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The Prudential Regulation Of The Equitable Life Assurance Society
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Book Synopsis The Prudential Regulation of the Equitable Life Assurance Society by : Great Britain. Treasury
Download or read book The Prudential Regulation of the Equitable Life Assurance Society written by Great Britain. Treasury and published by The Stationery Office. This book was released on 2009 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to the Parliamentary and Health Service Ombudsman's investigation "Equitable Life: a decade of regulatory failure" (HC 815, 4th report session 2007-08, ISBN 9780102957303), the Government accepts that maladministration occurred and that, in some cases, this caused an injustice to some policyholders. The Government apologies to Equitable Life policyholders and will take action to establish a fair ex gratia payment scheme for those policyholders who have suffered a disproportionate impact as a result of the relevant maladministration, although it does not accept that it would be appropriate to provide compensation in the form suggested by the Ombudsman. Sir John Chadwick has been invited to advise the Government on the matters relevant to disproportionate impact suffered by current and former Equitable Life policyholders. The Ombudsman's investigation did not consider the actions of Equitable Life but such matters are relevant to the design of the payment scheme, especially as Lord Penrose's report (HC 290, session 2003-04, ISBN 9780102926880) found that Equitable Life was principally the author of its own misfortunes. Sir John will advise on an appropriate apportionment of losses between the public bodies investigated by the Ombudsman and the actions of Equitable Life and other parties.
Book Synopsis Private Voluntary Health Insurance by : Greg Brunner
Download or read book Private Voluntary Health Insurance written by Greg Brunner and published by World Bank Publications. This book was released on 2012-05-14 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book aims to help countries design and implement a legal framework for a viable private health insurance market, with rationale for insurance regulation, institutions involved, and standards and protections used in regulating private health insurance.
Book Synopsis The Life Insurance Enterprise, 1885-1910 by : Morton Keller
Download or read book The Life Insurance Enterprise, 1885-1910 written by Morton Keller and published by Belknap Press. This book was released on 2013-10-01 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Ombudsman Enterprise and Administrative Justice by : Trevor Buck
Download or read book The Ombudsman Enterprise and Administrative Justice written by Trevor Buck and published by Routledge. This book was released on 2016-02-17 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The statutory duty of public service ombudsmen (PSO) is to investigate claims of injustice caused by maladministration in the provision of public services. This book examines the modern role of the ombudsman within the overall emerging system of administrative justice and makes recommendations as to how PSO should optimize their potential within the wider administrative justice context. Recent developments are discussed and long standing questions that have yet to be adequately resolved in the ombudsman community are re-evaluated given broader changes in the administrative justice sector. The work balances theory and empirical research conducted in a number of common law countries. Although there has been much debate within the ombudsman community in recent years aimed at developing and improving the practice of ombudsmanry, this work represents a significant advance on current academic understanding of the discipline.
Book Synopsis Administrative Justice in Context by : Michael Adler
Download or read book Administrative Justice in Context written by Michael Adler and published by Bloomsbury Publishing. This book was released on 2010-04-30 with total page 558 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book comprises a definitive collection of papers on administrative justice, written by a set of very distinguished contributors. It is divided into five parts, each of which contains articles on a particular aspect of administrative justice. The first part deals with the impact of 'contextual changes' on administrative justice and considers the implications of changes in governance and public administration, management and service delivery, information technology, audit and accounting, and human rights for administrative justice. The second part deals with conceptual issues and describes a number of competing approaches to the administrative justice. The third part deals with the application of administrative justice principles to private law disputes while the fourth part deals with the distinctive characteristics of administrative justice in three other jurisdictions. The final part deals with current developments in administrative justice and the book concludes with a discussion of legislative and policy developments in the UK. The general approach of the book is socio-legal and interdisciplinary. The chapters adopt a variety of disciplinary perspectives, including those derived from political science, public policy, social policy, accounting and information technology as well as from law. Although most of the contributors are academics, some are practitioners. For these reasons, the book should be of interest to lawyers, particularly those with interests in administrative law, and to social scientists, particularly those with interests in public administration, public policy and public management.
Book Synopsis Public Law by : MARK. THOMAS ELLIOTT (ROBERT.)
