Are Pakistans Women Entrepreneurs Being Served By The Microfinance Sector

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Are Pakistan's Women Entrepreneurs Being Served by the Microfinance Sector?

Author : Mehnaz Safavian
Publisher : World Bank Publications
ISBN 13 : 0821399330
Total Pages : 81 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Are Pakistan's Women Entrepreneurs Being Served by the Microfinance Sector? by : Mehnaz Safavian

Download or read book Are Pakistan's Women Entrepreneurs Being Served by the Microfinance Sector? written by Mehnaz Safavian and published by World Bank Publications. This book was released on 2013-07-19 with total page 81 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial services are important for women who are starting and growing a business, but in Pakistan microfinance providers (MFPs) are not reaching Pakistan’s businesswomen. Only 59 percent of microfinance clients are women, yet the majority of these loans are passed on the male members of the household – husbands, fathers, and sons. The practice of passing on loans to male household members is quite widespread; women may be bearing all the transaction costs and risks of accessing loans, but are not the final beneficiaries. Second, a very low proportion of female microfinance clients are entrepreneurs. The report explores why businesswomen in Pakistan may not be using microfinance products to meet their start-up and working capital requirements, in spite of identifying access to finance as a key constraint to their business operations. Against this backdrop, access to finance remains the biggest challenge for a woman who wants to start or grow a business. Yet less than a quarter of the entrepreneurs identified through business development service providers were currently borrowing from microfinance lenders. Even among those entrepreneurs that borrow, dissatisfaction is high. Why? Women borrower-entrepreneurs are not able to access individual loan products, but instead are consistently relegated to group lending. But group loans are very costly for a woman who is running a business, and the loans are too small to fulfill working capital needs. Businesswomen are rarely given the opportunity to access individual loan products, which are usually offered exclusively to male borrowers, and women are not given opportunities to graduate from group loans to individual loans over time. Lending practices often are discriminatory, requiring husbands’ permission, male guarantors, and unmarried women are rarely considered as potential clients. Although MFIs understand that women’s inclusion is integral to the objectives of microfinance, the practice of passing on loans raises serious issues about consumer protection for women clients, and the best and most effective solutions to these challenges could and should come from the sector itself. Designing better products that reach the needs of emerging women entrepreneurs could prove to be good business, achieving double bottom-line objectives. Investing in financial literacy and education of both men and women borrowers can help curb the demand for pass-through loans and help lower risks associated with deceptive practices.

Nepal and Pakistan : micro-finance and microenterprise development : their contribution to the economic empowerment of women

Author : Maria Sabrina De Gobbi
Publisher :
ISBN 13 : 9789221169277
Total Pages : 72 pages
Book Rating : 4.1/5 (692 download)

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Book Synopsis Nepal and Pakistan : micro-finance and microenterprise development : their contribution to the economic empowerment of women by : Maria Sabrina De Gobbi

Download or read book Nepal and Pakistan : micro-finance and microenterprise development : their contribution to the economic empowerment of women written by Maria Sabrina De Gobbi and published by . This book was released on 2004 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Extrait du résumé . "This paper presents the findings of two national surveys completed in Nepal and Pakistan on women entrepreneurs who are micro-finance clients. It documents and analyses the impact of micro-finance and microentreprise development on the economic and possible social empowerment of women in the two countries, highlighting differences and similarities. The main factors determining the level of women's economic and social empowerment in a country are its cultural and legal environment, and national policy on women's rights and poverty alleviation. Initiatives organized by micro-finace institutions for the provision of financial services and for policy and legal reform are key elements for achieving greater economic and social empowerment. This paper emphasizes the role of micro-finance and microentreprises development in improving the status of women entrepreneurs in Nepal and Pakistan. To state that this type of development can bring about a complete social change may be somewhat unrealistic. However, the fiindings reported show that micro-finace and microentreprises development may serve as a catalyst towrads social change and improve the political and social status of women."

Entrepreneurship and Global Cities

Author : Nikolai Mouraviev
Publisher : Routledge
ISBN 13 : 0429638906
Total Pages : 132 pages
Book Rating : 4.4/5 (296 download)

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Book Synopsis Entrepreneurship and Global Cities by : Nikolai Mouraviev

Download or read book Entrepreneurship and Global Cities written by Nikolai Mouraviev and published by Routledge. This book was released on 2019-05-29 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Global cities with a largely cosmopolitan environment, such as Auckland, Berlin, Dubai, London, New York, Shanghai or Singapore, are successfully developing and attracting entrepreneurs from all over the world. This book elucidates the policy approaches related to the formation of the cosmopolitan environment that supports entrepreneurship in large urban areas. The book’s core theme is the relationship between cosmopolitanism and entrepreneurship, with the latter viewed as a key driver of economic growth, sustainability and prosperity. The book argues that successful entrepreneurship rests on the two pillars of the cosmopolitan environment: diversity and the creation of business opportunities. In contrast to globalisation’s standardised solutions in policy, commerce, banking and social issues, cosmopolitanism allows individualised value and solutions, whereby actors—entrepreneurs, businesses, families, interest groups, governments, non-governmental organisations and virtual communities—enjoy diversity as a norm. The book pays special attention to under-researched topics, such as threats to sustainability in cosmopolitan cities; why cosmopolitan cities attract immigrants with a highly independent mindset; the impact of religious norms on female and male entrepreneurs; varying experiences of local and expatriate entrepreneurs; and the diff erences in doing business by female entrepreneurs, stemming from their nationalities and residence status. The book off ers conceptual insights into the enablers of entrepreneurship in cosmopolitan cities and urban governance, complemented by case studies based on fi eldwork in Dubai, Hamburg, Istanbul, Karachi, Kyiv, London, Moscow and Tel Aviv. The book will appeal to those who study or teach cosmopolitanism, globalisation or urban development concepts, and those professionals who are considering the possibility of doing business or working as an expatriate in a cosmopolitan city.

Sustainability and the Future of Work and Entrepreneurship for the Underserved

Author : Rolle, JoAnn Denise
Publisher : IGI Global
ISBN 13 : 1668443244
Total Pages : 452 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Sustainability and the Future of Work and Entrepreneurship for the Underserved by : Rolle, JoAnn Denise

Download or read book Sustainability and the Future of Work and Entrepreneurship for the Underserved written by Rolle, JoAnn Denise and published by IGI Global. This book was released on 2022-06-24 with total page 452 pages. Available in PDF, EPUB and Kindle. Book excerpt: Disparity in the workplace has been exacerbated in recent years as society faces a number of challenges in promoting inclusion and equality across fields. To ensure appropriate steps are taken to move in the direction of a diverse and equitable future for the workforce, further study and consideration on the key challenges, opportunities, and strategies for advancing business policy to provide for the underserved is required. Sustainability and the Future of Work and Entrepreneurship for the Underserved highlights marginalized labor and entrepreneurial market segments and reviews strategies used to prepare for technological change globally. The book also provides a series of recommendations to assist in growing and sustaining a more inclusive global society. Covering a range of topics such as disparities, class challenges, and entrepreneurs, this reference work is crucial for policymakers, business owners, managers, researchers, academicians, scholars, instructors, and students.

Contextual Embeddedness of Women's Entrepreneurship

Author : Shumaila Y. Yousafzi
Publisher : Routledge
ISBN 13 : 1317160207
Total Pages : 404 pages
Book Rating : 4.3/5 (171 download)

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Book Synopsis Contextual Embeddedness of Women's Entrepreneurship by : Shumaila Y. Yousafzi

Download or read book Contextual Embeddedness of Women's Entrepreneurship written by Shumaila Y. Yousafzi and published by Routledge. This book was released on 2018-03-19 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contextual Embeddedness of Women’s Entrepreneurship brings together a range of research that provides powerful insights into the influences and restraints within a diverse set of gendered contexts including social, political, institutional, religious, patriarchal, cultural, family, and economic, in which female entrepreneurs around the world operate their businesses. In doing so, the contributing authors demonstrate not only the importance of studying the contexts in how they shape women’s entrepreneurial activities, but also how female entrepreneurs through their endeavours modify these contexts. Collectively, the edited collection’s studies make a substantial contribution to the contextual embeddedness of women’s entrepreneurial activity, provide numerous insights, and provoke fruitful directions for future research on the important role of the contexts in which women’s entrepreneurial activities take place. This innovative and wide-ranging research anthology seeks to reframe and redirect research on gender and entrepreneurship and will appeal to all those interested in learning more about female entrepreneurship.

