The DIY Guide To Repairing Your Own Credit

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Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.5/5 (15 download)

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Book Synopsis The DIY Guide To Repairing Your Own Credit by : Idell Doig

Download or read book The DIY Guide To Repairing Your Own Credit written by Idell Doig and published by . This book was released on 2021-05-26 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you've had an overdue student loan, years of high credit card balances, collections accounts, or even foreclosure, unfortunately, you probably have below-average or bad credit. With poor credit, you may not be able to get approved for new credit products like credit cards. Although you may still be able to take out an auto loan or a mortgage, you'll pay a much higher interest rate because of your low credit score. Compared to a borrower with good credit, someone with poor credit can pay $50,000 more in interest on a mortgage. Over an entire lifetime, you could end up paying over $200,000 more in unnecessary interest just because of bad credit. The good news is that you can repair your credit score all on your own. It just requires a little bit of know-how and a good bit of patience. This is a book that will show you sample letters you can send to restore your credit and greatly improve your chances of getting that home or a new car! In this book, you will be able to use the most up-to-date dispute letters to get things removed from your credit report and INCREASE your score. These are the same letters I use and have been proven to work for thousands of other people just like you! Here are a few more specific things you will get out of this book: -What to look for before you dispute items on your report -Where to mail your dispute letters -Exactly what you want to say in your letters -Rules to keep your improved credit score -Why items may have not been removed before -Most common mistakes that people make when trying to dispute -And more...

DIY Credit Repair

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Author :
Publisher :
ISBN 13 : 9780999249833
Total Pages : 80 pages
Book Rating : 4.2/5 (498 download)

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Book Synopsis DIY Credit Repair by : Kendyl Jameson

Download or read book DIY Credit Repair written by Kendyl Jameson and published by . This book was released on 2018-08-28 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is also available in Spanish. (Disponible en Español) Fix your credit and take control of your financial life! Do you need to repair your credit or increase your credit score? Do you want to eliminate debt and build credit? Have you applied for a loan and been denied due to your credit? Do you want to know how to read your credit report and understand why you were denied? Do you want to fix your credit? If you answered yes to any of the above questions or if you simply wish to improve your credit score and credit rating, then this book is for you! DIY Credit Repair: Beginners' Guide to Credit Repair is an easy to read and follow guide for individuals wishing to: repair credit; increase credit score; improve credit rating; understand credit reports; understand credit utilization ratio; and improve budgeting skills. In addition, you will find tips and suggestions for each section as well as examples for easier understanding of this otherwise complicated topic. DIY Credit Repair: Beginners' Guide to Credit Repair is written and based on personal experience. Proven to have been successful for the author, the information included has been used and applied to not only rebuild and repair credit, but also increase credit rating while sending the credit score shooting for the stars! A healthy credit score and credit utilization ratio are important for obtaining car loans, mortgages and lines of credit. These two components can make an impact on whether or not you qualify for the purchase you want to make. Overall, the better your credit and payment history, the better chances you have of being approved - and often at lower interest rates. Although services can be used for achieving some credit goals, when you do it yourself (DIY), you not only learn the process, but also gain better financial discipline while teaching yourself how to preserve your credit and make better purchasing decisions. When you fix your credit yourself, you will inherit the power to maintain your credit with a full understanding of how and when to use it, as well as when not to. Understanding the ins and outs of your personal credit now, can save you grief and frustration further down the road. All of this adds up to better chances of a more stable, sound financial situation that assists in lowering stress and improving life on a daily basis! Get excited about where you can take this and get started today!

Guide to DIY Credit Repair

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Author :
Publisher :
ISBN 13 : 9781087984674
Total Pages : 0 pages
Book Rating : 4.9/5 (846 download)

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Book Synopsis Guide to DIY Credit Repair by : Christy Mobley

Download or read book Guide to DIY Credit Repair written by Christy Mobley and published by . This book was released on 2022-08-14 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: DIY credit repair entails repairing your credit on your own by getting in touch with creditors and credit bureaus to dispute and challenge errors. You can do this totally on your own or you can handle some of these things yourself while employing a credit repair agency for others. A Step by Step Guide to Understanding and Building Personal and Business credit.

