The Personal Finance Cookbook

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The Everything Personal Finance in Your 40s and 50s Book

Author : Jennifer Lane
Publisher : Simon and Schuster
ISBN 13 : 1605507660
Total Pages : 321 pages
Book Rating : 4.6/5 (55 download)

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Book Synopsis The Everything Personal Finance in Your 40s and 50s Book by : Jennifer Lane

Download or read book The Everything Personal Finance in Your 40s and 50s Book written by Jennifer Lane and published by Simon and Schuster. This book was released on 2008-11-17 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every day, more than 10,000 people turn forty in the United States, moving toward retirement without traditional pension plans backing them up. Lacking the safety net that protected their parents and grandparents, they’re forced to take the initiative for their own financial security. They need a source of information that doesn’t scare them away with insider jargon and intimidating complications. This book will help those who have felt uninformed, intimidated, or excluded from the process, and will simplify difficult topics like budgeting, investing, paying for college while saving for retirement, and helping kids with debt. People will find the essential tools and resources they need to set a course toward retirement and security at this critical stage in life.

The Everything Personal Finance in Your 20s & 30s Book

Author : Howard Davidoff
Publisher : Simon and Schuster
ISBN 13 : 1440542724
Total Pages : 253 pages
Book Rating : 4.4/5 (45 download)

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Book Synopsis The Everything Personal Finance in Your 20s & 30s Book by : Howard Davidoff

Download or read book The Everything Personal Finance in Your 20s & 30s Book written by Howard Davidoff and published by Simon and Schuster. This book was released on 2012-08-18 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get control of your finances - and your future! Do you feel like you'll never pay off your student loans? Worried about your mounting credit card debt? Wondering when you'll ever make enough money to stop living paycheck to paycheck? You're not alone - millions of young Americans are finding it hard to save for the future and still pay today's bills on time. But with The Everything Personal Finance in Your 20s and 30s Book, 3rd Edition, you'll learn how to be financially independent by: Creating a workable budget Minimizing credit card and student loan debt Investing money wisely Building an emergency fund You'll also learn how the Consumer Financial Protection Bureau can help you navigate the often-confusing world of financial service products. With this easy-to-use guide, you'll learn how to manage, save, and invest wisely - starting today!

The Personal Finance Cookbook

Author : Nick Meyer
Publisher : John Wiley & Sons
ISBN 13 : 1394210299
Total Pages : 279 pages
Book Rating : 4.3/5 (942 download)

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Book Synopsis The Personal Finance Cookbook by : Nick Meyer

Download or read book The Personal Finance Cookbook written by Nick Meyer and published by John Wiley & Sons. This book was released on 2024-01-31 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fun and straightforward approach to learning personal finance and budgeting In The Personal Finance Cookbook, Certified Financial PlannerTM certificant and celebrated social media creator Nick Meyer delivers a fun and engaging toolkit for a variety of personal finance tasks, including budgeting, investing, and buying a house. In the book, you'll find a cookbook-style collection of “recipes” detailing the steps you need to take to complete various common and important money-related tasks. You'll learn how to avoid the “paralysis by analysis” that often traps people into doing very little about their personal finances before it's too late. You'll also discover how to take meaningful, concrete steps toward change and positive action. The book includes: Strategies for household budgeting and how to start investing your money The best ways to start saving for your first home and your first car The steps you should take before and while applying for your first credit card and strategies for building your credit rating An invaluable resource for young families, new professionals just beginning their career journeys, and people starting to get ready for retirement, The Personal Finance Cookbook is the perfect book for everyone hoping to get a strong grip of their money situation once and for all.

Python for Finance Cookbook

Author : Eryk Lewinson
Publisher : Packt Publishing Ltd
ISBN 13 : 1789617324
Total Pages : 426 pages
Book Rating : 4.7/5 (896 download)

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Book Synopsis Python for Finance Cookbook by : Eryk Lewinson

