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Asymmetry Of Information And Lending Risk Livelihood Pattern Of Street Vendors In India
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Book Synopsis Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India by : Monika
Download or read book Asymmetry of Information and Lending Risk Livelihood Pattern of Street Vendors in India written by Monika and published by Booksclinic Publishing. This book was released on 2021-09-18 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: Asymmetry of Information and Lending Risk Livelihood pattern of Street Vendors in India. This study focuses on street vendors and their related problems to access credit from formal banking institutions. our formal sector faces the risk of asymmetric information in lending to street vendors due to which street vendors lack access to institutional financing. On the other side, public authorities normally regard street vendors as encroachers of sidewalks and pavements and do not appreciate the valuable services, which street vendors are providing to the common man. Social security coverage of street vendors is very small. Here member base organizations have a positive impact on the life of street vendors. Non-Government Organizations (NGOs), who are providing social security schemes to street vendors are few in number (2009, National Policy on Urban Street Vendors). Street Vendors provide valuable services at a cheaper price to the urban population while trying to earn a livelihood and it is the duty of the State to protect the right of this segment of the population to earn their livelihood. So, this book highlights the issues and challenges faced by street vendors and also provides feasible solutions for their development.
Book Synopsis The Economics of Financial Inclusion by : Firdous Ahmad Malik
Download or read book The Economics of Financial Inclusion written by Firdous Ahmad Malik and published by Taylor & Francis. This book was released on 2024-10-15 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a thorough examination of the economics of financial inclusion and management from a contemporary standpoint. It covers a vast array of financial inclusion-related topics, surveying economies around the globe and analyzes the factors that contribute to both financial inclusion and exclusion. The book discusses the role of technology, examining how technological advances have revolutionized financial services and increased access to populations that were previously underserved. It studies the intersection of financial inclusion and sustainability, highlighting the significance of green finance and its role in fostering inclusive and sustainable economic growth. Financial literacy and the theories underlying financial inclusion efforts are examined, as is the impact of financial criminality. Further, the authors consider regional development and the extant gaps in financial inclusion as well as the urban-rural divide, investigating disparities between urban and rural areas and proposing strategies to bridge the gap. They also assess the effect of inflation and recession and discuss how monetary and fiscal policies can impact inclusion initiatives. The book concludes with a management perspective on financial inclusion, with chapters devoted to various aspects of administering inclusive financial systems. It combines theoretical insights with empirical evidence and case studies, from both developing and developed nations, to illustrate the various approaches and challenges and to provide a comprehensive understanding of worldwide advancements and developments. The comparative approach provides readers with insights into diverse strategies and best practices for overcoming challenges and obstacles and for promoting financial inclusion in various economic contexts. Overall, readers will benefit from the book's comprehensive analysis and exhaustive coverage. It is an invaluable resource for advanced students, scholars, researchers and policymakers.
Book Synopsis Linkage Between Interest Rate Policy And Macro Economic Variables by : Fidous Ahmad Malik
Download or read book Linkage Between Interest Rate Policy And Macro Economic Variables written by Fidous Ahmad Malik and published by Booksclinic Publishing. This book was released on 2022-06-15 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is an Academic book
Book Synopsis Health System in Jammu and Kashmir Challenges and Opportunities Book by : Asma Farooq
Download or read book Health System in Jammu and Kashmir Challenges and Opportunities Book written by Asma Farooq and published by Shineeks Publishers. This book was released on 2022-06-22 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: New ideas of development, new policies, and emphasis on their efficient execution began in the 21st century, but the fruits of development are still evading the majority of rural populations, especially women. There is now a dualism about sex (men and women). While official surveys do not show the poor health conditions of women appreciably, there is widespread evidence that interaction between many social forces outside the health sector inhibits jointly the chances of women for improving their health status. Researchers thought that women’s needs were not recognized by the health care system. Women play an essential role in the process of economic growth. How an economy can flourish if women are not healthy? How can unhealthy women achieve economic status? How women’s health relates to income and expenditure. This book is an attempt to answer all such related questions. Empirical evidence has been shared regarding the health services, health status, and overall development of the health system in Jammu and Kashmir. This book comprises six chapters. Chapter one is an introduction to the book. Chapter two is an overview of the health system in India. chapter third Indian health policies a snapshot of center state health programs in Jammu and Kashmir. chapter four availability of health facilities in Kulgam district. Chapter five is awareness and utilization of health facilities among women in Jammu and Kashmir a study of district Kulgam and chapter six conclusion and policy framework for a better future.
