Race for Profit

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Publisher : UNC Press Books
ISBN 13 : 1469653672
Total Pages : 364 pages
Book Rating : 4.4/5 (696 download)

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Book Synopsis Race for Profit by : Keeanga-Yamahtta Taylor

Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Egypt's Housing Crisis

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Publisher : American University in Cairo Press
ISBN 13 : 1649030339
Total Pages : 303 pages
Book Rating : 4.6/5 (49 download)

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Book Synopsis Egypt's Housing Crisis by : Yahia Shawkat

Download or read book Egypt's Housing Crisis written by Yahia Shawkat and published by American University in Cairo Press. This book was released on 2020-09-08 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: A provocative analysis of the roots of Egypt’s housing crisis and the ways in which it can be tackled Along with football and religion, housing is a fundamental cornerstone of Egyptian life: it can make or break marriage proposals, invigorate or slow down the economy, and popularize or embarrass a ruler. Housing is political. Almost every Egyptian ruler over the last eighty years has directly associated himself with at least one large-scale housing project. It is also big business, with Egypt currently the world leader in per capita housing production, building at almost double China’s rate, and creating a housing surplus that counts in the millions of units. Despite this, Egypt has been in the grip of a housing crisis for almost eight decades. From the 1940s onward, officials deployed a number of policies to create adequate housing for the country’s growing population. By the 1970s, housing production had outstripped population growth, but today half of Egypt’s one hundred million people cannot afford a decent home. Egypt's Housing Crisis takes presidential speeches, parliamentary reports, legislation, and official statistics as the basis with which to investigate the tools that officials have used to ‘solve’ the housing crisis—rent control, social housing, and amnesties for informal self-building—as well as the inescapable reality of these policies’ outcomes. Yahia Shawkat argues that wars, mass displacement, and rural–urban migration played a part in creating the problem early on, but that neoliberal deregulation, crony capitalism and corruption, and neglectful planning have made things steadily worse ever since. In the final analysis he asks, is affordable housing for all really that hard to achieve?

Broken Cities

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Publisher : Zed Books Ltd.
ISBN 13 : 1786990571
Total Pages : 342 pages
Book Rating : 4.7/5 (869 download)

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Book Synopsis Broken Cities by : Deborah Potts

Download or read book Broken Cities written by Deborah Potts and published by Zed Books Ltd.. This book was released on 2020-04-15 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Britain’s ‘Generation Rent’ to Hong Kong’s notorious ‘cage homes’, societies around the world are facing a housing crisis of unprecedented proportions. The social consequences have been profound, with a lack of affordable housing resulting in overcrowding, homelessness, broken families and, in many countries, a sharp decline in fertility. In Broken Cities, Deborah Potts offers a provocative new perspective on the global housing crisis arguing that the problem lies mainly with demand rather than supply. Potts shows how market-set rates of pay and incomes for vast numbers of households in the world’s largest cities in the global South and North are simply too low to rent or buy any housing that is legal, planned and decent. As the influence of free market economics has increased, the situation has worsened. Potts argues that the crisis needs radical solutions. With the world becoming increasingly urbanized, this book provides a timely and urgent account of one of the most pressing social challenges of the 21st century. Exploring the effects of the housing crisis across the global North and South, Broken Cities is a warning of the greater crises to come if these issues are not addressed.

Creating the Urban Dream

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Publisher :
ISBN 13 : 9781946633286
Total Pages : 184 pages
Book Rating : 4.6/5 (332 download)

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Book Synopsis Creating the Urban Dream by : Clay Grubb

Download or read book Creating the Urban Dream written by Clay Grubb and published by . This book was released on 2020-04-21 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: For generations, homeownership has been an avenue to a better life. But discriminatory policies left many people out, and today's trend of rising home prices continues to put housing beyond the reach of significant sectors of the workforce. This is particularly true in America's urban centers, where a shortage of affordable housing is stifling social and economic mobility. We must face this problem with a balance of compassion and competence. The solution will require the efforts of many--including the public sector, private developers, financial institutions, and community leaders--all working together to find creative solutions rather than relying on the policies of the past. In Creating the Urban Dream, Clay Grubb shares the strategic focus of his decades-long career: how to provide good homes for the many people who need them and create dynamic neighborhoods where they can better their lives. Investing in the future through secure, affordable housing will be our country's challenge for many years to come--and a huge opportunity for those who will join in helping to solve it.

The Urban Housing Crisis

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Author :
Publisher : Praeger
ISBN 13 :
Total Pages : 216 pages
Book Rating : 4.:/5 (321 download)

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Book Synopsis The Urban Housing Crisis by : Arlene Zarembka

Download or read book The Urban Housing Crisis written by Arlene Zarembka and published by Praeger. This book was released on 1990-03-20 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Zarembka's one-volume analysis and synthesis of four major aspects of the current housing crisis (financing/affordability, inadequate supply of lower-priced housing, discrimination, and displacement) provides, for each of the areas discussed, historical background, a review of alternative methods of problem resolution, and concrete proposals for new housing policies. Few, if any, books in the field investigate all four topics in such detail. Drawing on her legal training and experience, Zarembka also summarizes and interprets key legal concepts and court decisions that are relevant to the housing issue in terms the non-lawyer can understand. In addition, the work proposes a comprehensive platform for resolving the housing crisis. Chapter 1 summarizes the present housing crisis in the United States and reviews the federal government's response to that crisis. Issues arising in capitalist, socialist, and mixed economies in devising an equitable housing system are discussed in Chapter 2. Chapters 3 through 7 provide detailed analyses of the problems of financing, production and preservation, discrimination, and displacement, and give concrete proposals in each of those areas. The book concludes with a chapter discussing constitutional considerations that apply to the housing proposals, as well as mechanisms for financing them. Public policy makers, housing experts, urban planners, housing and community activists, professors and students in the social sciences, minorities, and those interested in critiques of the existing social and economic structure will find the keen insights, systematic analysis, and proposals for change provided here important reading. The volume could well be used as a primary or supplemental text for courses in urban studies, public policy, sociology, political science, economics, social work, law, Afro-American studies, and history.

Paths To Homelessness

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Publisher : Routledge
ISBN 13 : 100031281X
Total Pages : 189 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis Paths To Homelessness by : Doug A Timmer

Download or read book Paths To Homelessness written by Doug A Timmer and published by Routledge. This book was released on 2019-06-04 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: The major theme in this book is that people are homeless because of structural arrangements and trends that result in extreme impoverishment and a shortage of affordable housing in U.S. cities. It explains the economic and historical causes of homelessness with accounts of individuals and families.

The Affordable City

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Publisher : Island Press
ISBN 13 : 1642831336
Total Pages : 282 pages
Book Rating : 4.6/5 (428 download)

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Book Synopsis The Affordable City by : Shane Phillips

Download or read book The Affordable City written by Shane Phillips and published by Island Press. This book was released on 2020-09-15 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Los Angeles to Boston and Chicago to Miami, US cities are struggling to address the twin crises of high housing costs and household instability. Debates over the appropriate course of action have been defined by two poles: building more housing or enacting stronger tenant protections. These options are often treated as mutually exclusive, with support for one implying opposition to the other. Shane Phillips believes that effectively tackling the housing crisis requires that cities support both tenant protections and housing abundance. He offers readers more than 50 policy recommendations, beginning with a set of principles and general recommendations that should apply to all housing policy. The remaining recommendations are organized by what he calls the Three S’s of Supply, Stability, and Subsidy. Phillips makes a moral and economic case for why each is essential and recommendations for making them work together. There is no single solution to the housing crisis—it will require a comprehensive approach backed by strong, diverse coalitions. The Affordable City is an essential tool for professionals and advocates working to improve affordability and increase community resilience through local action.

