A Consumers Guide Managing Your Mortgage To Financial Independence

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A Consumer's Guide Managing Your Mortgage to Financial Independence

Author : Leon L. Morris
Publisher :
ISBN 13 : 9780976496700
Total Pages : pages
Book Rating : 4.4/5 (967 download)

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Book Synopsis A Consumer's Guide Managing Your Mortgage to Financial Independence by : Leon L. Morris

Download or read book A Consumer's Guide Managing Your Mortgage to Financial Independence written by Leon L. Morris and published by . This book was released on 2004-01-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: How much time, energy and money do you expend chasing wealth while sacrificing the best thing that money can buy, financial independence? Managing Your Mortgage to Financial Independence introduces several new theories that show you a plan, which will impact the way you view your mortgage and investment decisions, while unlocking the door to financial independence. Your definition of financial independence is up to you and it maybe as simple as gaining control of your time such that you can watch the sunrise from your very own windows while planning how to spend your day until its time to watch the sunset. Potential, represented on the front cover by the mathematical symbol, the letter K, signifies your opportunity to realize the possibilities by protecting and preserving the store of value in your home as your nest egg and your foundation for financial independence.Recognizing that when you are sitting at the closing table, no matter who is your chosen lender or broker, only you are representing you in the mortgage transaction, this consumer guide also contains many cost saving ideas that will help you to better represent yourself during your next mortgage transaction. Relying on the ?free? sales advice of your lender or broker is not the best way to make your mortgage decisions. By the time you have finished reading this guide, you will also be armed with the knowledge of how to make every mortgage broker upfront about the compensation that will be received for delivering your loan to the lender, how to effectively shop between lenders and brokers, how to use the capabilities of your loan source to your advantage, and how to come away with the best loan for you. You will be better educated about the factors beyond rate and closing costs that impact the immediate and long-term costs of having a mortgage. The guide shows you how to gain control of the mortgage process and of your destiny to reach financial independence.

Mind Your Own Mortgage

Author : Robert Bernabe
Publisher : Thomas Nelson
ISBN 13 : 0529124335
Total Pages : 250 pages
Book Rating : 4.5/5 (291 download)

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Book Synopsis Mind Your Own Mortgage by : Robert Bernabe

Download or read book Mind Your Own Mortgage written by Robert Bernabe and published by Thomas Nelson. This book was released on 2010-05-02 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: LEARN TO SHOP FOR AND MANAGE YOUR MORTGAGE UNTIL YOU HAVE ELIMINATED IT—ONCE AND FOR ALL! Mind Your Own Mortgage empowers homeowners to shop for a mortgage as if it were a commodity—as easy as buying a gallon of gas—and enables them to eliminate their mortgage debt by revealing inside information used to keep them enslaved to the mortgage industry. Mind Your Own Mortgage changes the game—putting you in charge: Shop with confidence—an exclusive system helps you make decisions based on the best price Identify slick sales gimmicks and lender manipulation Refinance only when it makes sense for you—not for the mortgage company Eliminate your mortgage in record time—so your retirement years include retirement A SOUND MORTGAGE = A SOUND ECONOMY Stocked with compelling real-life scenarios, budgeting tips, and handy financial tools, Mind Your Own Mortgage is a timely wake-up call for homeowners and a candid decree that the American dream is still possible—if we dramatically rethink the way we finance our homes. IT’S TIME TO MIND YOUR OWN MORTGAGE. “Whether you’re getting a new mortgage, refinancing an old one, or dealing with the mortgage you have already, you won’t find a better mortgage coach than my friend, Rob Bernabé.” —Mary Hunt, personal finance expert, best-selling author, and CEO of Debt-Proof Living “Finally, consumers have what they need to hold any mortgage provider accountable.” ?R. Jarret Lilien, founder and managing partner of Bendigo Partners and former president and COO of E*Trade Financial

First to a Million: A Teenager's Guide to Achieving Early Financial Freedom

Author : Dan Sheeks
Publisher : Biggerpockets Publishing, LLC
ISBN 13 : 9781947200463
Total Pages : pages
Book Rating : 4.2/5 (4 download)

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Book Synopsis First to a Million: A Teenager's Guide to Achieving Early Financial Freedom by : Dan Sheeks

Download or read book First to a Million: A Teenager's Guide to Achieving Early Financial Freedom written by Dan Sheeks and published by Biggerpockets Publishing, LLC. This book was released on 2021-11-23 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Change the way you look at money before you turn twenty... and become a FI Freak! Most teenagers are only told about one financial path: Work until you're old and then retire. But what if you want to spend your adult life traveling, creating, or bettering the world instead of working all day, every day? Financial independence (FI) is the only way to win the resource you can't rewind: TIME. Time for yourself, time for your family and friends, and time for your dreams. Build the freedom to define your own future by building a strong financial base--which means saving more, spending less, and starting to invest as soon as possible. First to a Million explores the many advantages of FI while explaining the secrets of investing, living frugally, and maintaining an entrepreneurship mindset. Treating your finances differently than the average teenager will put you miles ahead of your peers, and with time (and compound interest) on your side, you can win the game before it even starts! Be different with money. Be bold about your future. Be a FI Freak! Inside the Book, You'll Learn: Why the typical "American Dream" pathway is not for everyone How a FI Freak can take control of their financial future The four mechanisms of early FI (Spoiler: they're ridiculously simple!) How to make more money as a teen with creative jobs and side hustles How to be frugal and live richly with a life full of happiness and flexibility The difference between income and wealth, real and false assets, and good and bad debt Personal finance basics--like tracking income and expenses, building a credit score from the ground up, and calculating your net worth Investing basics--like earning passive income, understanding the power of compound interest, and how index funds and real estate can build your wealth

What Consumers Need to Know about Mortgages

Author : Dan Melson
Publisher : CreateSpace
ISBN 13 : 9781507673447
Total Pages : 418 pages
Book Rating : 4.6/5 (734 download)

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Book Synopsis What Consumers Need to Know about Mortgages by : Dan Melson

Download or read book What Consumers Need to Know about Mortgages written by Dan Melson and published by CreateSpace. This book was released on 2015-01-22 with total page 418 pages. Available in PDF, EPUB and Kindle. Book excerpt: A step by step guider that prepares you with what you need to know about mortgages as a consumer, tells you how to cut through the nonsense, what is important and what is not Written by a working loan officer with wide-ranging experience and a decade of running a consumer education website, What Consumers Need To Know About Mortgages draws from a depth of experience dealing first-hand with issues that actual consumers have brought to the author for examination, together with common sense solutions that consumers can understand. For the numerically inclined, calculations are included but not required for understanding.

Mortgage Management For Dummies

Author : Eric Tyson
Publisher : John Wiley & Sons
ISBN 13 : 1119387795
Total Pages : 327 pages
Book Rating : 4.1/5 (193 download)

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Book Synopsis Mortgage Management For Dummies by : Eric Tyson

Download or read book Mortgage Management For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2017-06-26 with total page 327 pages. Available in PDF, EPUB and Kindle. Book excerpt: Quickly make sense of mortgages Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15- or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster—shortening your payment schedule and saving your hard-earned cash. Fine-tune your finances Qualify for a mortgage Secure the best loan Find your best lender Refinance your mortgage Pay down your loan quicker Must-knows about foreclosure Top mortgage no-nos

Consumer's Guide to Mortgage Refinancing

Author : Reserve Federal Reserve
Publisher : www.bnpublishing.com
ISBN 13 : 9781607961062
Total Pages : 0 pages
Book Rating : 4.9/5 (61 download)

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Book Synopsis Consumer's Guide to Mortgage Refinancing by : Reserve Federal Reserve

Download or read book Consumer's Guide to Mortgage Refinancing written by Reserve Federal Reserve and published by www.bnpublishing.com. This book was released on 2009-03 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms. Remember that, along with the potential benefits to refinancing, there are also costs. Consumer's Guide to Mortgage Refinancing Helps you answer the questions Should I, Can I, and How do I refinance my mortgage loan? Includes worksheets to help you determine whether refinancing will pay off for you and to help you shop for a mortgage loan to fit your financial situation. Also includes tips to help you through the refinancing process.

Consumer Guide to Financial Independence

Author :
Publisher :
ISBN 13 :
Total Pages : 20 pages
Book Rating : 4.:/5 (22 download)

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Book Synopsis Consumer Guide to Financial Independence by :

Download or read book Consumer Guide to Financial Independence written by and published by . This book was released on 1988 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Financial Freedom

Author : Grant Sabatier
Publisher : Penguin
ISBN 13 : 052553458X
Total Pages : 370 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Financial Freedom by : Grant Sabatier

Download or read book Financial Freedom written by Grant Sabatier and published by Penguin. This book was released on 2020-04-07 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

Your Money or Your Life

Author : Vicki Robin
Publisher : Penguin
ISBN 13 : 0143115766
Total Pages : 385 pages
Book Rating : 4.1/5 (431 download)