Book Synopsis Repatriation Management and Competency Transfer in a Culturally Dynamic World by : Manmeet Bali Nag
Download or read book Repatriation Management and Competency Transfer in a Culturally Dynamic World written by Manmeet Bali Nag and published by Springer Nature. This book was released on 2023-01-01 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the relevance of global strategic perspective, as international competition continues to intensify & gain momentum, and management of human resource remains a challenge in contemporary corporate scenario. As global business strategy requires globally competent people and implementation of global human resource systems, therefore the need to harness the multi-faceted dimensions of corporate employees is elaborated upon. This book explores cross cultural movement & interactions in International human resource management, where the theme of cross-cultural reentry remains largely neglected and underestimated in the sojourner’s transition trajectory. This book takes into account the available empirical investigations pointing to substantial concerns, affecting the psychological wellbeing, social readjustment and cultural identity of the returning individuals. This book examines the significance of re-entry as an issue of highest priority to both sojourning individuals as well as people managing the reentry transitions of travelers. In light of the unfolding knowledge revolution, the book explores the context of corporate India offering high knowledge density and rich demographic dividend. The need for companies, to harness the knowledge capital and accelerate Indians in the knowledge revolution is examined. Various factors that can influence the repatriation of an individual when back in the home country, and the challenges faced in repatriation at the individual-, team-, organizational-, and country-levels, is explored & analyzed. This book focuses on eliminating overall wastage and losses in Repatriation process, from an organizational point of view. The purview of this book encompasses the interface of Anticipatory Adjustment, Competency Transfer, Effective Repatriation and Reverse Culture Shock with Repatriates’ Adjustment, back home, and empirically analyzes the precursors and effects of the said paradigms in optimization of Repatriate talent from an organizational perspective. The purpose is to analyze the antecedents of repatriate adjustment in the mentioned context and to subsequently deliberate upon the acquired results to arrive at feasible and relevant conclusions. Optimization of Repatriate talent, and Repatriation Management from International Human Resource Management (IHRM) perspective, deserves a cross-disciplinary study of precursors effecting Repatriation Adjustment, with focus on the dimension of Indian Repatriate acculturation.
Book Synopsis Financial Inclusion of the Marginalised by : Sharit K. Bhowmik
Download or read book Financial Inclusion of the Marginalised written by Sharit K. Bhowmik and published by Springer Science & Business Media. This book was released on 2013-07-03 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum. The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues.
Book Synopsis Shock Waves by : Stephane Hallegatte
Download or read book Shock Waves written by Stephane Hallegatte and published by World Bank Publications. This book was released on 2015-11-23 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ending poverty and stabilizing climate change will be two unprecedented global achievements and two major steps toward sustainable development. But the two objectives cannot be considered in isolation: they need to be jointly tackled through an integrated strategy. This report brings together those two objectives and explores how they can more easily be achieved if considered together. It examines the potential impact of climate change and climate policies on poverty reduction. It also provides guidance on how to create a “win-win†? situation so that climate change policies contribute to poverty reduction and poverty-reduction policies contribute to climate change mitigation and resilience building. The key finding of the report is that climate change represents a significant obstacle to the sustained eradication of poverty, but future impacts on poverty are determined by policy choices: rapid, inclusive, and climate-informed development can prevent most short-term impacts whereas immediate pro-poor, emissions-reduction policies can drastically limit long-term ones.
Book Synopsis Global Trends 2040 by : National Intelligence Council
Download or read book Global Trends 2040 written by National Intelligence Council and published by Cosimo Reports. This book was released on 2021-03 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The ongoing COVID-19 pandemic marks the most significant, singular global disruption since World War II, with health, economic, political, and security implications that will ripple for years to come." -Global Trends 2040 (2021) Global Trends 2040-A More Contested World (2021), released by the US National Intelligence Council, is the latest report in its series of reports starting in 1997 about megatrends and the world's future. This report, strongly influenced by the COVID-19 pandemic, paints a bleak picture of the future and describes a contested, fragmented and turbulent world. It specifically discusses the four main trends that will shape tomorrow's world: - Demographics-by 2040, 1.4 billion people will be added mostly in Africa and South Asia. - Economics-increased government debt and concentrated economic power will escalate problems for the poor and middleclass. - Climate-a hotter world will increase water, food, and health insecurity. - Technology-the emergence of new technologies could both solve and cause problems for human life. Students of trends, policymakers, entrepreneurs, academics, journalists and anyone eager for a glimpse into the next decades, will find this report, with colored graphs, essential reading.
Author :Food and Agriculture Organization of the United Nations Publisher :Routledge ISBN 13 :1136498877 Total Pages :332 pages Book Rating :4.1/5 (364 download)
Book Synopsis The State of the World's Land and Water Resources for Food and Agriculture by : Food and Agriculture Organization of the United Nations
Download or read book The State of the World's Land and Water Resources for Food and Agriculture written by Food and Agriculture Organization of the United Nations and published by Routledge. This book was released on 2013-06-17 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: The State of the World's Land and Water Resources for Food and Agriculture is FAO's first flagship publication on the global status of land and water resources. It is an 'advocacy' report, to be published every three to five years, and targeted at senior level decision makers in agriculture as well as in other sectors. SOLAW is aimed at sensitizing its target audience on the status of land resources at global and regional levels and FAO's viewpoint on appropriate recommendations for policy formulation. SOLAW focuses on these key dimensions of analysis: (i) quantity, quality of land and water resources, (ii) the rate of use and sustainable management of these resources in the context of relevant socio-economic driving factors and concerns, including food security and poverty, and climate change. This is the first time that a global, baseline status report on land and water resources has been made. It is based on several global spatial databases (e.g. land suitability for agriculture, land use and management, land and water degradation and depletion) for which FAO is the world-recognized data source. Topical and emerging issues on land and water are dealt with in an integrated rather than sectoral manner. The implications of the status and trends are used to advocate remedial interventions which are tailored to major farming systems within different geographic regions.
