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Author :
Publisher : Combat Poverty Agency
ISBN 13 : 1905485816
Total Pages : 45 pages
Book Rating : 4.9/5 (54 download)
Download or read book A Policy Framework for Addressing Over-Indebtedness written by and published by Combat Poverty Agency. This book was released on with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Zach Roche
Publisher : Policy Press
ISBN 13 : 1529231175
Total Pages : 211 pages
Book Rating : 4.5/5 (292 download)
Download or read book Thriving beyond Debt written by Zach Roche and published by Policy Press. This book was released on 2024-03-27 with total page 211 pages. Available in PDF, EPUB and Kindle. Book excerpt: Capitalism only celebrates success, and it can be difficult to know what to do when confronted with failure. This book explores what happens when people go broke and what the experience of bankruptcy and insolvency is like from a qualitative perspective. It shows, contrary to the expectations of policy makers, that debt relief is not transactional. Rather, it is moral, theological, social and cultural. The book demonstrates that debt encompasses fairness, trust, faith, sin, guilt, revelation and confession and that taking these factors seriously is vital to successfully navigating the world of the over-indebted.
Author :
Publisher : Combat Poverty Agency
ISBN 13 :
Total Pages : 43 pages
Book Rating : 4./5 ( download)
Download or read book Action on Poverty Today Issue 24 (final issue Summer 2009) written by and published by Combat Poverty Agency. This book was released on with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Council of Europe. Committee of Ministers
Publisher : Council of Europe
ISBN 13 : 9789287163547
Total Pages : 24 pages
Book Rating : 4.1/5 (635 download)
Download or read book Legal Solutions to Debt Problems written by Council of Europe. Committee of Ministers and published by Council of Europe. This book was released on 2008-01-01 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Council of Europe Committee of Ministers' Recommendation Rec(2007)8 on legal solutions to debt problems is the first international legal instrument that estabishes a set of legal principles in order to assist national legislators in introducing or reinforcing laws and policies in this field. The recommendation covers three main areas: prevention of over-indebtedness of individuals and families, alleviation of the effects of debt recovery in order to avoid social exclusion and rehabilitation of over-indebted individuals with due regard to their human dignity.
Author : Aida A. Hozic
Publisher : Oxford University Press
ISBN 13 : 0190204257
Total Pages : 304 pages
Book Rating : 4.1/5 (92 download)
Download or read book Scandalous Economics written by Aida A. Hozic and published by Oxford University Press. This book was released on 2016-03-10 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Of all of the lies, fragile alliances, and predatory financial dealings that have been revealed in the wake of the Global Financial Crisis of 2008, we have yet to come to terms with the ways in which structural inequalities around gender and race factor into (and indeed make possible) the current economic order. Scandalous Economics is about "silences" - the astonishing neglect of gender and race in explanations of the Global Financial Crisis. But, it is also about "noises" - the sexual scandals and gendered austerity policies that have relegated public debate, and the crisis itself, into political oblivion. While feminist economists and movements such as Occupy Wall Street have pointed to the distributional inequalities that are an effect of financial deregulation, scholars haven't really grappled with the representational inequalities inherent in the way we view the politics of the market. For example, capitalism won't be made more equitable simply by appointing women to leadership positions within financial firms or corporations. And the next crisis will not be averted if our understandings of gendered inequalities are framed by sexual scandals in media and popular culture. We need to look at the activities and the privileges of the advantaged - the "TED women" of the crisis -- as much as the victimization of the disadvantaged - to fully grasp the interplay between gender and economy in this fragile age of restoration. Scandalous Economics breaks new ground by doing precisely this. It argues that normalization of the post-GFC economic order in the face of its obvious breakdown(s) has been facilitated by co-optation of feminist and queer perspectives into national and international responses to the crisis. Scandalous Economics builds upon the Occupy movement and other critical analysis of the GFC to comprehensively examine gendered material, ideational and representational dimensions that have served to make the crisis and its effects, 'the new normal' in Europe and America as well as Latin America and Asia.