The DIY Guide To Repairing Your Own Credit

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 88 pages
Book Rating : 4.5/5 (44 download)

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Book Synopsis The DIY Guide To Repairing Your Own Credit by : Nigel Pilley

Download or read book The DIY Guide To Repairing Your Own Credit written by Nigel Pilley and published by Independently Published. This book was released on 2021-05-14 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you have poor credit, you may be struggling to qualify for a credit card, rent an apartment or even get a personal loan. One of the most common mistakes we see in Credit Management is the assumption that a bad credit score sticks with you for life. This is simply not the case. How quickly you repair or fix a bad credit score is a factor of how willing you are to make some simple changes in your choice of how to handle credit and financial issues in your life. This book will open a new world for you, It is: -Beginners Step-by-Step Guide for Fixing Credit -US territory focused way -Increase your Score +800 -Legal 609 Loopholes -+10 Letters Templates included Some of the topics that we will explore in this guidebook include: -What a FICO score is all about and why it is so important. -A look at some of the secrets that you can do to increase your credit score. -How to harm your credit score and why certain actions need to be avoided at all costs. -The most common credit myths out there and why they are just harming you. -How to increase your score to 800+ without having to wait years to get it done. -A look at what Section 609 is all about, and how this is going to help you to improve your score in no time. -Some of your rights under Section 609 and how you can use these to your advantage. -Some of the things that you should include in your Section 609 letter to make it stand out and ensure that you are fully understood. -Some of the best templates that you can use to work with Section 609, the follow-up letters, the Cease and Desist letters, and even some Goodwill letters.

The Ultimate DIY (Do It Yourself) Credit Repair Guide

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781546775966
Total Pages : 106 pages
Book Rating : 4.7/5 (759 download)

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Book Synopsis The Ultimate DIY (Do It Yourself) Credit Repair Guide by : Credit Consulting

Download or read book The Ultimate DIY (Do It Yourself) Credit Repair Guide written by Credit Consulting and published by Createspace Independent Publishing Platform. This book was released on 2017-06-14 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Ultimate DIY (Do It Yourself) Credit Repair Guide provides detailed information to help anyone who is willing and ready to tackle the task of fixing their own credit. This guide provides insider credit repair tips practiced by industry professionals. In addition, you will never get stuck trying to figure out the proper verbiage to use in drafting your letters of dispute, because this guide provides you with over 20 letter samples, breaks down the statute of limitations and comprehensive instructions regarding the HIPAA law, FCRA and FDCPA. This guide will truly help you to REBUILD, RESTORE, REVIVE your credit and finances.

I Give You Credit

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Author :
Publisher : Carlos Ariel Then
ISBN 13 :
Total Pages : 72 pages
Book Rating : 4.6/5 (63 download)

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Book Synopsis I Give You Credit by : Carlos Ariel Then

Download or read book I Give You Credit written by Carlos Ariel Then and published by Carlos Ariel Then. This book was released on 2020-01-29 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book, "I Give You Credit". I go through the steps of repairing your own credit while providing you with the knowledge, letter templates and tips that will help you get all the credit you deserve! You see, in this game called life. Cash is King, but Credit is Queen.. When you realize that the Queen can make a lot more moves on the playing field than the King. You start utilizing it in a better fashion. Of course you have to protect your King to win the game...

The Ultimate Guide To Credit Repair

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Author :
Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.5/5 (15 download)

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Book Synopsis The Ultimate Guide To Credit Repair by : Annemarie Postuci

Download or read book The Ultimate Guide To Credit Repair written by Annemarie Postuci and published by . This book was released on 2021-05-26 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you've had an overdue student loan, years of high credit card balances, collections accounts, or even foreclosure, unfortunately, you probably have below-average or bad credit. With poor credit, you may not be able to get approved for new credit products like credit cards. Although you may still be able to take out an auto loan or a mortgage, you'll pay a much higher interest rate because of your low credit score. Compared to a borrower with good credit, someone with poor credit can pay $50,000 more in interest on a mortgage. Over an entire lifetime, you could end up paying over $200,000 more in unnecessary interest just because of bad credit. The good news is that you can repair your credit score all on your own. It just requires a little bit of know-how and a good bit of patience. This is a book that will show you sample letters you can send to restore your credit and greatly improve your chances of getting that home or a new car! In this book, you will be able to use the most up-to-date dispute letters to get things removed from your credit report and INCREASE your score. These are the same letters I use and have been proven to work for thousands of other people just like you! Here are a few more specific things you will get out of this book: -What to look for before you dispute items on your report -Where to mail your dispute letters -Exactly what you want to say in your letters -Rules to keep your improved credit score -Why items may have not been removed before -Most common mistakes that people make when trying to dispute -And more...

The Ultimate DIY Credit Repair Guide

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Author :
Publisher :
ISBN 13 : 9781548124229
Total Pages : 106 pages
Book Rating : 4.1/5 (242 download)

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Book Synopsis The Ultimate DIY Credit Repair Guide by : Credit Consulting

Download or read book The Ultimate DIY Credit Repair Guide written by Credit Consulting and published by . This book was released on 2017-07-02 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Ultimate DIY (Do It Yourself) Credit Repair Guide provides detailed information to help anyone who is willing and ready to tackle the task of fixing their own credit. This guide provides insider credit repair tips practiced by industry professionals. In addition, you will never get stuck trying to figure out the proper verbiage to use in drafting your letters of dispute, because this guide provides you with over 20 letter samples, breaks down the statute of limitations and comprehensive instructions regarding the HIPAA law, FCRA and FDCPA. This guide will truly help you to REBUILD, RESTORE, REVIVE your credit and finances.

The Ultimate Do It Yourself Like a Pro (DIYLP) Credit Repair Book

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Author :
Publisher :
ISBN 13 :
Total Pages : 162 pages
Book Rating : 4.7/5 (496 download)

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Book Synopsis The Ultimate Do It Yourself Like a Pro (DIYLP) Credit Repair Book by : Kodi Conner Seals

Download or read book The Ultimate Do It Yourself Like a Pro (DIYLP) Credit Repair Book written by Kodi Conner Seals and published by . This book was released on 2021-05-09 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book was written to show the importance of having good credit and also to show how easy it is to obtain it. A lot of individuals may be skeptical about spending money on credit repair because they might feel like they have been scammed in the past or felt they have not seen any results from those purchased service(s). Kodi understood that feeling - she too was a victim of "credit scam". She spent an insanely large amount of money on credit repair services and never saw a return on her investment. She went through it, and did not want others to do the same, so she started to research credit repair and untimely came up with her program that will be shared in this book. She will be showing you step-by-step how you can clean up your credit for a fraction of the cost you would be spending with someone else. The steps are easy and this book will provide you with all the tools/resources you will need to be successful. By purchasing this book, you have made the decision to become financially free on your own terms. You WILL achieve your goals, IF you follow the program.DIY Credit Repair: Beginners' Guide to Credit Repair is an easy-to-read guide for individuals wishing to: repair credit; increase credit score; improve credit rating; understand credit reports; understand credit utilization ratio; and. improve budgeting skills. It comes with over 35 templates and bonus responses to help you during the process.

How to Repair Your Own Credit

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781973784326
Total Pages : 84 pages
Book Rating : 4.7/5 (843 download)

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Book Synopsis How to Repair Your Own Credit by : Charlotte Moore

Download or read book How to Repair Your Own Credit written by Charlotte Moore and published by Createspace Independent Publishing Platform. This book was released on 2017-07-23 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first step in credit repair is understanding your credit report and how creditors judge it. This is an easy to understand guide to repairing your own story. The readers will not only be able to repair their own credit, but also able to rebuild their credit and effectively manage it to improve and maintain a strong credit score for a lifetime. Throughout the book are true accounts of the author's struggles with credit and the lessons learned, which can be applied by the readers. The intent of the book is for the readers to gain and use the tools provided to be empowered to take control of their own credit and to maintain good and strong credit for life.

