A History of Mortgage Banking in the West

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Author :
Publisher : University Press of Colorado
ISBN 13 : 160732623X
Total Pages : 407 pages
Book Rating : 4.6/5 (73 download)

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Book Synopsis A History of Mortgage Banking in the West by : E. Michael Rosser

Download or read book A History of Mortgage Banking in the West written by E. Michael Rosser and published by University Press of Colorado. This book was released on 2017-10-15 with total page 407 pages. Available in PDF, EPUB and Kindle. Book excerpt: Part economic history, part public history, A History of Mortgage Banking in the West is an insider’s account of how the mortgage banking sector worked over the last 150 years, including analysis of the causes of the 2007 mortgage crisis. Beginning with the land and railroad development acts that encouraged settlement in the west, E. Michael Rosser and Diane M. Sanders trace the laws, institutions, and individuals that contributed to the economic growth of the region. Using Colorado and the west as a case study for the nation’s economic and property development as a whole since the late nineteenth century, Rosser and Sanders explain how farm mortgages and agricultural lending steadily gave way to urban development and housing mortgages, all while the large mortgage and investment firms financed the development of some of the state’s most important water resources and railroad networks. Rosser uses his personal experience as a lifelong practitioner and educator of mortgage banking, along with a plethora of primary sources, academic archives, and industry publications, to analyze the causes of economic booms and busts as they relate to real estate and development. Rosser’s professional acumen combined with Sanders’s research experience makes A History of Mortgage Banking in the West a rich and nuanced account of the region’s most significant economic events. It will be an important work for scholars and practitioners in regional and financial history, mortgage market practice and development, government housing and mortgage policy, and financial stability and of great significance to anyone curious about the role of the federal government in national housing policy and the inherent risk in mortgages.

Fragile by Design

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Publisher : Princeton University Press
ISBN 13 : 0691168350
Total Pages : 584 pages
Book Rating : 4.6/5 (911 download)

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Book Synopsis Fragile by Design by : Charles W. Calomiris

Download or read book Fragile by Design written by Charles W. Calomiris and published by Princeton University Press. This book was released on 2015-08-04 with total page 584 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why stable banking systems are so rare Why are banking systems unstable in so many countries—but not in others? The United States has had twelve systemic banking crises since 1840, while Canada has had none. The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households. Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents. Calomiris and Haber combine political history and economics to examine how coalitions of politicians, bankers, and other interest groups form, why they endure, and how they generate policies that determine who gets to be a banker, who has access to credit, and who pays for bank bailouts and rescues. Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation.

The Handbook of Mortgage Banking

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Author :
Publisher : McGraw-Hill Professional Publishing
ISBN 13 :
Total Pages : 658 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis The Handbook of Mortgage Banking by : James M. Kinney

Download or read book The Handbook of Mortgage Banking written by James M. Kinney and published by McGraw-Hill Professional Publishing. This book was released on 1985 with total page 658 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Fateful History of Fannie Mae

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Author :
Publisher : Arcadia Publishing
ISBN 13 : 1614236992
Total Pages : 241 pages
Book Rating : 4.6/5 (142 download)

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Book Synopsis The Fateful History of Fannie Mae by : James R. Hagerty

Download or read book The Fateful History of Fannie Mae written by James R. Hagerty and published by Arcadia Publishing. This book was released on 2012-09-04 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A lucid and meticulously reported book by one of the Wall Street Journal’s ace reporters” (George Anders, Forbes contributor and author of The Rare Find). In 1938, the administration of Franklin Delano Roosevelt created a small agency called Fannie Mae. Intended to make home loans more accessible, the agency was born of the Great Depression and a government desperate to revive housing construction. It was a minor detail of the New Deal, barely recorded by the newspapers of the day. Over the next seventy years, Fannie Mae evolved into one of the largest financial companies in the world, owned by private shareholders but with its nearly $1 trillion of debt effectively guaranteed by the government. Almost from the beginning, critics repeatedly warned that Fannie was an accident waiting to happen. Then, in 2008, the housing market collapsed. Amid a wave of foreclosures, the company’s capital began to run out, and the US Treasury seized control. From the New Deal to President Obama’s administration, James R. Hagerty explains this fascinating but little-understood saga. Based on the author’s reporting for the Wall Street Journal, personal research, and interviews with executives, regulators, and congressional leaders, The Fateful History of Fannie Mae, he explains the politics, economics, and human frailties behind seven decades of missed opportunities to prevent a financial disaster.