Download or read book Public Law written by MARK. THOMAS ELLIOTT (ROBERT.) and published by Oxford University Press. This book was released on 2024-04-18 with total page 973 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Policyholder's Reasonable Expectations by : Yong Qiang Han
Download or read book Policyholder's Reasonable Expectations written by Yong Qiang Han and published by Bloomsbury Publishing. This book was released on 2016-11-03 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, protecting contractual parties' reasonable expectations has incrementally gained judicial recognition in English contract law. In contrast, however, the similar 'doctrine' of 'policyholder's reasonable expectations' has been largely rejected in English insurance law. This is injurious, firstly, to both the consumer and business policyholder's reasonable expectations of coverage of particular risks, and, secondly, to consumer policyholder's reasonable expectations of bonuses in with-profits life insurance. To remedy these problems, this book argues for an incremental but definite acceptance of the conception of policyholder's reasonable expectations in English insurance law. It firstly discusses the homogeneity between insurance law and contract law, as well as the role of (reasonable) expectations and their relevance to the emerging duty of good faith in contract law. Secondly, following a review and re-characterisation of the American insurance law 'doctrine' of reasonable expectations, the book addresses the conventional English objections to the reasonable expectations approach in insurance law. In passing, it also rethinks the approach to the protection of policyholder's reasonable expectations of bonuses in with-profits life insurance through a revisit to the (in)famous case Equitable Life Assurance Society v Hyman [2000] UKHL 39, particularly to its relevant business and regulatory background.
Book Synopsis Parliamentary Debates (Hansard). by : Great Britain. Parliament. House of Commons
Download or read book Parliamentary Debates (Hansard). written by Great Britain. Parliament. House of Commons and published by . This book was released on 2014 with total page 504 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Transparency in Insurance Regulation and Supervisory Law by : Pierpaolo Marano
Download or read book Transparency in Insurance Regulation and Supervisory Law written by Pierpaolo Marano and published by Springer Nature. This book was released on 2021-03-30 with total page 617 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume focuses on transparency as the guiding principle for insurance regulation and supervisory law. All chapters were written by experts in their respective fields, who address transparency in a wide range of European and non-European jurisdictions. Each chapter reviews the transparency principles applicable in the jurisdiction discussed. While the European jurisdictions reflect different facets of the principle as emerging from EU law on insurance, the principle has developed quite differently in other jurisdictions.
Download or read book Business Law written by David Kelly and published by Taylor & Francis. This book was released on 2011-03-21 with total page 658 pages. Available in PDF, EPUB and Kindle. Book excerpt: Business Law offers comprehensive coverage of the key aspects of business law in a straightforward manner that is easy to understand for non-law students. It describes and considers the full range of legal topics such as Contract, Company and Employment Law, as well as including coverage of emerging areas such as Health and Safety and Environmental Law as they apply to business.
Author :Great Britain: Parliament: House of Commons: Public Administration Select Committee Publisher :The Stationery Office ISBN 13 :9780215525536 Total Pages :52 pages Book Rating :4.5/5 (255 download)
Book Synopsis Justice Delayed by : Great Britain: Parliament: House of Commons: Public Administration Select Committee
Download or read book Justice Delayed written by Great Britain: Parliament: House of Commons: Public Administration Select Committee and published by The Stationery Office. This book was released on 2008-12-15 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report contains the Committee's views on the Ombudsman's report on the prudential regulation of Equitable Life throughout the 1990's until it was forced to close to new business in December 2000. Noting aswell that, now eight years later, the situation remains unresolved. The Committee feels that the Government should, without further delay, accept the Ombudsman's findings of maladministration on the part of the former Department of Trade and Industry, the Government Actuary's Department, and the Financial Services Authority. They support the Ombusman's recommendation for a full and unreserved apology from those public bodies concerned. There are valid arguments to be had about the means of providing redress, but there is concern that the Government may choose to act as judge on its own behalf by refusing to accept that maladministration took place. This would seroiusly undermine the Ombudsman;s office and the ability to learn lessons from the Equiable Life affair. The Committee also strongly supports the recommendation for a compensation scheme. Where regulators have been shown to fail so thoroughly, compensation should be a duty, not a matter of choice. While the aim should be restore individuals to the position they would have been had the maladministration not occurred, it is essential that the public purse benefits from an appropriate measure of protection. In particular, the emphasis must be on compensating individuals only for that loss that is fairly attributable to regulatory failure. Further, despite the basic presumption that loss must be accurately assessed, the main priority must be prompt resress. Policyholders have already been waiting almost a decade and substantial numbers have either died or are advancing in years. Justice delayed will mean justice denied to even more people.
