Paying the Price

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Author :
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

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Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

The Key to Paying for College

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Author :
Publisher :
ISBN 13 : 9780615560144
Total Pages : 142 pages
Book Rating : 4.5/5 (61 download)

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Book Synopsis The Key to Paying for College by : Kevin Simme

Download or read book The Key to Paying for College written by Kevin Simme and published by . This book was released on 2011-11-01 with total page 142 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn techniques which will help you to pay for college while still being able to finance other important goals.

Paying for College Without Going Broke

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Author :
Publisher : Princeton Review
ISBN 13 : 0375429425
Total Pages : 354 pages
Book Rating : 4.3/5 (754 download)

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Book Synopsis Paying for College Without Going Broke by : Kalman A. Chany

Download or read book Paying for College Without Going Broke written by Kalman A. Chany and published by Princeton Review. This book was released on 2009 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents a guide to controlling college costs that furnishes helpful tips on the financial aid packages available, filling out application forms, educational loans, updated tax regulations, and additional sources of revenue.

Who Should Pay?

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Author :
Publisher : Russell Sage Foundation
ISBN 13 : 161044910X
Total Pages : 284 pages
Book Rating : 4.6/5 (14 download)

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Book Synopsis Who Should Pay? by : Natasha Quadlin

Download or read book Who Should Pay? written by Natasha Quadlin and published by Russell Sage Foundation. This book was released on 2022-01-14 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Americans now obtain college degrees at a higher rate than at any time in recent decades in the hopes of improving their career prospects. At the same time, the rising costs of an undergraduate education have increased dramatically, forcing students and families to take out often unmanageable levels of student debt. The cumulative amount of student debt reached nearly $1.5 trillion in 2017, and calls for student loan forgiveness have gained momentum. Yet public policy to address college affordability has been mixed. While some policymakers support more public funding to broaden educational access, others oppose this expansion. Noting that public opinion often shapes public policy, sociologists Natasha Quadlin and Brian Powell examine public opinion on who should shoulder the increasing costs of higher education and why. Who Should Pay? draws on a decade’s worth of public opinion surveys analyzing public attitudes about whether parents, students, or the government should be primarily responsible for funding higher education. Quadlin and Powell find that between 2010 and 2019, public opinion has shifted dramatically in favor of more government funding. In 2010, Americans overwhelming believed that parents and students were responsible for the costs of higher education. Less than a decade later, the percentage of Americans who believed that federal or state/local government should be the primary financial contributor has more than doubled. The authors contend that the rapidity of this change may be due to the effects of the 2008 financial crisis and the growing awareness of the social and economic costs of high levels of student debt. Quadlin and Powell also find increased public endorsement of shared responsibility between individuals and the government in paying for higher education. The authors additionally examine attitudes on the accessibility of college for all, whether higher education at public universities should be free, and whether college is worth the costs. Quadlin and Powell also explore why Americans hold these beliefs. They identify individualistic and collectivist world views that shape public perspectives on the questions of funding, accessibility, and worthiness of college. Those with more individualistic orientations believed parents and students should pay for college, and that if students want to attend college, then they should work hard and find ways to achieve their goals. Those with collectivist orientations believed in a model of shared responsibility – one in which the government takes a greater level of responsibility for funding education while acknowledging the social and economic barriers to obtaining a college degree for many students. The authors find that these belief systems differ among socio-demographic groups and that bias – sometimes unconscious and sometimes deliberate – regarding race and class affects responses from both individualistic and collectivist-oriented participants. Public opinion is typically very slow to change. Yet Who Should Pay? provides an illuminating account of just how quickly public opinion has shifted regarding the responsibility of paying for a college education and its implications for future generations of students.

Filing the FAFSA

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Author :
Publisher : Edvisors Network, Inc.
ISBN 13 : 0991464621
Total Pages : 238 pages
Book Rating : 4.9/5 (914 download)

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Book Synopsis Filing the FAFSA by : Mark Kantrowitz

