The Impact Of Telematics In The Auto Insurance Industry

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Insurance Distribution Directive

Author : Pierpaolo Marano
Publisher : Springer Nature
ISBN 13 : 3030527387
Total Pages : 439 pages
Book Rating : 4.0/5 (35 download)

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Book Synopsis Insurance Distribution Directive by : Pierpaolo Marano

Download or read book Insurance Distribution Directive written by Pierpaolo Marano and published by Springer Nature. This book was released on 2021 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--

Disrupting Finance

Author : Theo Lynn
Publisher : Springer
ISBN 13 : 3030023303
Total Pages : 194 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis Disrupting Finance by : Theo Lynn

Download or read book Disrupting Finance written by Theo Lynn and published by Springer. This book was released on 2018-12-06 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.

Automated Driving Systems 2.0.

Author : U. S. Department Of Transportation
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781724236395
Total Pages : 36 pages
Book Rating : 4.2/5 (363 download)

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Book Synopsis Automated Driving Systems 2.0. by : U. S. Department Of Transportation

Download or read book Automated Driving Systems 2.0. written by U. S. Department Of Transportation and published by Createspace Independent Publishing Platform. This book was released on 2018-07-25 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A Vision for Safety replaces the Federal Automated Vehicle Policy released in 2016. This updated policy framework offers a path forward for the safe deployment of automated vehicles by: encouraging new entrants and ideas that deliver safer vehicles; making Department regulatory processes more nimble to help match the pace of private sector innovation; and supporting industry innovation and encouraging open communication with the public and with stakeholders."--Introductory message.

Autonomous Vehicles and the Future of Auto Insurance

Author : Karlyn D. Stanley
Publisher :
ISBN 13 : 9781977406354
Total Pages : 108 pages
Book Rating : 4.4/5 (63 download)

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Book Synopsis Autonomous Vehicles and the Future of Auto Insurance by : Karlyn D. Stanley

Download or read book Autonomous Vehicles and the Future of Auto Insurance written by Karlyn D. Stanley and published by . This book was released on 2021-02 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: "RAND social and economic well being"--Title page.

Competitiveness in Emerging Markets

Author : Datis Khajeheian
Publisher : Springer
ISBN 13 : 3319717227
Total Pages : 596 pages
Book Rating : 4.3/5 (197 download)

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Book Synopsis Competitiveness in Emerging Markets by : Datis Khajeheian

Download or read book Competitiveness in Emerging Markets written by Datis Khajeheian and published by Springer. This book was released on 2018-05-14 with total page 596 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents a collection of interrelated research advances in the field of technological entrepreneurship from the perspective of competition in emerging markets. Featuring contributions by scholars from different fields of interest, it provides a mix of theoretical developments, insights and research methods used to uncover the unexplored aspects of competitiveness in emerging markets in an age characterized by disruptive technologies.

Autonomous Vehicle Technology

Author : James M. Anderson
Publisher : Rand Corporation
ISBN 13 : 0833084372
Total Pages : 215 pages
Book Rating : 4.8/5 (33 download)

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Book Synopsis Autonomous Vehicle Technology by : James M. Anderson

Download or read book Autonomous Vehicle Technology written by James M. Anderson and published by Rand Corporation. This book was released on 2014-01-10 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: The automotive industry appears close to substantial change engendered by “self-driving” technologies. This technology offers the possibility of significant benefits to social welfare—saving lives; reducing crashes, congestion, fuel consumption, and pollution; increasing mobility for the disabled; and ultimately improving land use. This report is intended as a guide for state and federal policymakers on the many issues that this technology raises.

Proceedings of the Casualty Actuarial Society

Author : Casualty Actuarial Society
Publisher :
ISBN 13 :
Total Pages : 712 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Proceedings of the Casualty Actuarial Society by : Casualty Actuarial Society

Download or read book Proceedings of the Casualty Actuarial Society written by Casualty Actuarial Society and published by . This book was released on 1999 with total page 712 pages. Available in PDF, EPUB and Kindle. Book excerpt: List of members for the years 1914-20 are included in v. 1-7, after which they are continued in the Year book of the society, begun in 1922.

Information Systems and Neuroscience

Author : Fred D. Davis
Publisher : Springer Nature
ISBN 13 : 3030600734
Total Pages : 379 pages
Book Rating : 4.0/5 (36 download)

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Book Synopsis Information Systems and Neuroscience by : Fred D. Davis

Download or read book Information Systems and Neuroscience written by Fred D. Davis and published by Springer Nature. This book was released on 2020-10-26 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents the proceedings of the virtual conference NeuroIS Retreat 2020, June 2–4, hosted in Austria, reporting on topics at the intersection of information systems (IS) research, neurophysiology and the brain sciences. Readers will discover the latest findings from top scholars in the field of NeuroIS, which offer detailed insights on the neurobiology underlying IS behavior, essential methods and tools and their applications for IS, as well as the application of neuroscience and neurophysiological theories to advance IS theory.

Autonomous Driving

Author : Andreas Herrmann
Publisher : Emerald Group Publishing
ISBN 13 : 1787148343
Total Pages : 460 pages
Book Rating : 4.7/5 (871 download)

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Book Synopsis Autonomous Driving by : Andreas Herrmann

Download or read book Autonomous Driving written by Andreas Herrmann and published by Emerald Group Publishing. This book was released on 2018-03-26 with total page 460 pages. Available in PDF, EPUB and Kindle. Book excerpt: The technology and engineering behind autonomous driving is advancing at pace. This book presents the latest technical advances and the economic, environmental and social impact driverless cars will have on individuals and the automotive industry.

Technologies and Approaches to Reducing the Fuel Consumption of Medium- and Heavy-Duty Vehicles

Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309159474
Total Pages : 251 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Technologies and Approaches to Reducing the Fuel Consumption of Medium- and Heavy-Duty Vehicles by : National Research Council

Download or read book Technologies and Approaches to Reducing the Fuel Consumption of Medium- and Heavy-Duty Vehicles written by National Research Council and published by National Academies Press. This book was released on 2010-07-30 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technologies and Approaches to Reducing the Fuel Consumption of Medium- and Heavy-Duty Vehicles evaluates various technologies and methods that could improve the fuel economy of medium- and heavy-duty vehicles, such as tractor-trailers, transit buses, and work trucks. The book also recommends approaches that federal agencies could use to regulate these vehicles' fuel consumption. Currently there are no fuel consumption standards for such vehicles, which account for about 26 percent of the transportation fuel used in the U.S. The miles-per-gallon measure used to regulate the fuel economy of passenger cars. is not appropriate for medium- and heavy-duty vehicles, which are designed above all to carry loads efficiently. Instead, any regulation of medium- and heavy-duty vehicles should use a metric that reflects the efficiency with which a vehicle moves goods or passengers, such as gallons per ton-mile, a unit that reflects the amount of fuel a vehicle would use to carry a ton of goods one mile. This is called load-specific fuel consumption (LSFC). The book estimates the improvements that various technologies could achieve over the next decade in seven vehicle types. For example, using advanced diesel engines in tractor-trailers could lower their fuel consumption by up to 20 percent by 2020, and improved aerodynamics could yield an 11 percent reduction. Hybrid powertrains could lower the fuel consumption of vehicles that stop frequently, such as garbage trucks and transit buses, by as much 35 percent in the same time frame.

Analytics for Insurance

Author : Tony Boobier
Publisher : John Wiley & Sons
ISBN 13 : 1119141079
Total Pages : 296 pages
Book Rating : 4.1/5 (191 download)

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Book Synopsis Analytics for Insurance by : Tony Boobier

Download or read book Analytics for Insurance written by Tony Boobier and published by John Wiley & Sons. This book was released on 2016-10-10 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: The business guide to Big Data in insurance, with practical application insight Big Data and Analytics for Insurers is the industry-specific guide to creating operational effectiveness, managing risk, improving financials, and retaining customers. Written from a non-IT perspective, this book focusses less on the architecture and technical details, instead providing practical guidance on translating analytics into target delivery. The discussion examines implementation, interpretation, and application to show you what Big Data can do for your business, with insights and examples targeted specifically to the insurance industry. From fraud analytics in claims management, to customer analytics, to risk analytics in Solvency 2, comprehensive coverage presented in accessible language makes this guide an invaluable resource for any insurance professional. The insurance industry is heavily dependent on data, and the advent of Big Data and analytics represents a major advance with tremendous potential – yet clear, practical advice on the business side of analytics is lacking. This book fills the void with concrete information on using Big Data in the context of day-to-day insurance operations and strategy. Understand what Big Data is and what it can do Delve into Big Data's specific impact on the insurance industry Learn how advanced analytics can revolutionise the industry Bring Big Data out of IT and into strategy, management, marketing, and more Big Data and analytics is changing business – but how? The majority of Big Data guides discuss data collection, database administration, advanced analytics, and the power of Big Data – but what do you actually do with it? Big Data and Analytics for Insurers answers your questions in real, everyday business terms, tailored specifically to the insurance industry's unique needs, challenges, and targets.

Advances in Mobile Cloud Computing and Big Data in the 5G Era

Author : Constandinos X. Mavromoustakis
Publisher : Springer
ISBN 13 : 3319451456
Total Pages : 381 pages
Book Rating : 4.3/5 (194 download)

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Book Synopsis Advances in Mobile Cloud Computing and Big Data in the 5G Era by : Constandinos X. Mavromoustakis

Download or read book Advances in Mobile Cloud Computing and Big Data in the 5G Era written by Constandinos X. Mavromoustakis and published by Springer. This book was released on 2016-11-19 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reports on the latest advances on the theories, practices, standards and strategies that are related to the modern technology paradigms, the Mobile Cloud computing (MCC) and Big Data, as the pillars and their association with the emerging 5G mobile networks. The book includes 15 rigorously refereed chapters written by leading international researchers, providing the readers with technical and scientific information about various aspects of Big Data and Mobile Cloud Computing, from basic concepts to advanced findings, reporting the state-of-the-art on Big Data management. It demonstrates and discusses methods and practices to improve multi-source Big Data manipulation techniques, as well as the integration of resources availability through the 3As (Anywhere, Anything, Anytime) paradigm, using the 5G access technologies.

Actuarial Modelling of Claim Counts

Author : Michel Denuit
Publisher : John Wiley & Sons
ISBN 13 : 9780470517413
Total Pages : 384 pages
Book Rating : 4.5/5 (174 download)

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Book Synopsis Actuarial Modelling of Claim Counts by : Michel Denuit

Download or read book Actuarial Modelling of Claim Counts written by Michel Denuit and published by John Wiley & Sons. This book was released on 2007-07-27 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are a wide range of variables for actuaries to consider when calculating a motorist’s insurance premium, such as age, gender and type of vehicle. Further to these factors, motorists’ rates are subject to experience rating systems, including credibility mechanisms and Bonus Malus systems (BMSs). Actuarial Modelling of Claim Counts presents a comprehensive treatment of the various experience rating systems and their relationships with risk classification. The authors summarize the most recent developments in the field, presenting ratemaking systems, whilst taking into account exogenous information. The text: Offers the first self-contained, practical approach to a priori and a posteriori ratemaking in motor insurance. Discusses the issues of claim frequency and claim severity, multi-event systems, and the combinations of deductibles and BMSs. Introduces recent developments in actuarial science and exploits the generalised linear model and generalised linear mixed model to achieve risk classification. Presents credibility mechanisms as refinements of commercial BMSs. Provides practical applications with real data sets processed with SAS software. Actuarial Modelling of Claim Counts is essential reading for students in actuarial science, as well as practicing and academic actuaries. It is also ideally suited for professionals involved in the insurance industry, applied mathematicians, quantitative economists, financial engineers and statisticians.

Commercial Motor Vehicle Driver Fatigue, Long-Term Health, and Highway Safety

Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
ISBN 13 : 0309392527
Total Pages : 273 pages
Book Rating : 4.3/5 (93 download)

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Book Synopsis Commercial Motor Vehicle Driver Fatigue, Long-Term Health, and Highway Safety by : National Academies of Sciences, Engineering, and Medicine

Download or read book Commercial Motor Vehicle Driver Fatigue, Long-Term Health, and Highway Safety written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-09-12 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are approximately 4,000 fatalities in crashes involving trucks and buses in the United States each year. Though estimates are wide-ranging, possibly 10 to 20 percent of these crashes might have involved fatigued drivers. The stresses associated with their particular jobs (irregular schedules, etc.) and the lifestyle that many truck and bus drivers lead, puts them at substantial risk for insufficient sleep and for developing short- and long-term health problems. Commercial Motor Vehicle Driver Fatigue, Long-Term Health and Highway Safety assesses the state of knowledge about the relationship of such factors as hours of driving, hours on duty, and periods of rest to the fatigue experienced by truck and bus drivers while driving and the implications for the safe operation of their vehicles. This report evaluates the relationship of these factors to drivers' health over the longer term, and identifies improvements in data and research methods that can lead to better understanding in both areas.

Digital Bank: Strategies to launch or become a digital bank

Author : Chris Skinner
Publisher : Marshall Cavendish International Asia Pte Ltd
ISBN 13 : 9814561800
Total Pages : 275 pages
Book Rating : 4.8/5 (145 download)

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Book Synopsis Digital Bank: Strategies to launch or become a digital bank by : Chris Skinner

Download or read book Digital Bank: Strategies to launch or become a digital bank written by Chris Skinner and published by Marshall Cavendish International Asia Pte Ltd. This book was released on 2014-05-15 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Digital Bank tracks the innovations in banking and how the mobile internet is changing the dynamics of consumer and corporate relationships with their banks. The implication is that banks must become digitised, and that is a challenge as becoming a Digital Bank demands new services focused upon 21st-century technologies. Digital Bank not only includes extensive guidance and background on the digital revolution in banking, but also in-depth analysis of the activities of incumbent banks such as Barclays in the UK and mBank in Poland, as well as new start-ups such as Metro Bank and disruptive new models of banking such as FIDOR Bank in Germany. Add on to these a comprehensive sprinkling of completely new models of finance, such as Zopa and Bitcoin, and you can see that this book is a must-have for anyone involved in the future of business, commerce and banking. Chris Skinner is best known as an independent commentator on the financial markets through the Finanser (www.thefinanser.com) and Chair of the European networking forum The Financial Services Club, which he founded in 2004. He is the author of ten books covering everything from European regulations in banking through the credit crisis to the future of banking, and is a regular commentator on BBC News, Sky News and Bloomberg about banking issues. More can be discovered about Chris here: http://thefinanser.co.uk/fsclub/chris-skinner/

The Digital Revolution in Banking, Insurance and Capital Markets

Author : Lech Gąsiorkiewicz
Publisher : Taylor & Francis
ISBN 13 : 1000837815
Total Pages : 257 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis The Digital Revolution in Banking, Insurance and Capital Markets by : Lech Gąsiorkiewicz

Download or read book The Digital Revolution in Banking, Insurance and Capital Markets written by Lech Gąsiorkiewicz and published by Taylor & Francis. This book was released on 2023-02-22 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: The digital transformation of finance and banking enables traditional services to be delivered in a more effective and efficient way but, at the same time, presents crucial issues such as fast-growing new asset classes, new currencies, datafication and data privacy, algorithmization of law and regulation and, last but not least, new models of financial crime. This book approaches the evolution of digital finance from a business perspective and in a holistic way, providing cutting-edge knowledge of how the digital financial system works in its three main domains: banking, insurance and capital markets. It offers a bird’s-eye view of the major issues and developments in these individual sectors. The book begins by examining the wider framework of the subsequent analysis and over the next three parts, discusses the opportunities, risks and challenges facing the digitalization of these individual financial subsectors, highlighting the similarities and differences in their digitalization agenda, as well as the existing linkages and dependencies among them. The book clarifies the strategic issues facing the development of digital finance in these major subsectors over the coming years. The book has three key messages: that digital transformation changes fundamentally the way financial businesses operate; that individual trades have their own digitalization agenda; and that the state with its regulatory power and central banking and money has a particularly important role to play. It will be of interest to scholars, students and researchers of finance andbanking, as well as policymakers wishing to understand the values and limitations of new forms of digital money.

Transportation Cyber-Physical Systems

Author : Lipika Deka
Publisher : Elsevier
ISBN 13 : 0128142960
Total Pages : 350 pages
Book Rating : 4.1/5 (281 download)

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Book Synopsis Transportation Cyber-Physical Systems by : Lipika Deka

Download or read book Transportation Cyber-Physical Systems written by Lipika Deka and published by Elsevier. This book was released on 2018-07-30 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transportation Cyber-Physical Systems provides current and future researchers, developers and practitioners with the latest thinking on the emerging interdisciplinary field of Transportation Cyber Physical Systems (TCPS). The book focuses on enhancing efficiency, reducing environmental stress, and meeting societal demands across the continually growing air, water and land transportation needs of both people and goods. Users will find a valuable resource that helps accelerate the research and development of transportation and mobility CPS-driven innovation for the security, reliability and stability of society at-large. The book integrates ideas from Transport and CPS experts and visionaries, consolidating the latest thinking on the topic. As cars, traffic lights and the built environment are becoming connected and augmented with embedded intelligence, it is important to understand how smart ecosystems that encompass hardware, software, and physical components can help sense the changing state of the real world. - Bridges the gap between the transportation, CPS and civil engineering communities - Includes numerous examples of practical applications that show how diverse technologies and topics are integrated in practice - Examines timely, state-of-the-art topics, such as big data analytics, privacy, cybersecurity and smart cities - Shows how TCPS can be developed and deployed, along with its associated challenges - Includes pedagogical aids, such as Illustrations of application scenarios, architecture details, tables describing available methods and tools, chapter objectives, and a glossary - Contains international contributions from academia, government and industry