Author : Laurana Rayne
Publisher : Laurana Rayne
ISBN 13 : 1481140116
Total Pages : 412 pages
Book Rating : 4.4/5 (811 download)
Download or read book Conscious Spending. Conscious Life. written by Laurana Rayne and published by Laurana Rayne. This book was released on 2013-02-02 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conscious Spending, Conscious Life is a manual for anyone who wants to move from unconscious consumption to conscious spending. Why would you? In a consumer world, it's incredibly easy to make poor choices that haunt us for years. Usually, we are deep in difficulty by the time anyone stops us. The best approach is conscious spending. Presenting a timeless philosophy in the context of modern life, Conscious Spending, Conscious Life will enrich the way you look at money and at life. Packed with practical information and thought-provoking ideas, it helps you think for yourself and make satisfying decisions. Based on Laurana Rayne's long-time experience as a college instructor, Conscious Spending, Conscious Life is sprinkled with personal anecdotes, relevant stories, clearly-written examples, and useful diagrams. This is not a textbook. Int is intended to inspire everyone to broaden their perspectives, ask questions, think independently, and cultivate common sense, Parents and grandparents will recognize it as a worthwhile resource for family members starting out on their own. Those with more life experience will find valuable perspectives to augment their current thinking about money and their lives. It's the kind of book that can be reread many times, in whole or in part, because what the reader derives will vary depending on his or her stage in life.
Author : Heikki Hiilamo
Publisher : Edward Elgar Publishing
ISBN 13 : 1785369873
Total Pages : 192 pages
Book Rating : 4.7/5 (853 download)
Download or read book Household Debt and Economic Crises written by Heikki Hiilamo and published by Edward Elgar Publishing. This book was released on 2018-08-31 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: The trajectories of increasing household debt are studied in the contexts of the US and the UK, Germany, the Netherlands, Finland and Norway. Household Debt and Economic Crises examines remedies to prevent and alleviate the over-indebtedness epidemic, creating a conceptual framework with which to analyse the causes and consequences of debt. Hiilamo argues that social policies are needed to tackle the current borrowing crisis that endangers and prevents the full participation in society of individuals with excessive debts.
Author : OECD
Publisher : OECD Publishing
ISBN 13 : 9264202277
Total Pages : 240 pages
Book Rating : 4.2/5 (642 download)
Download or read book OECD Investment Policy Reviews: Jordan 2013 written by OECD and published by OECD Publishing. This book was released on 2013-12-06 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report presents the results of OECD's comprehensive review of Jordan's investment policy.
Author : Andreas Wiedemann
Publisher : Cambridge University Press
ISBN 13 : 1108983715
Total Pages : 345 pages
Book Rating : 4.1/5 (89 download)
Download or read book Indebted Societies written by Andreas Wiedemann and published by Cambridge University Press. This book was released on 2021-07-08 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: In many rich democracies, access to financial markets is now a prerequisite for fully participating in labor and housing markets and pursuing educational opportunities. Indebted Societies introduces a new social policy theory of everyday borrowing to examine how the rise of credit as a private alternative to the welfare state creates a new kind of social and economic citizenship. Andreas Wiedemann provides a rich study of income volatility and rising household indebtedness across OECD countries. Weaker social policies and a flexible knowledge economy have increased costs for housing, education, and raising a family - forcing many people into debt. By highlighting how credit markets interact with welfare states, the book helps explain why similar groups of people are more indebted in some countries than others. Moreover, it addresses the fundamental question of whether individuals, states, or markets should be responsible for addressing socio-economic risks and providing social opportunities.
Author : Jürgen Schraten
Publisher : Berghahn Books
ISBN 13 : 1789206383
Total Pages : 212 pages
Book Rating : 4.7/5 (892 download)
Download or read book Credit and Debt in an Unequal Society written by Jürgen Schraten and published by Berghahn Books. This book was released on 2020-02-01 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: South Africa was one of the first countries in the Global South that established a financialized consumer credit market. This market consolidates rather than alleviates the extreme social inequality within a country. This book investigates the political reasons for adopting an allegedly self-regulating market despite its disastrous effects and identifies the colonialist ideas of property rights as a mainstay of the existing social order. The book addresses sociologists, political scientists, anthropologists and legal scholars interested in the interaction of economy and law in contemporary market societies.
Author :
Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.3/5 (91 download)
Download or read book Towards a Common Operational European Definition of Over-indebtedness written by and published by . This book was released on 2008 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: "There has not been a standard definition of over-indebtedness which is accepted throughout the Union. This is one of the reasons why there are no comparable statistics about the current state, extent and past development of over-indebtedness within individual Member States. Such a lack hampers the evaluation of policy measures and undermines any well-founded discussion about the effectiveness of prevention measures."--Introduction.
