The Role of Bank Capital in Bank Holding Companies’ Decisions

Download The Role of Bank Capital in Bank Holding Companies’ Decisions PDF Online Free

Author :
Publisher : International Monetary Fund
ISBN 13 : 1498372236
Total Pages : 37 pages
Book Rating : 4.4/5 (983 download)

DOWNLOAD NOW!


Book Synopsis The Role of Bank Capital in Bank Holding Companies’ Decisions by : Mr.Adolfo Barajas

Download or read book The Role of Bank Capital in Bank Holding Companies’ Decisions written by Mr.Adolfo Barajas and published by International Monetary Fund. This book was released on 2015-03-16 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the role of bank capital in decision-making by bank holding companies (BHCs) in the United States. Following Chami and Cosimano’s (2001) call option approach to bank capital, BHCs optimally choose the amount of capital to insure the bank against becoming capital constrained in the future. We provide empirical support for this model, and find that a higher optimal level of capital leads to higher loan rates. Furthermore, higher loan rates result in lower amounts of lending. Thus, an increase in capital requirements is likely to lead to higher loan rates and a significant reduction in lending.

The Role of Bank Capital in Bank Holding Companies' Decisions

Download The Role of Bank Capital in Bank Holding Companies' Decisions PDF Online Free

Author :
Publisher :
ISBN 13 : 9781498348188
Total Pages : 37 pages
Book Rating : 4.3/5 (481 download)

DOWNLOAD NOW!


Book Synopsis The Role of Bank Capital in Bank Holding Companies' Decisions by : Adolfo Barajas

Download or read book The Role of Bank Capital in Bank Holding Companies' Decisions written by Adolfo Barajas and published by . This book was released on 2015 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: Paper examines the role of bank capital in decision-making by bank holding companies (BHCs) in the United States. Following Chami and Cosimano's (2001) call option approach to bank capital, BHCs optimally choose the amount of capital to insure the bank against becoming capital constrained in the future. We provide empirical support for this model, and find that a higher optimal level of capital leads to higher loan rates. Furthermore, higher loan rates result in lower amounts of lending. Thus, an increase in capital requirements is likely to lead to higher loan rates and a significant reduction in lending. --Abstract.

What’s Different about Bank Holding Companies?

Download What’s Different about Bank Holding Companies? PDF Online Free

Author :
Publisher : International Monetary Fund
ISBN 13 : 1475577559
Total Pages : 58 pages
Book Rating : 4.4/5 (755 download)

DOWNLOAD NOW!


Book Synopsis What’s Different about Bank Holding Companies? by : Mr.Ralph Chami

Download or read book What’s Different about Bank Holding Companies? written by Mr.Ralph Chami and published by International Monetary Fund. This book was released on 2017-02-10 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent fnancial crisis highlighted the role of Bank Holding Companies (BHCs) in exacerbating the crisis and in transmitting monetary policy beyond the local economy to global markets. Yet, little is known about their behavior, as most models of banking typically focus on banks with a loan desk. We develop a dynamic model of a BHC that encompasses both a trading desk and a loan desk, and explore the role of risk attitude and overleveraging by the trading desk. We trace the impact of monetary policy and market innovations on bank behavior in the presence of Basel III type regulations. To our knowledge, this is a first such exercise. We show that the value of the BHC is enhanced by operating both desks, even if they both are subject to common market shocks. We explore alternative regulatory remedies to ongoing efforts to ring-fence the proprietary trading business, and show that regulations that target bank governance can mitigate possible rogue trading and the overleveraging problem.

Bank Capital

Download Bank Capital PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 170 pages
Book Rating : 4.F/5 ( download)

DOWNLOAD NOW!


Book Synopsis Bank Capital by : Yair E. Orgler

Download or read book Bank Capital written by Yair E. Orgler and published by . This book was released on 1976 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Effects of Bank Capital on Lending

Download Effects of Bank Capital on Lending PDF Online Free

Author :
Publisher : DIANE Publishing
ISBN 13 : 1437939864
Total Pages : 50 pages
Book Rating : 4.4/5 (379 download)

DOWNLOAD NOW!


