Affordable Healthcare For Low Income Californians

Author : Melissa Rostamian
Publisher :
ISBN 13 :
Total Pages : 35 pages
Book Rating : 4.:/5 (122 download)

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Download or read book Individuals who Remain Uninsured in the State of California After the Affordable Care Act written by Melissa Rostamian and published by . This book was released on 2018 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the early 1990’s, our nation’s healthcare system has undergone various transformations, innovations, and reformations. Ever since World War I, our country has been trying to develop a system that will overcome the complexity of insurance plans with attempts to cost contain health care spending. We have a healthcare system that is complex and different from that of other industrialized countries, we are a non-unified and non-universal operating system. Over a decade ago Hillary Clinton attempted to implement the proposed health security act of 1993 as a universal healthcare, but was eventually defeated by the Affordable Care Act (ACA) of 2010, also known as Obamacare. The ACA is an insurance system where Americans receive health care coverage through various programs including their jobs, the federal government and state programs. Although millions gained healthcare coverage after the ACA was passed, 27 million people remain uninsured, and our nation continues to struggle with disparities in insurance coverage. Americans gain insurance by paying through employer subsidized plans, by contributing towards state and federal taxes or paying directly out of their own pocket. The Centers for Medicare and Medicaid Service (CMS) states that today as a nation, we still have the highest Gross Domestic Product, with health care spending accounting for 17.9 percent. From 2016 to 2018, our health care spending increased by 4.3 percent to amount to $3.3 trillion. Yet low-income individuals or families remain uninsured, which imposes a burden to the health of an individual, organizations and our nation. Those that are still uninsured are the highest cost and highest needs population, and our health care system fails at properly treating those with chronic diseases. Patient access remains an issue and imposes a burden to organizations, physicians and to the American. Unfortunately, the Affordable Care Act (ACA) has not solved the problems that we as a nation still deal with, and substantial variation remains within our health care system. This includes millions still uninsured, high cost expenditures, and short term financial hits through the adoption of value-base care models. However, the Affordable Care Act (ACA) intent has focused on increasing quality of care, encouraging people to lead a healthier life through preventative care and improving the economic and social well-being of our population. With the rapid changes around the infrastructure of healthcare organizations, there is need for innovation towards methods to lower health care costs while ensuring that every single person has access to affordable care. There is a need to break down barriers, improve on existing models, expand on innovation towards positive impact, achieve better quality of care, quality of life and prepare for the unknown. This review of the literature shows that Americans remain uninsured due to socioeconomic characteristics and behaviors, including income, employment status, environment, gender, race and ethnic groups. Identifying the causes of these disparities is very important for organizations and the State of California.