Missing Middle Housing

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Publisher : Island Press
ISBN 13 : 1642830542
Total Pages : 330 pages
Book Rating : 4.6/5 (428 download)

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Book Synopsis Missing Middle Housing by : Daniel G. Parolek

Download or read book Missing Middle Housing written by Daniel G. Parolek and published by Island Press. This book was released on 2020-07-14 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today, there is a tremendous mismatch between the available housing stock in the US and the housing options that people want and need. The post-WWII, auto-centric, single-family-development model no longer meets the needs of residents. Urban areas in the US are experiencing dramatically shifting household and cultural demographics and a growing demand for walkable urban living. Missing Middle Housing, a term coined by Daniel Parolek, describes the walkable, desirable, yet attainable housing that many people across the country are struggling to find. Missing Middle Housing types—such as duplexes, fourplexes, and bungalow courts—can provide options along a spectrum of affordability. In Missing Middle Housing, Parolek, an architect and urban designer, illustrates the power of these housing types to meet today’s diverse housing needs. With the benefit of beautiful full-color graphics, Parolek goes into depth about the benefits and qualities of Missing Middle Housing. The book demonstrates why more developers should be building Missing Middle Housing and defines the barriers cities need to remove to enable it to be built. Case studies of built projects show what is possible, from the Prairie Queen Neighborhood in Omaha, Nebraska to the Sonoma Wildfire Cottages, in California. A chapter from urban scholar Arthur C. Nelson uses data analysis to highlight the urgency to deliver Missing Middle Housing. Parolek proves that density is too blunt of an instrument to effectively regulate for twenty-first-century housing needs. Complete industries and systems will have to be rethought to help deliver the broad range of Missing Middle Housing needed to meet the demand, as this book shows. Whether you are a planner, architect, builder, or city leader, Missing Middle Housing will help you think differently about how to address housing needs for today’s communities.

In Defense of Housing

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Publisher : Verso Books
ISBN 13 : 1784783560
Total Pages : 240 pages
Book Rating : 4.7/5 (847 download)

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Book Synopsis In Defense of Housing by : Peter Marcuse

Download or read book In Defense of Housing written by Peter Marcuse and published by Verso Books. This book was released on 2016-08-16 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: In every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.

Urban Planning and the Housing Market

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Author :
Publisher : Springer
ISBN 13 : 1137464038
Total Pages : 435 pages
Book Rating : 4.1/5 (374 download)

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Book Synopsis Urban Planning and the Housing Market by : Nicole Gurran

Download or read book Urban Planning and the Housing Market written by Nicole Gurran and published by Springer. This book was released on 2017-05-31 with total page 435 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book re-examines the role of urban policy and planning in relation to the housing market in an era of global uncertainty and change. The relationship between planning and the housing market is a contested problem across research, policy, and practice. Problems with housing supply and affordability in many nations have been linked to planning system constraints, while the global financial crisis has raised new questions about the role of urban planning regulation and processes in responding to housing market trends. With reference to international cases from the United Kingdom, the United States, Ireland, Hong Kong and Australia, the book examines how different systems of urban planning and governance address complex and dynamic housing market trends. It also offers practical guidance on how urban planning can support an efficient supply of appropriate and affordable homes in preferred locations. A detailed study, which explains and decodes the workings of the planning system and housing market, this book will be of particular interest to scholars of human geography and urban planning, as well as housing policy makers and practitioners. To view Nicole Gurran’s related TEDx talk please visit: Housing Crisis? How about housing solutions. TEDx Sydney 2018 (http://bit.ly/2psfpMw)

The New Urban Crisis

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Publisher :
ISBN 13 : 9781786072122
Total Pages : 320 pages
Book Rating : 4.0/5 (721 download)

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Book Synopsis The New Urban Crisis by : Richard L. Florida

Download or read book The New Urban Crisis written by Richard L. Florida and published by . This book was released on 2017-09 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Our cities drive innovation and growth, but they also propel us into housing crises and give rise to ever-greater inequality, as the super-rich displace the well-off and the workers who run our essential services are ghettoised and pushed out to the suburbs. There is a new urban crisis, and it is undermining the foundations of our society. In this bracingly original work of research and analysis, leading urbanist Richard Florida demonstrates how our cities are evolving in the twenty-first century, for good and for ill. From the world's superstar metropolises to the urban slums of the developing world, he shows how the crisis touches all of us, and sets out how we can make our cities more inclusive, ensuring prosperity for all"--Provided by publisher.

No Simple Solutions

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Publisher : Rowman & Littlefield
ISBN 13 : 1442268832
Total Pages : 160 pages
Book Rating : 4.4/5 (422 download)

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Book Synopsis No Simple Solutions by : Susan J. Popkin

Download or read book No Simple Solutions written by Susan J. Popkin and published by Rowman & Littlefield. This book was released on 2016-10-07 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book, Sue Popkin tells the story of how an ambitious—and risky—social experiment affected the lives of the people it was ultimately intended to benefit: the residents who had suffered through the worst days of crime, decay, and rampant mismanagement of the Chicago Housing Authority (CHA), and now had to face losing the only home many of them had known. The stories Popkin tells in this book offer important lessons not only for Chicago, but for the many other American cities still grappling with the legacy of racial segregation and failed federal housing policies, making this book a vital resource for city planners and managers, urban development professionals, and anti-poverty activists.

Tenants and the Urban Housing Crisis

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Publisher :
ISBN 13 :
Total Pages : 272 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Tenants and the Urban Housing Crisis by : Stephen Burghardt

Download or read book Tenants and the Urban Housing Crisis written by Stephen Burghardt and published by . This book was released on 1972 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Fixer-Upper

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Publisher : Brookings Institution Press
ISBN 13 : 081573929X
Total Pages : 119 pages
Book Rating : 4.8/5 (157 download)

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Book Synopsis Fixer-Upper by : Jenny Schuetz

Download or read book Fixer-Upper written by Jenny Schuetz and published by Brookings Institution Press. This book was released on 2022-02-22 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: Practical ideas to provide affordable housing to more Americans Much ink has been spilled in recent years talking about political divides and inequality in the United States. But these discussions too often miss one of the most important factors in the divisions among Americans: the fundamentally unequal nature of the nation’s housing systems. Financially well-off Americans can afford comfortable, stable homes in desirable communities. Millions of other Americans cannot. And this divide deepens other inequalities. Increasingly, important life outcomes—performance in school, employment, even life expectancy—are determined by where people live and the quality of homes they live in. Unequal housing systems didn’t just emerge from natural economic and social forces. Public policies enacted by federal, state, and local governments helped create and reinforce the bad housing outcomes endured by too many people. Taxes, zoning, institutional discrimination, and the location and quality of schools, roads, public transit, and other public services are among the policies that created inequalities in the nation’s housing patterns. Fixer-Upper is the first book assessing how the broad set of local, state, and national housing policies affect people and communities. It does more than describe how yesterday’s policies led to today’s problems. It proposes practical policy changes than can make stable, decent-quality housing more available and affordable for all Americans in all communities. Fixing systemic problems that arose over decades won’t be easy, in large part because millions of middle-class Americans benefit from the current system and feel threatened by potential changes. But Fixer-Upper suggests ideas for building political coalitions among diverse groups that share common interests in putting better housing within reach for more Americans, building a more equitable and healthy country.

Collateral Damages

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Publisher : Russell Sage Foundation
ISBN 13 : 1610449002
Total Pages : 197 pages
Book Rating : 4.6/5 (14 download)

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Book Synopsis Collateral Damages by : Meredith Greif

Download or read book Collateral Damages written by Meredith Greif and published by Russell Sage Foundation. This book was released on 2022-06-23 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: Changes in federal housing policies over the past several decades shifted the primary responsibility for providing low-income renters with affordable housing from the government to private landlords. Federal, state, and local governments have passed laws to ensure that low-income renters are protected from illicit landlording practices. Yet we know little about how private landlords experience local housing regulations. In Collateral Damages, sociologist Meredith Greif examines how local laws affect private landlords and whether tenants are, in fact, being adequately protected. For three years, Greif followed sixty private landlords serving low- and moderate-income residents in the Cleveland, Ohio, metropolitan area to better understand how local regulations, such as criminal activity nuisance ordinances (CANOs) and local water billing regulations, affect their landlording practices. CANOs are intended to protect communities by discouraging criminal activity on private properties. Property owners can face financial and criminal sanctions if they do not abate nuisance activities, which can include littering, noise, drug use, and calls for police assistance, including calls for domestic violence. Local water billing regulations hold landlords responsible for delinquent water bills, even in cases where the account is registered in the tenant’s name. Greif finds that such laws often increase landlords’ sense of “financial precarity” – the real or perceived uncertainty that their business is financially unsustainable – by holding them responsible for behavior they feel is out of their control. Feelings of financial uncertainty led some landlords to use illegitimate business practices against their tenants, including harassment, oversurveillance, poor property upkeep, and illegal evictions. And to avoid to financial penalties associated with CANOs and delinquent water bills, some landlords engage in discriminatory screening of vulnerable potential tenants who are unemployed or have histories of domestic violence or drug use. In this sense, by promoting a sense of financial insecurity among landlords, laws meant to protect renters ultimately had the opposite effect. While some landlords, particularly those who rented a larger number of units, were able to operate their businesses both lawfully and profitably, the majority could not. Greif offers practical recommendations to address the concerns of small- and mid-sized landlords, such as regular meetings that bring landlords and local authorities together to engage in constructive dialogue about local housing policy, issues, and concerns. She also proposes policy recommendations to protect renters, such as establishing the right to counsel for lower-income tenants in eviction hearings and enacting a federal renter’s tax credit. Collateral Damages is an enlightening investigation on how local laws and practices perpetuate disadvantage among marginalized populations and communities, in ways that are hidden and often unintended.

Golden Gates

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Publisher : Penguin
ISBN 13 : 052556022X
Total Pages : 304 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Golden Gates by : Conor Dougherty

Download or read book Golden Gates written by Conor Dougherty and published by Penguin. This book was released on 2020-02-18 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Time 100 Must-Read Book of 2020 • A New York Times Book Review Editors' Choice • California Book Award Silver Medal in Nonfiction • Finalist for The New York Public Library Helen Bernstein Book Award for Excellence in Journalism • Named a top 30 must-read Book of 2020 by the New York Post • Named one of the 10 Best Business Books of 2020 by Fortune • Named A Must-Read Book of 2020 by Apartment Therapy • Runner-Up General Nonfiction: San Francisco Book Festival • A Planetizen Top Urban Planning Book of 2020 • Shortlisted for the Goddard Riverside Stephan Russo Book Prize for Social Justice “Tells the story of housing in all its complexity.” —NPR Spacious and affordable homes used to be the hallmark of American prosperity. Today, however, punishing rents and the increasingly prohibitive cost of ownership have turned housing into the foremost symbol of inequality and an economy gone wrong. Nowhere is this more visible than in the San Francisco Bay Area, where fleets of private buses ferry software engineers past the tarp-and-plywood shanties of the homeless. The adage that California is a glimpse of the nation’s future has become a cautionary tale. With propulsive storytelling and ground-level reporting, New York Times journalist Conor Dougherty chronicles America’s housing crisis from its West Coast epicenter, peeling back the decades of history and economic forces that brought us here and taking readers inside the activist movements that have risen in tandem with housing costs.

Gray to Green Communities

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Author :
Publisher : Island Press
ISBN 13 : 164283128X
Total Pages : 202 pages
Book Rating : 4.6/5 (428 download)

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Book Synopsis Gray to Green Communities by : Dana Bourland

Download or read book Gray to Green Communities written by Dana Bourland and published by Island Press. This book was released on 2021-01-19 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: US cities are faced with the joint challenge of our climate crisis and the lack of housing that is affordable and healthy. Our housing stock contributes significantly to the changing climate, with residential buildings accounting for 20 percent of greenhouse gas emissions. US housing is not only unhealthy for the planet, it is putting the physical and financial health of residents at risk. Our housing system means that a renter working 40 hours a week and earning minimum wage cannot afford a two-bedroom apartment in any US county. In Gray to Green Communities, green affordable housing expert Dana Bourland argues that we need to move away from a gray housing model to a green model, which considers the health and well-being of residents, their communities, and the planet. She demonstrates that we do not have to choose between protecting our planet and providing housing affordable to all. Bourland draws from her experience leading the Green Communities Program at Enterprise Community Partners, a national community development intermediary. Her work resulted in the first standard for green affordable housing which was designed to deliver measurable health, economic, and environmental benefits. The book opens with the potential of green affordable housing, followed by the problems that it is helping to solve, challenges in the approach that need to be overcome, and recommendations for the future of green affordable housing. Gray to Green Communities brings together the stories of those who benefit from living in green affordable housing and examples of Green Communities’ developments from across the country. Bourland posits that over the next decade we can deliver on the human right to housing while reaching a level of carbon emissions reductions agreed upon by scientists and demanded by youth. Gray to Green Communities will empower and inspire anyone interested in the future of housing and our planet.