start and expand small businesses, often accompanied by market access. This study has the research problem -- whether the micro credit facilitates in empowering women entrepreneurs in the rural areas of Sri Lanka. Therefore, the study has the primary objective to identify the impact of micro credit on empowerment and the sub to assess the relationship among them. The study adopts a causal survey research design through which 337 members of microfinance institutions (MFIs) in the study area of Northern Province in Sri Lanka were selected using stratified random sampling and data collected from them by using a structured questionnaire. Correlation and regression analysis has been used to find out the impact of micro credit facilities on empowerment of women entrepreneurs in the rural areas of Sri Lanka. Linear multiple regression analysis was used to determine the micro credit facilities that affect women empowerment by using SPSS. The model summary indicates that 10.9% of the variation in the women empowerment can be explained for the micro credit facilities and remaining 89.1% influencing by other factors, such as education, experience, income, etc. The study concluded that micro credit facilities alone do not support the entrepreneurs to enhance them and it makes the policy recommendations to guide development of micro credit facilities that are beneficial to the clients and other stakeholders of the MFI institutions.
Book Synopsis Gender Dimensions of Investment Climate Reform by : Sevi Simavi
Download or read book Gender Dimensions of Investment Climate Reform written by Sevi Simavi and published by World Bank Publications. This book was released on 2010-01-06 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: The economic empowerment of women is increasingly seen as one of the most important forces behind economic growth and the fight against poverty. Indeed, women's economic participation in an economy as entrepreneurs, employees, and leaders is recognized as a measure of a country's dynamism and viability. 'Gender Dimensions of Investment Climate Reform' provides fresh solutions to common issues that women entrepreneurs face. It presents actionable, replicable, and scalable tools for promoting gender-sensitive investment climate reforms that would benefit both women and men. The book enables development practitioners and policy makers who are not gender specialists to diagnose gender issues in an investment climate; design creative and practical solutions and recommendations for addressing gender constraints; and monitor and evaluate the implementation of those recommendations.
Book Synopsis Microfinance Challenges by : Isabelle Guérin
Download or read book Microfinance Challenges written by Isabelle Guérin and published by . This book was released on 2005 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed papers presented earlier in a conference.
Book Synopsis The Global Findex Database 2017 by : Asli Demirguc-Kunt
Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Book Synopsis Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance by :
Download or read book Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance written by and published by United Nations Publications. This book was released on 2009 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ensuring women's economic empowerment and access to and control over resources requires an integrated approach to growth and development, focused on gender-responsive employment promotion and informed by the interdependency between economic and social development. Social objectives need to be incorporated into economic policies. Economic growth strategies should give attention to the real economy and focus on creating a gender-sensitive macroeconomic environment, full employment and decent work, access to land, property and other productive resources as well as financial services, and full coverage of social protection measures. The Survey outlines a number of concrete recommendations in these critical areas, which if adopted, will facilitate women's equitable access to and control over economic and financial resources.
Book Synopsis Finance Against Poverty: Volume 1 by : Hulme David
Download or read book Finance Against Poverty: Volume 1 written by Hulme David and published by Routledge. This book was released on 2005-08-12 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: In two volumes these books review and expand the theory that poverty in the world's poorest regions could be alleviated by providing small loans to micro-entrepreneurs. Volume 1 provides detailed analysis of this theory and offers policy recommendations for practitioners in this field. Volume 2 presents empirical evidence drawn from comparative experiences in seven developing countries. The work assesses the success of this policy and provides some startling conclusions. This is essential reading for all those interested in development, poverty-reduction, social welfare and finance.
Book Synopsis Commercialization of Microfinance by : Stephanie Charitonenko
Download or read book Commercialization of Microfinance written by Stephanie Charitonenko and published by . This book was released on 2003 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study is the fourth of a series of publications resulting from a regional technical assistance project on commercialization of microfinance. The series comprises four country reports (on Bangladesh, Indonesia, Philippines, and Sri Lanka) and a regional report on perspectives on commercialization from South and Southeast Asia. This report: analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry; explores the implications of commercialization and the remaining challenges to expanding outreach on a sustainable basis; recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access of the poor to demand-driven, sustainable financial services.
Book Synopsis Microfinance Handbook by : Joanna Ledgerwood
Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Book Synopsis School Meals, Educational Achievement, and School Competition by : Christel Vermeersch
Download or read book School Meals, Educational Achievement, and School Competition written by Christel Vermeersch and published by World Bank Publications. This book was released on 2005 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: Vermeersch and Kremer examine the effects of subsidized school meals on school participation, educational achievement, and school finance in a developing country setting. They use data from a program that was implemented in 25 randomly chosen preschools in a pool of 50. Children's school participation was 30 percent higher in the treatment group than in the comparison group. The meals program led to higher curriculum test scores, but only in schools where the teacher was relatively experienced prior to the program. The school meals displaced teaching time and led to larger class sizes. Despite improved incentives, teacher absenteeism remained at a high level of 30 percent. Treatment schools raised their fees, and comparison schools close to treatment schools decreased their fees. Some of the price effects are caused by a combination of capacity constraints and pupil transfers that would not happen if the school meals were ordered in all schools. The intention-to-treat estimator of the effect of the randomized program incorporates those price effects, and therefore it should be considered a lower bound on the effect of generalized school meals. This insight on price effects generalizes to other randomized program evaluations. This paper--a product of the Poverty Reduction and Economic Management 2, Africa Technical Families--is part of a larger effort in the region to increase our understanding of the impact of programs aimed at reaching the Millennium Development Goals.
Book Synopsis Women, Business and the Law 2018 by : World Bank Group
Download or read book Women, Business and the Law 2018 written by World Bank Group and published by World Bank Publications. This book was released on 2018-04-11 with total page 627 pages. Available in PDF, EPUB and Kindle. Book excerpt: How can governments ensure that women have the same employment and entrepreneurship opportunities as men? One important step is to level the legal playing field so that the rules for operating in the worlds of work and business apply equally regardless of gender. Women, Business and the Law 2018, the fifth edition in a series, examines laws affecting women’s economic inclusion in 189 economies worldwide. It tracks progress that has been made over the past two years while identifying opportunities for reform to ensure economic empowerment for all. The report updates all indicators as of June 1, 2017 and explores new areas of research, including financial inclusion.
Book Synopsis Women in Sri Lanka by : Swarna Jayaweera
Download or read book Women in Sri Lanka written by Swarna Jayaweera and published by . This book was released on 1999 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Household and Intrahousehold Impact of the Grameen Bank and Similar Targeted Credit Programs in Bangladesh by : Mark Martin Pitt
Download or read book Household and Intrahousehold Impact of the Grameen Bank and Similar Targeted Credit Programs in Bangladesh written by Mark Martin Pitt and published by World Bank Publications. This book was released on 1996 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Discussion Paper No. 320. Provides separate estimates of the influence of borrowing by both men and women, through three credit programs, on a variety of household and individual outcomes, including school enrollment, labor supply, the asset holdings of women, recent fertility and use of contraceptives, consumption, and the anthropometric status of children. The findings show that credit provided to women is more likely to influence these behaviors than credit provided to men and has a significant effect on the well-being of poor households in Bangladesh.
Book Synopsis Getting to Work by : Jennifer L. Solotaroff
Download or read book Getting to Work written by Jennifer L. Solotaroff and published by World Bank Publications. This book was released on 2020-03-18 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sri Lanka has shown remarkable persistence in low female labor force participation rates—at 36 percent from 2015 to 2017, compared with 75 percent for same-aged men—despite overall economic growth and poverty reduction over the past decade. The trend stands in contrast to the country’s achievements in human capital development that favor women, such as high levels of female education and low total fertility rates, as well as its status as an upper-middle-income country. This study intends to better understand the puzzle of women’s poor labor market outcomes in Sri Lanka. Using nationally representative secondary survey data—as well as primary qualitative and quantitative research—it tests three hypotheses that would explain gender gaps in labor market outcomes: (1) household roles and responsibilities, which fall disproportionately on women, and the associated sociophysical constraints on women’s mobility; (2) a human capital mismatch, whereby women are not acquiring the proper skills demanded by job markets; and (3) gender discrimination in job search, hiring, and promotion processes. Further, the analysis provides a comparison of women’s experience of the labor market between the years leading up to the end of Sri Lanka’s civil war (2006†“09) and the years following the civil war (2010†“15). The study recommends priority areas for addressing the multiple supply- and demand-side factors to improve women’s labor force participation rates and reduce other gender gaps in labor market outcomes. It also offers specific recommendations for improving women’s participation in the five private sector industries covered by the primary research: commercial agriculture, garments, tourism, information and communication technology, and tea estate work. The findings are intended to influence policy makers, educators, and employment program practitioners with a stake in helping Sri Lanka achieve its vision of inclusive and sustainable job creation and economic growth. The study also aims to contribute to the work of research institutions and civil society in identifying the most effective means of engaging more women— and their untapped potential for labor, innovation, and productivity—in Sri Lanka’s future.
Book Synopsis The Oxford Handbook of Entrepreneurial Finance by : Douglas Cumming
Download or read book The Oxford Handbook of Entrepreneurial Finance written by Douglas Cumming and published by OUP USA. This book was released on 2012-03-22 with total page 937 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides a comprehensive picture of issues dealing with different sources of entrepreneurial finance and different issues with financing entrepreneurs. The Handbook comprises contributions from 48 authors based in 12 different countries.
Book Synopsis Women, Business and the Law 2016 by : World Bank Group
Download or read book Women, Business and the Law 2016 written by World Bank Group and published by World Bank Publications. This book was released on 2015-09-18 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a changing world, how can we be sure that women as well as men entrepreneurs and workers obtain the benefit from these changes? Ensuring that women have the same legal opportunities as men is one part of the picture. By measuring where the law treats men and women differently, Women, Business and the Law shines a light on how women's incentives or capacity to work are affected by the legal environment and provides a basis for improving regulation. The fourth edition in a series, Women, Business and the Law 2016: Getting to Equal examines laws and regulations affecting women's prospects as entrepreneurs and employees in 173 economies, across seven areas: accessing institutions, using property, getting a job, providing incentives to work, building credit, going to court, and protecting women from violence. The report's quantitative indicators are intended to inform research and policy discussions on how to improve women's economic opportunities and outcomes.
Book Synopsis Beyond Micro-credit by : Thomas Fisher
Download or read book Beyond Micro-credit written by Thomas Fisher and published by Oxfam. This book was released on 2002 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.