Download or read book Filing the FAFSA written by Mark Kantrowitz and published by Edvisors Network, Inc.. This book was released on 2014-01-31 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every year, more than 20 million students and parents file the Free Application for Federal Student Aid (FAFSA), the gateway to federal, state and school financial aid. Families often worry about making costly mistakes, but this step-by-step guide provides expert advice and insights to: · Maximize eligibility for student aid · Avoid common errors · Complete the form quickly, easily and accurately Praise for Filing the FAFSA: I found Filing the FAFSA to be an up-to-the-minute, accessible and readable resource for those with a keen interest in the current federal application for student financial aid. –Nancy Coolidge, Office of the President, University of California Families need a guide that breaks down the application form into logical sections. Filing the FAFSA is an important tool in removing some of the mystery surrounding the financial aid process. –Verna Hazen, Assistant Vice President and Director, Office of Financial Aid and Scholarships, Rochester Institute of Technology With the plethora of information on the subject of completing college financial applications, it’s reassuring to find a guide that students, parents and even guidance counselors can look to for useful and accurate information. –Carlos Adrian, Associate Director, Financial Aid Compliance, Office of Financial Aid and Scholarship Programs, Syracuse University As a long-time financial aid professional, I am always looking for helpful tools to assist families in understanding the sometimes overwhelming process of applying for student financial aid for college. Filing the FAFSA is a tool that successfully combines the presentation of detailed information with easy to follow flow charts and summary boxes to guide families through the application process. It is filled with helpful hints and is a valuable resource for families navigating the complicated world of financial aid. –Diane Stemper, Executive Director, Office of Enrollment Services, Student Financial Aid, Ohio State University

The College Trap

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Author :
Publisher : Gordon Wadsworth
ISBN 13 : 9780965968218
Total Pages : 178 pages
Book Rating : 4.9/5 (682 download)

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Book Synopsis The College Trap by : Gordon Wadsworth

Download or read book The College Trap written by Gordon Wadsworth and published by Gordon Wadsworth. This book was released on 2007 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the internet so key for today s information, nationally recognized author and speaker Gordon Wadsworth taps the internet with his financial guide for parents of college bound students. Economists predict the cost of attending state colleges will soar to $120,000 by 2015. Currently over $40 billion in student loan debt has forced many former students into financial bondage or even bankruptcy. The College Trap offers creative ways to pay for college and stay out of debt, and includes hundreds of internet links activated via an exclusive website. * Ways to maximize acceptance at the college of your choice * College loans that become grants * The key that opens the scholarship door * How distance education can work for you * Loan forgiveness at $10,000 per year * How to rate financial aid packages * Uncle Sam s best-kept scholarship secret * Alternative funding programs * Safe internet links to scholarships and grants With four appendices containing easy-to-use budget forms, tax credit information, state grant addresses, and a complete list of Robert C. Byrd scholarship locations, student s will have everything they need to avoid the college trap."

Debt-Free Degree

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Author :
Publisher : Ramsey Press
ISBN 13 : 1942121121
Total Pages : 224 pages
Book Rating : 4.9/5 (421 download)

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Book Synopsis Debt-Free Degree by : Anthony ONeal

Download or read book Debt-Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Paying for College Without Going Broke, 2018 Edition

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Author :
Publisher : Princeton Review
ISBN 13 : 1524710857
Total Pages : 354 pages
Book Rating : 4.5/5 (247 download)

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Book Synopsis Paying for College Without Going Broke, 2018 Edition by : The Princeton Review

Download or read book Paying for College Without Going Broke, 2018 Edition written by The Princeton Review and published by Princeton Review. This book was released on 2017-11-07 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make sure you’re preparing with the most up-to-date materials! Look for The Princeton Review’s newest edition of this book, Paying for College, 2019 Edition (ISBN: 9780525567554, on-sale September 2018). Publisher's Note: Products purchased from third-party sellers are not guaranteed by the publisher for quality or authenticity, and may not include access to online tests or materials included with the original product.

How to Appeal for More College Financial Aid

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Author :
Publisher : Independently Published
ISBN 13 : 9781793298447
Total Pages : 280 pages
Book Rating : 4.2/5 (984 download)

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Book Synopsis How to Appeal for More College Financial Aid by : Mark Kantrowitz

Download or read book How to Appeal for More College Financial Aid written by Mark Kantrowitz and published by Independently Published. This book was released on 2019-01-11 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: College financial aid is not like negotiating with a car dealership, where bluff and bluster will get you a bigger, better deal. Appealing for more financial aid depends on presenting the college financial aid office with adequate documentation of special circumstances that affect the family's ability to pay for college.This book provides a guide for students and their families on how to appeal for more financial aid for college and how to improve the likelihood of a successful appeal. This book also discusses techniques for increasing eligibility for need-based financial aid and merit aid.The topics covered by this book include corrections, updates, special circumstances, writing an effective financial aid appeal letter, adequate documentation, professional judgment adjustments, unusual circumstances, dependency overrides and the differences between the FAFSA and CSS Profile forms.

The Complete Idiot's Guide to Paying for College

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Author :
Publisher : Penguin
ISBN 13 : 1101444053
Total Pages : 429 pages
Book Rating : 4.1/5 (14 download)

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Book Synopsis The Complete Idiot's Guide to Paying for College by : Ken Clark, CFP

Download or read book The Complete Idiot's Guide to Paying for College written by Ken Clark, CFP and published by Penguin. This book was released on 2010-10-05 with total page 429 pages. Available in PDF, EPUB and Kindle. Book excerpt: A higher education without falling deep in debt. With the lack of financial aid, grants, and scholarships available today due to the economic climate, parents and students need serious help in finding ways to pay for college. Savings plans and resources have disappeared. Loans seem impossible to pay off. That's where The Complete Idiot's Guide® to Paying for College steps in. It helps develop an action plan for people to budget and pay for college right now, and if necessary, strategize repayment after graduation. It also explains how to: • Find ways to lower the cost of tuition and room and board • Find honest–to–goodness free money • Discover more affordable options like college credit for military service, peer–to–peer lending, or attending nontraditional colleges and universities

Higher Education Accountability

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Author :
Publisher : JHU Press
ISBN 13 : 1421424738
Total Pages : 271 pages
Book Rating : 4.4/5 (214 download)

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Book Synopsis Higher Education Accountability by : Robert Kelchen

Download or read book Higher Education Accountability written by Robert Kelchen and published by JHU Press. This book was released on 2018-02-27 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beginning with the earliest efforts to regulate schools, the author reveals the rationale behind accountability and outlines the historical development of how US federal and state policies, accreditation practices, private-sector interests, and internal requirements have become so important to institutional success and survival

Repaying Your Student Loans

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Author :
Publisher :
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.:/5 (3 download)

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Book Synopsis Repaying Your Student Loans by :

Download or read book Repaying Your Student Loans written by and published by . This book was released on 2002 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Funding Education Beyond High School

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Author :
Publisher : DIANE Publishing
ISBN 13 : 9781422325315
Total Pages : 120 pages
Book Rating : 4.3/5 (253 download)

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Book Synopsis Funding Education Beyond High School by : United States. Department of Education. Federal Student Aid

Download or read book Funding Education Beyond High School written by United States. Department of Education. Federal Student Aid and published by DIANE Publishing. This book was released on 2007 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Smart Strategies for Paying for College

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Author :
Publisher : The Rosen Publishing Group, Inc
ISBN 13 : 147777615X
Total Pages : 80 pages
Book Rating : 4.4/5 (777 download)

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Book Synopsis Smart Strategies for Paying for College by : G. S. Prentzas

Download or read book Smart Strategies for Paying for College written by G. S. Prentzas and published by The Rosen Publishing Group, Inc. This book was released on 2014-07-15 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: Even as having a higher education becomes increasingly essential in the job market, the costs associated with attending a post-secondary institution continue to rise, making the prospect of paying for college seem daunting. By examining and breaking down the various financing and aid options available, this practical volume allows students to accurately assess their financial situations and to develop strategies to finance a college education. Offering tips on how to tackle the FAFSA form and covering the difference between grants and scholarships, the benefits of work-study, and much more, this volume is a valuable resource for anyone interested in pursuing a college degree.

Financing College Tuition

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Author :
Publisher : American Enterprise Institute
ISBN 13 : 9780844740768
Total Pages : 148 pages
Book Rating : 4.7/5 (47 download)

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Book Synopsis Financing College Tuition by : Marvin H. Kosters

Download or read book Financing College Tuition written by Marvin H. Kosters and published by American Enterprise Institute. This book was released on 1999 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: A college education has been the key to higher real wages and living standards. But as college enrollment has increased, so has the difficulty in paying for higher education.

Paying for College

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Author :
Publisher : Peterson's
ISBN 13 : 0768927145
Total Pages : 221 pages
Book Rating : 4.7/5 (689 download)

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Book Synopsis Paying for College by : Peterson's

Download or read book Paying for College written by Peterson's and published by Peterson's. This book was released on 2008-07 with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: Updated to include changes in financial aid as a result of landmark new legislation passed in fall 2007,Peterson's Paying for College, provides parents and students with straight, easy-to-understand answers to the most frequently asked questions about financial aid. While most competitive books make unrealistic promises that they'll help you go to college for free, this book takes a more practical approach, recognizing that most American families will have to navigate the financial aid process and pay for college in some way. As college costs continue to rise and borrowing becomes more difficult for many families, this book is particularly timely.

The Thrifty Food Plan

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Author :
Publisher :
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis The Thrifty Food Plan by : Betty B. Peterkin

Download or read book The Thrifty Food Plan written by Betty B. Peterkin and published by . This book was released on 1975 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: