Thrifts and Housing Finance

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Publisher :
ISBN 13 :
Total Pages : 80 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Thrifts and Housing Finance by : United States. General Accounting Office

Download or read book Thrifts and Housing Finance written by United States. General Accounting Office and published by . This book was released on 1991 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Thrift Industry and Mortgage Finance

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Publisher :
ISBN 13 :
Total Pages : 8 pages
Book Rating : 4.:/5 (257 download)

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Book Synopsis The Thrift Industry and Mortgage Finance by : Joseph A. McKenzie

Download or read book The Thrift Industry and Mortgage Finance written by Joseph A. McKenzie and published by . This book was released on 1989 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Mortgaging the Thrift Industry

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Publisher :
ISBN 13 :
Total Pages : 62 pages
Book Rating : 4.:/5 (2 download)

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Book Synopsis Mortgaging the Thrift Industry by : Jimmy R. Lewis

Download or read book Mortgaging the Thrift Industry written by Jimmy R. Lewis and published by . This book was released on 1990 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Thrift Industry

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Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Thrift Industry by : United States. General Accounting Office

Download or read book Thrift Industry written by United States. General Accounting Office and published by . This book was released on 1989 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Office of Thrift Supervision Journal

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Publisher :
ISBN 13 :
Total Pages : 300 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Office of Thrift Supervision Journal by :

Download or read book Office of Thrift Supervision Journal written by and published by . This book was released on 1989 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Condition of the Thrift Industry

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Publisher :
ISBN 13 :
Total Pages : 236 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The Condition of the Thrift Industry by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book The Condition of the Thrift Industry written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1990 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Saving the Savings and Loan

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Publisher : Greenwood
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Saving the Savings and Loan by : M. Manfred Fabritius

Download or read book Saving the Savings and Loan written by M. Manfred Fabritius and published by Greenwood. This book was released on 1989 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work provides an in-depth examination of the history of the U.S. thrift industry from 1950 to the present, with particular emphasis on the leading role played by Texas in transforming savings and loans (S&Ls) from financiers of home mortgages to the multipurpose financial entities they are today. The purpose of the book is not only to chronicle the response of the national S&L industry to various laws, economic conditions, and changing times, but also to demonstrate how, in Texas, state-chartered S&Ls provided a model of reform which reshaped not only the Texas S&L industry but the national industry as well. The authors also explore the current problems faced by the industry and present proposals which could help it move towards recovery. An ideal supplementary text for courses on financial institutons, this book will also be of significant value to thrift industry officials and policymakers concerned with resolving the massive problems confronting the industry. Organized chronologically, the book begins with an overview of national S&L activity from the inception of the industry in the mid-1800s through the postwar S&L boom. There follow separate chapters devoted to the 1950s American housing explosion and its impact on S&Ls; the 1966-1978 era of irregular price movements and unpredictable inflation; the period of crisis during the early 1980s marked by foreclosures, insolvency, and forced mergers. A detailed chapter covering the last five years examines both the period of apparent recovery from 1983-86 and the second crisis of the decade which began in 1986. The authors conclude by assessing the magnitude of the industry's remaining problems and pinpointing possible future problems of which the industry need to be conscious.

Thrifts and Housing Finance

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Publisher : BiblioGov
ISBN 13 : 9781289015619
Total Pages : 84 pages
Book Rating : 4.0/5 (156 download)

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Book Synopsis Thrifts and Housing Finance by : U S Government Accountability Office (G

Download or read book Thrifts and Housing Finance written by U S Government Accountability Office (G and published by BiblioGov. This book was released on 2013-06 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pursuant to a legislative requirement, GAO evaluated the implications of a more stringent test for qualifying savings and loan associations to operate as insured thrifts, focusing on: (1) requirements changing the minimum thrift portfolio proportion of housing-related assets from 60 percent to 70 percent; and (2) better definition and restriction of acceptable thrift investments. GAO found that: (1) the supply of housing finance has become substantially less dependent upon thrifts' mortgage investments since the development and growth of mortgage-backed securities; (2) well-capitalized thrifts following nontraditional strategies performed comparably to well-capitalized thrifts following the traditional mortgage lending strategy; (3) if thrifts want to be profitable in the long term, they will have to broaden their activities or transform themselves into different sorts of financial institutions; (4) a more stringent qualified thrift lender test may not be necessary to ensure the availability of housing finance or to promote industry profitability and safety; (5) keeping the qualified thrift lender test at the current 60-percent level would help to ensure thrift industry safety and profitability and minimize the risks the industry presents to taxpayers; and (6) industry safety and soundness could be promoted by allowing safe and liquid assets, such as short-term U.S. Treasury securities, to be counted as qualified thrift investments.

A History of Mortgage Banking in the West

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Publisher : University Press of Colorado
ISBN 13 : 160732623X
Total Pages : 408 pages
Book Rating : 4.6/5 (73 download)

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Book Synopsis A History of Mortgage Banking in the West by : E. Michael Rosser

Download or read book A History of Mortgage Banking in the West written by E. Michael Rosser and published by University Press of Colorado. This book was released on 2017-10-15 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: Part economic history, part public history, A History of Mortgage Banking in the West is an insider’s account of how the mortgage banking sector worked over the last 150 years, including analysis of the causes of the 2007 mortgage crisis. Beginning with the land and railroad development acts that encouraged settlement in the west, E. Michael Rosser and Diane M. Sanders trace the laws, institutions, and individuals that contributed to the economic growth of the region. Using Colorado and the west as a case study for the nation’s economic and property development as a whole since the late nineteenth century, Rosser and Sanders explain how farm mortgages and agricultural lending steadily gave way to urban development and housing mortgages, all while the large mortgage and investment firms financed the development of some of the state’s most important water resources and railroad networks. Rosser uses his personal experience as a lifelong practitioner and educator of mortgage banking, along with a plethora of primary sources, academic archives, and industry publications, to analyze the causes of economic booms and busts as they relate to real estate and development. Rosser’s professional acumen combined with Sanders’s research experience makes A History of Mortgage Banking in the West a rich and nuanced account of the region’s most significant economic events. It will be an important work for scholars and practitioners in regional and financial history, mortgage market practice and development, government housing and mortgage policy, and financial stability and of great significance to anyone curious about the role of the federal government in national housing policy and the inherent risk in mortgages.

Third Annual Institute on the Thrift Industry: Savings and Loan Associations and Mutual Savings Banks

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Publisher :
ISBN 13 :
Total Pages : 132 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Third Annual Institute on the Thrift Industry: Savings and Loan Associations and Mutual Savings Banks by :

Download or read book Third Annual Institute on the Thrift Industry: Savings and Loan Associations and Mutual Savings Banks written by and published by . This book was released on 1971 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Thrifts Under Siege

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Publisher : Beard Books
ISBN 13 : 1893122395
Total Pages : 238 pages
Book Rating : 4.8/5 (931 download)

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Book Synopsis Thrifts Under Siege by : R. Dan Brumbaugh

Download or read book Thrifts Under Siege written by R. Dan Brumbaugh and published by Beard Books. This book was released on 1999 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Managing Interest Rate Risk in the Thrift Industry

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Publisher :
ISBN 13 :
Total Pages : 262 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Managing Interest Rate Risk in the Thrift Industry by : Federal Home Loan Bank of San Francisco. Conference

Download or read book Managing Interest Rate Risk in the Thrift Industry written by Federal Home Loan Bank of San Francisco. Conference and published by . This book was released on 1982 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing and the New Financial Mark

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Publisher : Routledge
ISBN 13 : 1000661733
Total Pages : 501 pages
Book Rating : 4.0/5 (6 download)

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Book Synopsis Housing and the New Financial Mark by : Richard Florida

Download or read book Housing and the New Financial Mark written by Richard Florida and published by Routledge. This book was released on 2019-07-12 with total page 501 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores how deregulation affect housing finance, and gives the broad patterns of development of institutions participating in mortgage markets. It also explores how the new housing finance system influences the cost and affordability of shelter.

Financial condition of the bank and thrift industries

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Publisher :
ISBN 13 :
Total Pages : 844 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Financial condition of the bank and thrift industries by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance

Download or read book Financial condition of the bank and thrift industries written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1986 with total page 844 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Impact of Mortgage Lending on the Thrift Industry

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Publisher :
ISBN 13 :
Total Pages : 186 pages
Book Rating : 4.:/5 (328 download)

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Book Synopsis The Impact of Mortgage Lending on the Thrift Industry by : Salome I. Destine

Download or read book The Impact of Mortgage Lending on the Thrift Industry written by Salome I. Destine and published by . This book was released on 1990 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Financial Condition of the Bank and Thrift Industries

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Publisher :
ISBN 13 :
Total Pages : 838 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Financial Condition of the Bank and Thrift Industries by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance

Download or read book Financial Condition of the Bank and Thrift Industries written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance and published by . This book was released on 1986 with total page 838 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Thrift Industry, 1978

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Publisher :
ISBN 13 :
Total Pages : 932 pages
Book Rating : 4.:/5 (42 download)

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Book Synopsis The Thrift Industry, 1978 by :

Download or read book The Thrift Industry, 1978 written by and published by . This book was released on 1978 with total page 932 pages. Available in PDF, EPUB and Kindle. Book excerpt: