Banking Sector Reforms In India And Performance Evaluation Of Commercial Banks

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Banking Sector Reforms in India and Performance Evaluation of Commercial Banks

Author : Debaprosanna Nandy
Publisher : Universal-Publishers
ISBN 13 : 1599423510
Total Pages : pages
Book Rating : 4.5/5 (994 download)

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Book Synopsis Banking Sector Reforms in India and Performance Evaluation of Commercial Banks by : Debaprosanna Nandy

Download or read book Banking Sector Reforms in India and Performance Evaluation of Commercial Banks written by Debaprosanna Nandy and published by Universal-Publishers. This book was released on 2010-07-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Committee on Financial System (CFS), popularly known as Narasimham Committee, was set up in 1991 to make recommendations for bringing about the necessary reforms in the financial sector. Narasimham Committee appraised and acknowledged the success and progress of Indian banks since the major banks were nationalized on 19 July 1969. Unfortunately, the developments were witnessed only in the field of expansion and spread of bank branches, generation of huge employment and mobilization of savings rather than also in improvement in efficiency. Besides, corruption, fraud, misutilization in public money, outdated technology, and politicization in policy making were found to be major drawbacks in the real progress of the banks. As the banking sector plays an important and crucial role in the economy of a country for its stabilization and balanced growth, major reforms were urgently needed, after 22 years of nationalization, to revive Indian banks. This was not only in the field of profitability, but also in the overall efficiency, viz., better management of non-performing assets (NPAs), satisfying capital requirements, increased cost effectiveness and control, enhanced customer service, improved technology, establishing competitive interest rate, effective man-power planning, introduction of asset-liability management, better productivity, launching new products, and becoming more competent to face the upcoming challenges and competition from foreign as well as private sector banks in the era of globalization and liberalization. The objectives of the study are to examine the need and relevance of reforms in Indian banks, to assess the efficiency and profitability of Indian banks during reforms from different perspectives, to discuss various issues of NPA management in the light of reforms, to measure the performance of the banks of West Bengal during the reforms, to analyse the role of information technology and its relevancy in Indian banks in the era of reforms, and to impart necessary suggestions for the improvement of the efficiency and profitability of Indian banks.

Banking System in India

Author : S. M. Jawed Akhtar
Publisher :
ISBN 13 : 9788177082838
Total Pages : 0 pages
Book Rating : 4.0/5 (828 download)

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Book Synopsis Banking System in India by : S. M. Jawed Akhtar

Download or read book Banking System in India written by S. M. Jawed Akhtar and published by . This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prior to economic reforms initiated in early 1990s, the banking sector in India suffered from lack of competition, low capital base, inefficiency, and high intermediation costs. The banking industry - dominated by the public sector - was subject to a high degree of financial repression, characterized by administered interest rates and allocated credit. Reforms in India's commercial banking sector had two distinct phases. The first phase of reforms focused mainly on enabling and strengthening measures. The second phase of reforms placed greater emphasis on structural measures and improvement in standards of disclosure and levels of transparency in order to align India's standards with international best practices. Reforms have brought about considerable improvements, as reflected in various parameters relating to capital adequacy, asset quality, profitability, and operational efficiency. Although commercial banks still face the problem of overhang of non-performing assets, high spread, and low profitability in comparison with banks in other emerging market economies, India's reforms - which are examined in this book - have been successful in enhancing the performance of commercial banks in terms of both stability and efficiency parameters.

Banking Sector Liberalization in India

Author : Christian Roland
Publisher : Springer Science & Business Media
ISBN 13 : 3790819824
Total Pages : 309 pages
Book Rating : 4.7/5 (98 download)

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Book Synopsis Banking Sector Liberalization in India by : Christian Roland

Download or read book Banking Sector Liberalization in India written by Christian Roland and published by Springer Science & Business Media. This book was released on 2007-10-25 with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: This fascinating and timely work explores in detail the changes in the Indian banking sector over the last 20 years, and puts them into a comparative perspective with the Chinese banking sector. For this purpose, the author develops a detailed indicator-based framework for assessing the liberalization of a banking sector along various process steps based on financial liberalization and transformation studies. The key finding is that while liberalization has improved the sectoral performance, it has so far had no effect on the macro level.