Book Synopsis Stealth of Nations by : Robert Neuwirth
Download or read book Stealth of Nations written by Robert Neuwirth and published by Anchor. This book was released on 2012-10-02 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: An eye-opening account of the informal economy around the globe, Stealth of Nations traces the history and reach of unregulated markets, and explains the unwritten rules that govern them. Journalist Robert Neuwirth joins globe-trotting Nigerians who sell Chinese cell phones and laid-off San Franciscans who use Twitter to market street food and learns that the people who work in informal economies are entrepreneurs who provide essential services and crucial employment. Dubbing this little-recognized business arena with a new name—”System D”—Neuwirth points out that it accounts for a growing amount of trade, and that, united in a single nation, it would be the world’s second-largest economy, trailing only the United States in financial might. Stealth of Nations offers an inside look at the thriving world of unfettered trade and finds far more than a chaotic emporium of dubious pirated goods.
Book Synopsis The World Bank Research Observer by :
Download or read book The World Bank Research Observer written by and published by . This book was released on 2003 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Microfinance, Risk Management and Poverty by : Jennefer Sebstad
Download or read book Microfinance, Risk Management and Poverty written by Jennefer Sebstad and published by . This book was released on 2001 with total page 115 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Improving Access to Finance for India's Rural Poor by : Priya Basu
Download or read book Improving Access to Finance for India's Rural Poor written by Priya Basu and published by World Bank Publications. This book was released on 2006-01-01 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annotation This book examines the current level and pattern of access to finance for India's rural households, evaluates various approaches for delivering financial services, analyzes what lies behind the lack of adequate financial access, and identifies what it would take to improve access to finance.
Book Synopsis The State of Food and Agriculture, 2006 by : Food and Agriculture Organization
Download or read book The State of Food and Agriculture, 2006 written by Food and Agriculture Organization and published by Food & Agriculture Org.. This book was released on 2006 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: International food aid has rightly been credited with saving millions of lives and is often the only thing that stands between vulnerable people and death. However, it was a serious obstacle in the Doha Round of multilateral trade negotiations and has been sharply criticised as a donor-driven response that creates dependency on the part of recipients and undermines local agricultural producers and traders upon whom sustainable food security depends. This issue of the 'State of Food and Agriculture' report examines the issues and controversies surrounding international food aid, particularly in crisis situations. It considers the ways in which food aid can support sustainable improvements in food security, in order to preserve its essential humanitarian role whilst minimising the possibility of harmful secondary impacts.
Book Synopsis The Future of Microfinance by : Ira W. Lieberman
Download or read book The Future of Microfinance written by Ira W. Lieberman and published by Brookings Institution Press. This book was released on 2020-06-30 with total page 493 pages. Available in PDF, EPUB and Kindle. Book excerpt: A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.
Book Synopsis Making Better Policies for Food Systems by : OECD
Download or read book Making Better Policies for Food Systems written by OECD and published by OECD Publishing. This book was released on 2021-01-11 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Food systems around the world face a triple challenge: providing food security and nutrition for a growing global population; supporting livelihoods for those working along the food supply chain; and contributing to environmental sustainability. Better policies hold tremendous promise for making progress in these domains.
Book Synopsis Informal Markets, Livelihood and Politics by : Debdulal Saha
Download or read book Informal Markets, Livelihood and Politics written by Debdulal Saha and published by Taylor & Francis. This book was released on 2016-07-15 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: Low industrial growth, declining agricultural sector and limited expansion of formal sector employment in India have increasingly forced the poor to take recourse to informal sources of livelihoods. Street vending is one such thriving source of self-employment across cities. This book delves into the sustenance and survival strategies of street vendors across 17 cities in India and assesses the issues revolving around self-created markets, livelihood and politics that are contested in public space. It also presents a conceptual and theoretical understanding of different socio-economic and policy concerns pertaining to street vending in the country. The study shows how despite the absence of legal frameworks and institutional support, these urban self-employed informal workers subsist by arranging ad-hoc alternatives, creating informal institutions and negotiating with formal and informal actors in the market. It also discusses the Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014, and examines how inclusive the legal recognition is for these workers of informal economy. Drawing on exhaustive research and a wealth of primary data, this book will be useful to scholars and researchers in development studies, labour studies, economics, sociology and those in public policy and urban planning.