Download or read book Python for Finance Cookbook written by Eryk Lewinson and published by Packt Publishing Ltd. This book was released on 2020-01-31 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: Solve common and not-so-common financial problems using Python libraries such as NumPy, SciPy, and pandas Key FeaturesUse powerful Python libraries such as pandas, NumPy, and SciPy to analyze your financial dataExplore unique recipes for financial data analysis and processing with PythonEstimate popular financial models such as CAPM and GARCH using a problem-solution approachBook Description Python is one of the most popular programming languages used in the financial industry, with a huge set of accompanying libraries. In this book, you'll cover different ways of downloading financial data and preparing it for modeling. You'll calculate popular indicators used in technical analysis, such as Bollinger Bands, MACD, RSI, and backtest automatic trading strategies. Next, you'll cover time series analysis and models, such as exponential smoothing, ARIMA, and GARCH (including multivariate specifications), before exploring the popular CAPM and the Fama-French three-factor model. You'll then discover how to optimize asset allocation and use Monte Carlo simulations for tasks such as calculating the price of American options and estimating the Value at Risk (VaR). In later chapters, you'll work through an entire data science project in the financial domain. You'll also learn how to solve the credit card fraud and default problems using advanced classifiers such as random forest, XGBoost, LightGBM, and stacked models. You'll then be able to tune the hyperparameters of the models and handle class imbalance. Finally, you'll focus on learning how to use deep learning (PyTorch) for approaching financial tasks. By the end of this book, you’ll have learned how to effectively analyze financial data using a recipe-based approach. What you will learnDownload and preprocess financial data from different sourcesBacktest the performance of automatic trading strategies in a real-world settingEstimate financial econometrics models in Python and interpret their resultsUse Monte Carlo simulations for a variety of tasks such as derivatives valuation and risk assessmentImprove the performance of financial models with the latest Python librariesApply machine learning and deep learning techniques to solve different financial problemsUnderstand the different approaches used to model financial time series dataWho this book is for This book is for financial analysts, data analysts, and Python developers who want to learn how to implement a broad range of tasks in the finance domain. Data scientists looking to devise intelligent financial strategies to perform efficient financial analysis will also find this book useful. Working knowledge of the Python programming language is mandatory to grasp the concepts covered in the book effectively.

Python for Finance

Author : Yves Hilpisch
Publisher : "O'Reilly Media, Inc."
ISBN 13 : 1492024295
Total Pages : 720 pages
Book Rating : 4.4/5 (92 download)

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Book Synopsis Python for Finance by : Yves Hilpisch

Download or read book Python for Finance written by Yves Hilpisch and published by "O'Reilly Media, Inc.". This book was released on 2018-12-05 with total page 720 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial industry has recently adopted Python at a tremendous rate, with some of the largest investment banks and hedge funds using it to build core trading and risk management systems. Updated for Python 3, the second edition of this hands-on book helps you get started with the language, guiding developers and quantitative analysts through Python libraries and tools for building financial applications and interactive financial analytics. Using practical examples throughout the book, author Yves Hilpisch also shows you how to develop a full-fledged framework for Monte Carlo simulation-based derivatives and risk analytics, based on a large, realistic case study. Much of the book uses interactive IPython Notebooks.

Cashflow Cookbook - Canadian Edition: $2 Million of Financial Freedom in 60 Easy Recipes

Author : Gordon Stein
Publisher : Library and Archives Canada / Government of Canada
ISBN 13 : 9781775195405
Total Pages : 242 pages
Book Rating : 4.1/5 (954 download)

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Book Synopsis Cashflow Cookbook - Canadian Edition: $2 Million of Financial Freedom in 60 Easy Recipes by : Gordon Stein

Download or read book Cashflow Cookbook - Canadian Edition: $2 Million of Financial Freedom in 60 Easy Recipes written by Gordon Stein and published by Library and Archives Canada / Government of Canada. This book was released on 2017-11-20 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you struggle with money, are trying to save for retirement or if you have dreams of financial independence, this book is for you.For most of us, just covering the bills each month is a challenge. As consumers, we have racked up more debt than ever before.If you have read other personal finance books, you have likely learned about automatically saving 10% of your income, setting a budget and investing your money in blue chip stocks and bonds.Which is great if you have some money to invest. Or if you can actually keep to a budget.Cashflow Cookbook offers a new approach. 60 easy "recipes" that anyone can use to reduce their spending and free up some cashflow. With minimal sacrifice. All as easy as, well, following a recipe.Each recipe includes the calculations of the savings value of the recipe when invested for ten years. Sample math is provided to show typical savings for a "hearty serving" (a family with home, cottage etc) as well as for a "light serving" (a single person in an apartment). You can easily calculate the savings for your situation and then get that money working for you - paying of debts and building savings - with some left over for fun.They provide fresh ideas to free up cashflow in every aspect of your life including: * Housing* Transportation* Food & Drink* Household* Lifestyle* FinancialEach recipe take between 10 minutes and a couple of hours to implement and can save between $25 and $900 a month. Each. Investing those savings at 7% can provide more than $700,000 over 10 years for a single person and over $2,000,000 for a family.Yes, really.Cashflow Cookbook is an ideal resource for: * Those who want to attain financial independence* Job hunters who need to stretch out a severance package* Teachers to help students learn about financial literacy* Couples who spend too much time fighting about money* Retirees who are trying to maximize their spending power* The newly divorced, struggling to cope with starting over* Families who are trying to reduce money worries* Entrepreneurs who need to keep expenses lean* Graduates paying loans as they enter the working worldTake the first step to financial independence and download Cashflow Cookbook - Canadian Edition.Watch for the U.S. Edition coming soon.

The Index Card

Author : Helaine Olen
Publisher : Penguin
ISBN 13 : 0698186656
Total Pages : 163 pages
Book Rating : 4.6/5 (981 download)

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Book Synopsis The Index Card by : Helaine Olen

Download or read book The Index Card written by Helaine Olen and published by Penguin. This book was released on 2016-01-05 with total page 163 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an offhand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.

Smart Women Love Money

Author : Alice Finn
Publisher : Simon and Schuster
ISBN 13 : 168245004X
Total Pages : 240 pages
Book Rating : 4.6/5 (824 download)

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Book Synopsis Smart Women Love Money by : Alice Finn

Download or read book Smart Women Love Money written by Alice Finn and published by Simon and Schuster. This book was released on 2017-04-11 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: YOU ARE A SMART WOMAN, BUT DO YOU STILL: —Feel you’re too busy to invest your money? —Rely on someone else to deal? —Get bored by financial talk? —Think that investing is something only men do? —Worry you’re not smart enough? THINK AGAIN. Women have made strides in so many areas and yet we still have a blind spot when it comes to managing our money. Why? A myriad of factors cause women to earn less than men over a lifetime, making it all the more imperative that we make the money we do have work for us as much as possible. And here’s a reality check: as many as nine out of ten of us will have to manage our finances and those of our family at some point in our lives. And a lot of us think that means keeping our money “safe” in savings accounts, and not investing it. But not doing so has an opportunity cost that will lead to opportunities lost—the ability to pay for a college education, own a home, change careers to pursue a dream, or retire. Alice Finn wants to change how you think about your money, no matter how much or little you have. In Smart Women Love Money, Finn paves the way forward by showing you that the power of investing is the last frontier of feminism. Drawing on more than twenty years of experience as a successful wealth management adviser, Finn shares five simple and proven strategies for a woman at any stage of her life, whether starting a career, home raising children, or heading up a major corporation. Finn’s Five Life-changing Rules of Investing will secure your financial future: 1. Invest in Stocks for the Long Run: Get the magic of compounding working for you, starting now. 2. Allocate your Assets: Strategize your investing to get the most of your returns. 3. Implement with Index Funds: Take advantage of “passive” investing with simple, low-cost, and diverse funds. 4. Rebalance Regularly: Sell high and buy low without much effort, to keep you on track toward your goals. 5. Keep Your Fees Low: Uncover hidden fees so you don’t lose half of your wealth to Wall Street. Finn will also provide the tools you need to achieve long-term success no matter what the markets are doing or what the headlines say. So even in the face of uncertainty— such as the possible dumping of the fiduciary rule (requiring financial advisers to act in their client’s best interests) by the Trump administration—Smart Women Love Money will help you protect yourself and all of your assets for your future. Whether you have $10, $10,000, or more, it’s time to get smart about your money.