Financial Performance of Commercial Banks in India in Post Reforms Er

Author : Sandeep Goel
Publisher : LAP Lambert Academic Publishing
ISBN 13 : 9783659191763
Total Pages : 308 pages
Book Rating : 4.1/5 (917 download)

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Book Synopsis Financial Performance of Commercial Banks in India in Post Reforms Er by : Sandeep Goel

Download or read book Financial Performance of Commercial Banks in India in Post Reforms Er written by Sandeep Goel and published by LAP Lambert Academic Publishing. This book was released on 2012-08 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1992, the Reserve Bank of India launched banking sector reforms in India to create a more profitable, efficient, and sound banking system.The reforms include the competition enhancing reforms, reforms enhancing role of market forces, prudential reforms, supervisory reforms, institutional and legal reforms, reforms related to the customer service in banks, technological reforms, and the payment and settlement systems reforms.In the context of these banking sector reforms, the present book attempts to discuss the banking sector reforms in India and to analyze and compare the financial performance of commercial banks in India on various aspects such as profitability, liquidity, capital adequacy, assets quality, and off-balance sheet strength in post reforms era. Moreover, it also attempts to extract the financial ratios which significantly predict the financial performance of commercial banks.The book should be especially useful to banking officials, researchers in the area of banking and finance, stakeholders of commercial banks, or anyone else who is interested in understanding the dynamics of financial performance analysis.

Performance Evaluation of the Indian Banking Sector

Author : Prabhjot Kaur
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Performance Evaluation of the Indian Banking Sector by : Prabhjot Kaur

Download or read book Performance Evaluation of the Indian Banking Sector written by Prabhjot Kaur and published by . This book was released on 2015 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Indian banking industry has passed through various phases of change marking its development. Performance of the commercial banks is an important indicator of the state and growth of the banking system in India which can be measured in different terms. This paper makes an attempt to analyze the performance of the four major banks in India, namely, Punjab National Bank (PNB), State Bank of India (SBI), ICICI Bank and HDFC Bank, for the period 2009-2014. The paper analyzes the impact of various performance parameters on the performance of the selected banks using secondary data. The performance of the banks has been measured using different ratios, and regression analysis has been applied to find the factors predominantly affecting the performance of the banks. The results show that net NPA ratio as a percentage of loans, savings deposit as a percentage of total deposits, priority sector advances as a percentage of total advances and total income as a percentage of capital employed are the factors predominantly affecting the performance of banks.

Banking Reforms in India

Author : T R Bishnoi
Publisher : Springer
ISBN 13 : 3319556630
Total Pages : 254 pages
Book Rating : 4.3/5 (195 download)

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Book Synopsis Banking Reforms in India by : T R Bishnoi

Download or read book Banking Reforms in India written by T R Bishnoi and published by Springer. This book was released on 2017-06-21 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a historical evaluation of banking reforms and structural changes in India over the past 25 years. Chapters cover issues in consolidation and restructuring, competition and concentration, performance evaluation in terms of cost efficiency and productivity, profitability, non-performing assets and technology use. The authors use specific regression models to measure the impact of these reforms on bank performance during this period and assess whether or not the consolidation phase is now complete. This volume will be of interest to researchers and academicians interested in the financial history of Indian Banking reforms.

Banking Sector and Human Resources

Author : T. Sreenivas
Publisher : Discovery Publishing House
ISBN 13 : 9788183560481
Total Pages : 388 pages
Book Rating : 4.5/5 (64 download)

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Book Synopsis Banking Sector and Human Resources by : T. Sreenivas