Mastering Credit

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Author :
Publisher : Adidas Wilson
ISBN 13 :
Total Pages : 84 pages
Book Rating : 4./5 ( download)

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Book Synopsis Mastering Credit by : Adidas Wilson

Download or read book Mastering Credit written by Adidas Wilson and published by Adidas Wilson . This book was released on with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Society relies heavily on credit for most financial decisions. Today, good credit is not just important for getting a loan or a credit card. Many businesses have to check your credit before deciding whether or not they will extend their products and services to you. Mortgage lenders need to be sure that you will pay your mortgage responsibly before they can finance you. Without good credit, the mortgage lender concludes that giving you a loan is risky for them. If they still approve, regardless of your poor credit, they will charge you a very high interest rate. Bad credit will see you pay a higher mortgage amount or worse, your mortgage application will be declined. Just because you are not currently interested in buying a house does not mean that your credit does not matter. Landlords will, in most cases, consult your credit before renting you a house or apartment. Your lease is considered a loan. You require a loan to purchase a car unless you have the full amount at hand. Your credit score affects the loan amount and interest rate and whether or not you will be given the loan in the first place. With excellent credit, you will qualify for a higher loan amount and the interest rate will be lower. A poor credit score translates to limited options. Not many lenders will be ready to finance you and the few that will be willing might charge a very high interest rate. Table of Contents Preface Introduction Ch. 1 – Credit Reports Ch. 2 - How to Build Credit Ch. 3 – Details Matter Ch. 4 - FICO Credit Score Ch. 5 - What Is A Good Credit Score? Ch. 6 - How to Raise Your Credit Scores Ch. 7 - Equifax, TransUnion, and Experian Ch. 8 - Consumer Credit Report Ch. 9 - Free Credit Score or Report Ch. 10 - How Credit Cards Impact Your Credit Score Ch. 11 - Mistakes to Avoid When Disputing Credit Report Errors Ch. 12 - How to Remove A Charge-Off Ch. 13 - How to Remove Late Payments Ch. 14 - How to Remove Collections Ch. 15 - How to Remove A Foreclosure from Your Credit Report Ch. 16 - How to Remove A Bankruptcy Ch. 17 - How to Remove A Repossession from Your Credit Report Ch. 18 - Removing A Judgment Ch. 19 – How to Remove A Tax Lien from Your Credit Report Ch. 20 – How to Remove Credit Inquiries from Your Credit Report Ch. 21 - Sample Credit Dispute Letter Ch. 22 - Cease and Desist Letter for Debt Collectors Ch. 23 - Sample Debt Validation Letter Ch. 24 - How to Deal with Debt Collection Agencies Ch. 25 - ChexSystems Ch. 26 - How to Request Debt Validation from Debt Collectors Ch. 27 - Statute of Limitations on Debt Collection Ch. 28 - The Fair Debt Collection Practices Act Ch. 29 - Authorized User Ch. 30 - Credit Card Piggybacking Ch. 31 - Before and After Bankruptcy Conclusion

D.I.Y Credit Restoration Step-by-Step Guide

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.3/5 (921 download)

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Book Synopsis D.I.Y Credit Restoration Step-by-Step Guide by : Danyettia Holt

Download or read book D.I.Y Credit Restoration Step-by-Step Guide written by Danyettia Holt and published by Independently Published. This book was released on 2023-04-21 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Repair your credit like the pros. This step by step guide will help you get your credit score from poor to excellent. Letter templates included.

The Ultimate D.I.Y Guide for Credit Repair

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Author :
Publisher : Dream Credit
ISBN 13 : 1633159175
Total Pages : 118 pages
Book Rating : 4.6/5 (331 download)

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Book Synopsis The Ultimate D.I.Y Guide for Credit Repair by : R.J. Barclay

Download or read book The Ultimate D.I.Y Guide for Credit Repair written by R.J. Barclay and published by Dream Credit. This book was released on 2014-04-14 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Most comprehensive Credit repair manual on the market today. It goes in dept on how to find erroes and how to read the credit report. This Book includes 6 worksheets and 7 sample letters.