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Book Synopsis Your Money or Your Life by : Vicki Robin

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

Financial Independence (Getting to Point X)

Author : John J. Vento
Publisher : John Wiley & Sons
ISBN 13 : 1118526384
Total Pages : 273 pages
Book Rating : 4.1/5 (185 download)

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Book Synopsis Financial Independence (Getting to Point X) by : John J. Vento

Download or read book Financial Independence (Getting to Point X) written by John J. Vento and published by John Wiley & Sons. This book was released on 2013-03-07 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the ten key issues to achieving your financial goals and how to use them to realize your dream of financial independence From saving to purchase a first car, to putting kids through college to planning for retirement, to preserving your estate for your loved ones, our financial goals change from one stage of life to the next. While those goals and the challenges we face in achieving them may differ, all of them have certain things in common. Saving, budgeting, managing debt, minimizing taxes and living within your means. These are a few of the 10 Key Wealth Management Issues which come into play (to varying degrees) when working toward specific financial goals. But there's one goal for which success relies on all ten keys coming together in perfect harmony: financial independence, also known as "Point X." No matter how you define it—whether it's a retirement income of $25,000 a year, or an estate worth $250 million—your future financial independence requires that you deal effectively with all ten key issues. And now this book shows you how to get it done, along with the guidance of a trusted advisor. Supplies you with a complete roadmap for arriving at "Point X," financial independence with key milestones and important twists and turns clearly defined Identifies the 10 key wealth management issues and offers priceless advice and guidance on negotiating each on your road to financial independence Provides you with both success and failure stories so you can learn from others' real life experiences Provides you with tax planning facts and strategies within the wealth management issues that will show you how to minimize your most significant expense and at the same time maximize your savings on the road to your "Point X"

Mortgages

Author : Richard Redmond
Publisher : Heart of the Sun Press
ISBN 13 : 9780692220139
Total Pages : 158 pages
Book Rating : 4.2/5 (21 download)

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Book Synopsis Mortgages by : Richard Redmond

Download or read book Mortgages written by Richard Redmond and published by Heart of the Sun Press. This book was released on 2014-05-12 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: In addition to a concise explanation of every major mortgage topic that consumers want to understand, Mortgages: The Insider's Guide is the only clear, step-by-step guide to effectively shopping for a mortgage. Written by a mortgage industry veteran based on the thousands of questions he has answered in over twenty years counseling clients, this book explains the loan options that you have, how to choose the best one for your unique situation, how to get a handle on the detailed process of getting a home loan, and how to find the right lender. If you are a home buyer you'll be able to determine not just how much house you can qualify for but, more important, what total monthly housing expense you can comfortably afford, including how to figure your specific tax advantages in having a mortgage. Other topics clearly explained include: how a lender looks at your entire financial picture, including income, credit and assets; gift funds and co-signers; appraisals; locking in an interest rate; TIC financing; closing costs; reverse mortgages; how to compare different loan offers, and many, many more. There is a wealth of valuable information here. Understanding the mortgage process and products will make getting a mortgage much easier, and may end up saving you thousands of dollars over the life of your loan.

Master Your Debt

Author : Jordan E. Goodman
Publisher : John Wiley & Sons
ISBN 13 : 9780470484241
Total Pages : 224 pages
Book Rating : 4.4/5 (842 download)

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Book Synopsis Master Your Debt by : Jordan E. Goodman

Download or read book Master Your Debt written by Jordan E. Goodman and published by John Wiley & Sons. This book was released on 2010-01-26 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Strategies and tools to live debt free The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.

The Everything Guide to Mortgages Book

Author : Lisa Holton
Publisher : Adams Media
ISBN 13 : 9781598696110
Total Pages : 304 pages
Book Rating : 4.6/5 (961 download)

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Book Synopsis The Everything Guide to Mortgages Book by : Lisa Holton

Download or read book The Everything Guide to Mortgages Book written by Lisa Holton and published by Adams Media. This book was released on 2008-08-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finding the right home can be easy. Finding the right mortgage-one you can afford-can be a challenge. You need to arm yourself with the latest information so you can make the right decision for you and your family, especially in the current housing market. In plain English, finance expert Lisa Horton shines a light on the confusing world of points, interest rates, and credit scores. Whether you're buying your first home, trading up to a larger one, or buying a rental property, you'll find all you need inside. Learn how to: Save for a down payment and prepare to borrow Understand credit reports and credit scores Deal with banks, mortgage brokers, and online lenders Refinance a mortgage The Everything Mortgage Book teaches you how lenders work, how different kinds of loans are structured, and what they're best for. You'll also learn which mortgage practices and loans you should avoid. Whether you have a great credit history or a poor one, you'll be able to get the best loan for your most important purchase-your home. Lisa Holton is the author of How to be a Value Investor, The Essential Dictionary of Real Estate, and the Encyclopedia of Financial Planning. She is a contributing writer for the Financial Planning Association on consumer finance and retirement planning issues. Ms. Holton heads the Lisa Company, a writing, editing, and research firm. She lives in Evanston, IL.