A Study of Mortgage Credit, Subcommittee on Housing and Urban Affairs .... 1967

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Author :
Publisher :
ISBN 13 :
Total Pages : 718 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis A Study of Mortgage Credit, Subcommittee on Housing and Urban Affairs .... 1967 by : United States. Congress. Senate. Banking and Currency Committee

Download or read book A Study of Mortgage Credit, Subcommittee on Housing and Urban Affairs .... 1967 written by United States. Congress. Senate. Banking and Currency Committee and published by . This book was released on 1967 with total page 718 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Community Investment Practices of Mortgage Banks

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Author :
Publisher :
ISBN 13 :
Total Pages : 300 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Community Investment Practices of Mortgage Banks by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance

Download or read book Community Investment Practices of Mortgage Banks written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and published by . This book was released on 1995 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Distributed to some depository libraries in microfiche.

Mortgage Banking

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Author :
Publisher :
ISBN 13 :
Total Pages : 488 pages
Book Rating : 4.:/5 (44 download)

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Book Synopsis Mortgage Banking by : Robert H. Pease

Download or read book Mortgage Banking written by Robert H. Pease and published by . This book was released on 1965 with total page 488 pages. Available in PDF, EPUB and Kindle. Book excerpt:

History of Banking in Iowa

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Author :
Publisher :
ISBN 13 :
Total Pages : 484 pages
Book Rating : 4.:/5 (45 download)

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Book Synopsis History of Banking in Iowa by : Howard Hall Preston

Download or read book History of Banking in Iowa written by Howard Hall Preston and published by . This book was released on 1922 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Lost Bank

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Publisher : Simon and Schuster
ISBN 13 : 1451617933
Total Pages : 401 pages
Book Rating : 4.4/5 (516 download)

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Book Synopsis The Lost Bank by : Kirsten Grind

Download or read book The Lost Bank written by Kirsten Grind and published by Simon and Schuster. This book was released on 2013-07-16 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on reporting for which the author was named a finalist for the Pulitzer Prize and the Gerald Loeb Award, this book traces the rise and spectacular fall of Washington Mutual.

Discriminating Risk

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Publisher : Cornell University Press
ISBN 13 : 9780801440663
Total Pages : 284 pages
Book Rating : 4.4/5 (46 download)

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Book Synopsis Discriminating Risk by : Guy Stuart

Download or read book Discriminating Risk written by Guy Stuart and published by Cornell University Press. This book was released on 2003 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mortgage lenders in the US, Stuart contends, are embedded in and shape a social context that can best be understood in terms of rules, networks and the production of space. This history of lenders' risk criteria reveals that they were synthesized from rules of thumb and untested theories.

National Bank Residential Mortgage and Construction Loans

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Author :
Publisher :
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.0/5 (12 download)

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Book Synopsis National Bank Residential Mortgage and Construction Loans by : United States. Congress. House. Committee on Banking and Currency

Download or read book National Bank Residential Mortgage and Construction Loans written by United States. Congress. House. Committee on Banking and Currency and published by . This book was released on 1955 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considers legislation to revise national bank mortgage, investment and liquidation regulations and authorize U.S. membership in International Finance Corp. Focuses on national banks.

Mortgage Companies

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Publisher :
ISBN 13 :
Total Pages : 72 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Mortgage Companies by : Miles Lanier Colean

Download or read book Mortgage Companies written by Miles Lanier Colean and published by . This book was released on 1962 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Unsettled Account

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Publisher : Princeton University Press
ISBN 13 : 0691202788
Total Pages : 406 pages
Book Rating : 4.6/5 (912 download)

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Book Synopsis Unsettled Account by : Richard S. Grossman