Download or read book Actuarial Science written by Hanji Shang and published by World Scientific. This book was released on 2006 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since actuarial education was introduced into China in the 1980s, Chinese scholars have paid greater attention to the theoretical research of actuarial science. Professors and industry experts from well-known universities in China recently worked together on the project ?Insurance Information Processing and Actuarial Mathematics Theory and Methodology?, which was supported by the Chinese government. Summarizing what they achieved, this volume provides a study of some basic problems of actuarial science, including risk models, risk evaluation and analysis, and premium principles. The contributions cover some new applications of probability and statistics, fuzzy mathematics and financial economics to the field of actuarial practices. Discussions on the new insurance market in China are also presented.
Book Synopsis Proceedings of the Fourth International Congress of Actuaries: Organization ... regulations of the Congress. Regulations of the permanent committee. Plan of the sessions. Journal. Discussion by :
Download or read book Proceedings of the Fourth International Congress of Actuaries: Organization ... regulations of the Congress. Regulations of the permanent committee. Plan of the sessions. Journal. Discussion written by and published by . This book was released on 1904 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis How to Protect Investors by : Niamh Moloney
Download or read book How to Protect Investors written by Niamh Moloney and published by Cambridge University Press. This book was released on 2010-01-21 with total page 501 pages. Available in PDF, EPUB and Kindle. Book excerpt: As governments around the world withdraw from welfare provision and promote long-term savings by households through the financial markets, the protection of retail investors has become critically important. Taking as a case study the wide-ranging EC investor-protection regime which now governs EC retail markets after an intense reform period, this critical, contextual and comparative examination of the nature of investor protection explores why the retail investor should be protected, whether retail investor engagement with the markets should be encouraged and how investor protection laws should be designed, particularly in light of the financial crisis. The book considers the implications of the EC's investor protection rules 'on the books' but also considers investor protection law and policy 'in action', drawing on experience from the UK retail market and in particular the Financial Services Authority's extensive retail market activities, including the recent Retail Distribution Review and the Treating Customers Fairly strategy.
Book Synopsis OECD Economic Surveys: United Kingdom 2002 by : OECD
Download or read book OECD Economic Surveys: United Kingdom 2002 written by OECD and published by OECD Publishing. This book was released on 2001-11-23 with total page 171 pages. Available in PDF, EPUB and Kindle. Book excerpt: This 2002 edition of OECD's periodic review of the UK economy examines recent economic developments, policies and prospects and includes special features on raising productivity and managing public expenditure.
Book Synopsis The American Exchange and Review by :
Download or read book The American Exchange and Review written by and published by . This book was released on 1892 with total page 582 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Successful Public Policy by : Joannah Luetjens
Download or read book Successful Public Policy written by Joannah Luetjens and published by ANU Press. This book was released on 2019-04-30 with total page 551 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Australia and New Zealand, many public projects, programs and services perform well. But these cases are consistently underexposed and understudied. We cannot properly ‘see’—let alone recognise and explain—variations in government performance when media, political and academic discourses are saturated with accounts of their shortcomings and failures, but are next to silent on their achievements. Successful Public Policy: Lessons from Australia and New Zealand helps to turn that tide. It aims to reset the agenda for teaching, research and dialogue on public policy performance. This is done through a series of close-up, in-depth and carefully chosen case study accounts of the genesis and evolution of stand-out public policy achievements, across a range of sectors within Australia and New Zealand. Through these accounts, written by experts from both countries, we engage with the conceptual, methodological and theoretical challenges that have plagued extant research seeking to evaluate, explain and design successful public policy. Studies of public policy successes are rare—not just in Australia and New Zealand, but the world over. This book is embedded in a broader project exploring policy successes globally; its companion volume, Great Policy Successes (edited by Paul ‘t Hart and Mallory Compton), is published by Oxford University Press (2019).
