2020 Daily Planner Funny Humorous Positive Plans 388 Pages

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She's Still There

Author : Chrystal Evans Hurst
Publisher : Zondervan
ISBN 13 : 0310348064
Total Pages : 320 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis She's Still There by : Chrystal Evans Hurst

Download or read book She's Still There written by Chrystal Evans Hurst and published by Zondervan. This book was released on 2017-08-08 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you wandered from the life you want to live? Chrystal Evans Hurst shares raw and vulnerable stories from her own life to let you know how you too can find your way back after a few missteps. Over 100,000 copies sold! What happens when a woman looks at herself in the mirror, lingering just a little longer than usual and realizes that she no longer recognizes the person staring back at her? What does she do when she sees that, somehow, her life has drifted away from all her original hopes, dreams, or plans? Speaker, blogger, and writer Chrystal Evans Hurst wrote this book because she was that woman. One day she realized that she had somehow wandered from the life she was meant to live. Chrystal since discovered that this moment of awareness happens to lots of women at different seasons of their lives. Poor decisions, a lack of intentionality or planning, or a long-term denial of deep hopes and dreams can leave a woman, old or young, reeling from the realization that she is lost, disappointed, or simply numb. And she just needs encouragement. This woman simply needs someone to hold her hand, cheer her on, and believe with her that she is still capable of being the person she intended to be. Chrystal uses her poignant story of an early and unexpected pregnancy, as well as other raw and vulnerable moments in her life, to let readers know she understands what it's like to try and find your way after some missteps or decisions you didn't plan on. In She's Still There Chrystal emphasizes the importance of the personal process and the beauty of authentically sharing your journey one girlfriend to another. It’s a book of "me toos," reminders of the hoped for, and challenges for the path ahead--to find direction, purpose, and true satisfaction. Also available: She's Still There DVD series and study guide.

The Astounding Broccoli Boy

Author : Frank Cottrell-Boyce
Publisher : Pan Macmillan
ISBN 13 : 0230766374
Total Pages : 401 pages
Book Rating : 4.2/5 (37 download)

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Book Synopsis The Astounding Broccoli Boy by : Frank Cottrell-Boyce

Download or read book The Astounding Broccoli Boy written by Frank Cottrell-Boyce and published by Pan Macmillan. This book was released on 2015-03-26 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Astounding Broccoli Boy is the hilarious tale of an unlikely (and very green) hero believing in himself and finding adventure. Rory Rooney likes to be prepared for all eventualities. His favourite book is Don't Be Scared, Be Prepared, and he has memorized every page of it. He could even survive a hippo attack. He knows that just because something is unlikely doesn't mean it won't ever happen . . . But Rory isn't prepared when he suddenly and inexplicably turns green. Stuck in an isolation ward in a hospital far from home with two other remarkably green children, Rory's as confused by his new condition as the medics seem to be. What if turning green actually means you've turned into a superhero? Rory can't wait to make it past hospital security and discover exactly what his superpower might be . . . This edition of Frank Cottrell Boyce's funny adventure features fantastic cover artwork and black and white inside illustrations from the incredible Steven Lenton.

A Very Special Year

Author : Thomas Montasser
Publisher : Simon and Schuster
ISBN 13 : 1780748671
Total Pages : 87 pages
Book Rating : 4.7/5 (87 download)

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Book Synopsis A Very Special Year by : Thomas Montasser

Download or read book A Very Special Year written by Thomas Montasser and published by Simon and Schuster. This book was released on 2016-06-02 with total page 87 pages. Available in PDF, EPUB and Kindle. Book excerpt: For fans of 84 Charing Cross Road and Alan Bennett, this is the charming tale of a small bookshop and one very mysterious customer ‘It’s not particularly difficult to run a successful bookshop, thought Valerie: a grasp of the rudiments of business, a sensible plan, a little skill in negotiation, a couple of contacts and a large portion of magic.’ When businesswoman Valerie takes over the bookshop owned by her aunt – who has vanished without trace – her intention is to bring some order to the chaos, and then sell the business. But she has underestimated the power of the little shop. One day she stumbles upon a mysterious book with an unfinished ending. Valerie thinks it must be a defective copy, but when a customer turns up searching for that very book, her view of the shop – and world – shifts, as she is forced to question what is and isn’t possible. A Very Special Year is a declaration of love for literature, for beautiful books, the power and magic of stories as well as proof that the world of the imagination is still alive within us.

School, Family, and Community Partnerships

Author : Joyce L. Epstein
Publisher : Corwin Press
ISBN 13 : 1483320014
Total Pages : 508 pages
Book Rating : 4.4/5 (833 download)

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Book Synopsis School, Family, and Community Partnerships by : Joyce L. Epstein

Download or read book School, Family, and Community Partnerships written by Joyce L. Epstein and published by Corwin Press. This book was released on 2018-07-19 with total page 508 pages. Available in PDF, EPUB and Kindle. Book excerpt: Strengthen programs of family and community engagement to promote equity and increase student success! When schools, families, and communities collaborate and share responsibility for students′ education, more students succeed in school. Based on 30 years of research and fieldwork, the fourth edition of the bestseller School, Family, and Community Partnerships: Your Handbook for Action, presents tools and guidelines to help develop more effective and more equitable programs of family and community engagement. Written by a team of well-known experts, it provides a theory and framework of six types of involvement for action; up-to-date research on school, family, and community collaboration; and new materials for professional development and on-going technical assistance. Readers also will find: Examples of best practices on the six types of involvement from preschools, and elementary, middle, and high schools Checklists, templates, and evaluations to plan goal-linked partnership programs and assess progress CD-ROM with slides and notes for two presentations: A new awareness session to orient colleagues on the major components of a research-based partnership program, and a full One-Day Team Training Workshop to prepare school teams to develop their partnership programs. As a foundational text, this handbook demonstrates a proven approach to implement and sustain inclusive, goal-linked programs of partnership. It shows how a good partnership program is an essential component of good school organization and school improvement for student success. This book will help every district and all schools strengthen and continually improve their programs of family and community engagement.

Global Action Plan on Physical Activity 2018-2030

Author : World Health Organization
Publisher : World Health Organization
ISBN 13 : 9241514183
Total Pages : 104 pages
Book Rating : 4.2/5 (415 download)

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Book Synopsis Global Action Plan on Physical Activity 2018-2030 by : World Health Organization

Download or read book Global Action Plan on Physical Activity 2018-2030 written by World Health Organization and published by World Health Organization. This book was released on 2019-01-21 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regular physical activity is proven to help prevent and treat noncommunicable diseases (NCDs) such as heart disease stroke diabetes and breast and colon cancer. It also helps to prevent hypertension overweight and obesity and can improve mental health quality of life and well-being. In addition to the multiple health benefits of physical activity societies that are more active can generate additional returns on investment including a reduced use of fossil fuels cleaner air and less congested safer roads. These outcomes are interconnected with achieving the shared goals political priorities and ambition of the Sustainable Development Agenda 2030. The new WHO global action plan to promote physical activity responds to the requests by countries for updated guidance and a framework of effective and feasible policy actions to increase physical activity at all levels. It also responds to requests for global leadership and stronger regional and national coordination and the need for a whole-of-society response to achieve a paradigm shift in both supporting and valuing all people being regularly active according to ability and across the life course. The action plan was developed through a worldwide consultation process involving governments and key stakeholders across multiple sectors including health sports transport urban design civil society academia and the private sector.

Hands Free Mama

Author : Rachel Macy Stafford
Publisher : Zondervan
ISBN 13 : 031033814X
Total Pages : 215 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis Hands Free Mama by : Rachel Macy Stafford

Download or read book Hands Free Mama written by Rachel Macy Stafford and published by Zondervan. This book was released on 2014-01-07 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the power, joy, and love of living a present, authentic, and intentional life despite a world full of distractions. If technology is the new addiction, then multitasking is the new marching order. We check our email while cooking dinner, send a text while bathing the kids, and spend more time looking into electronic screens than into the eyes of our loved ones. With our never-ending to-do lists and jam-packed schedules, it's no wonder we're distracted. But this isn't the way it has to be. Special education teacher, New York Times bestselling author, and mother Rachel Macy Stafford says enough is enough. Tired of losing track of what matters most in life, Rachel began practicing simple strategies that enabled her to momentarily let go of largely meaningless distractions and engage in meaningful soul-to-soul connections. Finding balance doesn't mean giving up all technology forever. And it doesn't mean forgoing our jobs and responsibilities. What it does mean is seizing the little moments that life offers us to engage in real and meaningful interaction. In these pages, Rachel guides you through how to: Acknowledge the cost of your distraction Make purposeful connection with your family Give your kids the gift of your undivided attention Silence your inner critic Let go of the guilt from past mistakes And move forward with compassion and gratefulness So join Rachel and go hands-free. Discover what happens when you choose to open your heart--and your hands--to the possibilities of each God-given moment.

131 Method

Author : Chalene Johnson
Publisher : Hay House, Inc
ISBN 13 : 1401956785
Total Pages : 402 pages
Book Rating : 4.4/5 (19 download)

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Book Synopsis 131 Method by : Chalene Johnson

Download or read book 131 Method written by Chalene Johnson and published by Hay House, Inc. This book was released on 2019-04-16 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chalene Johnson, New York Times best-selling author and award-winning entrepreneur who's built and sold several multimillion-dollar lifestyle companies, offers a revolutionary fitness program with proven success based on her successful online program of the same name. Diets are dumb. You aren't. Your personalized plan for gut health, wellness, and weight loss You're smart. You're sick of gimmicks and trendy diets that leave you with frustration and a slower metabolism. The 131 Method gets to the root of the problem--gut health--and delivers a personalized solution to wellness, hormone balance, and permanent weight loss based on the Nobel Prize-winning science of autophagy and diet phasing. Finally, a science-based solution that's actually doable! Following her own health scare, health and wellness expert Chalene Johnson set out to understand the science and individuality of metabolism. Working with renowned researchers, doctors, and registered dietitians, she developed a simplified 3-phase plan for health promoting weight loss. This proven methodology was tested with more than 25,000 individuals. Now she distills the essentials of her hugely successful online program into the 131 Method book. 1 Objective (set by you!), 3 Weeks of Diet Phasing, and 1 Week to Fast and Refuel. 131 Method guides you through Chalene's three-phase, 12-week solution, helping you personalize every step of the way. You'll: • Lose weight without slowing your metabolism • Improve gut health and boost immunity • Fix cravings and reset hormones • Discover 100 delicious, easy recipes The 131 Method isn't a one size fits all diet, it's how to eat a diet that works! You'll get everything you need to change your thinking, transform your body, and improve your life . . . for good!

Book Row

Author : Marvin Mondlin
Publisher : Carroll & Graf Publishers
ISBN 13 : 9780786716524
Total Pages : 416 pages
Book Rating : 4.7/5 (165 download)

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Book Synopsis Book Row by : Marvin Mondlin

Download or read book Book Row written by Marvin Mondlin and published by Carroll & Graf Publishers. This book was released on 2005-01-01 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: The city has eight million stories, and this one unfolds just south of 14th Street in Manhattan, mostly on the seven blocks of Fourth Avenue bracketed by Union Square and Astor Place. There, for nearly eight decades, from the 1890s to the 1960s, thrived a bibliophiles' paradise. They called it the New York Booksellers' Row, or, more commonly, Book Row. It's an American story, the story that this richly anecdotal historical memoir amiably tells: as American as the rags-to-riches tale of the Strand, which began its life as book stall on Eighth Street and today houses 2.5 million volumes in twelve miles of space. It's a story cast with colorful characters: like the horse-betting, poker-playing go-getter and book dealer George D. Smith; the irascible Russian-born book hunter Peter Stammer, the visionary Theodore C. Schulte; Lou Cohen, founder of the still-surviving Argosy Book Store; gentleman bookseller George Rubinowitz and his legendary shrewd wife Jenny. Rising rents, street crime, urban redevelopment, television-the reasons are many for the demise of Book Row, but in this volume, based on interviews with dozens upon dozens of the book people who bought, sold, and collected there, it lives again.

Content Rules

Author : Ann Handley
Publisher : John Wiley & Sons
ISBN 13 : 0470948728
Total Pages : 238 pages
Book Rating : 4.4/5 (79 download)

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Book Synopsis Content Rules by : Ann Handley

Download or read book Content Rules written by Ann Handley and published by John Wiley & Sons. This book was released on 2010-11-11 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: The guide to creating engaging web content and building a loyal following, revised and updated Blogs, YouTube, Facebook, Twitter, Google+, and other platforms are giving everyone a "voice," including organizations and their customers. So how do you create the stories, videos, and blog posts that cultivate fans, arouse passion for your products or services, and ignite your business? Content Rules equips you for online success as a one-stop source on the art and science of developing content that people care about. This coverage is interwoven with case studies of companies successfully spreading their ideas online—and using them to establish credibility and build a loyal customer base. Find an authentic "voice" and craft bold content that will resonate with prospects and buyers and encourage them to share it with others Leverage social media and social tools to get your content and ideas distributed as widely as possible Understand why you are generating content—getting to the meat of your message in practical, commonsense language, and defining the goals of your content strategy Write in a way that powerfully communicates your service, product, or message across various Web mediums Boost your online presence and engage with customers and prospects like never before with Content Rules.

