The Role Of E Banking On Operational Efficiency Of Banks In Nigeria

Download The Role Of E Banking On Operational Efficiency Of Banks In Nigeria full books in PDF, epub, and Kindle. Read online The Role Of E Banking On Operational Efficiency Of Banks In Nigeria ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!

The Role of E-Banking on Operational Efficiency of Banks in Nigeria

Author : Professor Edwin Agwu
Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (13 download)

DOWNLOAD NOW!

Book Synopsis The Role of E-Banking on Operational Efficiency of Banks in Nigeria by : Professor Edwin Agwu

Download or read book The Role of E-Banking on Operational Efficiency of Banks in Nigeria written by Professor Edwin Agwu and published by . This book was released on 2018 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the proliferation of the internet, coupled with the growing acceptance of the digital lifestyle and the world becoming increasingly addicted to e-business, the trend of cash transactions is now giving way to electronic payment system. Considering the rapid spread in the adoption of electronic banking as a channel for performing various bank transactions among banks in Nigeria, this study investigated the roles e-banking adoption has played in the performance of organizations using a case study of commercial banks in Nigeria. Hence the objective of the study was to determine the role of e-banking on the operational efficiency of commercial banks in Nigeria. In pursuance of this objective, primary data were obtained by administering questionnaires to staff of four purposively selected banks (Ecobank, UBA, GTB and First bank). Pearson correlation was used to analyse the results obtained using the Statistical Package for Social Sciences (SPSS) and it was observed that banks' operational efficiency in Nigeria since the adoption of electronic banking has improved compared to the era of traditional banking. This improvement was noticed in the strength of banks, revenue and capital bases, as well as in customers' loyalty. It was concluded that the introduction of new channels into their ebanking operations drastically increased bank performances, since the more active customers are with their electronic transactions the more profitable it is for the banks.

The Role of E-Banking on Organization Performance in Nigeria - Case Study of Commercial Banks

Author : J. N. Taiwo
Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (13 download)

DOWNLOAD NOW!

Book Synopsis The Role of E-Banking on Organization Performance in Nigeria - Case Study of Commercial Banks by : J. N. Taiwo

Download or read book The Role of E-Banking on Organization Performance in Nigeria - Case Study of Commercial Banks written by J. N. Taiwo and published by . This book was released on 2018 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the proliferation of the internet, coupled with the growing acceptance of the digital lifestyle and the world becoming increasingly addicted to e-business, the trend of cash transactions is now giving way to electronic payment system. Considering the rapid spread in the adoption of electronic banking as a channel for performing various bank transactions among banks in Nigeria, this study investigated the role electronic banking adoption has played in performance of organizations using a case study of commercial banks in Nigeria. Hence the objective of the study is to determine the role of e-banking on the performance of commercial banks in Nigeria. In pursuance of this objective, primary data were obtained by administering questionnaires to staff of four purposively selected banks (Ecobank, UBA, GTB and First bank). Pearson correlation was used to analyze the results obtained using the Statistical Package for Social Sciences (SPSS) and it was observed that banks' operational efficiency in Nigeria since the adoption of electronic banking is improved compared to the era of traditional banking. This improvement was noticed in the strength of banks, revenue and capital base, as well as in customers' loyalty. It was concluded that the introduction of new channels into their e-banking operations could drastically increase bank performance, since the more active customers are with their electronic transactions the more profitable it is for the banks.

The Impact of Electronic Banking on Bank Performance

Author : Soukeme Ebikeme
Publisher : GRIN Verlag
ISBN 13 : 3346216705
Total Pages : 72 pages
Book Rating : 4.3/5 (462 download)

DOWNLOAD NOW!

Book Synopsis The Impact of Electronic Banking on Bank Performance by : Soukeme Ebikeme

Download or read book The Impact of Electronic Banking on Bank Performance written by Soukeme Ebikeme and published by GRIN Verlag. This book was released on 2020-08-03 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (undergraduate) from the year 2017 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 3.52, , course: BANKING FINANCE, language: English, abstract: This study intends to discuss and exchange views on the impact of electronic banking on the performance of banks in Nigeria. Banking has come a long way from the time of ledger cards and other manual filing systems. Most banks today have electronics systems to handle their daily voluminous task of information retrieval storage and processing. Three or four decades ago, banking was a simple business; customers saved their money with banks and received their financial services from banks. When customers open account they received passbook from the banks with which the account would be operated and when it is a current account, they received cheque books for the same purpose.

