Understanding Your Employee Benefits

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Understanding Your Employee Benefits

Author : Howard E Deihl Rhu
Publisher : Independently Published
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.8/5 (621 download)

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Book Synopsis Understanding Your Employee Benefits by : Howard E Deihl Rhu

Download or read book Understanding Your Employee Benefits written by Howard E Deihl Rhu and published by Independently Published. This book was released on 2023-09-25 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Understanding Your Employee Benefits: Employee's Guide to Benefits" is your essential guide to navigating the complex world of employee benefits. Designed to supplement your employee handbook, this book provides the expertise you need to understand, choose, and manage your benefits effectively. Remember, employee benefits can sometimes be as important as the salary itself. What's Inside: Health Plan Types and Selection: Insights to help you choose plans that align with your lifestyle and budget. Life Events, Including Divorce: Whether celebrating a newborn's arrival or navigating the intricacies of divorce, find the guidance you need to manage your benefits during life's pivotal moments. Terminating Coverages & Options: Understand when you can and how to terminate coverage, while exploring alternative options to safeguard your interests and ensure a smooth transition. Cost-Saving Strategies: Tactics to reduce out-of-pocket expenses before, during, and after a claim. Preparing for Surgery: Learn how to leverage your benefits to prepare both physically and financially for surgery. Ancillary Coverages: See if additional coverages such as disability insurance or enrolling in a Flexible Spending Account (FSA) are the right choices for you. Claims Management: How to avoid non-network claims and address issues effectively at the doctor's office or hospital. Financial Planning for Healthcare: Informative chapters to help you understand your doctor's bills and brace for out-of-pocket costs with a strategic approach. Taking the time to understand your employee benefits can lead to significant savings and invaluable peace of mind.

Understanding Your Employee Benefits

Author : Howard E Deihl
Publisher : Howard E. Deihl, Rhu
ISBN 13 : 9781088061718
Total Pages : 0 pages
Book Rating : 4.0/5 (617 download)

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Book Synopsis Understanding Your Employee Benefits by : Howard E Deihl

Download or read book Understanding Your Employee Benefits written by Howard E Deihl and published by Howard E. Deihl, Rhu. This book was released on 2023-09-25 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book serves as an employee's go-to guide for understanding and managing their benefits on a day-to-day basis. It serves as a handy tool to help employees select the right benefit plan and navigate life changes.

The Employee Benefits Answer Book

Author : Rebecca Mazin
Publisher : John Wiley & Sons
ISBN 13 : 0470912448
Total Pages : 272 pages
Book Rating : 4.4/5 (79 download)

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Book Synopsis The Employee Benefits Answer Book by : Rebecca Mazin

Download or read book The Employee Benefits Answer Book written by Rebecca Mazin and published by John Wiley & Sons. This book was released on 2010-11-02 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE EMPLOYEE BENEFITS ANSWER BOOK This go-to resource contains the most reliable information needed to answer questions about employee benefits that arise in day-to-day business. Complex and ambiguous topics are illustrated with concrete examples that can help make informed, sound decisions, and ultimately, the ability to ask better questions. Written by Rebecca Mazin an expert in human resource policies and procedures the book addresses the most commonly asked benefits questions including: How many vacation days do employees get? What's the difference between a POS and an HSA? Is offering check-ups and eye exams enough? What's involved in flexible spending accounts? What do I need to know about 401(k) and Non-Qualified Plans? Do employees expect life insurance and disability? From EAP to concierge services, what else do employees want? How does COBRA work and what else do I need to do? What can employers do to rein in benefits costs? The book also highlights specific practice examples that are "worth repeating," or "better forgotten," and includes a wide-variety of checklists and charts. The Employee Benefits Answer Book is organized by topic and arranged in a question and answer format making it easy to zero in on a particular subject. Using this important book, employers can create coherent policies based on a clear understanding of all benefits.

The Guide to Understanding Employee Benefits

Author : A.M. Best Company
Publisher : Booksurge Publishing
ISBN 13 : 9781419687198
Total Pages : 0 pages
Book Rating : 4.6/5 (871 download)

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Book Synopsis The Guide to Understanding Employee Benefits by : A.M. Best Company

Download or read book The Guide to Understanding Employee Benefits written by A.M. Best Company and published by Booksurge Publishing. This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The Guide to Understanding Employee Benefits," published by the A.M. Best Company, takes a fresh look at health, retirement and other workplace benefit plans for buyers and sellers. Subjects include: flexible benefit plans including cafeteria plans, premium-only plans and flexible spending plans. Consumer-oriented plans include health reimbursement arrangements(HRA) and health savings accounts (HSA). Managed care coverage includes HMOs, PPOs and point of service plans, along with indemnity plans.Disability and long-term care coverage includes short-term, long-term and long-term-care insurance. Retirement includes 401(k), 403(b), 547(b), Roth401(k)/403(b) , Keogh, simplified employee pension, savings incentive match plan for employees, defined benefit and hybrid retirement plans, and group life insurance. Voluntary benefits and employer considerations include dental, vision, legal services, stop-loss, COBRA, captives, risk-retention groups, risk pools and self-insured plans.

The Handbook of Employee Benefits

Author : Jerry S. Rosenbloom
Publisher : McGraw Hill Professional
ISBN 13 : 9780071371834
Total Pages : 1370 pages
Book Rating : 4.3/5 (718 download)

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Book Synopsis The Handbook of Employee Benefits by : Jerry S. Rosenbloom

Download or read book The Handbook of Employee Benefits written by Jerry S. Rosenbloom and published by McGraw Hill Professional. This book was released on 2001 with total page 1370 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The Handbook of Employee Benefits, Sixth Edition, features the knowledge and insights of more than 50 top benefits experts. It is filled with new and updated cases and real-world examples of benefit plan successes and failures." "The Handbook of Employee Benefits gives every organization and its HR practitioners and consultants the knowledge and tools they need to create plans that benefit the greatest number of employees, while allowing employers to maintain fiscal integrity and competitive advantage."--BOOK JACKET.

Employee Benefits Design and Planning

Author : Bashker D. Biswas
Publisher : Pearson Education
ISBN 13 : 0133481360
Total Pages : 410 pages
Book Rating : 4.1/5 (334 download)

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Book Synopsis Employee Benefits Design and Planning by : Bashker D. Biswas

Download or read book Employee Benefits Design and Planning written by Bashker D. Biswas and published by Pearson Education. This book was released on 2014-04-11 with total page 410 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers guidance for understanding benefits options and plan structures, and making better decisions for your organization. Writing for both HR and finance professionals, internationally respected compensation and benefits professor and consultant Bashker Biswas drills comprehensively into today's most important benefits-related topics and challenges. Employee Benefits Design and Planning covers all this, and much more: Finance and accounting implications of Healthcare benefits Other risk benefits Severance benefits Disability and group life insurance programs Flexible benefits Non-qualified deferred arrangements 409A plans, ESOPs, Money Purchase Pension Plans, Cash Balance Plans, 401(k), 403(b) plans and 457 Plans Employee benefit plan financial reporting, legal compliance, and auditing Employee benefits in mergers and acquisitions Self-funding vs. insurance funding decisions Global employee benefits including umbrella pension plans and multi-national pooling Equity participation in employee benefit plans Biswas introduces and explains key employee benefit metrics and ratios, and demonstrates best practices for forecasting costs and budgeting appropriately. For all compensation professionals, benefits professionals, human resource professionals, accounting professionals, labor attorneys, financial analysts, and finance professionals. Readers will have roles in benefits-related consulting, finance, accounting, and human resource management, both domestic and international.

Benefits Handbook

Author : U.S. Customs Service
Publisher :
ISBN 13 :
Total Pages : 100 pages
Book Rating : 4.:/5 (586 download)

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Book Synopsis Benefits Handbook by : U.S. Customs Service

Download or read book Benefits Handbook written by U.S. Customs Service and published by . This book was released on 1993 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Employee Benefits

Author : Deborah Rosenbloom
Publisher : Jones & Bartlett Learning
ISBN 13 : 9780834211582
Total Pages : 122 pages
Book Rating : 4.2/5 (115 download)

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Book Synopsis Employee Benefits by : Deborah Rosenbloom

Download or read book Employee Benefits written by Deborah Rosenbloom and published by Jones & Bartlett Learning. This book was released on 1998 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: As health systems divide and conquer, health care professionals are fi nding themselves in new employment situation -- working for larger org anizations or supervising new groups of employees. With this change co mes a need to take a new look at the laws that affect employee benefit s -- including ERISA, group health plans, COBRA, and more. Here's a co ncise briefing on the legal issues involved in health care employee be nefits administration, with specific references to statutes and court rulings that are relevant in the health care setting. A practical over view of a complex legal area.

The Guide to Understanding Employee Benefits

Author : A.M. Best
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (133 download)

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Book Synopsis The Guide to Understanding Employee Benefits by : A.M. Best

Download or read book The Guide to Understanding Employee Benefits written by A.M. Best and published by . This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Employee Benefits Answer Book

Author : Dorinda D. DeScherer
Publisher : Wolters Kluwer
ISBN 13 : 1454855932
Total Pages : 1682 pages
Book Rating : 4.4/5 (548 download)

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Book Synopsis Employee Benefits Answer Book by : Dorinda D. DeScherer

Download or read book Employee Benefits Answer Book written by Dorinda D. DeScherer and published by Wolters Kluwer. This book was released on 2015-06-09 with total page 1682 pages. Available in PDF, EPUB and Kindle. Book excerpt: Employee Benefits Answer Book provides comprehensive guidance for those involved in the design and administration of employee benefit plans. The Q&A format is ideal for probing key topics such as: Health care reform COBRA continuation coverage Retiree health care coverage Health coverage portability requirements Group long-term care insurance Dependent care assistance Adoption assistance Vacation and severance pay plans Death benefits Financing employee benefits Financial accounting for employee benefits And more! Employee Benefits Answer Book will help you: Set the best Health Care Reform strategy for your company and your clients Keep in compliance with current and coming requirements Find clear answers to hundreds of employee benefits questions Avoid costly errors related to employee benefits administration Resolve employee benefits issues quickly and effectively And much more! The Thirteenth Edition provides up-to-date coverage of the Affordable Care Act (ACA), including: Transition rules leading to full implementation of the employer shared responsibility requirements in 2015 Guidance on when employer-provided health coverage provides minimum value Latest figures for determining affordability of employer-provided health coverage Rules governing the interplay of orientation periods with the new limits on waiting periods for health coverage And more! Additionally Employee Benefits Answer Book has been updated to include discussions of: New guidance on stop-loss insurance The Supreme Court’s weighing in on vesting of retiree health benefits Final regulations on payment of retiree health premiums by a pension or annuity plan DOL issuance of updated COBRA continuation coverage notices that reflect the Health Exchange option And more!

The Handbook of Employee Benefits: Health and Group Benefits 7/E

Author : Jerry S. Rosenbloom
Publisher : McGraw Hill Professional
ISBN 13 : 0071763090
Total Pages : 1009 pages
Book Rating : 4.0/5 (717 download)

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Book Synopsis The Handbook of Employee Benefits: Health and Group Benefits 7/E by : Jerry S. Rosenbloom

Download or read book The Handbook of Employee Benefits: Health and Group Benefits 7/E written by Jerry S. Rosenbloom and published by McGraw Hill Professional. This book was released on 2011-06-17 with total page 1009 pages. Available in PDF, EPUB and Kindle. Book excerpt: The essential resource for designing and implementing employee benefits—bringing you up to date on critical new industry changes For nearly three decades, HR professionals and consultants have depended on The Handbook of Employee Benefits for authoritative answers to their questions about designing and implementing competitive employee benefits packages. Covering everything from general objectives to costs, this classic reference brings you up to date on critical changes driven by legislative developments, such as the new health-care reform law enacted by the passing of the Patient Protection and Affordable Care Act. The seventh edition of The Handbook of Employee Benefits features the knowledge and insights of the leading scholars and practitioners in the field. Filled with new and updated information and real-world examples, this edition focuses on health and group benefits: Health Benefits: health-care reform’s impact on employee benefits, new approaches to cost containment, how to access quality care, consumer-driven health-care plan designs along with dental, behavioral, prescription, and long-term care programs Life Insurance: group term, universal life, and corporate-owned life programs Work/Life Programs: traditional time off and family leave, child and elder care, and assistance for education, financial planning, and voluntary benefits Social Insurance Programs: Social Security, Medicare, and workers’ and unemployment compensation programs Group and Health Benefit Plan Financial Management: federal tax laws, funding health benefit plans—insured, self-funded, and captive arrangements Employee Benefit Administration: flexible benefit plans, fiduciary liability issues, and communications Issues of Special Interest: retiree welfare benefits, small company benefits, multiemployer plans, and international employee benefit planning An innovative, efficient employee benefit program has become one of the primary prerequisites to success in today’s lean business battleground. The Handbook of Employee Benefits provides the knowledge and tools you need to create plans that benefit the greatest number of employees, while allowing employers to maintain fiscal integrity and competitive advantage.