Download or read book Banking Sector and Human Resources written by T. Sreenivas and published by Discovery Publishing House. This book was released on 2006 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contents: Venue Capital: Recent Trends in the Liberalization Context, Role of Financial Institutions and Developmental Organizations in Promoting Rural Non-farm Small Enterprises, Challenges for Indian Banking Industry, HRD Practices in Banking Sector: An Analysis, The Balance Sheet of Liberalization: A Study of the Banking Sector, The Menance of Non-performing Assets: Challenges and Remedial Measures, Credit Disbursement by Commercial Banks After Second Generation Reforms, Financial Sector Reforms and Their Impact on Banks, Voluntary Retirement Scheme: Impact on Banking Sector, Emerging Challenges of Electronic Banking, Information Technology in Banks, Relationship Between Stock Prices and Exchange Rates, Corporate Governance: An Overview, Corporate Frauds: A Model for Good Governance, Development of Technical Entrepreneurship, Perspectives of Entrepreneurship Development Role of STEPs, and Innovation and Business Incubators, Management of Human Resource, Human Resource Managers Challenges, Managing Talent: A Market Driven Approach, Hallmarks of High Performing Organizations, India Shining with Human Strategic Strength, Human Resource Management with Specific Case Studies in India, Human Resource Management: Challenges in the New Millennium, Traditional Professional Communities: Their Reorientation, Human Resource Development As Strategic Strength, HRD As A Strategic Power, Developing Human Resource As A Strategic Strength, Transcultural Human Values, Rationalisation: A Competitive Advantage.

Deregulation and Efficiency of Indian Banks

Author : Sunil Kumar
Publisher : Springer Science & Business Media
ISBN 13 : 8132215451
Total Pages : 340 pages
Book Rating : 4.1/5 (322 download)

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Book Synopsis Deregulation and Efficiency of Indian Banks by : Sunil Kumar

Download or read book Deregulation and Efficiency of Indian Banks written by Sunil Kumar and published by Springer Science & Business Media. This book was released on 2013-10-23 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.

Banking Reforms and Globalisation

Author : Mohan Prasad Shrivastava
Publisher : APH Publishing
ISBN 13 : 9788131301593
Total Pages : 444 pages
Book Rating : 4.3/5 (15 download)

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Book Synopsis Banking Reforms and Globalisation by : Mohan Prasad Shrivastava

Download or read book Banking Reforms and Globalisation written by Mohan Prasad Shrivastava and published by APH Publishing. This book was released on 2007 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed articles with reference to India.

Commercial Banks in India

Author : Benson Kunjukunju
Publisher :
ISBN 13 : 9788177081503
Total Pages : 342 pages
Book Rating : 4.0/5 (815 download)

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Book Synopsis Commercial Banks in India by : Benson Kunjukunju

Download or read book Commercial Banks in India written by Benson Kunjukunju and published by . This book was released on 2008-01-01 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banking sector in India has undergone remarkable changes since the nationalisation of 14 major commercial banks in 1969. The geographical and functional coverage of banks has surged at a rate that is unprecedented in the world. Nationalisation of commercial banks in 1969 and 1980 was a mixed blessing. Reforms have brought about considerable improvements as reflected in various parameters relating to capital adequacy, asset quality, profitability and operational efficiency. Unfortunately, commercial banks continue to face the problem of non-performing assets (NPAs). The present volume deals with various aspects related to the development of commercial banks in India, with particular focus on post-liberalisation (1991 onwards) developments.

Banking Sector Reforms in India

Author : Sultan Singh
Publisher : Kanishka Publishers
ISBN 13 : 9788173919367
Total Pages : 230 pages
Book Rating : 4.9/5 (193 download)

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Book Synopsis Banking Sector Reforms in India by : Sultan Singh

Download or read book Banking Sector Reforms in India written by Sultan Singh and published by Kanishka Publishers. This book was released on 2007 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Book Primarily Aims At Assessing The Impact Of Banking Sector Reforms On The General Nature Of Functioning And Operating Performance Of Commerical Banks In India. It Is Divided Into Twelve Chapters Covering The Brief Review Of Banking Sector Reforms; Management Of Npas And Capital Adequacy Requirements; Measurement Of Credit, Market And Operational Risks; Implications Of Basel -Ii Indian Banks ; Legal Reforms In Banking Sector; Mergers And Acquisitions In Indian Banking ; Human Resource Management In Public Sector Banks; Payment And Settlement System In India; Flow Of Credit To Agriculture; And Financing Of Small Scale Industries By The Public Sector Banks.

A Critical Assessment of India's Banking Sector Reform

Author : Tae Hwan Yoo
Publisher :
ISBN 13 :
Total Pages : 72 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis A Critical Assessment of India's Banking Sector Reform by : Tae Hwan Yoo

Download or read book A Critical Assessment of India's Banking Sector Reform written by Tae Hwan Yoo and published by . This book was released on 2004 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Performance of Indian Banks During Financial Liberalization

Author : Ms.Petya Koeva Brooks
Publisher : International Monetary Fund
ISBN 13 : 1451856989
Total Pages : 34 pages
Book Rating : 4.4/5 (518 download)

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Book Synopsis The Performance of Indian Banks During Financial Liberalization by : Ms.Petya Koeva Brooks

Download or read book The Performance of Indian Banks During Financial Liberalization written by Ms.Petya Koeva Brooks and published by International Monetary Fund. This book was released on 2003-07-01 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks. The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period. The empirical results suggest that ownership type has a significant effect on some performance indicators and that the observed increase in competition during financial liberalization has been associated with lower intermediation costs and profitability of the Indian banks.

Structural Reforms in Industry, Banking and Finance

Author : C. Rangarajan
Publisher : Institute of Southeast Asian Studies
ISBN 13 : 9789812301093
Total Pages : 78 pages
Book Rating : 4.3/5 (1 download)

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Book Synopsis Structural Reforms in Industry, Banking and Finance by : C. Rangarajan

Download or read book Structural Reforms in Industry, Banking and Finance written by C. Rangarajan and published by Institute of Southeast Asian Studies. This book was released on 2000 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: The year 1991 marked an important watershed in the economic history of post-Independent India. The country went through a severe economic crisis triggered by a serious balance of payments situation. The crisis was converted into an opportunity to introduce some fundamental changes in the content and approach to economic policy. The purpose of this book is to detail the structural reform process undertaken by India and to evaluate its results. In the post-liberalization period, the country has moved to a higher growth path. Objective conditions exist for the economy to grow at a sustained rate of seven per cent. The slow growth in agriculture and the consequent impact of a slower decline in poverty reduction are areas of concern.

Liberalisation and Efficiency of Indian Commercial Banks

Author : H. P. Mahesh
Publisher :
ISBN 13 :
Total Pages : 46 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Liberalisation and Efficiency of Indian Commercial Banks by : H. P. Mahesh

Download or read book Liberalisation and Efficiency of Indian Commercial Banks written by H. P. Mahesh and published by . This book was released on 2006 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Performance Evaluation And Customer Satisfaction Of Public Sector Banks And New Generation Private Sector Banks In The Post Liberalised Era

Download Performance Evaluation And Customer Satisfaction Of Public Sector Banks And New Generation Private Sector Banks In The Post Liberalised Era PDF Online Free

Author : Dr Aloysius O.C
Publisher : Archers & Elevators Publishing House
ISBN 13 : 938880516X
Total Pages : pages
Book Rating : 4.3/5 (888 download)

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Book Synopsis Performance Evaluation And Customer Satisfaction Of Public Sector Banks And New Generation Private Sector Banks In The Post Liberalised Era by : Dr Aloysius O.C

Download or read book Performance Evaluation And Customer Satisfaction Of Public Sector Banks And New Generation Private Sector Banks In The Post Liberalised Era written by Dr Aloysius O.C and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

India Banking and Finance Report 2021

Author : Ray, Partha
Publisher : SAGE Publishing India
ISBN 13 : 935479310X
Total Pages : 200 pages
Book Rating : 4.3/5 (547 download)

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Book Synopsis India Banking and Finance Report 2021 by : Ray, Partha

Download or read book India Banking and Finance Report 2021 written by Ray, Partha and published by SAGE Publishing India. This book was released on 2021-05-01 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: India Banking and Finance Report 2021 presents a lucid yet rigorous discussion on the key facets of the Banking and Financial sector in India. Written primarily by the faculty of National Institute of Bank Management (NIBM), Pune, the report covers a wide spectrum of issues ranging from contemporary macro-financial perspectives against the backdrop of the ongoing pandemic to leadership concerns in Indian banks. The list of subjects included is topical, comprising corporate governance challenges, mergers and acquisitions, problems and prospects of the Bad Bank, latest risk management concepts and frontiers, sectoral studies, digital transformation and leadership paradigms. The report seeks to highlight the emerging challenges and opportunities in the banking and financial sector, glean important lessons from the past, and in some cases speculate on the way forward. It emphasizes on a blend of internal strategies, regulatory reforms and public policy initiatives. The report will stimulate enlightened dialogues on the theoretical, empirical and practical aspects of bank management in India.