E-Banking and Emerging Multidisciplinary Processes: Social, Economical and Organizational Models

Author : Sarlak, Mohammad Ali
Publisher : IGI Global
ISBN 13 : 1615206361
Total Pages : 227 pages
Book Rating : 4.6/5 (152 download)

DOWNLOAD NOW!

Book Synopsis E-Banking and Emerging Multidisciplinary Processes: Social, Economical and Organizational Models by : Sarlak, Mohammad Ali

Download or read book E-Banking and Emerging Multidisciplinary Processes: Social, Economical and Organizational Models written by Sarlak, Mohammad Ali and published by IGI Global. This book was released on 2010-08-31 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: E-Banking and Emerging Multidisciplinary Processes: Social, Economical and Organizational Models advances the knowledge and practice of all facets of electronic banking. This cutting edge publication emphasizes emerging e-banking theories, technologies, strategies, and challenges to stimulate and disseminate information to research, business, and banking communities. It develops a comprehensive framework for e-banking through a multidisciplinary approach, while taking into account the implications it has on traditional banks, businesses, and economies.

Risk Management in Electronic Banking

Author : Jayaram Kondabagil
Publisher : John Wiley & Sons
ISBN 13 : 0470822430
Total Pages : 287 pages
Book Rating : 4.4/5 (78 download)

DOWNLOAD NOW!

Book Synopsis Risk Management in Electronic Banking by : Jayaram Kondabagil

Download or read book Risk Management in Electronic Banking written by Jayaram Kondabagil and published by John Wiley & Sons. This book was released on 2007-10-26 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, based on international standards, provides a one-step reference to all aspects of risk management in an electronic banking environment.

The Role of E-Business in Optimizing Performance in Nigerian Banks

Author : Akinyele Samuel Taiwo
Publisher : LAP Lambert Academic Publishing
ISBN 13 : 9783844395402
Total Pages : 112 pages
Book Rating : 4.3/5 (954 download)

DOWNLOAD NOW!

Book Synopsis The Role of E-Business in Optimizing Performance in Nigerian Banks by : Akinyele Samuel Taiwo

Download or read book The Role of E-Business in Optimizing Performance in Nigerian Banks written by Akinyele Samuel Taiwo and published by LAP Lambert Academic Publishing. This book was released on 2011-08 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rapid advancement in Information and Communication Technology (ICT) has had a profound impact on the banking industry and the wider financial sector over the last two decades and it has now become a tool that facilitates banks' organizational structures, business strategies, customer services and other related functions that help to determine performance. This research work describes the forms of technology that are applicable in banks. It further states how these technological advancements can be used to enhance performance in a bank. The research uses a case study methodology to report the extent to which the customers of Oceanic bank really accept these changes. The variables under E-business which constitutes the independent variables are the uses of Computer, Telephone, Facsimile, Internet and Wireless Communication devices in a bank. Questionnaires were used in collecting primary data in addition to secondary data which will be drawn from sources such as journals, newspapers, textbooks, and the internet. Data collected was summarized using the Statistical Package for Social Sciences (SPSS) version 15.0, this involves using computer in analyzing the collected data.

Efficiency of Banking Operations in an Economy

Author : Alex B. Ekeng
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (137 download)

DOWNLOAD NOW!

Book Synopsis Efficiency of Banking Operations in an Economy by : Alex B. Ekeng

Download or read book Efficiency of Banking Operations in an Economy written by Alex B. Ekeng and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the implications of the introduction of Fault Tolerant computer System for enhancing of online banking operations toward efficiency in an economy. The study made use of selected Banks such as Intercontinental Bank Plc., United Bank for Africa and First Bank of Nigeria Plc. for the analysis of the problem. The model for this study was estimated using the econometric method of Ordinary Least Square. The paper reveals among others, that online banking operations have a strong influence in the determination of banking efficiency. Towards this end, the paper recommends that innovation policies should focus on how to establish and maintain online banking for bank efficiency. The paper therefore concludes that the introduction of internet banking would not only improve banking operations, but will also attract large number of customers to imbibe banking culture for the accumulation of investable funds for economic development.