Simple Money

Author : Tim Maurer
Publisher : Baker Books
ISBN 13 : 1493403249
Total Pages : 209 pages
Book Rating : 4.4/5 (934 download)

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Book Synopsis Simple Money by : Tim Maurer

Download or read book Simple Money written by Tim Maurer and published by Baker Books. This book was released on 2016-02-23 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: When it comes to money management, most of us take a hands-off approach because we're just not confident that we have the know-how needed. But personal finance is actually more personal than it is finance. Tim Maurer has made a career out of distilling complex financial concepts into understandable, doable actions. In this eminently practical book, he shows readers how to - better understand their values and goals in order to simplify their money decisions - budget major expenses intelligently - reduce and eliminate debt - make vital decisions on home, auto, and life insurance - establish a world-class investment portfolio - craft a workable retirement plan - and more Readers will be relieved to see that managing their money is actually not as complicated as they thought--and that they can take control of their financial future starting today.

Independent Consumer Guide to Mortgages

Author : Irish Financial Services Regulatory Authority
Publisher :
ISBN 13 :
Total Pages : 16 pages
Book Rating : 4.:/5 (793 download)

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Book Synopsis Independent Consumer Guide to Mortgages by : Irish Financial Services Regulatory Authority

Download or read book Independent Consumer Guide to Mortgages written by Irish Financial Services Regulatory Authority and published by . This book was released on 2004 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

What Consumers Need to Know About Mortgages

Author : Dan Melson
Publisher : Dan Melson
ISBN 13 : 9781393450306
Total Pages : 422 pages
Book Rating : 4.4/5 (53 download)

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Book Synopsis What Consumers Need to Know About Mortgages by : Dan Melson

Download or read book What Consumers Need to Know About Mortgages written by Dan Melson and published by Dan Melson. This book was released on 2015-01-21 with total page 422 pages. Available in PDF, EPUB and Kindle. Book excerpt: A step by step guide that prepares you with what you need to know about mortgages as a consumer, tells you how to cut through the nonsense, what is important and what is not Written by a working loan officer with wide-ranging experience and a decade of running a consumer education website, What Consumers Need To Know About Mortgages draws from a depth of experience dealing first-hand with issues that actual consumers have brought to the author for examination, together with common sense solutions that consumers can understand. For the numerically inclined, calculations are included but not required for understanding

Your Money or Your Life

Author : Alvin Hall
Publisher : Simon and Schuster
ISBN 13 : 1416596747
Total Pages : 274 pages
Book Rating : 4.4/5 (165 download)

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Book Synopsis Your Money or Your Life by : Alvin Hall

Download or read book Your Money or Your Life written by Alvin Hall and published by Simon and Schuster. This book was released on 2009-09-29 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bestselling author and UK television star Alvin Hall demystifies the principles of personal money management, helping readers control their finances so they can move from confusion—about credit, debt, investments, and retirement—to clarity. Americans are finding themselves in tough situations in the midst of today’s volatile financial climate and more than ever need good guidance and discipline. In Your Money or Your Life, financial guru Alvin Hall shows how taking charge of money reduces stress in all aspects of life— work, day-to-day living, and relationships—and it’s never too late to start monitoring this crucial area of life and working towards achieving long-term financial goals. One of the keys to achieving financial success is to first learn how to distinguish between “wants” and “needs.” Hall instructs and empowers readers to create a budget that allots for life necessities and material desires. But he also warns readers to get to the emotional root of what causes them to “want” certain things and reconsider their desires carefully. Most importantly, Hall teaches readers how to recognize and manage their personal spending styles, how to find painless ways to save money, how to understand the real cost of credit card debt, how to pick the best mortgage package for them, how to plan for retirement, and how to evaluate insurance offers. With Your Money or Your Life, Alvin Hall provides sound financial advice that enables readers to make confident decisions and attain financial security.