Social Policy for Women in Pakistan

Author : Sara Rizvi Jafree
Publisher : Springer Nature
ISBN 13 : 3031328639
Total Pages : 382 pages
Book Rating : 4.0/5 (313 download)

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Book Synopsis Social Policy for Women in Pakistan by : Sara Rizvi Jafree

Download or read book Social Policy for Women in Pakistan written by Sara Rizvi Jafree and published by Springer Nature. This book was released on 2023-06-07 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes the different policy challenges that Pakistani women face and makes regionally relevant policy recommendations across different areas of private and public life, drawing on secondary data from nationally representative surveys and primary data from qualitative interviews. These areas include family safety, housing adequacy, food security and nutritional adequacy, environment and disaster protection, educational development, employment and formal sector inclusion, and health security. The author examines how the history, culture, and political climate of Pakistan have shaped social policy for women, interrogates gaps in social protections for women, and analyzes the limitations for past interventions. This text also looks at collaboration across South Asian countries, as well as using religion, social media, financing, and a new model of governance for comprehensive coverage and sustainable social policy for women. This book will be of interest to scholars, students, and policymakers with focus on women’s and gender studies and policy studies in South Asia.

Emerging Challenges and Innovations in Microfinance and Financial Inclusion

Author : Michael O'Connor
Publisher : Springer
ISBN 13 : 3030052613
Total Pages : 179 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis Emerging Challenges and Innovations in Microfinance and Financial Inclusion by : Michael O'Connor

Download or read book Emerging Challenges and Innovations in Microfinance and Financial Inclusion written by Michael O'Connor and published by Springer. This book was released on 2019-07-15 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book is a contemporary compilation of important research in the area of microfinance and financial inclusion. It explores a plurality of views and experiences from different parts of the world while linking a variety of international research backgrounds. Accordingly the book will fill a gap in providing a carefully curated cross-sectorial selection of topics relevant to the development finance research community primarily but also industry practitioners who are interested in keeping abreast of developing research. Benefits in this regard also include being able to provide a platform to less established researchers offering them a voice in published form.

Entrepreneurial Women

Author : Louise Kelly
Publisher : Bloomsbury Publishing USA
ISBN 13 : 1440800782
Total Pages : 670 pages
Book Rating : 4.4/5 (48 download)

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Book Synopsis Entrepreneurial Women by : Louise Kelly

Download or read book Entrepreneurial Women written by Louise Kelly and published by Bloomsbury Publishing USA. This book was released on 2014-08-11 with total page 670 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women are now leading companies and other enterprises in significant numbers—in developing countries as well as the Western world. This set examines the specific ways in which entrepreneurial women create success and considers how the growing prevalence of female entrepreneurs will change the world. This two-volume work provides balanced and thorough coverage of women entrepreneurs in multicultural and international contexts as well as in the Western world. Entrepreneurial Women: New Management and Leadership Models explores how women everywhere are empowering themselves socially and economically through entrepreneurship and business ownership. The contributors consider how discrimination against women in the workplace can contribute to the inspiration to become business owners in the first place and document the experiences of African American women entrepreneurs as well as women in distinct settings such as China, Africa, rural Jamaica, and Silicon Valley. The work draws on empirical studies, data sets, case studies, and descriptions of career trajectories to portray the realities of women entrepreneurs today. Readers will understand the distinctive challenges and opportunities involved with the entrepreneurship process for women-owned businesses, grasp how women have overcome their disadvantages in getting funding and accessing capital, and learn about the unique management and leadership style of women entrepreneurs.

The Emerald Handbook of Women and Entrepreneurship in Developing Economies

Author : Shahamak Rezaei
Publisher : Emerald Group Publishing
ISBN 13 : 1800713266
Total Pages : 448 pages
Book Rating : 4.8/5 (7 download)

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Book Synopsis The Emerald Handbook of Women and Entrepreneurship in Developing Economies by : Shahamak Rezaei

Download or read book The Emerald Handbook of Women and Entrepreneurship in Developing Economies written by Shahamak Rezaei and published by Emerald Group Publishing. This book was released on 2021-06-16 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Emerald Handbook of Women and Entrepreneurship in Developing Economies examines women's role in entrepreneurial practices in a range of developing countries and applies unique strategic contextual frameworks to analyse, interpret and understand individual processes, themes and issues.

The Sociology of South Asian Women’s Health

Author : Sara Rizvi Jafree
Publisher : Springer Nature
ISBN 13 : 303050204X
Total Pages : 229 pages
Book Rating : 4.0/5 (35 download)

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Book Synopsis The Sociology of South Asian Women’s Health by : Sara Rizvi Jafree