The Effects of ICT on the Growth of Nigerian Banking Industry

Author : Adewale Adegoke Alawiye-Adams
Publisher :
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.:/5 (13 download)

DOWNLOAD NOW!

Book Synopsis The Effects of ICT on the Growth of Nigerian Banking Industry by : Adewale Adegoke Alawiye-Adams

Download or read book The Effects of ICT on the Growth of Nigerian Banking Industry written by Adewale Adegoke Alawiye-Adams and published by . This book was released on 2014 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: Information communication technology has become the engine block of every banking institution worldwide and Nigerian banking institutions are not exempted. In an attempt to meet up with the global challenges, commercial banks are not left out in the bid to improving banking system efficiency. For the purpose of this research, the historical and survey research methods were adopted. Data were collected from both primary and secondary sources. Hypothesis formulate were tested using chi-square and regression analysis. The study finds that the traditional banking system is not in line with global trends and that the application and usage of information technology in the banking system is necessary for efficient service delivery. It also reveals the use of electronic banking as significantly revolutionizing service delivery to improve customer satisfaction through the various electronic fund transfer and payment services such as the automated teller machine (ATMs), and other cards services, internet banking, mobile banking and all sorts of banks and financial institution services to speed up service delivery for and to stimulate efficiency in the entire financial system. The study recommends that banks and other financial institutions should embark upon training programme for all operational staff of all banks and public awareness should be instituted to improve the knowledge of information communication technology and for performance adequacy to support the much needed efficiency and operational effectiveness and also to control the regular system failure that customers face. The study recommends how banks and government can streamline the problem of infrastructure in the economy. Banks should come together and form partnerships in the sharing and use of technological equipment to increase their efficiency and cost effectiveness.

Disruptive Technology and Digital Transformation for Business and Government

Author : Sandhu, Kamaljeet
Publisher : IGI Global
ISBN 13 : 1799885852
Total Pages : 410 pages
Book Rating : 4.7/5 (998 download)

DOWNLOAD NOW!

Book Synopsis Disruptive Technology and Digital Transformation for Business and Government by : Sandhu, Kamaljeet

Download or read book Disruptive Technology and Digital Transformation for Business and Government written by Sandhu, Kamaljeet and published by IGI Global. This book was released on 2021-05-07 with total page 410 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the far-reaching global impact of the COVID-19 pandemic, the demand and the necessity for digital enterprise transformation have accelerated exponentially. Management and strategies for the adoption and wider usage of newer digital technologies for the transformation of an enterprise through digital tools such as real-time video communications have shown that people no longer need to be required to be physically present in the same place; rather, they can be geographically dispersed. Technologies such as artificial intelligence, cloud computing, digital banking, and cloud data have taken over tasks that were initially done by human hands and have increased both the automation and efficiency of tasks and the accessibility of information and services. Inclusion of all these newer technologies has shown the fast pace at which the digital enterprise transformation is rapidly evolving and how new ecosystems are reshaping the digital enterprise model. Disruptive Technology and Digital Transformation for Business and Government presents interesting research on digital enterprise transformation at different stages and across different settings within government and industry, along with key issues and deeper insights on the core problems and developing solutions and recommendations for digital enterprise transformation. The chapters examine the three core leaders of transformation: the people such as managers, employees, and customers; the digital technology such as artificial intelligence and robotics; and the digital enterprise, including the products and services being transformed. They unravel the underlying process for management and strategies to fully incorporate new digital tools and technologies across all aspects of an enterprise undergoing transformation. This book is ideally intended for managers, executives, IT consultants, business professionals, government officials, researchers, students, practitioners, stakeholders, academicians, and anyone else looking to learn about new developments in digital enterprise transformation of business systems from a global perspective.

Emerging Challenges, Solutions, and Best Practices for Digital Enterprise Transformation

Author : Sandhu, Kamaljeet
Publisher : IGI Global
ISBN 13 : 1799885895
Total Pages : 387 pages
Book Rating : 4.7/5 (998 download)

DOWNLOAD NOW!

Book Synopsis Emerging Challenges, Solutions, and Best Practices for Digital Enterprise Transformation by : Sandhu, Kamaljeet

Download or read book Emerging Challenges, Solutions, and Best Practices for Digital Enterprise Transformation written by Sandhu, Kamaljeet and published by IGI Global. This book was released on 2021-06-18 with total page 387 pages. Available in PDF, EPUB and Kindle. Book excerpt: As organizations continue to move towards digital enterprise, the need for digital transformation continues to grow especially due to the COVID-19 pandemic. These impacts will last far into the future, as newer digital technologies continue to be accepted, used, and developed. These digital tools will forever change the face of business and management. However, on the road to digital enterprise transformation there are many successes, difficulties, challenges, and failures. Finding solutions for these issues through strategic thinking and identification of the core issues facing the enterprise is of primary concern. This means modernizing management and strategies around the digital workforce and understanding digital business at various levels. These key areas of digitalization and global challenges, such as those during or derived from the pandemic, are new and unique; They require new knowledge gained from a deep understanding of complex issues that have been examined and the solutions being discovered. Emerging Challenges, Solutions, and Best Practices for Digital Enterprise Transformation explores the key challenges being faced as businesses undergo digital transformation. It provides both solutions and best practices for not only handling and solving these key issues, but for becoming successful in digital enterprise. This includes topics such as security and privacy in technologies, data management, information and communication technologies, and digital marketing, branding, and commerce. This book is ideal for managers, business professionals, government, researchers, students, practitioners, stakeholders, academicians, and anyone else looking to learn about new developments in digital enterprise transformation of business systems from a global perspective.

Artificial Intelligence (AI) and Finance

Author : Bahaaeddin A. M. Alareeni
Publisher : Springer Nature
ISBN 13 : 3031391586
Total Pages : 981 pages
Book Rating : 4.0/5 (313 download)

DOWNLOAD NOW!

Book Synopsis Artificial Intelligence (AI) and Finance by : Bahaaeddin A. M. Alareeni

Download or read book Artificial Intelligence (AI) and Finance written by Bahaaeddin A. M. Alareeni and published by Springer Nature. This book was released on 2023-08-26 with total page 981 pages. Available in PDF, EPUB and Kindle. Book excerpt: Artificial intelligence (AI) has the potential to significantly improve efficiency, reduce costs, and increase the speed and accuracy of financial decision-making, making it an increasingly important tool for financial professionals. One way that AI can improve efficiency in finance is by automating tasks and processes that are time-consuming and repetitive for humans. For example, AI algorithms can be used to analyze and process large amounts of data, such as financial statements and market data, in a fraction of the time that it would take a human to do so. This can allow financial professionals to focus on higher-value tasks, such as interpreting data and making strategic decisions, rather than being bogged down by mundane tasks. AI can also reduce costs in finance by increasing automation and eliminating the need for certain tasks to be performed manually. This can result in cost savings for financial institutions, which can then be passed on to customers in the form of lower fees or better services. AI can be used to identify unusual patterns of activity that may indicate fraudulent behavior. This can help financial institutions reduce losses from fraud and improve customer security. AI-powered chatbots and virtual assistants can help financial institutions provide faster, more efficient customer service, particularly when it comes to answering common questions and handling routine tasks. Some financial institutions are using AI to analyze market data and make trades in real-time. AI-powered trading algorithms can potentially make faster and more accurate trading decisions than humans. In terms of speed and accuracy, AI algorithms can analyze data and make decisions much faster than humans, and can do so with a high degree of accuracy. This can be particularly useful in fast-moving financial markets, where quick and accurate decision-making can be the difference between success and failure. This book highlights how AI in finance can improve efficiency, reduce costs, and increase the speed and accuracy of financial decision-making. Moreover, the book also focuses on how to ensure the responsible and ethical use of AI in finance. This book is a valuable resource for students, scholars, academicians, researchers, professionals, executives, government agencies, and policymakers interested in exploring the role of artificial intelligence (AI) in finance. Its goal is to provide a comprehensive overview of the latest research and knowledge in this area, and to stimulate further inquiry and exploration.