The Lake of Dreams

Author : Kim Edwards
Publisher : Penguin
ISBN 13 : 110147534X
Total Pages : 338 pages
Book Rating : 4.1/5 (14 download)

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Book Synopsis The Lake of Dreams by : Kim Edwards

Download or read book The Lake of Dreams written by Kim Edwards and published by Penguin. This book was released on 2011-01-04 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Kim Edwards, the author of the #1 New York Times bestseller The Memory Keeper's Daughter, an arresting novel of one family's secret history Imbued with all the lyricism, compassion, and suspense of her bestselling novel, The Memory Keeper's Daughter, Kim Edwards’s The Lake of Dreams is a powerful family drama and an unforgettable story of love lost and found. Lucy Jarrett is at a crossroads in her life, still haunted by her father's unresolved death a decade earlier. She returns to her hometown in Upstate New York, The Lake of Dreams, and, late one night, she cracks the lock of a window seat and discovers a collection of objects. They appear to be idle curiosities, but soon Lucy realizes that she has stumbled across a dark secret from her family's past, one that will radically change her—and the future of her family—forever. The Lake of Dreams will delight those who loved The Memory Keeper’s Daughter, as well as fans of Anna Quindlen and Sue Miller.

Demelza

Author : Winston Graham
Publisher : Sourcebooks, Inc.
ISBN 13 : 1402254253
Total Pages : 422 pages
Book Rating : 4.4/5 (22 download)

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Book Synopsis Demelza by : Winston Graham

Download or read book Demelza written by Winston Graham and published by Sourcebooks, Inc.. This book was released on 2010-06-01 with total page 422 pages. Available in PDF, EPUB and Kindle. Book excerpt: NOW A MASTERPIECETM SERIES ON PBS® The second novel in the gripping Poldark Saga, a historical fiction series following the life and love of the Poldark family, perfect for fans of Downton Abbey and Outlander. In the enchanting second novel in Winston Graham's beloved Poldark series, Demelza Carne, an impoverished miner's daughter, rescued by Ross Poldark from a fairground brawl, now happily finds herself his wife. But these historic and turbulent years put their romance to the test. As Ross launches into a bitter struggle for the right of the mining communities, Demelza's efforts to adapt to the ways of the gentry (and her husband) challenge her to rethink everything. When tragedy strikes and sows the seeds of rivalry between Ross and the powerful George Warleggan, will Demelza manage to bridge their differences before they destroy her marriage and her chance at happiness? Amid the turbulent history of 18th century England, Demelza continues the Poldark family saga and sweeps readers into one of the greatest historical romances of all time.

Basic Methods of Policy Analysis and Planning

Author : Carl Patton
Publisher : Routledge
ISBN 13 : 1317350006
Total Pages : 481 pages
Book Rating : 4.3/5 (173 download)

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Book Synopsis Basic Methods of Policy Analysis and Planning by : Carl Patton

Download or read book Basic Methods of Policy Analysis and Planning written by Carl Patton and published by Routledge. This book was released on 2015-08-26 with total page 481 pages. Available in PDF, EPUB and Kindle. Book excerpt: Updated in its 3rd edition, Basic Methods of Policy Analysis and Planning presents quickly applied methods for analyzing and resolving planning and policy issues at state, regional, and urban levels. Divided into two parts, Methods which presents quick methods in nine chapters and is organized around the steps in the policy analysis process, and Cases which presents seven policy cases, ranging in degree of complexity, the text provides readers with the resources they need for effective policy planning and analysis. Quantitative and qualitative methods are systematically combined to address policy dilemmas and urban planning problems. Readers and analysts utilizing this text gain comprehensive skills and background needed to impact public policy.

Caste

Author : Isabel Wilkerson
Publisher : Random House Trade Paperbacks
ISBN 13 : 0593230272
Total Pages : 545 pages
Book Rating : 4.5/5 (932 download)

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Book Synopsis Caste by : Isabel Wilkerson

Download or read book Caste written by Isabel Wilkerson and published by Random House Trade Paperbacks. This book was released on 2023-02-14 with total page 545 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 NEW YORK TIMES BESTSELLER • OPRAH’S BOOK CLUB PICK • “An instant American classic and almost certainly the keynote nonfiction book of the American century thus far.”—Dwight Garner, The New York Times The Pulitzer Prize–winning, bestselling author of The Warmth of Other Suns examines the unspoken caste system that has shaped America and shows how our lives today are still defined by a hierarchy of human divisions—now with a new Afterword by the author. #1 NONFICTION BOOK OF THE YEAR: Time ONE OF THE BEST BOOKS OF THE YEAR: The Washington Post, The New York Times, Los Angeles Times, The Boston Globe, O: The Oprah Magazine, NPR, Bloomberg, The Christian Science Monitor, New York Post, The New York Public Library, Fortune, Smithsonian Magazine, Marie Claire, Slate, Library Journal, Kirkus Reviews Winner of the Carl Sandberg Literary Award • Winner of the Los Angeles Times Book Prize • National Book Award Longlist • National Book Critics Circle Award Finalist • Dayton Literary Peace Prize Finalist • PEN/John Kenneth Galbraith Award for Nonfiction Finalist • PEN/Jean Stein Book Award Longlist • Kirkus Prize Finalist “As we go about our daily lives, caste is the wordless usher in a darkened theater, flashlight cast down in the aisles, guiding us to our assigned seats for a performance. The hierarchy of caste is not about feelings or morality. It is about power—which groups have it and which do not.” In this brilliant book, Isabel Wilkerson gives us a masterful portrait of an unseen phenomenon in America as she explores, through an immersive, deeply researched, and beautifully written narrative and stories about real people, how America today and throughout its history has been shaped by a hidden caste system, a rigid hierarchy of human rankings. Beyond race, class, or other factors, there is a powerful caste system that influences people’s lives and behavior and the nation’s fate. Linking the caste systems of America, India, and Nazi Germany, Wilkerson explores eight pillars that underlie caste systems across civilizations, including divine will, bloodlines, stigma, and more. Using riveting stories about people—including Martin Luther King, Jr., baseball’s Satchel Paige, a single father and his toddler son, Wilkerson herself, and many others—she shows the ways that the insidious undertow of caste is experienced every day. She documents how the Nazis studied the racial systems in America to plan their outcasting of the Jews; she discusses why the cruel logic of caste requires that there be a bottom rung for those in the middle to measure themselves against; she writes about the surprising health costs of caste, in depression and life expectancy, and the effects of this hierarchy on our culture and politics. Finally, she points forward to ways America can move beyond the artificial and destructive separations of human divisions, toward hope in our common humanity. Original and revealing, Caste: The Origins of Our Discontents is an eye-opening story of people and history, and a reexamination of what lies under the surface of ordinary lives and of American life today.

Digital and Social Media Marketing

Author : Nripendra P. Rana
Publisher : Springer Nature
ISBN 13 : 3030243745
Total Pages : 337 pages
Book Rating : 4.0/5 (32 download)

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Book Synopsis Digital and Social Media Marketing by : Nripendra P. Rana

Download or read book Digital and Social Media Marketing written by Nripendra P. Rana and published by Springer Nature. This book was released on 2019-11-11 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines issues and implications of digital and social media marketing for emerging markets. These markets necessitate substantial adaptations of developed theories and approaches employed in the Western world. The book investigates problems specific to emerging markets, while identifying new theoretical constructs and practical applications of digital marketing. It addresses topics such as electronic word of mouth (eWOM), demographic differences in digital marketing, mobile marketing, search engine advertising, among others. A radical increase in both temporal and geographical reach is empowering consumers to exert influence on brands, products, and services. Information and Communication Technologies (ICTs) and digital media are having a significant impact on the way people communicate and fulfil their socio-economic, emotional and material needs. These technologies are also being harnessed by businesses for various purposes including distribution and selling of goods, retailing of consumer services, customer relationship management, and influencing consumer behaviour by employing digital marketing practices. This book considers this, as it examines the practice and research related to digital and social media marketing.

The Adult Learner

Author : Malcolm S. Knowles
Publisher : Routledge
ISBN 13 : 1000072894
Total Pages : 407 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis The Adult Learner by : Malcolm S. Knowles

Download or read book The Adult Learner written by Malcolm S. Knowles and published by Routledge. This book was released on 2020-12-20 with total page 407 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do you tailor education to the learning needs of adults? Do they learn differently from children? How does their life experience inform their learning processes? These were the questions at the heart of Malcolm Knowles’ pioneering theory of andragogy which transformed education theory in the 1970s. The resulting principles of a self-directed, experiential, problem-centred approach to learning have been hugely influential and are still the basis of the learning practices we use today. Understanding these principles is the cornerstone of increasing motivation and enabling adult learners to achieve. The 9th edition of The Adult Learner has been revised to include: Updates to the book to reflect the very latest advancements in the field. The addition of two new chapters on diversity and inclusion in adult learning, and andragogy and the online adult learner. An updated supporting website. This website for the 9th edition of The Adult Learner will provide basic instructor aids including a PowerPoint presentation for each chapter. Revisions throughout to make it more readable and relevant to your practices. If you are a researcher, practitioner, or student in education, an adult learning practitioner, training manager, or involved in human resource development, this is the definitive book in adult learning you should not be without.

Q's Legacy

Author : Helene Hanff
Publisher : Penguin
ISBN 13 : 0140089365
Total Pages : 193 pages
Book Rating : 4.1/5 (4 download)

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Book Synopsis Q's Legacy by : Helene Hanff

Download or read book Q's Legacy written by Helene Hanff and published by Penguin. This book was released on 1986-08-05 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: This memoir tells the remarkable story of how Helene Hanff came to write 84, Charing Cross Road, and how its success changed her. Hanff recalls her serendipitous discovery of a volume of lectures by a Cambridge don, Sir Arthur Quiller-Couch. She devoured Q’s book, and, wanting to read all the books he recommended, began to order them from a small store in London at 84, Charing Cross Road. Thus began a correspondence that became an enormously popular book, play, television production, and movie, and that finally led to the trip to England -- and a visit to Q’s study -- that she recounts in this exuberant memoir. Hanff pays her debt to her mentor and shares her joyous adventures with her many fans. "Reading Helene Hanff’s book is like making a new friend -- a charming, wise, and funny one." -- Betty Rollin "A potpourri . . . easy and assured . . . A delightful companion for the odd hour." -- San Francisco Chronicle "Hanff’s charm is such that when she exults . . . we exult right along with her." -- Kirkus Reviews

Wealth by Virtue

Author : Chad Gordon
Publisher :
ISBN 13 : 9780692769157
Total Pages : 388 pages
Book Rating : 4.7/5 (691 download)

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Book Synopsis Wealth by Virtue by : Chad Gordon

Download or read book Wealth by Virtue written by Chad Gordon and published by . This book was released on 2017-09 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt: Check out the Book Trailer for Wealth by Virtue youtube.com/watch?v=r4qf5Er2CS0&t=1s Most people share a central fear: that at some point in their lives, they will need money and not have it. Wealth is the absence of that fear. Wealth by Virtue is a masterful explanation of our financial world. The book is structured around The Six Areas of Finance: banking, investments, real estate, insurance, legal planning, and tax planning. Everything in your personal finances fits into these categories. By recognizing this structure, you make them all work together and put yourself on the path to wealth-optimized decisions. Wealth by Virtue is a personal finance book that builds a conceptual framework to aim for a better financial future. In the BANKING chapter, it shows you: - how inflation is the most certain threat to personal finances - how most people don't make money in banks In the chapter on INVESTMENTS, it shows you: - how much the stock market performs each year - how using dividends for income can actually grow your wealth in retirement In the REAL ESTATE chapter, it shows you: - why using extra money to paying off your house generally puts you in a poorer position than saving it up - how buying real estate shields from your biggest inflation threat In the INSURANCE chapter, it shows you: - why all insurance decisions begin with your insurable needs and how to calculate this - how to know if you need long term care insurance or if you can self-insure In the chapter on LEGAL PLANNING, it shows you: - whether you should get a trust or a will - why putting "joint" on accounts and property can be a massive mistake In the chapter on TAXES, it shows you: - how people can receive Social Security tax free - how tax deferral does not usually help you Wealth by Virtue looks at your personal finances, financial planning, and retirement planning as a comprehensive structure rather than as unrelated components.