Download or read book The Sociology of South Asian Women’s Health written by Sara Rizvi Jafree and published by Springer Nature. This book was released on 2020-08-06 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: This contributed volume is the first-known collection of essays that brings together scholarly review, critiques, and primary and secondary data to assess how sociocultural factors influence health behavior in South Asian women. The essays are authored by working scholars or healthcare practitioners from Bangladesh, India, and Pakistan. In the chapters, the contributors acknowledge social, economic, and environmental factors to recommend improved interventions and health policy for women of the region. Studies on South Asian women’s health have targeted clinical evidence, with less attention on social and environmental factors driving health recovery and health outcomes. The South Asian region, more than any other part of the world, is driven by traditional and cultural forces that are possibly the most significant factors determining a woman’s health awareness and her rights to adopt healthy behavior or pursue health recovery. Women of the region share a common culture and political history, and there are benefits to understanding their problems collectively in order to design joint improvements in health policy for women. Salient, but neglected, socio-political areas that influence health behavior and health outcomes in women of the region are covered in the chapters including: Oral Narrations of Social Rejection Suffered by South Asian Women with Irreversible Health Conditions Women’s Role in Decision-Making for Health Care in South Asia Poverty, Health Coverage, and Credit Opportunities for South Asian Women Refugee, Displaced, and Climate-Affected Women of South Asia and Their Health Challenges The Political Sociology of South Asian Women’s Health The Sociology of South Asian Women’s Health is a useful resource for students, researchers, and academicians, especially those interested in public health, gender, social policy, and occupational management, as well as healthcare practitioners, administrators, health and public policy-makers, government officers, and scholars of South Asian studies.

The Future of Microfinance

Author : Ira W. Lieberman
Publisher : Brookings Institution Press
ISBN 13 : 0815737645
Total Pages : 493 pages
Book Rating : 4.8/5 (157 download)

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Book Synopsis The Future of Microfinance by : Ira W. Lieberman

Download or read book The Future of Microfinance written by Ira W. Lieberman and published by Brookings Institution Press. This book was released on 2020-06-30 with total page 493 pages. Available in PDF, EPUB and Kindle. Book excerpt: A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.

Gender Bias and Digital Financial Services in South Asia

Author : Rashmi U. Arora
Publisher : Emerald Group Publishing
ISBN 13 : 1838678557
Total Pages : 128 pages
Book Rating : 4.8/5 (386 download)

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Book Synopsis Gender Bias and Digital Financial Services in South Asia by : Rashmi U. Arora

Download or read book Gender Bias and Digital Financial Services in South Asia written by Rashmi U. Arora and published by Emerald Group Publishing. This book was released on 2020-03-13 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gender Bias and Digital Financial Services in South Asia: Obstacles and Opportunities on the Road to Equal Access examines access to financial services to women in general in South Asia and specifically their access to digital financial services.

Handbook on Risk and Inequality

Author : Curran, Dean
Publisher : Edward Elgar Publishing
ISBN 13 : 1788972260
Total Pages : 293 pages
Book Rating : 4.7/5 (889 download)

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Book Synopsis Handbook on Risk and Inequality by : Curran, Dean

Download or read book Handbook on Risk and Inequality written by Curran, Dean and published by Edward Elgar Publishing. This book was released on 2022-09-06 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: This unique Handbook charts shifts in the relationship between risks and inequalities over the last few decades, analysing how inequalities shape risk and how risks condition and intensify inequalities. Expert contributors examine the impacts of environmental, financial, social, urban, economic, and digital risks on inequalities, at both national and global levels.

II. InTradersUluslararası Ticaret Kongresi Kongre Kitabı The Second InTraders International Conference on International Trade Conference Book

Download II. InTradersUluslararası Ticaret Kongresi Kongre Kitabı The Second InTraders International Conference on International Trade Conference Book PDF Online Free

Author : Kürşat Çapraz
Publisher : Hiperlink eğit.ilet.yay.san.tic.ve ltd.sti.
ISBN 13 : 6052811706
Total Pages : 392 pages
Book Rating : 4.0/5 (528 download)

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Book Synopsis II. InTradersUluslararası Ticaret Kongresi Kongre Kitabı The Second InTraders International Conference on International Trade Conference Book by : Kürşat Çapraz