Credit Gems

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Publisher :
ISBN 13 :
Total Pages : 116 pages
Book Rating : 4.6/5 (4 download)

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Book Synopsis Credit Gems by : Shemika Rochelle

Download or read book Credit Gems written by Shemika Rochelle and published by . This book was released on 2020-04-24 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Book was Created by Shemika Rochelle, The CEO of Xtreme Financial Services, LLC. This credit repair book is for everyone, whether your score is low because of your poor relationship with money or overcoming life's adversities.In this book, I will give you the fundamentals of understanding credit and financial management. This D.I.Y guide is to be used as a tool to help you increase your credit scores all while understanding the simple practices of the laws. You will discover the truths about the three (3) major bureaus and follow the simple step-by-step guide to repairing your credit.

How to Increase Your Credit Score: The #1 DIY Credit Repair Guide

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Author :
Publisher : Independently Published
ISBN 13 : 9781092157780
Total Pages : 36 pages
Book Rating : 4.1/5 (577 download)

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Book Synopsis How to Increase Your Credit Score: The #1 DIY Credit Repair Guide by : Alphonso Styles

Download or read book How to Increase Your Credit Score: The #1 DIY Credit Repair Guide written by Alphonso Styles and published by Independently Published. This book was released on 2019-03-30 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a country where consumers increasingly pay more when they have bad credit, Alphonso's book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of his insightful suggestions, you'll save many times the cost of this book and see a score increase in as little as 45 days!

Repair Your Own Credit

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Author :
Publisher : Career Press
ISBN 13 : 9781564145178
Total Pages : 0 pages
Book Rating : 4.1/5 (451 download)

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Book Synopsis Repair Your Own Credit by : Bob Hammond

Download or read book Repair Your Own Credit written by Bob Hammond and published by Career Press. This book was released on 2001 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This newly revised handbook guides readers in how to repair their credit and how to avoid unethical credit repair services that take thousands of dollars from consumers each day. The author reveals the illegal secrets of the credit repair industry and offers discussion on topics such as the importance of good credit, tips on re-establishing and repairing credit, and more.

5 Simple Steps to Easy Credit Repair: the Simple to Understand Credit Book and Guide

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Publisher :
ISBN 13 : 9781517445966
Total Pages : 56 pages
Book Rating : 4.4/5 (459 download)

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Book Synopsis 5 Simple Steps to Easy Credit Repair: the Simple to Understand Credit Book and Guide by : Jeremy Maher

Download or read book 5 Simple Steps to Easy Credit Repair: the Simple to Understand Credit Book and Guide written by Jeremy Maher and published by . This book was released on 2015-09-24 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: Our 5 step credit guide gives you the exact process to repair your credit without the technical mumbo jumbo. This credit manual was created with over 10,000 hours of first-hand credit repair experience and knowledge to make the process fast and easy for you. This book is the no-frills, to-the-point guide to credit repair. Rather than reading an elaborate encyclopedia, these simple steps were created so you can repair your credit quickly, get on with your life and enjoy the benefits! You'll be able to read this entire credit book thoroughly in just one sitting and send out your first disputes! Each of the credit improvement techniques outlined in this course is independently powerful. We have seen credit scores jump 40, 60 or even 100 points from easily implementing just one of the steps. As you know, your credit score is not only a 3-digit number; it is your financial reputation and financial future. You will learn how to raise your 3-digit credit score in order to improve your financial lifestyle, leading to the bright future you deserve. Here is a testimonial for our training from a renowned journalist: "It has been the only product I have seen, used and reviewed that I can recommend. Not only do you get ten times the information you'd expect, it's all easy to understand and follow." Becky Blanton Journalist, Author and TED Global Speaker Many Americans do not realize there is a consumer law called the Fair Credit Reporting Act that protects us and allows us to DELETE items from our credit reports. An official study found that 7 OUT OF 10 AMERICANS have INCORRECT information on their credit report that is PREVENTING them from getting approved. So there are probably things in your credit report that ARE NOT YOUR FAULT that are still costing you money. Kind of scary right? This 5 Step Guide to Easy Credit Repair book will show you how to remove bad items from your credit report AND build up new accounts to boost your credit score.