Book Synopsis Effects of Bank Capital on Lending by : Joseph M. Berrospide

Download or read book Effects of Bank Capital on Lending written by Joseph M. Berrospide and published by DIANE Publishing. This book was released on 2011-04 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: The effect of bank capital on lending is a critical determinant of the linkage between financial conditions and real activity, and has received especial attention in the recent financial crisis. The authors use panel-regression techniques to study the lending of large bank holding companies (BHCs) and find small effects of capital on lending. They then consider the effect of capital ratios on lending using a variant of Lown and Morgan's VAR model, and again find modest effects of bank capital ratio changes on lending. The authors¿ estimated models are then used to understand recent developments in bank lending and, in particular, to consider the role of TARP-related capital injections in affecting these developments. Illus. A print on demand pub.

Bank Holding Companies and the Public Interest

Download Bank Holding Companies and the Public Interest PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 216 pages
Book Rating : 4.F/5 ( download)

DOWNLOAD NOW!


Book Synopsis Bank Holding Companies and the Public Interest by : Michael A. Jessee

Download or read book Bank Holding Companies and the Public Interest written by Michael A. Jessee and published by . This book was released on 1977 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Role of Bank Capital in Bank Holding Companies’ Decisions

Download The Role of Bank Capital in Bank Holding Companies’ Decisions PDF Online Free

Author :
Publisher : International Monetary Fund
ISBN 13 : 1498393322
Total Pages : 37 pages
Book Rating : 4.4/5 (983 download)

DOWNLOAD NOW!


Book Synopsis The Role of Bank Capital in Bank Holding Companies’ Decisions by : Mr.Adolfo Barajas

Download or read book The Role of Bank Capital in Bank Holding Companies’ Decisions written by Mr.Adolfo Barajas and published by International Monetary Fund. This book was released on 2015-03-16 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the role of bank capital in decision-making by bank holding companies (BHCs) in the United States. Following Chami and Cosimano’s (2001) call option approach to bank capital, BHCs optimally choose the amount of capital to insure the bank against becoming capital constrained in the future. We provide empirical support for this model, and find that a higher optimal level of capital leads to higher loan rates. Furthermore, higher loan rates result in lower amounts of lending. Thus, an increase in capital requirements is likely to lead to higher loan rates and a significant reduction in lending.

Risk-based Capital Requirements for Banks and Bank Holding Companies

Download Risk-based Capital Requirements for Banks and Bank Holding Companies PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 112 pages
Book Rating : 4.3/5 (121 download)

DOWNLOAD NOW!


Book Synopsis Risk-based Capital Requirements for Banks and Bank Holding Companies by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations

Download or read book Risk-based Capital Requirements for Banks and Bank Holding Companies written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on General Oversight and Investigations and published by . This book was released on 1987 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Evidence on the Role of Holding Company Acquisitions in the Management of Bank Capital

Download Evidence on the Role of Holding Company Acquisitions in the Management of Bank Capital PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (13 download)

DOWNLOAD NOW!


Book Synopsis Evidence on the Role of Holding Company Acquisitions in the Management of Bank Capital by : Drew Dahl

Download or read book Evidence on the Role of Holding Company Acquisitions in the Management of Bank Capital written by Drew Dahl and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This article addresses the issue of the impact of bank acquisitions on the capital positions of acquired banks. The hypothesis tested is that acquisition-related capital changes reflect divergent capital-related acquisition motives which induce significant infusion of capital into some acquired banks and significant withdrawals from others.This study confirms that,on average, bank holding company acquisitions reduce the relative capital position of acquired banks, but it also indicates that this average effect masks evidence that acquisitions contribute to relative increases in capital in a significant subset of acquired banks. The results herein demonstrate that results of prior studies regarding the impact of acquisition and/or holding company affiliation on bank capital positions suffer from misspecification.The finding that there are divergent implications of acquisition for capital growth is consistent with the notion that acquisitions by bank holding companies may be providing important financial synergies to the banking industry by serving as a mechanism for relatively efficient reallocation of equity capital among affiliated banks.

The Federal Reserve System Purposes and Functions

Download The Federal Reserve System Purposes and Functions PDF Online Free

Author :
Publisher :
ISBN 13 : 9780894991967
Total Pages : 0 pages
Book Rating : 4.9/5 (919 download)

DOWNLOAD NOW!


Book Synopsis The Federal Reserve System Purposes and Functions by : Board of Governors of the Federal Reserve System

Download or read book The Federal Reserve System Purposes and Functions written by Board of Governors of the Federal Reserve System and published by . This book was released on 2002 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.