Download or read book II. InTradersUluslararası Ticaret Kongresi Kongre Kitabı The Second InTraders International Conference on International Trade Conference Book written by Kürşat Çapraz and published by Hiperlink eğit.ilet.yay.san.tic.ve ltd.sti.. This book was released on 2019-02-26 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Training and development is one of the major issues in every organization. It is the only way to develop organizational intellectual property. Through the development of employee knowledge, skills, ability, competencies and performance, training provide benefits to the employees and organization The role of training and development programs and practices empower top managements to construct healthier working environment that improves and increase the level of motivation, commitment and loyalty of employees to their performance. Our study focuses to find out the impact of training and development on nurses’ and technical staffs’ performance and on their work motivation in secondary health care unit as there is scarcity of data related to secondary health care unit. Two hypotheses are analyzed by using convenient sampling technique.. Hypothesis is formulated and tested with different statistical tools in the study. Quantitative research is conducted through Questionnaire which was filled by the nursing and technical staff at Shamsi Hospital. Qualitative research was done by conducting interviews. For quantitative data analysis, I applied reliability, descriptive, linear regression and correlation coefficient through IBM SPSS21.while analyzing qualitative data, I followed transcribing, coding and categorizing steps. Results demonstrate the positive relationship between Independent variable (Training and development) and Dependent Variables (Employee Performance and Work Motivation. Besides the above findings I also found that reward system also affects the motivational level of employees. Keywords: Secondary health care unit, Training and Development, Work Motivation, Employee’s performance, Expectancy theory JEL Code: M, M53

Handbook of Research on Nascent Entrepreneurship and Creating New Ventures

Author : Carrizo Moreira, António
Publisher : IGI Global
ISBN 13 : 1799848272
Total Pages : 483 pages
Book Rating : 4.7/5 (998 download)

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Book Synopsis Handbook of Research on Nascent Entrepreneurship and Creating New Ventures by : Carrizo Moreira, António

Download or read book Handbook of Research on Nascent Entrepreneurship and Creating New Ventures written by Carrizo Moreira, António and published by IGI Global. This book was released on 2020-10-09 with total page 483 pages. Available in PDF, EPUB and Kindle. Book excerpt: Due to the 2008-2009 crisis, the United Nations 2030 agenda for sustainable development, and the COVID-19 pandemic, the role of entrepreneurship has become more critical in most economies. Moreover, emerging protectionist policies are further encouraging the emergence of new entrepreneurial projects, particularly to replace goods and services traditionally provided by other countries. Understanding current challenges and best practices in nascent entrepreneurship is integral for the successful launching of new ventures to support the revitalization of economies and achieve sustainability. The Handbook of Research on Nascent Entrepreneurship and Creating New Ventures is a crucial reference source that covers the latest empirical research findings in the field of entrepreneurship and addresses the obstacles entrepreneurs face in these recent challenging times. The book embraces a pluralistic perspective from academicians currently navigating nascent entrepreneurship and key concepts for launching successful new ventures. Covering topics that include government support programs, spin-off companies, leadership, strategic entrepreneurship, and crowdfunding, this book is targeted towards entrepreneurs, professionals, academicians, researchers, and students.

Women Entrepreneurs in Pakistan

Author : Nabeel A. Goheer
Publisher : International Labour Office
ISBN 13 : 9789221136286
Total Pages : 104 pages
Book Rating : 4.1/5 (362 download)

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Book Synopsis Women Entrepreneurs in Pakistan by : Nabeel A. Goheer

Download or read book Women Entrepreneurs in Pakistan written by Nabeel A. Goheer and published by International Labour Office. This book was released on 2003-01 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report is the outcome of a research study initiated and financed by the ILO with the aim of better understanding Pakistani women entrepreneurs and their problems. It offers a portrayal of the specific business environment for women in this country and shows how a complex interplay of different factors has resulted in the disadvantaged status of women in society thus restricting their mobility, economic participation and business activity. The book includes the results of a survey undertaken in the region of 150 women entrepreneurs and follows with a set of recommendations. Narrative stories of 20 selected women entrepreneurs from various economic backgrounds, diverse family set-ups, and different professions are also included.

Research Anthology on Microfinance Services and Roles in Social Progress

Author : Management Association, Information Resources
Publisher : IGI Global
ISBN 13 : 1668475537
Total Pages : 711 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Research Anthology on Microfinance Services and Roles in Social Progress by : Management Association, Information Resources

Download or read book Research Anthology on Microfinance Services and Roles in Social Progress written by Management Association, Information Resources and published by IGI Global. This book was released on 2022-09-23 with total page 711 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance has emerged as a growing field as more businesses discover the benefits and opportunities it provides. To ensure that microfinance is utilized appropriately, further study on the best practices and difficulties is required. The Research Anthology on Microfinance Services and Roles in Social Progress considers the ways in which microfinance can be utilized to achieve social progress as well as the challenges and opportunities of this area. Covering key topics such as income, small businesses, entrepreneurship, and credit, this major reference work is ideal for industry professionals, government officials, computer scientists, entrepreneurs, business owners, managers, policymakers, researchers, scholars, practitioners, instructors, and students.