Download or read book Unsettled Account written by Richard S. Grossman and published by Princeton University Press. This book was released on 2020-05-26 with total page 406 pages. Available in PDF, EPUB and Kindle. Book excerpt: A sweeping look at the evolution of commercial banks over the past two centuries Commercial banks are among the oldest and most familiar financial institutions. When they work well, we hardly notice; when they do not, we rail against them. What are the historical forces that have shaped the modern banking system? In Unsettled Account, Richard Grossman takes the first truly comparative look at the development of commercial banking systems over the past two centuries in Western Europe, the United States, Canada, Japan, and Australia. Grossman focuses on four major elements that have contributed to banking evolution: crises, bailouts, mergers, and regulations. He explores where banking crises come from and why certain banking systems are more resistant to crises than others, how governments and financial systems respond to crises, why merger movements suddenly take off, and what motivates governments to regulate banks. Grossman reveals that many of the same components underlying the history of banking evolution are at work today. The recent subprime mortgage crisis had its origins, like many earlier banking crises, in a boom-bust economic cycle. Grossman finds that important historical elements are also at play in modern bailouts, merger movements, and regulatory reforms. Unsettled Account is a fascinating and informative must-read for anyone who wants to understand how the modern commercial banking system came to be, where it is headed, and how its development will affect global economic growth.

The Dead Pledge

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Publisher : Columbia University Press
ISBN 13 : 0231549857
Total Pages : 217 pages
Book Rating : 4.2/5 (315 download)

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Book Synopsis The Dead Pledge by : Judge Earl Glock

Download or read book The Dead Pledge written by Judge Earl Glock and published by Columbia University Press. This book was released on 2021-04-06 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The American government today supports a financial system based on mortgage lending, and it often bails out the financial institutions making these mortgages. The Dead Pledge reveals the surprising origins of American mortgages and American bailouts in policies dating back to the early twentieth century. Judge Glock shows that the federal government began subsidizing mortgages in order to help lagging sectors of the economy, such as farming and construction. In order to encourage mortgage lending, the government also extended unprecedented assistance to banks. During the Great Depression, the federal government made new mortgage lending and bank bailouts the centerpiece of its recovery program. Both the Herbert Hoover and Franklin Roosevelt administrations created semipublic financial institutions, such as Fannie Mae, to provide cheap, tradable mortgages, and they extended guarantees to more banks and financiers. Ultimately, Glock argues, the desire to protect the financial system took precedence over the desire to help lagging parts of the economy, and the government became ever more tied into the financial world. The Dead Pledge recasts twentieth-century economic, financial, and political history and demonstrates why the greatest “safety net” created in this era was the one supporting finance.

The Role of Mortgage Brokers in the Mortgage Finance Market

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Author :
Publisher :
ISBN 13 :
Total Pages : 228 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis The Role of Mortgage Brokers in the Mortgage Finance Market by : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Housing and Community Opportunity

Download or read book The Role of Mortgage Brokers in the Mortgage Finance Market written by United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 1998 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt:

History and Policies of the Home Owners' Loan Corporation

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Publisher :
ISBN 13 :
Total Pages : 236 pages
Book Rating : 4.:/5 (3 download)

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Book Synopsis History and Policies of the Home Owners' Loan Corporation by : Clement Lowell Harriss

Download or read book History and Policies of the Home Owners' Loan Corporation written by Clement Lowell Harriss and published by . This book was released on 1951 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The History of Foreign Investment in the United States, 1914-1945

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Publisher : Harvard University Press
ISBN 13 : 0674045181
Total Pages : 1009 pages
Book Rating : 4.6/5 (74 download)

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Book Synopsis The History of Foreign Investment in the United States, 1914-1945 by : Mira WILKINS

Download or read book The History of Foreign Investment in the United States, 1914-1945 written by Mira WILKINS and published by Harvard University Press. This book was released on 2009-06-30 with total page 1009 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mira Wilkins, the foremost authority on foreign investment in the United States, continues her magisterial history in a work covering the critical years 1914-1945. Wilkins includes all long-term inward foreign investments, both portfolio (by individuals and institutions) and direct (by multinationals), across such enterprises as chemicals and pharmaceuticals, textiles, insurance, banks and mortgage providers, other service sector companies, and mining and oil industries. She traces the complex course of inward investments, presents the experiences of the investors, and examines the political and economic conditions, particularly the range of public policies, that affected foreign investments. She also offers valuable discussions on the intricate cross-investments of inward and outward involvements and the legal precedents that had long-term consequences on foreign investment. At the start of World War I, the United States was a debtor nation. By the end of World War II, it was a creditor nation with the strongest economy in the world. Integrating economic, business, technological, legal, and diplomatic history, this comprehensive study is essential to understanding the internationalization of the American economy, as well as broader global trends.