A-Z of Personal Finance

Author : Nimi Akinkugbe
Publisher :
ISBN 13 : 9780976694137
Total Pages : 274 pages
Book Rating : 4.6/5 (941 download)

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Book Synopsis A-Z of Personal Finance by : Nimi Akinkugbe

Download or read book A-Z of Personal Finance written by Nimi Akinkugbe and published by . This book was released on 2015-02-02 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whether you are just starting out and in your first job, or you are approaching retirement, or somewhere in between, you need to take your personal finances seriously. In A-Z of Personal Finance the author, with a professional background of over two decades in banking and private wealth management, provides you with important practical information and useful tips on matters concerning you and your money.

Your Money or Your Life

Author : Vicki Robin
Publisher : Penguin
ISBN 13 : 0143115766
Total Pages : 385 pages
Book Rating : 4.1/5 (431 download)

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Book Synopsis Your Money or Your Life by : Vicki Robin

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

The One-Minute Financial Planner

Author : Joel Redmond
Publisher : Xlibris Corporation
ISBN 13 : 145686646X
Total Pages : 150 pages
Book Rating : 4.4/5 (568 download)

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Book Synopsis The One-Minute Financial Planner by : Joel Redmond

Download or read book The One-Minute Financial Planner written by Joel Redmond and published by Xlibris Corporation. This book was released on 2011-03-28 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bloomberg says “sell”, but CNBC says “buy”. “Don’t you dare tap your home equity!” says one money expert. “Home equity line rates are at all time lows,” the other expert says. Who are you supposed to believe? Does this sound familiar to you? If so, The One-Minute Financial Planner is for you. Written to bridge the gap arising from a school system lacking in sound money management principles, The One Minute-Financial Planner is filed with useful truths and actionable, easy-to-implement steps that will help make any reader more financially confident. Divided into six general segments, the articles inside the book will help you address misconceptions about dozens of situations that arise every day, whether it’s using a stop-loss order for your biggest stock position or figuring out if your revocable living trust does everything you want it to. The One-Minute Financial Planner is practice, not theory. Written by a practicing financial planner with over six years’ experience at two major Wall Street firms, it breaks down the complex world of finance into sixty common misconceptions people have about investing, planning, and retirement. Best of all, each topic is short, clear, and ends with several real-world, right-now things you can do to improve your financial literacy. Got a minute? Spend it with the One Minute Financial Planner. Your financial well-being may depend on it.

Manage Your Money Like a F*cking Grown-Up

Author : Sam Beckbessinger
Publisher : Robinson
ISBN 13 : 1472143434
Total Pages : 186 pages
Book Rating : 4.4/5 (721 download)

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Book Synopsis Manage Your Money Like a F*cking Grown-Up by : Sam Beckbessinger

Download or read book Manage Your Money Like a F*cking Grown-Up written by Sam Beckbessinger and published by Robinson. This book was released on 2019-04-18 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're going to earn plenty of money over your lifetime. Are you going to waste it on stupid crap that doesn't make you happy, or let it buy your freedom and your most audacious dreams? We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. In Manage Your Money Like a F*cking Grown Up, Sam Beckbessinger tells it to you straight: how to take control of your money to take control of your life. In this clear and engaging basic guide to managing your finances, you will learn: - How to trick your dumb brain into saving more, without giving up fun - How to make a bona fide grown-up budget - Why you need to forget what you've learned about credit - How to negotiate a raise - Why buying a house (probably) won't make you rich - The one super-simple investment you need With helpful exercises, informative illustrations (also: kittens) and straightforward advice, this book doesn't shy away from the psychology of money, and is empowering, humorous and helpful. The book you wish you'd had at 25, but is never too late to read.

The Financial Peace Planner

Author : Dave Ramsey
Publisher : Penguin
ISBN 13 : 9780140264685
Total Pages : 292 pages
Book Rating : 4.2/5 (646 download)

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Book Synopsis The Financial Peace Planner by : Dave Ramsey

Download or read book The Financial Peace Planner written by Dave Ramsey and published by Penguin. This book was released on 1998-01-01 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get out of debt and stay out with the help of Dave Ramsey, the financial expert who has helped millions of Americans control their money The Financial Peace Planner may be the most valuable purchase you ever make. Dave Ramey's practical regimen, based on his own personal experience with debt, offers hard-won advice and much needed hope to people who find themselves in serious debt and desperate for a way out. This book comes in a workbook format, allowing you to frequently monitor your progress and, most importantly, to face your situation honestly. Loaded with inspirational insights that come from personal experience, this set of books will be life changing for any debt-ridden readers. You'll find help on how to: • Assess the urgency of your situation • Understand where your money's going • Create a realistic budget • Dump your debt • Clean up your credit rating

Quantitative Finance For Dummies

Author : Steve Bell
Publisher : John Wiley & Sons
ISBN 13 : 1118769430
Total Pages : 408 pages
Book Rating : 4.1/5 (187 download)

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Book Synopsis Quantitative Finance For Dummies by : Steve Bell

Download or read book Quantitative Finance For Dummies written by Steve Bell and published by John Wiley & Sons. This book was released on 2016-06-07 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: An accessible, thorough introduction to quantitative finance Does the complex world of quantitative finance make you quiver?You're not alone! It's a tough subject for even high-levelfinancial gurus to grasp, but Quantitative Finance ForDummies offers plain-English guidance on making sense ofapplying mathematics to investing decisions. With this completeguide, you'll gain a solid understanding of futures, options andrisk, and get up-to-speed on the most popular equations, methods,formulas and models (such as the Black-Scholes model) that areapplied in quantitative finance. Also known as mathematical finance, quantitative finance is thefield of mathematics applied to financial markets. It's a highlytechnical discipline—but almost all investment companies andhedge funds use quantitative methods. This fun and friendly guidebreaks the subject of quantitative finance down to easilydigestible parts, making it approachable for personal investors andfinance students alike. With the help of Quantitative FinanceFor Dummies, you'll learn the mathematical skills necessary forsuccess with quantitative finance, the most up-to-date portfolioand risk management applications and everything you need to knowabout basic derivatives pricing. Covers the core models, formulas and methods used inquantitative finance Includes examples and brief exercises to help augment yourunderstanding of QF Provides an easy-to-follow introduction to the complex world ofquantitative finance Explains how QF methods are used to define the current marketvalue of a derivative security Whether you're an aspiring quant or a top-tier personalinvestor, Quantitative Finance For Dummies is your go-toguide for coming to grips with QF/risk management.

Living the Savvy Life

Author : Melissa Tosetti
Publisher : Morgan James Publishing
ISBN 13 : 1600378358
Total Pages : 229 pages
Book Rating : 4.6/5 (3 download)

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Book Synopsis Living the Savvy Life by : Melissa Tosetti

Download or read book Living the Savvy Life written by Melissa Tosetti and published by Morgan James Publishing. This book was released on 2011-01-01 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn to master your finances with this practical guide full of tips and techniques that help you live rich while spending less. Money isn’t the most important thing in a woman’s life—but it effects every aspect of how we live. So if you want to enjoy the best of life, it’s important to be money savvy. Living the Savvy Life teaches you how to be mindful about money so that you have it when you need it—and also when you truly want to splurge or treat yourself. Living the Savvy Life isn’t about being a cheapskate, a miser, or a tightwad. It’s about having security and peace of mind by spending less than you make. It’s about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions. It’s about cooking at home more often so you can afford an occasional dinner at your favorite restaurant. It’s about having a wardrobe made entirely of clothes that fit and look great on you. It’s about enjoying your time off because you planned for it and know you can “afford it.” It’s about attaining and maintaining a balance that can sustain the life you love.

All Your Worth

Author : Elizabeth Warren
Publisher : Simon and Schuster
ISBN 13 : 0743269888
Total Pages : 304 pages
Book Rating : 4.7/5 (432 download)

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Book Synopsis All Your Worth by : Elizabeth Warren

Download or read book All Your Worth written by Elizabeth Warren and published by Simon and Schuster. This book was released on 2006-01-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

The Money Book for Freelancers, Part-Timers, and the Self-Employed

Author : Joseph D'Agnese
Publisher : Currency
ISBN 13 : 0307453669
Total Pages : 322 pages
Book Rating : 4.3/5 (74 download)

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Book Synopsis The Money Book for Freelancers, Part-Timers, and the Self-Employed by : Joseph D'Agnese

Download or read book The Money Book for Freelancers, Part-Timers, and the Self-Employed written by Joseph D'Agnese and published by Currency. This book was released on 2010-03-02 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a book for people like us, and we all know who we are. We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including: • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own