When Cognitive Functioning Meets Financial Literacy And Judgment In Older Age

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When Cognitive Functioning Meets Financial Literacy and Judgment in Older Age

Author : Joanne Earl
Publisher :
ISBN 13 :
Total Pages : 37 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis When Cognitive Functioning Meets Financial Literacy and Judgment in Older Age by : Joanne Earl

Download or read book When Cognitive Functioning Meets Financial Literacy and Judgment in Older Age written by Joanne Earl and published by . This book was released on 2015 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: We investigate the relationships between measures of financial literacy, applied financial literacy, financial judgment and measures of fluid and crystallised cognitive ability. Given an ageing population and the responsibility for managing savings in retirement, this relationship is of increasing importance. We find differences between those people who self-manage large retirement savings portfolios and those with money in institutional retirement savings funds, with the former displaying greater financial literacy and judgment than is generally observed in members of institutional funds. We determine that different cognitive processes underlie financial literacy and financial judgment, and that these are susceptible to decline at different rates. Findings have important implications for the monitoring of cognitive ability, financial literacy and financial judgment over time.

Feature: Cognitive Function, Financial Literacy and Financial Outcomes at Older Ages

Author :
Publisher :
ISBN 13 :
Total Pages : 154 pages
Book Rating : 4.:/5 (837 download)

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Book Synopsis Feature: Cognitive Function, Financial Literacy and Financial Outcomes at Older Ages by :

Download or read book Feature: Cognitive Function, Financial Literacy and Financial Outcomes at Older Ages written by and published by . This book was released on 2010 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Cognitive Function, Financial Literacy and Financial Outcomes at Older Ages

Author : Antonio Ciccione
Publisher :
ISBN 13 :
Total Pages : 154 pages
Book Rating : 4.:/5 (76 download)

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Book Synopsis Cognitive Function, Financial Literacy and Financial Outcomes at Older Ages by : Antonio Ciccione

Download or read book Cognitive Function, Financial Literacy and Financial Outcomes at Older Ages written by Antonio Ciccione and published by . This book was released on 2010 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt:

How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages

Author : Hugh Hoikwang Kim
Publisher :
ISBN 13 :
Total Pages : 18 pages
Book Rating : 4.:/5 (19 download)

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Book Synopsis How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages by : Hugh Hoikwang Kim

Download or read book How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages written by Hugh Hoikwang Kim and published by . This book was released on 2019 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: We investigate how cognitive ability and financial literacy shape older Americans’ demand for financial advice using an experimental module in the 2016 Health and Retirement Study. We show that cognitive ability and financial literacy strongly improve the quality, but not the quantity, of financial advice sought. Most importantly, the financially literate and more cognitively able tend to seek financial help from professionals rather than family members, and they are less likely to accept so-called 'free' financial advice that may entail conflicts of interest. Nevertheless, those with higher cognitive function also tend to distrust financial advisors, leading them to eschew their services.

Financial Decision Making and Retirement Security in an Aging World

Author : Olivia S. Mitchell
Publisher : Oxford University Press
ISBN 13 : 0198808038
Total Pages : 249 pages
Book Rating : 4.1/5 (988 download)

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Book Synopsis Financial Decision Making and Retirement Security in an Aging World by : Olivia S. Mitchell

Download or read book Financial Decision Making and Retirement Security in an Aging World written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2017 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume will explore how financial decision-making changes at older ages, how and when financial advice can be useful for the older population, and what solutions and opportunities are needed to resolve the likely problems that will arise.

Cognitive Ability and Retirement Decision Making

Author : Angela A. Hung
Publisher :
ISBN 13 :
Total Pages : 66 pages
Book Rating : 4.:/5 (14 download)

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Book Synopsis Cognitive Ability and Retirement Decision Making by : Angela A. Hung

Download or read book Cognitive Ability and Retirement Decision Making written by Angela A. Hung and published by . This book was released on 2018 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: Planning for and managing retirement are inherently complex tasks. Persons with higher overall cognitive functioning may have higher financial literacy and be better equipped to handle such complexity. Since cognitive abilities change with age, often with pronounced declines in fluid or reasoning abilities, as older Americans enter retirement they may be losing the capability to make sound decisions to maximize their own welfare. We examine the relative roles of cognitive ability and financial literacy, and decline in cognitive ability, in influencing retirement-related financial behaviors, such as retirement saving and the decumulation of wealth. We find consistent evidence that when financial literacy and cognitive ability are both used to predict retirement planning behavior, financial literacy tends to have the largest influence on predicted behavior. Accordingly, our evidence supports a conceptualization in which financial literacy is a partial mediator of the relationship between underlying cognitive abilities and resulting behaviors. We also track fluid cognitive ability for individuals longitudinally over time and find that those with steeper cognitive decline are more likely to withdraw from pensions and more likely to claim Social Security at any given age. Together, our results suggest that cognition, and any decline in cognition, matter for retirement financial behaviors.

Cognitive Aging

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309368650
Total Pages : 300 pages
Book Rating : 4.3/5 (93 download)

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Book Synopsis Cognitive Aging by : Institute of Medicine

Download or read book Cognitive Aging written by Institute of Medicine and published by National Academies Press. This book was released on 2015-07-21 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: For most Americans, staying "mentally sharp" as they age is a very high priority. Declines in memory and decision-making abilities may trigger fears of Alzheimer's disease or other neurodegenerative diseases. However, cognitive aging is a natural process that can have both positive and negative effects on cognitive function in older adults - effects that vary widely among individuals. At this point in time, when the older population is rapidly growing in the United States and across the globe, it is important to examine what is known about cognitive aging and to identify and promote actions that individuals, organizations, communities, and society can take to help older adults maintain and improve their cognitive health. Cognitive Aging assesses the public health dimensions of cognitive aging with an emphasis on definitions and terminology, epidemiology and surveillance, prevention and intervention, education of health professionals, and public awareness and education. This report makes specific recommendations for individuals to reduce the risks of cognitive decline with aging. Aging is inevitable, but there are actions that can be taken by individuals, families, communities, and society that may help to prevent or ameliorate the impact of aging on the brain, understand more about its impact, and help older adults live more fully and independent lives. Cognitive aging is not just an individual or a family or a health care system challenge. It is an issue that affects the fabric of society and requires actions by many and varied stakeholders. Cognitive Aging offers clear steps that individuals, families, communities, health care providers and systems, financial organizations, community groups, public health agencies, and others can take to promote cognitive health and to help older adults live fuller and more independent lives. Ultimately, this report calls for a societal commitment to cognitive aging as a public health issue that requires prompt action across many sectors.

The Aging Mind

Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309172195
Total Pages : 285 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis The Aging Mind by : National Research Council

Download or read book The Aging Mind written by National Research Council and published by National Academies Press. This book was released on 2000-04-18 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: Possible new breakthroughs in understanding the aging mind that can be used to benefit older people are now emerging from research. This volume identifies the key scientific advances and the opportunities they bring. For example, science has learned that among older adults who do not suffer from Alzheimer's disease or other dementias, cognitive decline may depend less on loss of brain cells than on changes in the health of neurons and neural networks. Research on the processes that maintain neural health shows promise of revealing new ways to promote cognitive functioning in older people. Research is also showing how cognitive functioning depends on the conjunction of biology and culture. The ways older people adapt to changes in their nervous systems, and perhaps the changes themselves, are shaped by past life experiences, present living situations, changing motives, cultural expectations, and emerging technology, as well as by their physical health status and sensory-motor capabilities. Improved understanding of how physical and contextual factors interact can help explain why some cognitive functions are impaired in aging while others are spared and why cognitive capability is impaired in some older adults and spared in others. On the basis of these exciting findings, the report makes specific recommends that the U.S. government support three major new initiatives as the next steps for research.

Financial Literacy, Financial Judgement, and Retirement Self-Efficacy of Older Trustees of Self-Managed Superannuation Funds

Author : Joanne Earl
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Financial Literacy, Financial Judgement, and Retirement Self-Efficacy of Older Trustees of Self-Managed Superannuation Funds by : Joanne Earl

Download or read book Financial Literacy, Financial Judgement, and Retirement Self-Efficacy of Older Trustees of Self-Managed Superannuation Funds written by Joanne Earl and published by . This book was released on 2015 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: We investigate relationships between retirement self-efficacy, financial literacy and financial judgement across a sample of older trustees of self-managed superannuation funds (SMSFs). Aside from demographic factors, we explore self-rated dementia behaviours, general mental ability, mastery and risk tolerance. An increasing number of older people are controlling significant assets, particularly those who elect to become self-managed superannuation fund trustees. The ageing population, including self-managed superannuation fund trustees, is susceptible to cognitive decline with advancing age. We find that cognitive ability and self-rated behavioural dementia symptoms both relate to financial literacy. Variance in retirement self-efficacy was explained by age, cognitive ability, financial literacy, mastery and self-rated behavioural dementia symptoms. Those reporting dementia symptoms appear more vulnerable to making poor financial judgements. Findings have important implications for financial literacy interventions and the monitoring of on-going cognitive decline.

Handbook of the Psychology of Aging

Author :
Publisher : Academic Press
ISBN 13 : 012816297X
Total Pages : 384 pages
Book Rating : 4.1/5 (281 download)

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Book Synopsis Handbook of the Psychology of Aging by :

Download or read book Handbook of the Psychology of Aging written by and published by Academic Press. This book was released on 2021-07-17 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of the Psychology of Aging, Ninth Edition tackles both the biological and environmental influences on behavior and the reciprocal interface between changes in the brain and behavior that span the adult lifespan. This information is very important to many features of daily life, from workplace to family, and in public policy matters. It is complex and new questions are continually raised about how behavior changes with age. Providing perspectives on the behavioral science of aging for diverse disciplines, the handbook explains how the role of behavior is organized and how it changes over the course of life. Along with parallel advances in research methodology, it explicates in great detail, patterns and sub-patterns of behavior over the lifespan, and how it affects biological, health and social interactions. Covers preclinical neuropathology Examines age and sex differences in the process of aging Considers financial decision-making and capacity Explores mental health issues related to death and dying Discusses technology for older adults

Psychological Assessment and Treatment of Older Adults

Author : Nancy A. Pachana
Publisher : Hogrefe Publishing GmbH
ISBN 13 : 1613345712
Total Pages : 349 pages
Book Rating : 4.6/5 (133 download)

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Book Synopsis Psychological Assessment and Treatment of Older Adults by : Nancy A. Pachana

Download or read book Psychological Assessment and Treatment of Older Adults written by Nancy A. Pachana and published by Hogrefe Publishing GmbH. This book was released on 2021-11-30 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn about the key issues when assessing and treating older adults with mental health problems: Expert guidance through the key topics Highlights the best assessment and treatment practices Addresses diversity, ethical, and health system issues Full of real-life case examples Resources in the appendix to test your knowledge More about the book Mental health practitioners are encountering an ever-growing number of older adults and so an up-to-date and comprehensive text addressing the special considerations that arise in the psychological assessment and treatment of this population is vital. This accessible handbook does just that by introducing the key topics that psychologists and other health professionals face when working with older adults. Each area is introduced and then the special considerations for older adults are explored, including specific ethical and healthcare system issues. The use of case examples brings the topics further to life. An important feature of the book is the interweaving of diversity issues (culture, race, sexuality, etc.) within the text to lend an inclusive, contemporary insight into these important practice components. The Pikes Peak Geropsychology Knowledge and Skill Assessment Tool is included in an appendix so readers can test their knowledge, which will be helpful for those aiming for board certification in geropsychology (ABGERO). This an ideal text for mental health professionals transitioning to work with older clients, for those wanting to improve their knowledge for their regular practice, and for trainees or young clinicians just starting out.

Handbook of Research on Adult Learning and Development

Author : M Cecil Smith
Publisher : Routledge
ISBN 13 : 1135597391
Total Pages : 1115 pages
Book Rating : 4.1/5 (355 download)

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Book Synopsis Handbook of Research on Adult Learning and Development by : M Cecil Smith

Download or read book Handbook of Research on Adult Learning and Development written by M Cecil Smith and published by Routledge. This book was released on 2008-11-19 with total page 1115 pages. Available in PDF, EPUB and Kindle. Book excerpt: The time is right for this comprehensive, state-of-the-art Handbook that analyzes, integrates, and summarizes theoretical advances and research findings on adult development and learning - a rapidly growing field reflecting demographic shifts toward an aging population in Western societies. Featuring contributions from prominent scholars across diverse disciplinary fields (education, developmental psychology, public policy, gerontology, neurology, public health, sociology, family studies, and adult education), the volume is organized around six themes: theoretical perspectives on adult development and learning research methods in adult development research on adult development research on adult learning aging and gerontological research policy perspectives on aging. The Handbook is an essential reference for researchers, faculty, graduate students and practitioners whose work pertains to adult and lifespan development and learning.

Elder Abuse

Author : XinQi Dong
Publisher : Springer
ISBN 13 : 3319475045
Total Pages : 725 pages
Book Rating : 4.3/5 (194 download)

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Book Synopsis Elder Abuse by : XinQi Dong

Download or read book Elder Abuse written by XinQi Dong and published by Springer. This book was released on 2017-02-22 with total page 725 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a global comprehensive and systematic state-of-the review of this field that fills the gaps between research, practice, and policy. The book addresses the epidemiology of the issue and the global prevalence of elder abuse in both developed and developing countries, which synthesizes the most up-to-date data about risk factors and protective factors associated with elder abuse and consequences of elder abuse; clinical assessment and management of elder abuse, including screening, detection, management of elder abuse, and the role of decision making capacity and forensic approaches; practice and services that describe adult protective services, legal justice, elder court systems, and guardianship system; elder abuse and culture, which provides more in-depth anthropological and ethnographic experiences; policy issues, which highlights the elder justice movement, GAO reports, elder justice act, older American act and elder justice coordinating council; and future directions, which explores translational research, practice, education/training and policy issues surrounding elder abuse. Elder Abuse: Research, Practice and Policy is a useful resource for aging researchers, social services, general internists, family medicine physicians, social workers, nurses, and legal professionals interested in the issues of elder abuse.