Digital Technology and Changing Roles in Managerial and Financial Accounting

Author : Allam Hamdan
Publisher : Emerald Group Publishing
ISBN 13 : 1804559741
Total Pages : 305 pages
Book Rating : 4.8/5 (45 download)

DOWNLOAD NOW!

Book Synopsis Digital Technology and Changing Roles in Managerial and Financial Accounting by : Allam Hamdan

Download or read book Digital Technology and Changing Roles in Managerial and Financial Accounting written by Allam Hamdan and published by Emerald Group Publishing. This book was released on 2024-01-29 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: Digital Technology and Changing Roles in Managerial and Financial Accounting explores the profound impact of digital technology on the accounting profession.

Banking Efficiency and Financial Development in Sub-Saharan Africa

Author : Sandrine Kablan
Publisher : International Monetary Fund
ISBN 13 : 1455201197
Total Pages : 27 pages
Book Rating : 4.4/5 (552 download)

DOWNLOAD NOW!

Book Synopsis Banking Efficiency and Financial Development in Sub-Saharan Africa by : Sandrine Kablan

Download or read book Banking Efficiency and Financial Development in Sub-Saharan Africa written by Sandrine Kablan and published by International Monetary Fund. This book was released on 2010-06-01 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.

Quality Management Practices

Author : Jeremiah Maina Kamau
Publisher : IPR Journals and Book Publishers
ISBN 13 : 9914728251
Total Pages : 120 pages
Book Rating : 4.9/5 (147 download)

DOWNLOAD NOW!

Book Synopsis Quality Management Practices by : Jeremiah Maina Kamau

Download or read book Quality Management Practices written by Jeremiah Maina Kamau and published by IPR Journals and Book Publishers. This book was released on 2023-09-08 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: TOPICS IN THE BOOK Influence of Project Management Information System on Project Performance in Commercial Banks in Nairobi, Kenya Influence of Budgeting and Debt Management Literacy Training on Financial Performance of Equity Bank Trained Women Self Help Groups in Machakos Town, Kenya Role of Total Quality Management Practices on Performance of Fairtrade Premium Projects in Kenya Effects of Post-Implementation Community Participation on Sustainability of Borehole Water Projects in Embu County, Kenya

Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance

Author : El Bachir Boukherouaa
Publisher : International Monetary Fund
ISBN 13 : 1589063953
Total Pages : 35 pages
Book Rating : 4.5/5 (89 download)

DOWNLOAD NOW!

Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa

Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.

Emerging Trends in the role of Banking and Management in India

Author : Mr. A. Shanmugam, Mr. M. Manohar, Mr. P. Rajini, Mr. R. Rajavel, Mrs. T. Gnana Sundari& Miss. K. Sarala
Publisher : Archers & Elevators Publishing House
ISBN 13 : 9383241543
Total Pages : 267 pages
Book Rating : 4.3/5 (832 download)

DOWNLOAD NOW!

Book Synopsis Emerging Trends in the role of Banking and Management in India by : Mr. A. Shanmugam, Mr. M. Manohar, Mr. P. Rajini, Mr. R. Rajavel, Mrs. T. Gnana Sundari& Miss. K. Sarala

Download or read book Emerging Trends in the role of Banking and Management in India written by Mr. A. Shanmugam, Mr. M. Manohar, Mr. P. Rajini, Mr. R. Rajavel, Mrs. T. Gnana Sundari& Miss. K. Sarala and published by Archers & Elevators Publishing House. This book was released on 2014 with total page 267 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Global Findex Database 2017

Author : Asli Demirguc-Kunt
Publisher : World Bank Publications
ISBN 13 : 1464812683
Total Pages : 228 pages
Book Rating : 4.4/5 (648 download)

DOWNLOAD NOW!

Book Synopsis The Global Findex Database 2017 by : Asli Demirguc-Kunt

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.