Author : Therese Wilson
Publisher : Routledge
ISBN 13 : 131711373X
Total Pages : 272 pages
Book Rating : 4.3/5 (171 download)
Download or read book International Responses to Issues of Credit and Over-indebtedness in the Wake of Crisis written by Therese Wilson and published by Routledge. This book was released on 2016-04-22 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the political, economic and regulatory context in which credit regulation is taking place following the global financial crisis. It suggests that current neoliberal economic policies favour multi-national corporations rather than consumers and examines regulatory responses to the internationalization of consumer finance protection. Detailing how EU consumers have been affected by national economic conditions, the book also analyses the lending regimes of Europe, Australia, the US and South Africa and offers suggestions for responsible lending to avoid over-indebtedness and corrupt mortgage-lending. Finally, new approaches and directions for consumer credit regulations are outlined, such as protection for small businesses, protection against risky credit products, reorganization of mortgage securitization and the possibility of a partnership model to address financial exclusion. The book includes contributions from leading names in the field of consumer law and will be invaluable to those interested in banking, business and commercial law.
Author : Hans-W. Micklitz
Publisher : Routledge
ISBN 13 : 1317161262
Total Pages : 258 pages
Book Rating : 4.3/5 (171 download)
Download or read book Consumer Debt and Social Exclusion in Europe written by Hans-W. Micklitz and published by Routledge. This book was released on 2016-03-09 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.
Author : Martin Guzman
Publisher : Columbia University Press
ISBN 13 : 023154202X
Total Pages : 307 pages
Book Rating : 4.2/5 (315 download)
Download or read book Too Little, Too Late written by Martin Guzman and published by Columbia University Press. This book was released on 2016-05-10 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: The current approach to resolving sovereign debt crises does not work: sovereign debt restructurings come too late and address too little. Though unresolved debt crises impose enormous costs on societies, many recent restructurings have not been deep enough to provide the conditions for economic recovery (as illustrated by the Greek debt restructuring of 2012). And if the debtor decides not to accept the terms demanded by the creditors, finalizing a restructuring can be slowed by legal challenges (as illustrated by the recent case of Argentina, deemed as "the trial of the century"). A fresh start for distressed debtors is a basic principle of a well-functioning market economy, yet there is no international bankruptcy framework for sovereign debts. While this problem is not new, the United Nations and the global community are now willing to do something about it. Providing guidance for those who intend to take up reform, this book assesses the relative merits of various debt-restructuring proposals, especially in relation to the main deficiencies of the current nonsystem. With contributions by leading academics and practitioners, Too Little, Too Late reflects the overwhelming consensus among specialists on the need to find workable solutions.
Author : International Monetary Fund. Asia and Pacific Dept
Publisher : International Monetary Fund
ISBN 13 : 1513511289
Total Pages : 60 pages
Book Rating : 4.5/5 (135 download)
Download or read book People’s Republic of China written by International Monetary Fund. Asia and Pacific Dept and published by International Monetary Fund. This book was released on 2019-08-23 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Selected Issues
Author : Mr.Fei Han
Publisher : International Monetary Fund
ISBN 13 : 1513522353
Total Pages : 25 pages
Book Rating : 4.5/5 (135 download)
Download or read book Assessing Macro-Financial Risks of Household Debt in China written by Mr.Fei Han and published by International Monetary Fund. This book was released on 2019-11-27 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: High household indebtedness could constrain future consumption growth and increase financial stability risks. This paper uses household survey data to analyze both macroeconomic and finanical stability risks from the rapidly rising household debt in China. We find that rising household indebtedness could boost consumption in the short term, while reducing it in the medium-to-long term. By stress testing households’ debt repayment capacity, we find that low-income households are most vulnerable to adverse income shocks which could lead to signficant defaults. Containing these risks would call for a strengthening of systemic risk assessment and macroprudential policies of the household sector. Other policies include improving the credit registry system and establishing a well-functioning personal insolvency framework.
Author : International Monetary Fund
Publisher : International Monetary Fund
ISBN 13 : 1498343333
Total Pages : 112 pages
Book Rating : 4.4/5 (983 download)
Download or read book The Fund’s Lending Framework and Sovereign Debt - Annexes written by International Monetary Fund and published by International Monetary Fund. This book was released on 2014-05-23 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: NULL