Multiple Pathways of Cognitive Aging

Author : Grzegorz Sedek
Publisher : Oxford University Press
ISBN 13 : 0197528988
Total Pages : 449 pages
Book Rating : 4.1/5 (975 download)

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Book Synopsis Multiple Pathways of Cognitive Aging by : Grzegorz Sedek

Download or read book Multiple Pathways of Cognitive Aging written by Grzegorz Sedek and published by Oxford University Press. This book was released on 2021-09-10 with total page 449 pages. Available in PDF, EPUB and Kindle. Book excerpt: The study of aging and cognition has grown exponentially over the past 50 years, developing from a field dominated by experimentally based information-processing traditions to one represented by a more mature approach both conceptually and methodologically. In the past 10 years there has been growth in integrative approaches that incorporate behavioral, neuropsychological, and social information. In addition, there has been a growing recognition of the limitations associated with simple cross-sectional age-group comparisons, along with an increased use of more complex methods. This has resulted in the development of increasingly sophisticated research designs and analytic tools focused on understanding a multitude of potential mediators and moderators of cognitive change. The result has been a move away from negative-views of cognitive aging to one that is more nuanced and sensitive to contextual factors. Multiple Pathways of Cognitive Aging explores the factors associated with adaptive functioning in later life. Its emphasis is on understanding both the factors underlying individual differences in change in cognitive functioning in later life and the nature of the compensatory mechanisms developed by most successful and active middle-aged and older adults. This includes a consideration of motivational factors as a driver of both cognitive change and adaptive functioning. For students and researchers, Multiple Pathways of Cognitive Aging offers valuable insights into the field of cognitive development, along with innovative methodological approaches to help them in their own research.

Functional Performance in Older Adults

Author : Bette R Bonder
Publisher : F.A. Davis
ISBN 13 : 0803622406
Total Pages : 700 pages
Book Rating : 4.8/5 (36 download)

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Book Synopsis Functional Performance in Older Adults by : Bette R Bonder

Download or read book Functional Performance in Older Adults written by Bette R Bonder and published by F.A. Davis. This book was released on 2008-10-31 with total page 700 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ideal resource for rehabilitation professionals who are working with or preparing to work with older adults! It describes the normal aging process, illustrates how health and social factors can impede an aging person’s abilities, and demonstrates how to develop mechanisms for maximizing the well-being of older adults.

Handbook of Experimental Finance

Author : Füllbrunn, Sascha
Publisher : Edward Elgar Publishing
ISBN 13 : 1800372337
Total Pages : 451 pages
Book Rating : 4.8/5 (3 download)

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Book Synopsis Handbook of Experimental Finance by : Füllbrunn, Sascha

Download or read book Handbook of Experimental Finance written by Füllbrunn, Sascha and published by Edward Elgar Publishing. This book was released on 2022-10-13 with total page 451 pages. Available in PDF, EPUB and Kindle. Book excerpt: With an in-depth overview of the past, present and future of the field, The Handbook of Experimental Finance provides a comprehensive analysis of the current topics, methodologies, findings, and breakthroughs in research conducted with the help of experimental finance methodology. Leading experts suggest innovative ways of designing, implementing, analyzing, and interpreting finance experiments.

Potter and Perry's Fundamentals of Nursing: Third South Asia Edition EBook

Author : Suresh Sharma
Publisher : Elsevier Health Sciences
ISBN 13 : 8131257835
Total Pages : 1363 pages
Book Rating : 4.1/5 (312 download)

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Book Synopsis Potter and Perry's Fundamentals of Nursing: Third South Asia Edition EBook by : Suresh Sharma

Download or read book Potter and Perry's Fundamentals of Nursing: Third South Asia Edition EBook written by Suresh Sharma and published by Elsevier Health Sciences. This book was released on 2021-03-15 with total page 1363 pages. Available in PDF, EPUB and Kindle. Book excerpt: - Fully compliant to the new curriculum prescribed by the Indian Nursing Council - Comprehensive presentation of historical background of nursing and health care policies in Indian. - Primary prevention of communicable diseases like H1N1 and COVID-19 - Two new appendixes: A. Diagnostic testing, and B. First Aid and Emergencies - New Topics added: - Personal Protective Equipment (PPE), Universal Immunization Program, and Biomedical Waste Management regulations in India. - AYUSH, and Accreditation agencies like NABH - Organ donation, confidentiality of patient records regulations in India - Indian National Health Policy 2017, Code of Ethics for Nurses in India, medicolegal issues in health care in India