Operating Policies of Bank Holding Companies

Download Operating Policies of Bank Holding Companies PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 94 pages
Book Rating : 4.3/5 (512 download)

DOWNLOAD NOW!


Book Synopsis Operating Policies of Bank Holding Companies by : Robert J. Lawrence

Download or read book Operating Policies of Bank Holding Companies written by Robert J. Lawrence and published by . This book was released on 1971 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Compendium of Major Issues in Bank Regulation, Printd for the Use of ... 260:

Download Compendium of Major Issues in Bank Regulation, Printd for the Use of ... 260: PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 1124 pages
Book Rating : 4.F/5 ( download)

DOWNLOAD NOW!


Book Synopsis Compendium of Major Issues in Bank Regulation, Printd for the Use of ... 260: by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book Compendium of Major Issues in Bank Regulation, Printd for the Use of ... 260: written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1975 with total page 1124 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Compendium of Major Issues in Bank Regulation

Download Compendium of Major Issues in Bank Regulation PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 976 pages
Book Rating : 4.:/5 (327 download)

DOWNLOAD NOW!


Book Synopsis Compendium of Major Issues in Bank Regulation by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book Compendium of Major Issues in Bank Regulation written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1975 with total page 976 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Capital Adequacy Requirements and Bank Holding Companies

Download Capital Adequacy Requirements and Bank Holding Companies PDF Online Free

Author :
Publisher :
ISBN 13 : 9780835711296
Total Pages : 152 pages
Book Rating : 4.7/5 (112 download)

DOWNLOAD NOW!


Book Synopsis Capital Adequacy Requirements and Bank Holding Companies by : Itzhak Swary

Download or read book Capital Adequacy Requirements and Bank Holding Companies written by Itzhak Swary and published by . This book was released on 1980 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Role of Bank Capital in Bank Loan Growth

Download The Role of Bank Capital in Bank Loan Growth PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 30 pages
Book Rating : 4.:/5 (318 download)

DOWNLOAD NOW!


Book Synopsis The Role of Bank Capital in Bank Loan Growth by : Robert R Moore

Download or read book The Role of Bank Capital in Bank Loan Growth written by Robert R Moore and published by . This book was released on 1992 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Capital Flows Between Bank Holding Companies and Their Subsidiary Banks

Download Capital Flows Between Bank Holding Companies and Their Subsidiary Banks PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.E/5 ( download)

DOWNLOAD NOW!


Book Synopsis Capital Flows Between Bank Holding Companies and Their Subsidiary Banks by : Larry D. Wall

Download or read book Capital Flows Between Bank Holding Companies and Their Subsidiary Banks written by Larry D. Wall and published by . This book was released on 1985 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Securities Activities of Banks

Download Securities Activities of Banks PDF Online Free

Author :
Publisher : Wolters Kluwer
ISBN 13 : 1454801247
Total Pages : 1668 pages
Book Rating : 4.4/5 (548 download)

DOWNLOAD NOW!


Book Synopsis Securities Activities of Banks by : Melanie L. Fein

Download or read book Securities Activities of Banks written by Melanie L. Fein and published by Wolters Kluwer. This book was released on 2011-12-20 with total page 1668 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The Fourth Edition of a leading resource in the field, this valuable practice tool brings you completely up-to-date on the evolving laws governing banks' securities activities - from regulatory changes in the financial markets and administrative reform to recent court decisions and legislative reform, including the recently enacted Sarbanes-Oxley Act of 2002 and the Gramm-Leach-Bliley Act. Here is everything you need to help build a bank's securities business while avoiding compliance pitfalls. Securities Activities of Banks, Fourth Edition provides: In-depth discussions of the securities activities now permissible for banks, bank holding companies, and financial holding companies, Clear explanations of how securities laws affect banks' securities activities, A complete review of how banks are regulated - including foreign banks and affiliates, Up-to-date analysis of the evolution of the banking laws through agency and court decisions. Detailed descriptions and analyses illuminate the full range of current bank securities activities, including investment and trading activities, brokerage activities, investment advice, underwriting, mutual funds, international securities activities, derivative instruments, deposits and loans, fiduciary activities, and more."--Publisher's website.