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Author : New Zealand. Income Support
Publisher :
ISBN 13 :
Total Pages : 13 pages
Book Rating : 4.:/5 (153 download)
Download or read book Transitional Retirement Benefit written by New Zealand. Income Support and published by . This book was released on 1997 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : J.L. Edwards
Publisher : Balboa Press
ISBN 13 : 198224481X
Total Pages : 89 pages
Book Rating : 4.9/5 (822 download)
Download or read book Retire Not Expire written by J.L. Edwards and published by Balboa Press. This book was released on 2020-05-13 with total page 89 pages. Available in PDF, EPUB and Kindle. Book excerpt: Can you afford to retire and live on 50% of your current salary? Have you mapped out an actionable plan to retire with some level of security? Are you reviewing your 401(k)-account balance regularly and more importantly, do you have an investment strategy in place to generate income after you retire? If you answered “no” to any of these questions, you should read on. Like the American Dream, your retirement is based on an ideal. One that gives you freedom. You can choose to retire at 35 or 85 or somewhere in between. Making the choice is easy if you are armed with the critical information you need to know to make good decisions. But what if you only have been given part of the big picture? Will you still be able to make good decisions about your retirement benefits? “Retire Not Expire” is written from the perspective of an employee benefits professional who counsels employees rather than the perspective of a financial planner. The goal of the book is not to sell you a financial services product. The goal is to give you the information about retirement benefits so that you can ask the tough questions of yourself and your financial advisors before making the leap into retirement. We will delve into the difference between guaranteed income benefits versus tax advantageous savings accounts. We cover topics such as making the transition from an active employee to a retiree and we will demystify your benefits calculation. We will touch on the velvet handcuff known as health insurance as well as discuss the importance of asking the right questions of your retirement plan administrator, your human resources advisor and your financial advisor. Most importantly, we will give you a roadmap for making the transition into your best life. Retirement is a mindset. It is not a death sentence.
Author : New Zealand Income Support Service
Publisher :
ISBN 13 :
Total Pages : 21 pages
Book Rating : 4.:/5 (154 download)
Download or read book Income Support Transitional Retirement Benefit written by New Zealand Income Support Service and published by . This book was released on 1994 with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : New Zealand. Ministry of Social Development. Work and Income
Publisher :
ISBN 13 :
Total Pages : 13 pages
Book Rating : 4.:/5 (155 download)
Download or read book Transitional Retirement Benefit written by New Zealand. Ministry of Social Development. Work and Income and published by . This book was released on 2002 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : New Zealand Income Support Service
Publisher :
ISBN 13 :
Total Pages : 20 pages
Book Rating : 4.:/5 (976 download)
Download or read book Transitional Retirement Benefit written by New Zealand Income Support Service and published by . This book was released on 1995 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Pauline Johnson-Zielonka
Publisher :
ISBN 13 : 9781981150298
Total Pages : 194 pages
Book Rating : 4.1/5 (52 download)
Download or read book Retirement Life Plan written by Pauline Johnson-Zielonka and published by . This book was released on 2018-01-10 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: So you're thinking about retirement or already retired. What does that mean anyway? What can you expect from retirement? Retirement represents a unique chapter in life. It promises many benefits, such as the freedom to do what you want, when you want. However, it may also pose some challenges as you exit the working life that you know so well. For those who have enjoyed a rewarding career, the prospect of retirement may come with mixed emotions. Is this really right for me? Will I get bored? Will I miss work? How will I fill my time? This book is about the personal, life changes that may be encountered as you contemplate, prepare for, and adjust to life in retirement. It will help you consider what a fulfilling retirement means to you, personally, and create a long-term vision for it. For instance, what will you do after traveling in the early part of retirement? The book explores four general aspects of the retirement transition, including identity-related adjustments, activities that provide a sense of meaning and reward, relationship and social network changes, and finding a balance between being overly busy or bored.
Author : Bruno Stein
Publisher :
ISBN 13 :
Total Pages : 346 pages
Book Rating : 4.:/5 (44 download)
Download or read book Social Security and Pensions in Transition written by Bruno Stein and published by . This book was released on 1980 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: Monograph on problem issues of the old age benefit system in the USA - comments on origin and development of the 1935 social security legislation, especially care of the aged through medicaid health insurance and other guaranteed income programmes, discusses the role of employer-related pension schemes, impacts on labour market and retirement, financing, etc., And analyses need for change. Bibliography pp. 286 to 297 and graphs.
Author : Dallas L. Salisbury
Publisher :
ISBN 13 :
Total Pages : 104 pages
Book Rating : 4.3/5 (91 download)
Download or read book America in Transition, Implications for Employee Benefits written by Dallas L. Salisbury and published by . This book was released on 1982 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Virginia Retirement System
Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (236 download)
Download or read book Retirement Benefits Under the Workforce Transition Act written by Virginia Retirement System and published by . This book was released on 2003 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Constance Swank
Publisher : Washington, D.C. (1909 K St., N.W., Washington 20006) : National Council for Alternative Work Patterns
ISBN 13 :
Total Pages : 248 pages
Book Rating : 4.3/5 (91 download)
Download or read book Phased Retirement written by Constance Swank and published by Washington, D.C. (1909 K St., N.W., Washington 20006) : National Council for Alternative Work Patterns. This book was released on 1982 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: Case studies of enterprise level flexible retirement schemes in Belgium, France, Germany, Federal Republic, Sweden and UK - describes plans involving reduced hours of work, Job Sharing, increased paid leave, etc.; notes income effects of old age benefits and wage cuts; covers costs, employees attitudes and management attitudes. ILO mentioned. Bibliography, questionnaire, statistical tables.
Author : Carl V. Patton
Publisher :
ISBN 13 :
Total Pages : 240 pages
Book Rating : 4.3/5 (91 download)
Download or read book Academia in Transition written by Carl V. Patton and published by . This book was released on 1979 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: The impact of early retirement plans and career change on the professional and personal lives of professors and on the manpower and fiscal structures of the universities they serve is examined. The book is based on more than 50 accounts of academics who took early retirement options and a comprehensive review of incentive programs for early retirement, along with mid-career change programs. Chapter 1 explains why colleges and universities are interested in mid-career change and early retirement programs, and outlines the various options now available. Career options in industry, government, and academia are analyzed in chapter 2. Chapter 3 offers an analysis of the experiences of 70 of the first 100 or so persons who were induced to retire early, covering such topics as motivation, satisfaction with the decision, and ways that early retirement affected their well-being. Chapter 4 discusses the fiscal considerations involved in early retirement plans. Chapter 5 examines the manpower questions, including such questions as how incentive early-retirement plans will affect the age distribution of university and college faculties and whether early-retirement and mid-career change will modify age and talent distribution. Chapter 6 contains a discussion of the funding requirements and tax implications of increased-benefit retirement programs and an analysis of the legal aspects of age discrimination. The final chapter sketches the policy implications of mid-career change and early retirement, presents summary evaluation of the early-retirement schemes, and outlines a number of considerations for colleges, universities, and faculty members contemplating these options. In the final chapter several policy considerations are discussed, including: developing a mechanism for faculty review and evaluation; providing retirement and financial counseling; dissemination information about the options; and recognizing potential contributions from Emerkiti. Appendices include a guide to administrator interviews and a guide to early retiree interviews. (Author/LC)
Author : Patricia Scahill
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (137 download)
Download or read book Protecting Participants and Beneficiaries in a Phased Retirement World written by Patricia Scahill and published by . This book was released on 2003 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. society is aging. The nature of work is changing from work that requires physical strength to work based on knowledge. As a result, workers are beginning to phase into retirement rather than going directly from full-time work to full retirement. From a retirement income perspective, many final average pay defined-benefit plans have features that make phased retirement difficult at best and detrimental at worst. U.S. pension law and regulations present barriers to phased retirement if the phased retiree wants to receive a portion of available pension benefits during phased retirement. This paper discusses the reasons for the trend toward phased retirement and looks at the legal and actuarial aspects of phased retirement as they apply to a simple defined-benefit plan. The calculation of final average pay is critical to the impact of phased retirement on the ultimate pension benefit. The plan's early retirement reduction and late retirement increase can be set to maintain actuarial equity throughout phased retirement, and this paper demonstrates one way of achieving this equity. Phased retirement can impact participant and spousal protections. This paper discusses some of those impacts and suggests possible safeguards. The tables in the Appendix show various retirement patterns and their impact on retirement benefits. They also show the impact of various final average pay definitions on the phased retiree's retirement benefits.
Author :
Publisher :
ISBN 13 :
Total Pages : 132 pages
Book Rating : 4.:/5 (31 download)
Download or read book FERS Transfer Handbook written by and published by . This book was released on 1987 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Jean McLaughlin
Publisher : Taylor & Francis
ISBN 13 : 1000980030
Total Pages : 173 pages
Book Rating : 4.0/5 (9 download)
Download or read book Faculty Retirement written by Jean McLaughlin and published by Taylor & Francis. This book was released on 2023-07-03 with total page 173 pages. Available in PDF, EPUB and Kindle. Book excerpt: Co-published with ACE.This book addresses the critical and looming issue of retirement in higher education as the cohort of boomer generation faculty come to the close of their careers. On the one hand institutions need to replenish themselves, and so need older employees to retire. On the other, mass retirements can decimate departments, creating the need for mass hirings that will create another crisis in the future.At the same time, with the elimination of mandatory retirement, many faculty are working on into and beyond their seventies because they feel they still have much to contribute, because their identities are closely tied to their work, because they wish to remain connected to their institutions, or for financial reasons. Given institutions’ legal constraints and planning exigencies, and faculties’ varied motivations, what are the options that can satisfy the needs of both parties? This book presents a range of examples of how institutions of all types and sizes are addressing these dilemmas, and how faculty members have helped create or shape policies that address their needs and allow them to continue to play meaningful roles at their institutions.The contributors describe practices that address the concerns of those already nearing or in retirement, propose approaches to creating opportunities to start these sensitive discussions and address financial planning at early career stages, and outline strategies for developing clear structures and policies and communication so that individuals have a full understanding of their options as they make life-changing decisions. This book presents models from fifteen colleges and universities identified by the American Council on Education through a competition for having developed innovative and effective ways to help faculty transition into retirement. It offers clear messages about the need for greater transparency in addressing retirement and transitions, for better communication, and for close coordination between human resources and academic administrators. It offers a roadmap for HR personnel, senior administrators, department chairs, and faculty themselves.
Author : Organisation for Economic Co-operation and Development
Publisher : OECD
ISBN 13 :
Total Pages : 140 pages
Book Rating : 4.3/5 (91 download)
Download or read book The Transition from Work to Retirement written by Organisation for Economic Co-operation and Development and published by OECD. This book was released on 1995 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.:/5 (31 download)
Download or read book Railroad Retirement and Survivor Benefits written by and published by . This book was released on 1998 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Ted Kaufman
Publisher : Houndstooth Press
ISBN 13 : 9781544516837
Total Pages : 124 pages
Book Rating : 4.5/5 (168 download)
Download or read book Retiring? written by Ted Kaufman and published by Houndstooth Press. This book was released on 2021-05-04 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Planning for retirement isn't just about money. Retirement has changed dramatically since our parents' generation. People are living far longer, with far better health than ever before-both mentally and physically. Instead of slowing down, people are leaving their jobs feeling ready to take on the world. They're financially independent, active, and capable. And then, suddenly, they have nothing to do. Business friends drift away, the sense of purpose that comes with solving problems day in and day out fades into memory, and you start looking ahead to the next thirty or forty years wondering what on earth you're going to do with all that time. Retiring? takes a profound look at twenty-first-century retirement, helping you plan all the nonfinancial aspects of what comes next. Drawing on the experience of today's modern, vibrant retirees, Retiring? offers a concise, practical, and conversational guide to the best chapter of your life.