EMPLOYER's Quick Guide to 21 VOLUNTARY BENEFITS

Author : Donna Joseph
Publisher :
ISBN 13 : 9780982620441
Total Pages : 124 pages
Book Rating : 4.6/5 (24 download)

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Book Synopsis EMPLOYER's Quick Guide to 21 VOLUNTARY BENEFITS by : Donna Joseph

Download or read book EMPLOYER's Quick Guide to 21 VOLUNTARY BENEFITS written by Donna Joseph and published by . This book was released on 2016-01-01 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introducing 21 VOLUNTARY BENEFITS that can help every business and organization be a great place to work. Employees choose and buy these sought-after benefits-- ranging from Critical Illness to Pet Insurance to Identity Theft Protection. Our new book is a guide to 21 VOLUNTARY BENEFITS popular with employers and appreciated by employees. Are you an employer? Almost every day you're asking, how do I help my employees be less stressed and distracted at work? As competition for talent heats up, are you looking for ways employees will appreciate your business as an attractive place to work? And are you looking to increase productivity by having a more focused workforce? Innovative employers are finding answers by offering modern Voluntary Benefits. 21 VOLUNTARY BENEFITS shows you how. We've written an action-oriented guide to 21 of today's leading Voluntary Benefits. As bonuses, we've added chapters giving you keys to a successful Voluntary Benefits program and included a step-by-step checklist for launching your new Voluntary Benefits. Employers like you are learning that there are 21 Voluntary Benefits that can improve every employee benefits program without additional direct costs. We use our experience as employers to make sure this book is immediately helpful to you; this is THE book on Voluntary Benefits by employers for employers! Are you a benefits broker, consultant or product or service provider? You'll want to be the first in your market to read this book. Be ready to help employers looking to expand their menus of Voluntary Benefits. Here's a short sample of the 21 VOLUNTARY BENEFITS employees love! * Auto/Home Insurance * Critical Illness * Disability Insurance * Financial Education and Counseling * Identity Theft Protection * Legal Services * Pet Protection * Product Purchasing * Vision Care For all employers, this is the must-read book to gain a unique advantage in today's growing competition for the best talent. For all benefits vendors, this is the must-read book to better understand the employer's viewpoint on Voluntary Benefits.

Employee Benefits

Author : Joshua Mungavin
Publisher : Josh Mungavin
ISBN 13 : 046330280X
Total Pages : 151 pages
Book Rating : 4.4/5 (633 download)

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Book Synopsis Employee Benefits by : Joshua Mungavin

Download or read book Employee Benefits written by Joshua Mungavin and published by Josh Mungavin. This book was released on 2018-08-17 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: The world of employee benefits is a complicated but integral part of your financial plan. Stock options, pensions, health savings accounts, deferred compensation plans and more can all be easily overlooked and underutilized without proper direction. This book will help you dive into the nuances of employee benefits and the most effective methods so you can better understand and get the most out of your employee benefits. Presented in this book is everything you need to know about the complex world of employee benefits, including: •401(k)s, 403(b)s and 457s •Pensions •Stock Options •Deferred Compensation Plans •Health Savings Accounts •Dental, Vision, Life and Disability Insurance •Capital Accounts •Sabbaticals •Flex Time •Student Loan Repayment and Tuition Reimbursement Employing the strategies laid out in this book will ensure that you maximize your employee benefits.

Employee Benefits and the New Health Care Landscape

Author : Alan Cohen
Publisher : FT Press
ISBN 13 : 0134666275
Total Pages : 355 pages
Book Rating : 4.1/5 (346 download)

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Book Synopsis Employee Benefits and the New Health Care Landscape by : Alan Cohen

Download or read book Employee Benefits and the New Health Care Landscape written by Alan Cohen and published by FT Press. This book was released on 2017-09-15 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: 2018 International Book Awards Finalist in "Business and Management" Category We shop for everything else online...why not benefits? Using private benefit exchanges (a.k.a. “online benefits marketplaces”), employers can bring a consumer-centric online shopping experience to benefits. Alan Cohen, a benefits technology pioneer, details how these platforms can offer unprecedented flexibility and choice to employees, revolutionize the way employers attract and retain talent, strengthen cost control in an era of skyrocketing premiums, and promote much-needed innovation in the U.S. health care system. Discover How To Make sense of today’s challenging benefits landscape and plan breakthrough changes that have succeeded for thousands of employers of all sizes Leverage the lessons of the online shopping revolution to drive radical innovation Incorporate the 7 key pillars of a true private benefits exchange into your benefits mindset Gain indispensable practical insights from early adopters’ experiences Clarify the new roles of employers, HR, insurers, brokers, employees, and other stakeholders Accelerate your transition away from inefficient employer-managed plans Assess the ongoing impact of health care reform, public exchanges, health care consumerism, and other trends Alan Cohen created one of the first private exchange platforms and has pioneered this approach for more than a decade. Now, in a candid discussion of how the economic principles of choice, consumerism, and defined contribution are at work in an exchange environment, he breaks down the concept for HR professionals, entrepreneurs, brokers, insurers, health care reformers, policy makers, and employees. Cohen looks to social and economic implications to forge a future in which all eyes are on a new model of the consumer for the benefits age. With insights from industry veterans, Employee Benefits and the New Health Care Landscape brings a fresh perspective to the debate on health care and health insurance in America.

Employee Benefits

Author : Joseph J. Martocchio
Publisher : Irwin/McGraw-Hill
ISBN 13 : 9780072988970
Total Pages : 0 pages
Book Rating : 4.9/5 (889 download)

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Book Synopsis Employee Benefits by : Joseph J. Martocchio

Download or read book Employee Benefits written by Joseph J. Martocchio and published by Irwin/McGraw-Hill. This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Joseph Martocchio's Employee Benefits: A Primer for Human Resource Professionals was written to promote a fuller understanding of employee benefits programs among students enrolled in college-level compensation and benefits course. It is relevant to students who plan to be general managers who deal with a variety of human resource issues in their day-to-day jobs as well as to those who expect to be human resource practitioners. The real-world focus of Martocchio' s text is evident on every page, as he seeks to balance current academic thought with brief examples of contemporary benefits practices in business. Future employees and managers will gain a more complete understanding of the broader context of benefits management - not only the how but also the why companies provide benefits they do. Future practitioners will use this book as an introductory reference guide, one that will enable them to put benefit practices into their appropriate context, and to orient them toward asking the "right" questions of experts related to employee benefits, like accountants, attorneys, government bodies, etc. Martocchio's Employee Benefits is forward-thinking and seeks to bring the topic into the mainstream of compensation understanding. Despite its importance, benefits tend not to be very well understood mainly because of the vast array of regulations that govern employee benefits practices, and because of the wide variety of practices in benefits administration due to employers tailoring their own programs for competitive advantage and to the needs and preferences of their workforces.

Employee Benefits Design and Planning

Author : Bashker Biswas
Publisher : Pearson Education
ISBN 13 : 0133481336
Total Pages : 410 pages
Book Rating : 4.1/5 (334 download)

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Book Synopsis Employee Benefits Design and Planning by : Bashker Biswas

Download or read book Employee Benefits Design and Planning written by Bashker Biswas and published by Pearson Education. This book was released on 2014 with total page 410 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers guidance for understanding benefits options and plan structures, and making better decisions for your organization. Writing for both HR and finance professionals, internationally respected compensation and benefits professor and consultant Bashker Biswas drills comprehensively into today's most important benefits-related topics and challenges. Employee Benefits Design and Planning covers all this, and much more: Finance and accounting implications of Healthcare benefits Other risk benefits Severance benefits Disability and group life insurance programs Flexible benefits Non-qualified deferred arrangements 409A plans, ESOPs, Money Purchase Pension Plans, Cash Balance Plans, 401(k), 403(b) plans and 457 Plans Employee benefit plan financial reporting, legal compliance, and auditing Employee benefits in mergers and acquisitions Self-funding vs. insurance funding decisions Global employee benefits including umbrella pension plans and multi-national pooling Equity participation in employee benefit plans Biswas introduces and explains key employee benefit metrics and ratios, and demonstrates best practices for forecasting costs and budgeting appropriately. For all compensation professionals, benefits professionals, human resource professionals, accounting professionals, labor attorneys, financial analysts, and finance professionals. Readers will have roles in benefits-related consulting, finance, accounting, and human resource management, both domestic and international.

Employment and Health Benefits

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309048273
Total Pages : 381 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Employment and Health Benefits by : Institute of Medicine

Download or read book Employment and Health Benefits written by Institute of Medicine and published by National Academies Press. This book was released on 1993-02-01 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.